The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   127,615 1,275 SH   SOLE   0 0 1,275
ABBOTT LABS COM Stock 002824100   610,730 5,602 SH   SOLE   0 0 5,602
ABBVIE INC COM Stock 00287Y109   1,009,936 7,496 SH   SOLE   0 0 7,496
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   871,739 2,825 SH   SOLE   0 0 2,825
ADOBE INC COM Stock 00724F101   899,742 1,840 SH   SOLE   0 0 1,840
AFLAC INC COM Stock 001055102   253,932 3,638 SH   SOLE   0 0 3,638
AIR PRODS & CHEMS INC COM Stock 009158106   539,154 1,800 SH   SOLE   0 0 1,800
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   401,747 4,820 SH   SOLE   0 0 4,820
ALPHABET INC CAP STK CL A Stock 02079K305   475,808 3,975 SH   SOLE   0 0 3,975
ALPHABET INC CAP STK CL C Stock 02079K107   619,850 5,124 SH   SOLE   0 0 5,124
ALTRIA GROUP INC COM Stock 02209S103   156,376 3,452 SH   SOLE   0 0 3,452
AMAZON COM INC COM Stock 023135106   604,349 4,636 SH   SOLE   0 0 4,636
AMERICAN AIRLS GROUP INC COM Stock 02376R102   17,940 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM Stock 025537101   103,061 1,224 SH   SOLE   0 0 1,224
AMERICAN EXPRESS CO COM Stock 025816109   532,355 3,056 SH   SOLE   0 0 3,056
AMGEN INC COM Stock 031162100   420,062 1,892 SH   SOLE   0 0 1,892
AON PLC SHS CL A Stock G0403H108   7,249 21 SH   SOLE   0 0 21
APPLE INC COM Stock 037833100   9,639,727 49,697 SH   SOLE   0 0 49,697
APPLIED MATLS INC COM Stock 038222105   4,481 31 SH   SOLE   0 0 31
ARCHER DANIELS MIDLAND CO COM Stock 039483102   4,534 60 SH   SOLE   0 0 60
ARROW ELECTRS INC COM Stock 042735100   8,307 58 SH   SOLE   0 0 58
AT&T INC COM Stock 00206R102   1,850 116 SH   SOLE   0 0 116
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   854,544 3,888 SH   SOLE   0 0 3,888
AZENTA INC COM Stock 114340102   6,769 145 SH   SOLE   0 0 145
BADGER METER INC COM Stock 056525108   5,165 35 SH   SOLE   0 0 35
BANK AMERICA CORP COM Stock 060505104   77,377 2,697 SH   SOLE   0 0 2,697
BECTON DICKINSON & CO COM Stock 075887109   627,024 2,375 SH   SOLE   0 0 2,375
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   231,539 679 SH   SOLE   0 0 679
BIOGEN INC COM Stock 09062X103   260,923 916 SH   SOLE   0 0 916
BLACKROCK INC COM Stock 09247X101   261,942 379 SH   SOLE   0 0 379
BOEING CO COM Stock 097023105   214,539 1,016 SH   SOLE   0 0 1,016
BOOKING HOLDINGS INC COM Stock 09857L108   874,907 324 SH   SOLE   0 0 324
BORGWARNER INC COM Stock 099724106   5,380 110 SH   SOLE   0 0 110
BOSTON SCIENTIFIC CORP COM Stock 101137107   4,814 89 SH   SOLE   0 0 89
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   19,441 304 SH   SOLE   0 0 304
CAPITAL ONE FINL CORP COM Stock 14040H105   48,670 445 SH   SOLE   0 0 445
CARRIER GLOBAL CORPORATION COM Stock 14448C104   82,966 1,669 SH   SOLE   0 0 1,669
CASELLA WASTE SYS INC CL A Stock 147448104   159,192 1,760 SH   SOLE   0 0 1,760
