The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 507 152 SH   SOLE   152 0 0
CERNER CORP COM Stock 156782104 3 30 SH   SOLE   30 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 1,513 8,701 SH   SOLE   8,701 0 0
STARBUCKS CORP COM Stock 855244109 31 261 SH   SOLE   261 0 0
ANTHEM INC COM Stock 036752103 31 66 SH   SOLE   66 0 0
ISHARES GOLD TRUST ETF 464285204 68 1,941 SH   SOLE   1,941 0 0
EBAY INC. COM Stock 278642103 3 46 SH   SOLE   46 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109 29 298 SH   SOLE   298 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,570 9,175 SH   SOLE   8,900 0 275
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 5,135 21,268 SH   SOLE   21,268 0 0
DEXCOM INC COM Stock 252131107 27 50 SH   SOLE   50 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 97 170 SH   SOLE   170 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 24 62 SH   SOLE   62 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 1,368 8,364 SH   SOLE   8,014 0 350
COCA COLA CO COM Stock 191216100 180 3,045 SH   SOLE   3,045 0 0
GENERAL MLS INC COM Stock 370334104 6 86 SH   SOLE   86 0 0
PPG INDS INC COM Stock 693506107 435 2,524 SH   SOLE   2,524 0 0
OCCIDENTAL PETE CORP COM Stock 674599105 3 100 SH   SOLE   100 0 0
TRUIST FINL CORP COM Stock 89832Q109 12 213 SH   SOLE   213 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 68 583 SH   SOLE   583 0 0
BIOGEN INC COM Stock 09062X103 220 916 SH   SOLE   916 0 0
INTEL CORP COM Stock 458140100 900 17,473 SH   SOLE   17,473 0 0
STATE STR CORP COM Stock 857477103 3 30 SH   SOLE   30 0 0
MEDTRONIC PLC SHS Stock G5960L103 116 1,125 SH   SOLE   1,125 0 0
STOCK YDS BANCORP INC COM Stock 861025104 41 643 SH   SOLE   643 0 0
ISHARES MSCI SWITZERLAND ETF ETF 464286749 15 282 SH   SOLE   282 0 0
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334 1,934 58,363 SH   SOLE   58,363 0 0
MERCK & CO INC COM Stock 58933Y105 398 5,198 SH   SOLE   5,198 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 164 1,523 SH   SOLE   1,523 0 0
SPDR S&P 500 ETF ETF 78462F103 474 999 SH   SOLE   999 0 0
MCKESSON CORP COM Stock 58155Q103 29 115 SH   SOLE   115 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 18 50 SH   SOLE   50 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 1,135 4,600 SH   SOLE   4,600 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822 29 430 SH   SOLE   430 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100 843 3,839 SH   SOLE   3,839 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182 2,992 36,178 SH   SOLE   36,178 0 0
CORNING INC COM Stock 219350105 119 3,200 SH   SOLE   3,200 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 786 6,066 SH   SOLE   6,066 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 277 5,334 SH   SOLE   5,334 0 0
CHUBB LIMITED COM Stock H1467J104 40 206 SH   SOLE   206 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 1,947 5,529 SH   SOLE   5,529 0 0
PEPSICO INC COM Stock 713448108 1,293 7,446 SH   SOLE   7,446 0 0
ISHARES MSCI EUROZONE ETF ETF 464286608 8,811 179,784 SH   SOLE   179,784 0 0
SPDR S&P CHINA ETF ETF 78463X400 1,997 19,337 SH   SOLE   19,337 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 178 1,244 SH   SOLE   1,244 0 0
HONEYWELL INTL INC COM Stock 438516106 650 3,115 SH   SOLE   3,115 0 0
FORD MTR CO DEL COM Stock 345370860 52 2,500 SH   SOLE   2,500 0 0
US BANCORP DEL COM NEW Stock 902973304 14 252 SH   SOLE   252 0 0
HOME DEPOT INC COM Stock 437076102 1,013 2,440 SH   SOLE   2,440 0 0
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF ETF 381430479 5,016 92,736 SH   SOLE   92,736 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 959 3,888 SH   SOLE   3,888 0 0
FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND ETF 33734X101 19 300 SH   SOLE   300 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 1,622 11,515 SH   SOLE   11,515 0 0
SOUTHERN CO COM Stock 842587107 103 1,500 SH   SOLE   1,500 0 0
BLACK KNIGHT INC COM Stock 09215C105 10 122 SH   SOLE   122 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 46 345 SH   SOLE   345 0 0
