The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   119,366 1,275 SH   SOLE   0 0 1,275
ABBOTT LABS COM Stock 002824100   542,554 5,602 SH   SOLE   0 0 5,602
ABBVIE INC COM Stock 00287Y109   1,092,759 7,331 SH   SOLE   0 0 7,331
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   867,586 2,825 SH   SOLE   0 0 2,825
ADOBE INC COM Stock 00724F101   938,216 1,840 SH   SOLE   0 0 1,840
AFLAC INC COM Stock 001055102   279,217 3,638 SH   SOLE   0 0 3,638
AIR PRODS & CHEMS INC COM Stock 009158106   510,120 1,800 SH   SOLE   0 0 1,800
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   418,087 4,820 SH   SOLE   0 0 4,820
ALPHABET INC CAP STK CL A Stock 02079K305   520,169 3,975 SH   SOLE   0 0 3,975
ALPHABET INC CAP STK CL C Stock 02079K107   675,599 5,124 SH   SOLE   0 0 5,124
ALTRIA GROUP INC COM Stock 02209S103   145,157 3,452 SH   SOLE   0 0 3,452
AMAZON COM INC COM Stock 023135106   576,616 4,536 SH   SOLE   0 0 4,536
AMERICAN AIRLS GROUP INC COM Stock 02376R102   12,810 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM Stock 025537101   92,069 1,224 SH   SOLE   0 0 1,224
AMERICAN EXPRESS CO COM Stock 025816109   455,925 3,056 SH   SOLE   0 0 3,056
AMGEN INC COM Stock 031162100   508,494 1,892 SH   SOLE   0 0 1,892
AON PLC SHS CL A Stock G0403H108   6,809 21 SH   SOLE   0 0 21
APPLE INC COM Stock 037833100   8,461,369 49,421 SH   SOLE   0 0 49,421
APPLIED MATLS INC COM Stock 038222105   4,292 31 SH   SOLE   0 0 31
ARCHER DANIELS MIDLAND CO COM Stock 039483102   4,525 60 SH   SOLE   0 0 60
ARROW ELECTRS INC COM Stock 042735100   7,264 58 SH   SOLE   0 0 58
AT&T INC COM Stock 00206R102   1,742 116 SH   SOLE   0 0 116
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   935,375 3,888 SH   SOLE   0 0 3,888
AZENTA INC COM Stock 114340102   7,278 145 SH   SOLE   0 0 145
BADGER METER INC COM Stock 056525108   5,035 35 SH   SOLE   0 0 35
BANK AMERICA CORP COM Stock 060505104   0 0 SH   SOLE   0 0 0
BECTON DICKINSON & CO COM Stock 075887109   614,009 2,375 SH   SOLE   0 0 2,375
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   237,854 679 SH   SOLE   0 0 679
BIOGEN INC COM Stock 09062X103   235,421 916 SH   SOLE   0 0 916
BLACKROCK INC COM Stock 09247X101   245,020 379 SH   SOLE   0 0 379
BOEING CO COM Stock 097023105   191,680 1,000 SH   SOLE   0 0 1,000
BOOKING HOLDINGS INC COM Stock 09857L108   999,200 324 SH   SOLE   0 0 324
BORGWARNER INC COM Stock 099724106   4,441 110 SH   SOLE   0 0 110
BOSTON SCIENTIFIC CORP COM Stock 101137107   4,699 89 SH   SOLE   0 0 89
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   17,644 304 SH   SOLE   0 0 304
CAPITAL ONE FINL CORP COM Stock 14040H105   38,917 401 SH   SOLE   0 0 401
CARRIER GLOBAL CORPORATION COM Stock 14448C104   71,760 1,300 SH   SOLE   0 0 1,300
CATERPILLAR INC COM Stock 149123101   402,129 1,473 SH   SOLE   0 0 1,473
CENCORA INC COM Stock 03073E105   57,050 317 SH   SOLE   0 0 317
CENTENE CORP DEL COM Stock 15135B101   13,776 200 SH   SOLE   0 0 200
CHEESECAKE FACTORY INC COM Stock 163072101   6,181 204 SH   SOLE   0 0 204
CHEVRON CORP NEW COM Stock 166764100   423,236 2,510 SH   SOLE   0 0 2,510
CHUBB LIMITED COM Stock H1467J104   54,960 264 SH   SOLE   0 0 264
CISCO SYS INC COM Stock 17275R102   384,061 7,144 SH   SOLE   0 0 7,144