CATERPILLAR INC COM Stock 149123101   362,432 1,473 SH   SOLE   0 0 1,473
CENCORA INC COM Stock 03073E105   61,000 317 SH   SOLE   0 0 317
CENTENE CORP DEL COM Stock 15135B101   13,490 200 SH   SOLE   0 0 200
CHEESECAKE FACTORY INC COM Stock 163072101   7,054 204 SH   SOLE   0 0 204
CHEVRON CORP NEW COM Stock 166764100   413,044 2,625 SH   SOLE   0 0 2,625
CHUBB LIMITED COM Stock H1467J104   50,836 264 SH   SOLE   0 0 264
CISCO SYS INC COM Stock 17275R102   369,631 7,144 SH   SOLE   0 0 7,144
CITIGROUP INC COM NEW Stock 172967424   5,064 110 SH   SOLE   0 0 110
CME GROUP INC COM Stock 12572Q105   6,856 37 SH   SOLE   0 0 37
COCA COLA CO COM Stock 191216100   183,370 3,045 SH   SOLE   0 0 3,045
COLGATE PALMOLIVE CO COM Stock 194162103   191,521 2,486 SH   SOLE   0 0 2,486
COMCAST CORP NEW CL A Stock 20030N101   14,958 360 SH   SOLE   0 0 360
COMMUNICATION SERVICES SEL SECT SPDRETF ETF 81369Y852   20,045 308 SH   SOLE   0 0 308
CONOCOPHILLIPS COM Stock 20825C104   578,558 5,584 SH   SOLE   0 0 5,584
CONSTRUCTION PARTNERS INC COM CL A Stock 21044C107   11,583 369 SH   SOLE   0 0 369
CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308   3,210,968 43,292 SH   SOLE   0 0 43,292
CORNING INC COM Stock 219350105   112,128 3,200 SH   SOLE   0 0 3,200
COSTAR GROUP INC COM Stock 22160N109   321,468 3,612 SH   SOLE   0 0 3,612
COSTCO WHSL CORP NEW COM Stock 22160K105   93,140 173 SH   SOLE   0 0 173
CSX CORP COM Stock 126408103   61,380 1,800 SH   SOLE   0 0 1,800
DANAHER CORPORATION COM Stock 235851102   308,400 1,285 SH   SOLE   0 0 1,285
DARDEN RESTAURANTS INC COM Stock 237194105   347,359 2,079 SH   SOLE   0 0 2,079
DEFIANCE 5G NEXT GEN CONNECTIVITY ETF ETF 26922A289   116,911 3,473 SH   SOLE   0 0 3,473
DISCOVER FINL SVCS COM Stock 254709108   240,244 2,056 SH   SOLE   0 0 2,056
DOMINION ENERGY INC COM Stock 25746U109   60,905 1,176 SH   SOLE   0 0 1,176
DOVER CORP COM Stock 260003108   192,979 1,307 SH   SOLE   0 0 1,307
DOW INC COM Stock 260557103   45,378 852 SH   SOLE   0 0 852
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   33,024 368 SH   SOLE   0 0 368
DUPONT DE NEMOURS INC COM Stock 26614N102   2,715 38 SH   SOLE   0 0 38
EATON CORP PLC SHS Stock G29183103   17,898 89 SH   SOLE   0 0 89
EBAY INC. COM Stock 278642103   2,056 46 SH   SOLE   0 0 46
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   556,924 5,904 SH   SOLE   0 0 5,904
ELEVANCE HEALTH INC COM Stock 036752103   29,323 66 SH   SOLE   0 0 66
ELI LILLY & CO COM Stock 532457108   303,899 648 SH   SOLE   0 0 648
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506   399,519 4,922 SH   SOLE   0 0 4,922
EVERSOURCE ENERGY COM Stock 30040W108   269,496 3,800 SH   SOLE   0 0 3,800
EXXON MOBIL CORP COM Stock 30231G102   556,842 5,192 SH   SOLE   0 0 5,192
F&G ANNUITIES & LIFE INC COMMON STOCK Stock 30190A104   322 13 SH   SOLE   0 0 13
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   7,200 200 SH   SOLE   0 0 200
