The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   139,383 1,275 SH   SOLE   0 0 1,275
ABBOTT LABS COM Stock 002824100   616,612 5,602 SH   SOLE   0 0 5,602
ABBVIE INC COM Stock 00287Y109   1,089,594 7,031 SH   SOLE   0 0 7,031
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   982,548 2,800 SH   SOLE   0 0 2,800
ADOBE INC COM Stock 00724F101   1,097,744 1,840 SH   SOLE   0 0 1,840
AFLAC INC COM Stock 001055102   300,135 3,638 SH   SOLE   0 0 3,638
AIR PRODS & CHEMS INC COM Stock 009158106   492,840 1,800 SH   SOLE   0 0 1,800
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   0 0 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   555,268 3,975 SH   SOLE   0 0 3,975
ALPHABET INC CAP STK CL C Stock 02079K107   722,125 5,124 SH   SOLE   0 0 5,124
ALTRIA GROUP INC COM Stock 02209S103   139,254 3,452 SH   SOLE   0 0 3,452
AMAZON COM INC COM Stock 023135106   674,006 4,436 SH   SOLE   0 0 4,436
AMERICAN AIRLS GROUP INC COM Stock 02376R102   13,740 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM Stock 025537101   99,413 1,224 SH   SOLE   0 0 1,224
AMERICAN EXPRESS CO COM Stock 025816109   562,020 3,000 SH   SOLE   0 0 3,000
AMGEN INC COM Stock 031162100   544,934 1,892 SH   SOLE   0 0 1,892
AON PLC SHS CL A Stock G0403H108   6,111 21 SH   SOLE   0 0 21
APPLE INC COM Stock 037833100   8,440,515 43,840 SH   SOLE   0 0 43,840
APPLIED MATLS INC COM Stock 038222105   5,024 31 SH   SOLE   0 0 31
ARCHER DANIELS MIDLAND CO COM Stock 039483102   4,333 60 SH   SOLE   0 0 60
ARROW ELECTRS INC COM Stock 042735100   7,091 58 SH   SOLE   0 0 58
AT&T INC COM Stock 00206R102   1,946 116 SH   SOLE   0 0 116
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   905,787 3,888 SH   SOLE   0 0 3,888
AZENTA INC COM Stock 114340102   9,445 145 SH   SOLE   0 0 145
BECTON DICKINSON & CO COM Stock 075887109   536,426 2,200 SH   SOLE   0 0 2,200
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   242,172 679 SH   SOLE   0 0 679
BIOGEN INC COM Stock 09062X103   237,033 916 SH   SOLE   0 0 916
BLACKROCK INC COM Stock 09247X101   307,672 379 SH   SOLE   0 0 379
BOEING CO COM Stock 097023105   260,660 1,000 SH   SOLE   0 0 1,000
BOOKING HOLDINGS INC COM Stock 09857L108   1,149,299 324 SH   SOLE   0 0 324
BOSTON SCIENTIFIC CORP COM Stock 101137107   5,145 89 SH   SOLE   0 0 89
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   10,262 200 SH   SOLE   0 0 200
CAPITAL GROUP CORE PLUS INCOME ETF ETF 14020Y102   2,849,017 125,535 SH   SOLE   0 0 125,535
CAPITAL ONE FINL CORP COM Stock 14040H105   52,579 401 SH   SOLE   0 0 401
CARRIER GLOBAL CORPORATION COM Stock 14448C104   74,685 1,300 SH   SOLE   0 0 1,300
CATERPILLAR INC COM Stock 149123101   435,522 1,473 SH   SOLE   0 0 1,473
CENCORA INC COM Stock 03073E105   65,105 317 SH   SOLE   0 0 317
CENTENE CORP DEL COM Stock 15135B101   14,842 200 SH   SOLE   0 0 200
CHEESECAKE FACTORY INC COM Stock 163072101   7,142 204 SH   SOLE   0 0 204
CHEVRON CORP NEW COM Stock 166764100   374,392 2,510 SH   SOLE   0 0 2,510
CHUBB LIMITED COM Stock H1467J104   59,664 264 SH   SOLE   0 0 264
CISCO SYS INC COM Stock 17275R102   360,915 7,144 SH   SOLE   0 0 7,144
