The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 640 4,683 SH   SOLE   0 0 4,683
ISHARES TR CORE S&P500 ETF 464287200 205 540 SH   SOLE   0 0 540
ISHARES TR MSCI EAFE ETF 464287465 6,296 100,756 SH   SOLE   0 0 100,756
ISHARES TR NATIONAL MUN ETF 464288414 6,412 60,283 SH   SOLE   0 0 60,283
ISHARES TR MSCI KLD400 SOC 464288570 369 5,137 SH   SOLE   0 0 5,137
ISHARES TR CORE S&P SCP ETF 464287804 2,275 24,623 SH   SOLE   0 0 24,623
ISHARES TR RUS MID CAP ETF 464287499 396 6,123 SH   SOLE   0 0 6,123
ISHARES TR CORE S&P US GWT 464287671 744 8,887 SH   SOLE   0 0 8,887
ISHARES TR SHRT NAT MUN ETF 464288158 500 4,778 SH   SOLE   0 0 4,778
JOHNSON & JOHNSON COM 478160104 468 2,635 SH   SOLE   0 0 2,635
MICROSOFT CORP COM 594918104 385 1,500 SH   SOLE   0 0 1,500
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,736 55,196 SH   SOLE   0 0 55,196
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 25,261 565,624 SH   SOLE   0 0 565,624
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 542 10,800 SH   SOLE   0 0 10,800
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,290 194,681 SH   SOLE   0 0 194,681
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,846 39,736 SH   SOLE   0 0 39,736
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,440 88,228 SH   SOLE   0 0 88,228
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,286 84,259 SH   SOLE   0 0 84,259
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,929 40,296 SH   SOLE   0 0 40,296
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 475 6,578 SH   SOLE   0 0 6,578
SHERWIN WILLIAMS CO COM 824348106 1,049 4,683 SH   SOLE   0 0 4,683
SPDR S&P 500 ETF TR TR UNIT 78462F103 440 1,166 SH   SOLE   0 0 1,166
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,185 5,285 SH   SOLE   0 0 5,285
THERMO FISHER SCIENTIFIC INC COM 883556102 253 466 SH   SOLE   0 0 466
VANGUARD BD INDEX FDS INTERMED TERM 921937819 12,976 167,113 SH   SOLE   0 0 167,113
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,837 154,143 SH   SOLE   0 0 154,143
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,211 20,788 SH   SOLE   0 0 20,788
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,433 25,719 SH   SOLE   0 0 25,719
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,772 295,671 SH   SOLE   0 0 295,671
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,037 180,302 SH   SOLE   0 0 180,302
VANGUARD STAR FDS VG TL INTL STK F 921909768 390 7,549 SH   SOLE   0 0 7,549
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,803 66,890 SH   SOLE   0 0 66,890