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   26,201 479 SH   SOLE   0 0 479
FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605   3,189,202 94,607 SH   SOLE   0 0 94,607
FIRST TRUST CNSMR DISCRET ALPHADEX ETF ETF 33734X101   16,563 300 SH   SOLE   0 0 300
FORD MTR CO DEL COM Stock 345370860   37,825 2,500 SH   SOLE   0 0 2,500
GENERAL DYNAMICS CORP COM Stock 369550108   6,885 32 SH   SOLE   0 0 32
GENERAL MTRS CO COM Stock 37045V100   38,560 1,000 SH   SOLE   0 0 1,000
GOLDMAN SACHS ACSS INVMT GRD CORP BD ETF ETF 381430479   6,615,655 146,181 SH   SOLE   0 0 146,181
GOLDMAN SACHS ACTIVEBETA US LGCP EQ ETF ETF 381430503   7,556,077 86,553 SH   SOLE   0 0 86,553
GOLDMAN SACHS GROUP INC COM Stock 38141G104   19,997 62 SH   SOLE   0 0 62
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   3,025 42 SH   SOLE   0 0 42
HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209   1,262,926 9,515 SH   SOLE   0 0 9,515
HEICO CORP NEW CL A Stock 422806208   139,756 994 SH   SOLE   0 0 994
HOME DEPOT INC COM Stock 437076102   615,688 1,982 SH   SOLE   0 0 1,982
HONEYWELL INTL INC COM Stock 438516106   647,608 3,121 SH   SOLE   0 0 3,121
HOULIHAN LOKEY INC CL A Stock 441593100   10,224 104 SH   SOLE   0 0 104
HUBSPOT INC COM Stock 443573100   194,745 366 SH   SOLE   0 0 366
IDEXX LABS INC COM Stock 45168D104   247,599 493 SH   SOLE   0 0 493
ILLINOIS TOOL WKS INC COM Stock 452308109   1,152,987 4,609 SH   SOLE   0 0 4,609
ILLUMINA INC COM Stock 452327109   18,562 99 SH   SOLE   0 0 99
INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704   21,035 196 SH   SOLE   0 0 196
INTEGER HLDGS CORP COM Stock 45826H109   354,440 4,000 SH   SOLE   0 0 4,000
INTEL CORP COM Stock 458140100   584,297 17,473 SH   SOLE   0 0 17,473
INTUIT COM Stock 461202103   10,997 24 SH   SOLE   0 0 24
INVESCO CURRENCYSHARES EURO CURRENCY ETF 46138K103   2,492,729 24,727 SH   SOLE   0 0 24,727
INVESCO INTERNATIONAL CORPORATE BOND ETF ETF 46138E636   7,728,338 357,297 SH   SOLE   0 0 357,297
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   205,306 1,372 SH   SOLE   0 0 1,372
IPATH BLOOMBERG CMDTY TR ETN ETF 06738C778   4,594,243 150,286 SH   SOLE   0 0 150,286
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   4,087,130 39,704 SH   SOLE   0 0 39,704
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   6,111,399 63,265 SH   SOLE   0 0 63,265
ISHARES CORE MSCI EAFE ETF ETF 46432F842   4,349,633 64,439 SH   SOLE   0 0 64,439
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   5,873,002 119,152 SH   SOLE   0 0 119,152
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   2,019,466 38,371 SH   SOLE   0 0 38,371
ISHARES CORE S&P 500 ETF ETF 464287200   7,988,015 17,922 SH   SOLE   0 0 17,922
ISHARES CORE S&P MID-CAP ETF ETF 464287507   9,598,931 36,710 SH   SOLE   0 0 36,710
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   82,710 830 SH   SOLE   0 0 830