CITIGROUP INC COM NEW Stock 172967424   5,658 110 SH   SOLE   0 0 110
CME GROUP INC COM Stock 12572Q105   7,792 37 SH   SOLE   0 0 37
COCA COLA CO COM Stock 191216100   179,442 3,045 SH   SOLE   0 0 3,045
COLGATE PALMOLIVE CO COM Stock 194162103   198,159 2,486 SH   SOLE   0 0 2,486
COMCAST CORP NEW CL A Stock 20030N101   15,786 360 SH   SOLE   0 0 360
COMMUNICATION SERVICES SEL SECT SPDRETF ETF 81369Y852   22,379 308 SH   SOLE   0 0 308
CONOCOPHILLIPS COM Stock 20825C104   648,135 5,584 SH   SOLE   0 0 5,584
CONSTRUCTION PARTNERS INC COM CL A Stock 21044C107   16,059 369 SH   SOLE   0 0 369
CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308   2,349,979 32,625 SH   SOLE   0 0 32,625
CORNING INC COM Stock 219350105   97,440 3,200 SH   SOLE   0 0 3,200
COSTCO WHSL CORP NEW COM Stock 22160K105   101,652 154 SH   SOLE   0 0 154
CSX CORP COM Stock 126408103   62,406 1,800 SH   SOLE   0 0 1,800
DANAHER CORPORATION COM Stock 235851102   274,138 1,185 SH   SOLE   0 0 1,185
DARDEN RESTAURANTS INC COM Stock 237194105   341,580 2,079 SH   SOLE   0 0 2,079
DEFIANCE 5G NEXT GEN CONNECTIVITY ETF ETF 26922A289   124,495 3,473 SH   SOLE   0 0 3,473
DISCOVER FINL SVCS COM Stock 254709108   231,094 2,056 SH   SOLE   0 0 2,056
DOVER CORP COM Stock 260003108   201,030 1,307 SH   SOLE   0 0 1,307
DOW INC COM Stock 260557103   46,724 852 SH   SOLE   0 0 852
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   35,711 368 SH   SOLE   0 0 368
EATON CORP PLC SHS Stock G29183103   21,433 89 SH   SOLE   0 0 89
EBAY INC. COM Stock 278642103   2,007 46 SH   SOLE   0 0 46
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   450,180 5,904 SH   SOLE   0 0 5,904
ELEVANCE HEALTH INC COM Stock 036752103   31,123 66 SH   SOLE   0 0 66
ELI LILLY & CO COM Stock 532457108   250,073 429 SH   SOLE   0 0 429
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506   412,660 4,922 SH   SOLE   0 0 4,922
EVERSOURCE ENERGY COM Stock 30040W108   0 0 SH   SOLE   0 0 0
EXXON MOBIL CORP COM Stock 30231G102   519,096 5,192 SH   SOLE   0 0 5,192
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   10,204 200 SH   SOLE   0 0 200
FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605   3,557,223 94,607 SH   SOLE   0 0 94,607
FIRST TRUST CNSMR DISCRET ALPHADEX ETF ETF 33734X101   4,424 75 SH   SOLE   0 0 75
FORD MTR CO DEL COM Stock 345370860   30,475 2,500 SH   SOLE   0 0 2,500
GENERAL DYNAMICS CORP COM Stock 369550108   8,309 32 SH   SOLE   0 0 32
GENERAL MTRS CO COM Stock 37045V100   35,920 1,000 SH   SOLE   0 0 1,000
GOLDMAN SACHS ACTIVEBETA US LGCP EQ ETF ETF 381430503   12,308,529 131,207 SH   SOLE   0 0 131,207
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   3,376 42 SH   SOLE   0 0 42
HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209   1,297,656 9,515 SH   SOLE   0 0 9,515
HEICO CORP NEW CL A Stock 422806208   141,585 994 SH   SOLE   0 0 994
HOME DEPOT INC COM Stock 437076102   634,880 1,832 SH   SOLE   0 0 1,832
HONEYWELL INTL INC COM Stock 438516106   648,633 3,093 SH   SOLE   0 0 3,093
HUBSPOT INC COM Stock 443573100   212,478 366 SH   SOLE   0 0 366