CITIGROUP INC COM NEW Stock 172967424   4,524 110 SH   SOLE   0 0 110
CME GROUP INC COM Stock 12572Q105   7,408 37 SH   SOLE   0 0 37
COCA COLA CO COM Stock 191216100   170,459 3,045 SH   SOLE   0 0 3,045
COLGATE PALMOLIVE CO COM Stock 194162103   176,779 2,486 SH   SOLE   0 0 2,486
COMCAST CORP NEW CL A Stock 20030N101   15,962 360 SH   SOLE   0 0 360
COMMUNICATION SERVICES SEL SECT SPDRETF ETF 81369Y852   20,196 308 SH   SOLE   0 0 308
CONOCOPHILLIPS COM Stock 20825C104   668,963 5,584 SH   SOLE   0 0 5,584
CONSTRUCTION PARTNERS INC COM CL A Stock 21044C107   13,491 369 SH   SOLE   0 0 369
CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308   2,978,923 43,292 SH   SOLE   0 0 43,292
CORNING INC COM Stock 219350105   97,504 3,200 SH   SOLE   0 0 3,200
COSTCO WHSL CORP NEW COM Stock 22160K105   97,738 173 SH   SOLE   0 0 173
CSX CORP COM Stock 126408103   55,350 1,800 SH   SOLE   0 0 1,800
DANAHER CORPORATION COM Stock 235851102   293,999 1,185 SH   SOLE   0 0 1,185
DARDEN RESTAURANTS INC COM Stock 237194105   297,754 2,079 SH   SOLE   0 0 2,079
DEFIANCE 5G NEXT GEN CONNECTIVITY ETF ETF 26922A289   108,550 3,473 SH   SOLE   0 0 3,473
DISCOVER FINL SVCS COM Stock 254709108   178,111 2,056 SH   SOLE   0 0 2,056
DOMINION ENERGY INC COM Stock 25746U109   22,335 500 SH   SOLE   0 0 500
DOVER CORP COM Stock 260003108   182,340 1,307 SH   SOLE   0 0 1,307
DOW INC COM Stock 260557103   43,929 852 SH   SOLE   0 0 852
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   32,480 368 SH   SOLE   0 0 368
DUPONT DE NEMOURS INC COM Stock 26614N102   2,834 38 SH   SOLE   0 0 38
EATON CORP PLC SHS Stock G29183103   18,982 89 SH   SOLE   0 0 89
EBAY INC. COM Stock 278642103   2,028 46 SH   SOLE   0 0 46
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   409,029 5,904 SH   SOLE   0 0 5,904
ELEVANCE HEALTH INC COM Stock 036752103   28,738 66 SH   SOLE   0 0 66
ELI LILLY & CO COM Stock 532457108   348,060 648 SH   SOLE   0 0 648
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506   444,900 4,922 SH   SOLE   0 0 4,922
EVERSOURCE ENERGY COM Stock 30040W108   104,670 1,800 SH   SOLE   0 0 1,800
EXXON MOBIL CORP COM Stock 30231G102   610,475 5,192 SH   SOLE   0 0 5,192
F&G ANNUITIES & LIFE INC COMMON STOCK Stock 30190A104   365 13 SH   SOLE   0 0 13
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   8,260 200 SH   SOLE   0 0 200
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   26,474 479 SH   SOLE   0 0 479
FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605   3,138,114 94,607 SH   SOLE   0 0 94,607
FIRST TRUST CNSMR DISCRET ALPHADEX ETF ETF 33734X101   15,303 300 SH   SOLE   0 0 300
FORD MTR CO DEL COM Stock 345370860   31,050 2,500 SH   SOLE   0 0 2,500
GENERAL DYNAMICS CORP COM Stock 369550108   7,071 32 SH   SOLE   0 0 32
GENERAL MTRS CO COM Stock 37045V100   32,970 1,000 SH   SOLE   0 0 1,000
GOLDMAN SACHS ACSS INVMT GRD CORP BD ETF ETF 381430479   7,969,368 184,433 SH   SOLE   0 0 184,433
GOLDMAN SACHS ACTIVEBETA US LGCP EQ ETF ETF 381430503   7,730,040 91,773 SH   SOLE   0 0 91,773
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   2,978 42 SH   SOLE   0 0 42
HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209   1,224,961 9,515 SH   SOLE   0 0 9,515