ISHARES CORE S&P US VALUE ETF ETF 464287663   1,487 19 SH   SOLE   0 0 19
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226   947,135 9,670 SH   SOLE   0 0 9,670
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   3,496,543 8,900 SH   SOLE   0 0 8,900
ISHARES FRONTIER AND SELECT EM ETF ETF 464286145   1,469,933 56,820 SH   SOLE   0 0 56,820
ISHARES MBS ETF ETF 464288588   3,214,658 34,468 SH   SOLE   0 0 34,468
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,492,629 37,517 SH   SOLE   0 0 37,517
ISHARES MSCI AUSTRALIA ETF ETF 464286103   1,096,945 48,645 SH   SOLE   0 0 48,645
ISHARES MSCI BRAZIL ETF ETF 464286400   1,165,307 35,933 SH   SOLE   0 0 35,933
ISHARES MSCI CHINA ETF ETF 46429B671   2,065,243 46,161 SH   SOLE   0 0 46,161
ISHARES MSCI EAFE ETF ETF 464287465   632,563 8,725 SH   SOLE   0 0 8,725
ISHARES MSCI EUROZONE ETF ETF 464286608   2,734,446 59,678 SH   SOLE   0 0 59,678
ISHARES MSCI INDIA ETF ETF 46429B598   1,090,402 24,952 SH   SOLE   0 0 24,952
ISHARES MSCI INDONESIA ETF ETF 46429B309   947,977 41,127 SH   SOLE   0 0 41,127
ISHARES MSCI JAPAN ETF ETF 46434G822   26,617 430 SH   SOLE   0 0 430
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   243,431 3,275 SH   SOLE   0 0 3,275
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   325,981 2,417 SH   SOLE   0 0 2,417
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   2,213,153 20,736 SH   SOLE   0 0 20,736
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   629,337 2,287 SH   SOLE   0 0 2,287
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   429,455 2,721 SH   SOLE   0 0 2,721
ISHARES RUSSELL 2000 ETF ETF 464287655   636,905 3,401 SH   SOLE   0 0 3,401
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   769,232 3,170 SH   SOLE   0 0 3,170
ISHARES RUSSELL MID-CAP ETF ETF 464287499   248,594 3,404 SH   SOLE   0 0 3,404
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   3,588,742 37,139 SH   SOLE   0 0 37,139
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   374,554 3,410 SH   SOLE   0 0 3,410
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   54,017 470 SH   SOLE   0 0 470
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   44,217 465 SH   SOLE   0 0 465
JANUS HENDERSON MORTGAGE-BACKED SEC ETF ETF 47103U852   3,216,196 70,284 SH   SOLE   0 0 70,284
JOHNSON & JOHNSON COM Stock 478160104   1,503,584 9,084 SH   SOLE   0 0 9,084
JOHNSON CTLS INTL PLC SHS Stock G51502105   4,838 71 SH   SOLE   0 0 71
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   8,699 142 SH   SOLE   0 0 142
JPMORGAN BETABUILDERS JAPAN ETF ETF 46641Q217   1,421,370 27,578 SH   SOLE   0 0 27,578
JPMORGAN CHASE & CO COM Stock 46625H100   82,755 569 SH   SOLE   0 0 569
JPMORGAN MUNICIPAL ETF ETF 46641Q647   1,890,808 37,643 SH   SOLE   0 0 37,643
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   783,538 15,627 SH   SOLE   0 0 15,627