IDEXX LABS INC COM Stock 45168D104   273,640 493 SH   SOLE   0 0 493
ILLINOIS TOOL WKS INC COM Stock 452308109   1,204,924 4,600 SH   SOLE   0 0 4,600
INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704   22,342 196 SH   SOLE   0 0 196
INTEGER HLDGS CORP COM Stock 45826H109   396,320 4,000 SH   SOLE   0 0 4,000
INTEL CORP COM Stock 458140100   872,943 17,372 SH   SOLE   0 0 17,372
INVESCO CURRENCYSHARES EURO CURRENCY ETF 46138K103   3,059,567 29,984 SH   SOLE   0 0 29,984
INVESCO INTERNATIONAL CORPORATE BOND ETF ETF 46138E636   9,856,807 427,627 SH   SOLE   0 0 427,627
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   216,502 1,372 SH   SOLE   0 0 1,372
INVESCO TOTAL RETURN BOND ETF ETF 46090A804   11,444,929 242,272 SH   SOLE   0 0 242,272
IPATH BLOOMBERG CMDTY TR ETN ETF 06738C778   5,568,420 183,232 SH   SOLE   0 0 183,232
ISHARES CORE INTERNATIONAL AGGT BD ETF ETF 46435G672   7,343,707 147,464 SH   SOLE   0 0 147,464
ISHARES CORE MSCI EAFE ETF ETF 46432F842   4,571,132 64,977 SH   SOLE   0 0 64,977
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   7,127,481 140,915 SH   SOLE   0 0 140,915
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   2,189,191 39,789 SH   SOLE   0 0 39,789
ISHARES CORE S&P 500 ETF ETF 464287200   18,981,971 39,742 SH   SOLE   0 0 39,742
ISHARES CORE S&P MID-CAP ETF ETF 464287507   14,231,653 51,350 SH   SOLE   0 0 51,350
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   573,942 5,302 SH   SOLE   0 0 5,302
ISHARES CORE S&P US VALUE ETF ETF 464287663   1,602 19 SH   SOLE   0 0 19
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226   5,807,656 58,515 SH   SOLE   0 0 58,515
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   3,988,802 8,900 SH   SOLE   0 0 8,900
ISHARES FRONTIER AND SELECT EM ETF ETF 464286145   1,515,196 57,612 SH   SOLE   0 0 57,612
ISHARES LATIN AMERICA 40 ETF ETF 464287390   66,606 2,292 SH   SOLE   0 0 2,292
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,644,959 39,732 SH   SOLE   0 0 39,732
ISHARES MSCI AUSTRALIA ETF ETF 464286103   1,231,872 50,611 SH   SOLE   0 0 50,611
ISHARES MSCI BRAZIL ETF ETF 464286400   1,246,569 35,657 SH   SOLE   0 0 35,657
ISHARES MSCI CHINA ETF ETF 46429B671   1,686,962 41,408 SH   SOLE   0 0 41,408
ISHARES MSCI EAFE ETF ETF 464287465   657,429 8,725 SH   SOLE   0 0 8,725
ISHARES MSCI EUROZONE ETF ETF 464286608   3,398,270 71,633 SH   SOLE   0 0 71,633
ISHARES MSCI INDIA ETF ETF 46429B598   1,584,958 32,472 SH   SOLE   0 0 32,472
ISHARES MSCI INDONESIA ETF ETF 46429B309   1,004,154 44,989 SH   SOLE   0 0 44,989
ISHARES MSCI JAPAN ETF ETF 46434G822   27,580 430 SH   SOLE   0 0 430
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   17,167 220 SH   SOLE   0 0 220
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   274,710 1,867 SH   SOLE   0 0 1,867
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,530,316 14,116 SH   SOLE   0 0 14,116
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   693,350 2,287 SH   SOLE   0 0 2,287
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   449,645 2,721 SH   SOLE   0 0 2,721