HEICO CORP NEW CL A Stock 422806208   128,445 994 SH   SOLE   0 0 994
HOME DEPOT INC COM Stock 437076102   598,881 1,982 SH   SOLE   0 0 1,982
HONEYWELL INTL INC COM Stock 438516106   576,574 3,121 SH   SOLE   0 0 3,121
HUBSPOT INC COM Stock 443573100   180,255 366 SH   SOLE   0 0 366
IDEXX LABS INC COM Stock 45168D104   215,574 493 SH   SOLE   0 0 493
ILLINOIS TOOL WKS INC COM Stock 452308109   1,061,499 4,609 SH   SOLE   0 0 4,609
ILLUMINA INC COM Stock 452327109   13,591 99 SH   SOLE   0 0 99
INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704   19,870 196 SH   SOLE   0 0 196
INTEGER HLDGS CORP COM Stock 45826H109   313,720 4,000 SH   SOLE   0 0 4,000
INTEL CORP COM Stock 458140100   621,165 17,473 SH   SOLE   0 0 17,473
INVESCO CURRENCYSHARES EURO CURRENCY ETF 46138K103   2,856,846 29,241 SH   SOLE   0 0 29,241
INVESCO INTERNATIONAL CORPORATE BOND ETF ETF 46138E636   8,735,404 419,971 SH   SOLE   0 0 419,971
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   194,399 1,372 SH   SOLE   0 0 1,372
IPATH BLOOMBERG CMDTY TR ETN ETF 06738C778   5,790,792 180,174 SH   SOLE   0 0 180,174
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   4,327,717 48,796 SH   SOLE   0 0 48,796
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   7,114,253 77,675 SH   SOLE   0 0 77,675
ISHARES CORE MSCI EAFE ETF ETF 46432F842   4,142,531 64,375 SH   SOLE   0 0 64,375
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   5,664,305 119,023 SH   SOLE   0 0 119,023
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   1,948,857 39,244 SH   SOLE   0 0 39,244
ISHARES CORE S&P 500 ETF ETF 464287200   15,092,747 35,146 SH   SOLE   0 0 35,146
ISHARES CORE S&P MID-CAP ETF ETF 464287507   9,460,838 37,942 SH   SOLE   0 0 37,942
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   500,138 5,302 SH   SOLE   0 0 5,302
ISHARES CORE S&P US VALUE ETF ETF 464287663   1,418 19 SH   SOLE   0 0 19
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226   900,680 9,578 SH   SOLE   0 0 9,578
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   3,401,402 8,900 SH   SOLE   0 0 8,900
ISHARES FRONTIER AND SELECT EM ETF ETF 464286145   1,512,225 58,342 SH   SOLE   0 0 58,342
ISHARES MBS ETF ETF 464288588   3,511,241 39,541 SH   SOLE   0 0 39,541
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,459,419 38,731 SH   SOLE   0 0 38,731
ISHARES MSCI AUSTRALIA ETF ETF 464286103   1,072,166 49,845 SH   SOLE   0 0 49,845
ISHARES MSCI BRAZIL ETF ETF 464286400   1,143,807 37,294 SH   SOLE   0 0 37,294
ISHARES MSCI CHINA ETF ETF 46429B671   2,111,340 48,772 SH   SOLE   0 0 48,772
ISHARES MSCI EAFE ETF ETF 464287465   601,327 8,725 SH   SOLE   0 0 8,725
ISHARES MSCI EUROZONE ETF ETF 464286608   2,592,818 61,383 SH   SOLE   0 0 61,383
ISHARES MSCI INDIA ETF ETF 46429B598   1,129,423 25,541 SH   SOLE   0 0 25,541
ISHARES MSCI INDONESIA ETF ETF 46429B309   963,846 43,280 SH   SOLE   0 0 43,280
ISHARES MSCI JAPAN ETF ETF 46434G822   25,925 430 SH   SOLE   0 0 430
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   237,045 3,275 SH   SOLE   0 0 3,275
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   318,536 2,417 SH   SOLE   0 0 2,417
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   2,164,927 21,113 SH   SOLE   0 0 21,113