JPMORGAN ULTRA-SHORT MUNICIPAL INC ETF ETF 46641Q654   952,423 18,804 SH   SOLE   0 0 18,804
KELLANOVA COM Stock 487836108   1,483 22 SH   SOLE   0 0 22
KIMBERLY-CLARK CORP COM Stock 494368103   171,747 1,244 SH   SOLE   0 0 1,244
KRANESHARES CSI CHINA INTERNET ETF ETF 500767306   686,311 25,485 SH   SOLE   0 0 25,485
LANDSTAR SYS INC COM Stock 515098101   9,049 47 SH   SOLE   0 0 47
LCI INDS COM Stock 50189K103   2,401 19 SH   SOLE   0 0 19
LINDE PLC SHS Stock G54950103   14,481 38 SH   SOLE   0 0 38
LOCKHEED MARTIN CORP COM Stock 539830109   1,027,108 2,231 SH   SOLE   0 0 2,231
LOWES COS INC COM Stock 548661107   2,020,241 8,951 SH   SOLE   0 0 8,951
LULULEMON ATHLETICA INC COM Stock 550021109   10,220 27 SH   SOLE   0 0 27
MARKEL GROUP INC COM Stock 570535104   381,758 276 SH   SOLE   0 0 276
MARRIOTT INTL INC NEW CL A Stock 571903202   3,857 21 SH   SOLE   0 0 21
MARSH & MCLENNAN COS INC COM Stock 571748102   353,778 1,881 SH   SOLE   0 0 1,881
MASTERCARD INCORPORATED CL A Stock 57636Q104   308,347 784 SH   SOLE   0 0 784
MCDONALDS CORP COM Stock 580135101   1,291,817 4,329 SH   SOLE   0 0 4,329
MCKESSON CORP COM Stock 58155Q103   55,550 130 SH   SOLE   0 0 130
MEDTRONIC PLC SHS Stock G5960L103   99,113 1,125 SH   SOLE   0 0 1,125
MERCADOLIBRE INC COM Stock 58733R102   1,686,870 1,424 SH   SOLE   0 0 1,424
MERCK & CO INC COM Stock 58933Y105   679,993 5,893 SH   SOLE   0 0 5,893
META PLATFORMS INC CL A Stock 30303M102   39,316 137 SH   SOLE   0 0 137
MICRON TECHNOLOGY INC COM Stock 595112103   63,110 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM Stock 594918104   3,175,876 9,326 SH   SOLE   0 0 9,326
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS ADR 606822104   16,487 2,237 SH   SOLE   0 0 2,237
MONDELEZ INTL INC CL A Stock 609207105   8,461 116 SH   SOLE   0 0 116
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   12,407 216 SH   SOLE   0 0 216
MORGAN STANLEY COM NEW Stock 617446448   2,220 26 SH   SOLE   0 0 26
MSCI INC COM Stock 55354G100   71,801 153 SH   SOLE   0 0 153
NATWEST GROUP PLC SPONS ADR ADR 639057207   5,955 973 SH   SOLE   0 0 973
NEXTERA ENERGY INC COM Stock 65339F101   238,034 3,208 SH   SOLE   0 0 3,208
NIKE INC CL B Stock 654106103   29,800 270 SH   SOLE   0 0 270
NORFOLK SOUTHN CORP COM Stock 655844108   86,849 383 SH   SOLE   0 0 383
NORTHROP GRUMMAN CORP COM Stock 666807102   218,784 480 SH   SOLE   0 0 480
NOVO-NORDISK A S ADR ADR 670100205   16,345 101 SH   SOLE   0 0 101
NVIDIA CORPORATION COM Stock 67066G104   440,364 1,041 SH   SOLE   0 0 1,041
NXP SEMICONDUCTORS N V COM Stock N6596X109   17,398 85 SH   SOLE   0 0 85
OCCIDENTAL PETE CORP COM Stock 674599105   5,880 100 SH   SOLE   0 0 100
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162   448 12 SH   SOLE   0 0 12
OKTA INC CL A Stock 679295105   109,504 1,579 SH   SOLE   0 0 1,579
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   115,362 312 SH   SOLE   0 0 312