ISHARES RUSSELL 2000 ETF ETF 464287655   1,418,217 7,066 SH   SOLE   0 0 7,066
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   799,537 3,170 SH   SOLE   0 0 3,170
ISHARES RUSSELL MID-CAP ETF ETF 464287499   264,593 3,404 SH   SOLE   0 0 3,404
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   3,879,540 37,139 SH   SOLE   0 0 37,139
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   300,610 2,585 SH   SOLE   0 0 2,585
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   58,816 470 SH   SOLE   0 0 470
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   47,928 465 SH   SOLE   0 0 465
JOHNSON & JOHNSON COM Stock 478160104   1,336,365 8,526 SH   SOLE   0 0 8,526
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   13,273 207 SH   SOLE   0 0 207
JPMORGAN BETABUILDERS JAPAN ETF ETF 46641Q217   1,478,228 28,146 SH   SOLE   0 0 28,146
JPMORGAN CHASE & CO COM Stock 46625H100   96,787 569 SH   SOLE   0 0 569
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670   11,409,684 242,321 SH   SOLE   0 0 242,321
JPMORGAN MUNICIPAL ETF ETF 46641Q647   1,918,287 37,643 SH   SOLE   0 0 37,643
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   784,944 15,627 SH   SOLE   0 0 15,627
KELLANOVA COM Stock 487836108   1,230 22 SH   SOLE   0 0 22
KIMBERLY-CLARK CORP COM Stock 494368103   151,158 1,244 SH   SOLE   0 0 1,244
KRANESHARES CSI CHINA INTERNET ETF ETF 500767306   677,781 25,103 SH   SOLE   0 0 25,103
LANDSTAR SYS INC COM Stock 515098101   9,102 47 SH   SOLE   0 0 47
LINDE PLC SHS Stock G54950103   15,607 38 SH   SOLE   0 0 38
LOCKHEED MARTIN CORP COM Stock 539830109   1,011,178 2,231 SH   SOLE   0 0 2,231
LOWES COS INC COM Stock 548661107   1,992,045 8,951 SH   SOLE   0 0 8,951
LULULEMON ATHLETICA INC COM Stock 550021109   13,805 27 SH   SOLE   0 0 27
MARKEL GROUP INC COM Stock 570535104   391,892 276 SH   SOLE   0 0 276
MARRIOTT INTL INC NEW CL A Stock 571903202   4,736 21 SH   SOLE   0 0 21
MARSH & MCLENNAN COS INC COM Stock 571748102   356,393 1,881 SH   SOLE   0 0 1,881
MASTERCARD INCORPORATED CL A Stock 57636Q104   334,384 784 SH   SOLE   0 0 784
MCDONALDS CORP COM Stock 580135101   1,283,592 4,329 SH   SOLE   0 0 4,329
MCKESSON CORP COM Stock 58155Q103   60,187 130 SH   SOLE   0 0 130
MEDTRONIC PLC SHS Stock G5960L103   92,678 1,125 SH   SOLE   0 0 1,125
MERCADOLIBRE INC COM Stock 58733R102   1,436,388 914 SH   SOLE   0 0 914
MERCK & CO INC COM Stock 58933Y105   593,614 5,445 SH   SOLE   0 0 5,445
META PLATFORMS INC CL A Stock 30303M102   48,493 137 SH   SOLE   0 0 137
MICRON TECHNOLOGY INC COM Stock 595112103   85,340 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM Stock 594918104   2,932,360 7,798 SH   SOLE   0 0 7,798
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS ADR 606822104   4,116 478 SH   SOLE   0 0 478
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   6,222 108 SH   SOLE   0 0 108
MORGAN STANLEY COM NEW Stock 617446448   2,425 26 SH   SOLE   0 0 26
MSCI INC COM Stock 55354G100   86,544 153 SH   SOLE   0 0 153
NEXTERA ENERGY INC COM Stock 65339F101   153,126 2,521 SH   SOLE   0 0 2,521
NIKE INC CL B Stock 654106103   21,714 200 SH   SOLE   0 0 200