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   608,319 2,287 SH   SOLE   0 0 2,287
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   413,102 2,721 SH   SOLE   0 0 2,721
ISHARES RUSSELL 2000 ETF ETF 464287655   1,248,845 7,066 SH   SOLE   0 0 7,066
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   710,556 3,170 SH   SOLE   0 0 3,170
ISHARES RUSSELL MID-CAP ETF ETF 464287499   235,727 3,404 SH   SOLE   0 0 3,404
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   5,784,373 63,321 SH   SOLE   0 0 63,321
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   1,140,541 10,931 SH   SOLE   0 0 10,931
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   687,474 6,268 SH   SOLE   0 0 6,268
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   536,480 6,013 SH   SOLE   0 0 6,013
JANUS HENDERSON MORTGAGE-BACKED SEC ETF ETF 47103U852   3,912,293 90,145 SH   SOLE   0 0 90,145
JOHNSON & JOHNSON COM Stock 478160104   1,327,925 8,526 SH   SOLE   0 0 8,526
JOHNSON CTLS INTL PLC SHS Stock G51502105   3,778 71 SH   SOLE   0 0 71
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   8,025 138 SH   SOLE   0 0 138
JPMORGAN BETABUILDERS JAPAN ETF ETF 46641Q217   1,409,734 28,060 SH   SOLE   0 0 28,060
JPMORGAN CHASE & CO COM Stock 46625H100   82,516 569 SH   SOLE   0 0 569
JPMORGAN MUNICIPAL ETF ETF 46641Q647   1,820,792 37,643 SH   SOLE   0 0 37,643
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   784,163 15,627 SH   SOLE   0 0 15,627
JPMORGAN ULTRA-SHORT MUNICIPAL INC ETF ETF 46641Q654   948,662 18,804 SH   SOLE   0 0 18,804
KELLANOVA COM Stock 487836108   1,309 22 SH   SOLE   0 0 22
KIMBERLY-CLARK CORP COM Stock 494368103   150,337 1,244 SH   SOLE   0 0 1,244
KRANESHARES CSI CHINA INTERNET ETF ETF 500767306   742,548 27,130 SH   SOLE   0 0 27,130
LANDSTAR SYS INC COM Stock 515098101   8,316 47 SH   SOLE   0 0 47
LINDE PLC SHS Stock G54950103   14,149 38 SH   SOLE   0 0 38
LOCKHEED MARTIN CORP COM Stock 539830109   912,390 2,231 SH   SOLE   0 0 2,231
LOWES COS INC COM Stock 548661107   1,860,376 8,951 SH   SOLE   0 0 8,951
LULULEMON ATHLETICA INC COM Stock 550021109   10,411 27 SH   SOLE   0 0 27
MARKEL GROUP INC COM Stock 570535104   406,407 276 SH   SOLE   0 0 276
MARRIOTT INTL INC NEW CL A Stock 571903202   4,128 21 SH   SOLE   0 0 21
MARSH & MCLENNAN COS INC COM Stock 571748102   357,954 1,881 SH   SOLE   0 0 1,881
MASTERCARD INCORPORATED CL A Stock 57636Q104   310,393 784 SH   SOLE   0 0 784
MCDONALDS CORP COM Stock 580135101   1,140,432 4,329 SH   SOLE   0 0 4,329
MCKESSON CORP COM Stock 58155Q103   56,531 130 SH   SOLE   0 0 130
MEDTRONIC PLC SHS Stock G5960L103   88,155 1,125 SH   SOLE   0 0 1,125
MERCADOLIBRE INC COM Stock 58733R102   1,805,461 1,424 SH   SOLE   0 0 1,424
MERCK & CO INC COM Stock 58933Y105   606,684 5,893 SH   SOLE   0 0 5,893
META PLATFORMS INC CL A Stock 30303M102   41,129 137 SH   SOLE   0 0 137
MICRON TECHNOLOGY INC COM Stock 595112103   68,030 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM Stock 594918104   2,901,743 9,190 SH   SOLE   0 0 9,190
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS ADR 606822104   18,992 2,237 SH   SOLE   0 0 2,237
MONDELEZ INTL INC CL A Stock 609207105   8,050 116 SH   SOLE   0 0 116