ORACLE CORP COM Stock 68389X105   293,676 2,466 SH   SOLE   0 0 2,466
OREILLY AUTOMOTIVE INC COM Stock 67103H107   26,748 28 SH   SOLE   0 0 28
ORGANON & CO COMMON STOCK Stock 68622V106   9,531 458 SH   SOLE   0 0 458
OTIS WORLDWIDE CORP COM Stock 68902V107   74,234 834 SH   SOLE   0 0 834
PEPSICO INC COM Stock 713448108   1,386,186 7,484 SH   SOLE   0 0 7,484
PFIZER INC COM Stock 717081103   582,332 15,876 SH   SOLE   0 0 15,876
PHILIP MORRIS INTL INC COM Stock 718172109   109,627 1,123 SH   SOLE   0 0 1,123
PHILLIPS 66 COM Stock 718546104   238,450 2,500 SH   SOLE   0 0 2,500
PIONEER NAT RES CO COM Stock 723787107   10,359 50 SH   SOLE   0 0 50
PLUG POWER INC COM NEW Stock 72919P202   10,390 1,000 SH   SOLE   0 0 1,000
PPG INDS INC COM Stock 693506107   375,051 2,529 SH   SOLE   0 0 2,529
PRICE T ROWE GROUP INC COM Stock 74144T108   1,904 17 SH   SOLE   0 0 17
PRIMERICA INC COM Stock 74164M108   8,306 42 SH   SOLE   0 0 42
PROCTER AND GAMBLE CO COM Stock 742718109   1,273,402 8,392 SH   SOLE   0 0 8,392
PROGRESSIVE CORP COM Stock 743315103   625,978 4,729 SH   SOLE   0 0 4,729
QUALCOMM INC COM Stock 747525103   16,666 140 SH   SOLE   0 0 140
QUANTA SVCS INC COM Stock 74762E102   11,001 56 SH   SOLE   0 0 56
RBC BEARINGS INC COM Stock 75524B104   7,394 34 SH   SOLE   0 0 34
RELMADA THERAPEUTICS INC COM Stock 75955J402   4,536 1,844 SH   SOLE   0 0 1,844
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   16,660 1,000 SH   SOLE   0 0 1,000
RLI CORP COM Stock 749607107   8,188 60 SH   SOLE   0 0 60
ROPER TECHNOLOGIES INC COM Stock 776696106   10,097 21 SH   SOLE   0 0 21
RTX CORPORATION COM Stock 75513E101   496,657 5,070 SH   SOLE   0 0 5,070
RYANAIR HOLDINGS PLC SPONSORED ADS ADR 783513203   12,830 116 SH   SOLE   0 0 116
S&P GLOBAL INC COM Stock 78409V104   331,135 826 SH   SOLE   0 0 826
SERVICENOW INC COM Stock 81762P102   2,429,958 4,324 SH   SOLE   0 0 4,324
SHERWIN WILLIAMS CO COM Stock 824348106   1,448,677 5,456 SH   SOLE   0 0 5,456
SHOPIFY INC CL A Stock 82509L107   217,573 3,368 SH   SOLE   0 0 3,368
SITEONE LANDSCAPE SUPPLY INC COM Stock 82982L103   8,703 52 SH   SOLE   0 0 52
SNAP INC CL A Stock 83304A106   11,840 1,000 SH   SOLE   0 0 1,000
SOUTHERN CO COM Stock 842587107   105,375 1,500 SH   SOLE   0 0 1,500
SPDR PORTFOLIO MSCI GLOBAL STK MKT ETF ETF 78463X475   84,895 1,622 SH   SOLE   0 0 1,622
SPDR PORTFOLIO SHORT TERM CORP BD ETF ETF 78464A474   6,686,472 227,122 SH   SOLE   0 0 227,122
SPDR S&P 500 ETF TRUST ETF 78462F103   442,837 999 SH   SOLE   0 0 999
SPDR S&P OIL & GAS EXPLOR & PRODTN ETF ETF 78468R556   3,460,245 26,859 SH   SOLE   0 0 26,859
SPLUNK INC COM Stock 848637104   261,830 2,468 SH   SOLE   0 0 2,468
STARBUCKS CORP COM Stock 855244109   25,855 261 SH   SOLE   0 0 261
SYNOPSYS INC COM Stock 871607107   12,627 29 SH   SOLE   0 0 29
SYSCO CORP COM Stock 871829107   259,700 3,500 SH   SOLE   0 0 3,500
TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803   1,512,756 8,701 SH   SOLE   0 0 8,701
TEXAS INSTRS INC COM Stock 882508104   461,931 2,566 SH   SOLE   0 0 2,566
THE CIGNA GROUP COM Stock 125523100   11,224 40 SH   SOLE   0 0 40
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   382,965 734 SH   SOLE   0 0 734
THOR INDS INC COM Stock 885160101   7,142 69 SH   SOLE   0 0 69
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   7,205 125 SH   SOLE   0 0 125
TOWNEBANK PORTSMOUTH VA COM Stock 89214P109   11,620 500 SH   SOLE   0 0 500
TRUIST FINL CORP COM Stock 89832Q109   4,553 150 SH   SOLE   0 0 150
UBS GROUP AG SHS Stock H42097107   27,932 1,378 SH   SOLE   0 0 1,378
UDR INC COM REIT 902653104   19,547 455 SH   SOLE   0 0 455
UNION PAC CORP COM Stock 907818108   293,220 1,433 SH   SOLE   0 0 1,433
UNITED AIRLS HLDGS INC COM Stock 910047109   54,870 1,000 SH   SOLE   0 0 1,000
UNITEDHEALTH GROUP INC COM Stock 91324P102   276,368 575 SH   SOLE   0 0 575
US BANCORP DEL COM NEW Stock 902973304   8,326 252 SH   SOLE   0 0 252
UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886   23,820 364 SH   SOLE   0 0 364
VANECK EM HIGH YIELD BOND ETF ETF 92189F353   5,331,705 291,350 SH   SOLE   0 0 291,350
VANECK JPMORGAN EMLCL CCY BD ETF ETF 92189H300   3,377,141 132,126 SH   SOLE   0 0 132,126
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   1,660,847 10,225 SH   SOLE   0 0 10,225
VANGUARD ESG US STOCK ETF ETF 921910733   68,321 872 SH   SOLE   0 0 872
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   14,848 365 SH   SOLE   0 0 365
VANGUARD LARGE-CAP ETF ETF 922908637   311,175 1,535 SH   SOLE   0 0 1,535
VANGUARD MID-CAP ETF ETF 922908629   179,430 815 SH   SOLE   0 0 815
VANGUARD RUSSELL 2000 ETF ETF 92206C664   96,416 1,275 SH   SOLE   0 0 1,275
VANGUARD S&P 500 ETF ETF 922908363   61,092 150 SH   SOLE   0 0 150
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   1,717,775 34,205 SH   SOLE   0 0 34,205
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   4,584,247 20,811 SH   SOLE   0 0 20,811
VANGUARD VALUE ETF ETF 922908744   2,132 15 SH   SOLE   0 0 15
VEEVA SYS INC CL A COM Stock 922475108   156,602 792 SH   SOLE   0 0 792
VERIZON COMMUNICATIONS INC COM Stock 92343V104   197,107 5,300 SH   SOLE   0 0 5,300
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   1,189,456 3,380 SH   SOLE   0 0 3,380
VIATRIS INC COM Stock 92556V106   1,238 124 SH   SOLE   0 0 124
VISA INC COM CL A Stock 92826C839   965,356 4,065 SH   SOLE   0 0 4,065
WALMART INC COM Stock 931142103   204,334 1,300 SH   SOLE   0 0 1,300
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   351 28 SH   SOLE   0 0 28
WELLS FARGO CO NEW COM Stock 949746101   109,773 2,572 SH   SOLE   0 0 2,572
XTRACKERS HARVEST CSI 300 CHINA A ETF ETF 233051879   1,392,938 52,053 SH   SOLE   0 0 52,053
ZOETIS INC CL A Stock 98978V103   11,021 64 SH   SOLE   0 0 64