NORFOLK SOUTHN CORP COM Stock 655844108   90,534 383 SH   SOLE   0 0 383
NORTHROP GRUMMAN CORP COM Stock 666807102   224,707 480 SH   SOLE   0 0 480
NOVO-NORDISK A S ADR ADR 670100205   5,379 52 SH   SOLE   0 0 52
NVIDIA CORPORATION COM Stock 67066G104   515,524 1,041 SH   SOLE   0 0 1,041
NXP SEMICONDUCTORS N V COM Stock N6596X109   19,523 85 SH   SOLE   0 0 85
OCCIDENTAL PETE CORP COM Stock 674599105   5,971 100 SH   SOLE   0 0 100
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162   467 12 SH   SOLE   0 0 12
OKTA INC CL A Stock 679295105   142,947 1,579 SH   SOLE   0 0 1,579
ORACLE CORP COM Stock 68389X105   259,990 2,466 SH   SOLE   0 0 2,466
OREILLY AUTOMOTIVE INC COM Stock 67103H107   26,602 28 SH   SOLE   0 0 28
OTIS WORLDWIDE CORP COM Stock 68902V107   58,156 650 SH   SOLE   0 0 650
PEPSICO INC COM Stock 713448108   1,257,835 7,406 SH   SOLE   0 0 7,406
PFIZER INC COM Stock 717081103   453,011 15,735 SH   SOLE   0 0 15,735
PHILIP MORRIS INTL INC COM Stock 718172109   105,652 1,123 SH   SOLE   0 0 1,123
PHILLIPS 66 COM Stock 718546104   66,570 500 SH   SOLE   0 0 500
PIMCO ACTIVE BOND ETF ETF 72201R775   11,416,281 123,486 SH   SOLE   0 0 123,486
PLUG POWER INC COM NEW Stock 72919P202   4,500 1,000 SH   SOLE   0 0 1,000
PPG INDS INC COM Stock 693506107   373,875 2,500 SH   SOLE   0 0 2,500
PRICE T ROWE GROUP INC COM Stock 74144T108   1,831 17 SH   SOLE   0 0 17
PRIMERICA INC COM Stock 74164M108   8,642 42 SH   SOLE   0 0 42
PROCTER AND GAMBLE CO COM Stock 742718109   1,229,764 8,392 SH   SOLE   0 0 8,392
PROGRESSIVE CORP COM Stock 743315103   745,430 4,680 SH   SOLE   0 0 4,680
QUALCOMM INC COM Stock 747525103   20,248 140 SH   SOLE   0 0 140
QUANTA SVCS INC COM Stock 74762E102   12,085 56 SH   SOLE   0 0 56
RELMADA THERAPEUTICS INC COM Stock 75955J402   7,634 1,844 SH   SOLE   0 0 1,844
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   23,460 1,000 SH   SOLE   0 0 1,000
ROPER TECHNOLOGIES INC COM Stock 776696106   11,449 21 SH   SOLE   0 0 21
RTX CORPORATION COM Stock 75513E101   394,953 4,694 SH   SOLE   0 0 4,694
RYANAIR HOLDINGS PLC SPONSORED ADS ADR 783513203   6,535 49 SH   SOLE   0 0 49
S&P GLOBAL INC COM Stock 78409V104   363,870 826 SH   SOLE   0 0 826
SERVICENOW INC COM Stock 81762P102   3,054,863 4,324 SH   SOLE   0 0 4,324
SHERWIN WILLIAMS CO COM Stock 824348106   1,281,909 4,110 SH   SOLE   0 0 4,110
SHOPIFY INC CL A Stock 82509L107   262,367 3,368 SH   SOLE   0 0 3,368
SITEONE LANDSCAPE SUPPLY INC COM Stock 82982L103   8,450 52 SH   SOLE   0 0 52
SNAP INC CL A Stock 83304A106   16,930 1,000 SH   SOLE   0 0 1,000
SOUTHERN CO COM Stock 842587107   105,180 1,500 SH   SOLE   0 0 1,500
SPDR PORTFOLIO MSCI GLOBAL STK MKT ETF ETF 78463X475   89,761 1,622 SH   SOLE   0 0 1,622
SPDR S&P 500 ETF TRUST ETF 78462F103   474,835 999 SH   SOLE   0 0 999
SPDR S&P CHINA ETF ETF 78463X400   752,998 11,054 SH   SOLE   0 0 11,054
SPDR S&P OIL & GAS EXPLOR & PRODTN ETF ETF 78468R556   2,457,945 17,953 SH   SOLE   0 0 17,953
STARBUCKS CORP COM Stock 855244109   25,059 261 SH   SOLE   0 0 261
SYNOPSYS INC COM Stock 871607107   14,932 29 SH   SOLE   0 0 29