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   11,437 216 SH   SOLE   0 0 216
MORGAN STANLEY COM NEW Stock 617446448   2,123 26 SH   SOLE   0 0 26
MSCI INC COM Stock 55354G100   78,501 153 SH   SOLE   0 0 153
NEXTERA ENERGY INC COM Stock 65339F101   175,365 3,061 SH   SOLE   0 0 3,061
NIKE INC CL B Stock 654106103   25,817 270 SH   SOLE   0 0 270
NORFOLK SOUTHN CORP COM Stock 655844108   75,424 383 SH   SOLE   0 0 383
NORTHROP GRUMMAN CORP COM Stock 666807102   211,291 480 SH   SOLE   0 0 480
NOVO-NORDISK A S ADR ADR 670100205   18,370 202 SH   SOLE   0 0 202
NVIDIA CORPORATION COM Stock 67066G104   452,825 1,041 SH   SOLE   0 0 1,041
NXP SEMICONDUCTORS N V COM Stock N6596X109   16,993 85 SH   SOLE   0 0 85
OCCIDENTAL PETE CORP COM Stock 674599105   6,488 100 SH   SOLE   0 0 100
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162   519 12 SH   SOLE   0 0 12
OKTA INC CL A Stock 679295105   128,704 1,579 SH   SOLE   0 0 1,579
ORACLE CORP COM Stock 68389X105   261,199 2,466 SH   SOLE   0 0 2,466
OREILLY AUTOMOTIVE INC COM Stock 67103H107   25,448 28 SH   SOLE   0 0 28
OTIS WORLDWIDE CORP COM Stock 68902V107   52,202 650 SH   SOLE   0 0 650
PEPSICO INC COM Stock 713448108   1,268,089 7,484 SH   SOLE   0 0 7,484
PFIZER INC COM Stock 717081103   521,930 15,735 SH   SOLE   0 0 15,735
PHILIP MORRIS INTL INC COM Stock 718172109   103,967 1,123 SH   SOLE   0 0 1,123
PHILLIPS 66 COM Stock 718546104   300,375 2,500 SH   SOLE   0 0 2,500
PIONEER NAT RES CO COM Stock 723787107   11,478 50 SH   SOLE   0 0 50
PLUG POWER INC COM NEW Stock 72919P202   7,600 1,000 SH   SOLE   0 0 1,000
PPG INDS INC COM Stock 693506107   328,264 2,529 SH   SOLE   0 0 2,529
PRICE T ROWE GROUP INC COM Stock 74144T108   1,783 17 SH   SOLE   0 0 17
PRIMERICA INC COM Stock 74164M108   8,148 42 SH   SOLE   0 0 42
PROCTER AND GAMBLE CO COM Stock 742718109   1,224,057 8,392 SH   SOLE   0 0 8,392
PROGRESSIVE CORP COM Stock 743315103   651,924 4,680 SH   SOLE   0 0 4,680
QUALCOMM INC COM Stock 747525103   15,548 140 SH   SOLE   0 0 140
QUANTA SVCS INC COM Stock 74762E102   10,476 56 SH   SOLE   0 0 56
RBC BEARINGS INC COM Stock 75524B104   7,960 34 SH   SOLE   0 0 34
RELMADA THERAPEUTICS INC COM Stock 75955J402   5,532 1,844 SH   SOLE   0 0 1,844
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   24,280 1,000 SH   SOLE   0 0 1,000
RLI CORP COM Stock 749607107   8,153 60 SH   SOLE   0 0 60
ROPER TECHNOLOGIES INC COM Stock 776696106   10,170 21 SH   SOLE   0 0 21
RTX CORPORATION COM Stock 75513E101   364,888 5,070 SH   SOLE   0 0 5,070
RYANAIR HOLDINGS PLC SPONSORED ADS ADR 783513203   11,276 116 SH   SOLE   0 0 116
S&P GLOBAL INC COM Stock 78409V104   301,829 826 SH   SOLE   0 0 826
SERVICENOW INC COM Stock 81762P102   2,416,943 4,324 SH   SOLE   0 0 4,324
SHERWIN WILLIAMS CO COM Stock 824348106   1,391,553 5,456 SH   SOLE   0 0 5,456
SHOPIFY INC CL A Stock 82509L107   183,792 3,368 SH   SOLE   0 0 3,368
SITEONE LANDSCAPE SUPPLY INC COM Stock 82982L103   8,499 52 SH   SOLE   0 0 52
SNAP INC CL A Stock 83304A106   8,910 1,000 SH   SOLE   0 0 1,000
SOUTHERN CO COM Stock 842587107   97,080 1,500 SH   SOLE   0 0 1,500
SPDR PORTFOLIO MSCI GLOBAL STK MKT ETF ETF 78463X475   81,895 1,622 SH   SOLE   0 0 1,622