SYSCO CORP COM Stock 871829107   255,955 3,500 SH   SOLE   0 0 3,500
TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803   1,674,768 8,701 SH   SOLE   0 0 8,701
TEXAS INSTRS INC COM Stock 882508104   431,264 2,530 SH   SOLE   0 0 2,530
THE CIGNA GROUP COM Stock 125523100   11,978 40 SH   SOLE   0 0 40
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   389,600 734 SH   SOLE   0 0 734
THOR INDS INC COM Stock 885160101   8,159 69 SH   SOLE   0 0 69
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   8,423 125 SH   SOLE   0 0 125
TOWNEBANK PORTSMOUTH VA COM Stock 89214P109   7,440 250 SH   SOLE   0 0 250
UBS GROUP AG SHS Stock H42097107   42,580 1,378 SH   SOLE   0 0 1,378
UDR INC COM REIT 902653104   17,422 455 SH   SOLE   0 0 455
UNION PAC CORP COM Stock 907818108   351,973 1,433 SH   SOLE   0 0 1,433
UNITED AIRLS HLDGS INC COM Stock 910047109   41,260 1,000 SH   SOLE   0 0 1,000
UNITEDHEALTH GROUP INC COM Stock 91324P102   293,770 558 SH   SOLE   0 0 558
US BANCORP DEL COM NEW Stock 902973304   10,907 252 SH   SOLE   0 0 252
UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886   23,052 364 SH   SOLE   0 0 364
VANECK EM HIGH YIELD BOND ETF ETF 92189F353   6,593,058 356,189 SH   SOLE   0 0 356,189
VANECK JPMORGAN EMLCL CCY BD ETF ETF 92189H300   4,060,107 160,162 SH   SOLE   0 0 160,162
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   1,742,340 10,225 SH   SOLE   0 0 10,225
VANGUARD ESG US STOCK ETF ETF 921910733   40,999 482 SH   SOLE   0 0 482
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   15,002 365 SH   SOLE   0 0 365
VANGUARD LARGE-CAP ETF ETF 922908637   301,047 1,380 SH   SOLE   0 0 1,380
VANGUARD MEGA CAP ETF ETF 921910873   40,289 238 SH   SOLE   0 0 238
VANGUARD MID-CAP ETF ETF 922908629   239,154 1,028 SH   SOLE   0 0 1,028
VANGUARD REAL ESTATE ETF ETF 922908553   322,514 3,650 SH   SOLE   0 0 3,650
VANGUARD RUSSELL 2000 ETF ETF 92206C664   103,403 1,275 SH   SOLE   0 0 1,275
VANGUARD S&P 500 ETF ETF 922908363   65,520 150 SH   SOLE   0 0 150
VANGUARD SMALL-CAP ETF ETF 922908751   51,199 240 SH   SOLE   0 0 240
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   1,968,947 38,569 SH   SOLE   0 0 38,569
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   184,758 2,512 SH   SOLE   0 0 2,512
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   5,008,900 21,115 SH   SOLE   0 0 21,115
VANGUARD VALUE ETF ETF 922908744   2,243 15 SH   SOLE   0 0 15
VEEVA SYS INC CL A COM Stock 922475108   152,476 792 SH   SOLE   0 0 792
VERALTO CORP COM SHS Stock 92338C103   5,018 61 SH   SOLE   0 0 61
VERIZON COMMUNICATIONS INC COM Stock 92343V104   199,810 5,300 SH   SOLE   0 0 5,300
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   1,253,628 3,081 SH   SOLE   0 0 3,081
VIATRIS INC COM Stock 92556V106   1,343 124 SH   SOLE   0 0 124
VISA INC COM CL A Stock 92826C839   1,041,140 3,999 SH   SOLE   0 0 3,999
WALMART INC COM Stock 931142103   204,945 1,300 SH   SOLE   0 0 1,300
XTRACKERS HARVEST CSI 300 CHINA A ETF ETF 233051879   1,220,797 51,058 SH   SOLE   0 0 51,058
ZOETIS INC CL A Stock 98978V103   12,632 64 SH   SOLE   0 0 64