SPDR PORTFOLIO SHORT TERM CORP BD ETF ETF 78464A474   8,494,180 289,706 SH   SOLE   0 0 289,706
SPDR S&P 500 ETF TRUST ETF 78462F103   427,053 999 SH   SOLE   0 0 999
SPDR S&P OIL & GAS EXPLOR & PRODTN ETF ETF 78468R556   3,479,583 23,525 SH   SOLE   0 0 23,525
STARBUCKS CORP COM Stock 855244109   23,821 261 SH   SOLE   0 0 261
SYNOPSYS INC COM Stock 871607107   13,310 29 SH   SOLE   0 0 29
SYSCO CORP COM Stock 871829107   231,175 3,500 SH   SOLE   0 0 3,500
TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803   1,426,355 8,701 SH   SOLE   0 0 8,701
TEXAS INSTRS INC COM Stock 882508104   408,020 2,566 SH   SOLE   0 0 2,566
THE CIGNA GROUP COM Stock 125523100   11,443 40 SH   SOLE   0 0 40
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   371,529 734 SH   SOLE   0 0 734
THOR INDS INC COM Stock 885160101   6,564 69 SH   SOLE   0 0 69
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   8,220 125 SH   SOLE   0 0 125
TOWNEBANK PORTSMOUTH VA COM Stock 89214P109   5,733 250 SH   SOLE   0 0 250
UBS GROUP AG SHS Stock H42097107   33,968 1,378 SH   SOLE   0 0 1,378
UDR INC COM REIT 902653104   16,230 455 SH   SOLE   0 0 455
UNION PAC CORP COM Stock 907818108   291,802 1,433 SH   SOLE   0 0 1,433
UNITED AIRLS HLDGS INC COM Stock 910047109   42,300 1,000 SH   SOLE   0 0 1,000
UNITEDHEALTH GROUP INC COM Stock 91324P102   289,909 575 SH   SOLE   0 0 575
US BANCORP DEL COM NEW Stock 902973304   8,331 252 SH   SOLE   0 0 252
UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886   21,451 364 SH   SOLE   0 0 364
VANECK EM HIGH YIELD BOND ETF ETF 92189F353   6,181,010 346,858 SH   SOLE   0 0 346,858
VANECK JPMORGAN EMLCL CCY BD ETF ETF 92189H300   3,726,250 156,106 SH   SOLE   0 0 156,106
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   1,588,761 10,225 SH   SOLE   0 0 10,225
VANGUARD ESG US STOCK ETF ETF 921910733   65,592 872 SH   SOLE   0 0 872
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   14,312 365 SH   SOLE   0 0 365
VANGUARD LARGE-CAP ETF ETF 922908637   270,052 1,380 SH   SOLE   0 0 1,380
VANGUARD MID-CAP ETF ETF 922908629   169,716 815 SH   SOLE   0 0 815
VANGUARD REAL ESTATE ETF ETF 922908553   261,935 3,462 SH   SOLE   0 0 3,462
VANGUARD RUSSELL 2000 ETF ETF 92206C664   91,086 1,275 SH   SOLE   0 0 1,275
VANGUARD S&P 500 ETF ETF 922908363   58,905 150 SH   SOLE   0 0 150
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   1,645,261 34,205 SH   SOLE   0 0 34,205
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   4,405,171 20,739 SH   SOLE   0 0 20,739
VANGUARD VALUE ETF ETF 922908744   2,069 15 SH   SOLE   0 0 15
VEEVA SYS INC CL A COM Stock 922475108   161,132 792 SH   SOLE   0 0 792
VERIZON COMMUNICATIONS INC COM Stock 92343V104   171,773 5,300 SH   SOLE   0 0 5,300
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   1,071,387 3,081 SH   SOLE   0 0 3,081
VIATRIS INC COM Stock 92556V106   1,223 124 SH   SOLE   0 0 124
VISA INC COM CL A Stock 92826C839   934,991 4,065 SH   SOLE   0 0 4,065
WALMART INC COM Stock 931142103   207,909 1,300 SH   SOLE   0 0 1,300
WELLS FARGO CO NEW COM Stock 949746101   68,931 1,687 SH   SOLE   0 0 1,687
XTRACKERS HARVEST CSI 300 CHINA A ETF ETF 233051879   1,439,315 55,337 SH   SOLE   0 0 55,337
ZOETIS INC CL A Stock 98978V103   11,135 64 SH   SOLE   0 0 64