BECTON DICKINSON & CO COM Stock 075887109 597 2,375 SH   SOLE   2,375 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 13 131 SH   SOLE   131 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 787 2,576 SH   SOLE   2,576 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 10 258 SH   SOLE   258 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 25 223 SH   SOLE   223 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 3,346 43,390 SH   SOLE   43,390 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,957 78,390 SH   SOLE   77,208 0 1,182
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 10,472 338,118 SH   SOLE   338,118 0 0
CENTENE CORP DEL COM Stock 15135B101 16 200 SH   SOLE   200 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 287 2,508 SH   SOLE   2,508 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 446 1,492 SH   SOLE   1,492 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 52 1,767 SH   SOLE   1,767 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 1,090 1,923 SH   SOLE   1,923 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 562 194 SH   SOLE   194 0 0
PROGRESSIVE CORP COM Stock 743315103 480 4,680 SH   SOLE   4,680 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107 9 13 SH   SOLE   13 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 1 27 SH   SOLE   27 0 0
CSX CORP COM Stock 126408103 68 1,800 SH   SOLE   1,800 0 0
MICROSOFT CORP COM Stock 594918104 2,829 8,411 SH   SOLE   7,711 0 700
SCHLUMBERGER LTD COM STK Stock 806857108 9 315 SH   SOLE   315 0 0
CVS HEALTH CORP COM Stock 126650100 12 115 SH   SOLE   115 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 24 308 SH   SOLE   308 0 0
ISHARES MSCI BRAZIL ETF ETF 464286400 1,257 44,768 SH   SOLE   44,768 0 0
JPMORGAN BETABUILDERS JAPAN ETF ETF 46641Q217 4,546 82,532 SH   SOLE   82,532 0 0
AMERIPRISE FINL INC COM Stock 03076C106 44 145 SH   SOLE   145 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225 1,790 26,636 SH   SOLE   26,329 0 307
INVESCO CHINA TECHNOLOGY ETF ETF 46138E800 751 12,085 SH   SOLE   12,085 0 0
VANGUARD ESG U.S. STOCK ETF ETF 921910733 145 1,651 SH   SOLE   1,651 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 208 815 SH   SOLE   815 0 0
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 339 1,535 SH   SOLE   1,535 0 0
NEXTERA ENERGY INC COM Stock 65339F101 418 4,479 SH   SOLE   3,579 0 900
NIKE INC CL B Stock 654106103 45 270 SH   SOLE   270 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 2,244 43,947 SH   SOLE   42,898 0 1,049
NCR CORP NEW COM Stock 62886E108 1 25 SH   SOLE   25 0 0
VANECK J.P. MORGAN EM LOCAL CURRENCY BOND ETF ETF 92189H300 3,105 108,566 SH   SOLE   108,566 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 3,694 94,607 SH   SOLE   94,607 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 114 383 SH   SOLE   383 0 0
UDR INC COM REIT 902653104 27 455 SH   SOLE   455 0 0
DEFIANCE NEXT GEN CONNECTIVITY ETF ETF 26922A289 145 3,473 SH   SOLE   3,473 0 0
DOW INC COM Stock 260557103 48 852 SH   SOLE   852 0 0
INVESCO INTERNATIONAL CORPORATE BOND ETF ETF 46138E636 5,698 205,108 SH   SOLE   198,559 0 6,549
ISHARES MSCI INDONESIA ETF ETF 46429B309 1,423 61,934 SH   SOLE   61,934 0 0
VANGUARD S&P 500 ETF ETF 922908363 277 634 SH   SOLE   634 0 0
ILLUMINA INC COM Stock 452327109 57 150 SH   SOLE   150 0 0
CORTEVA INC COM Stock 22052L104 5 103 SH   SOLE   103 0 0
GENERAL MTRS CO COM Stock 37045V100 59 1,000 SH   SOLE   1,000 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 4,415 27,130 SH   SOLE   26,918 0 212
INVESCO CURRENCYSHARES EURO CURRENCY ETF 46138K103 3,044 28,785 SH   SOLE   28,785 0 0
VANGUARD RUSSELL 2000 ETF ETF 92206C664 4,529 50,430 SH   SOLE   50,430 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 777 324 SH   SOLE   324 0 0
WABTEC COM Stock 929740108 0 2 SH   SOLE   2 0 0
LILLY ELI & CO COM Stock 532457108 222 802 SH   SOLE   802 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 548 1,800 SH   SOLE   1,800 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 417 3,410 SH   SOLE   3,410 0 0
IPATH BLOOMBERG COMMODITY INDEX TOTAL RETURN ETN ETF 06738C778 4,116 143,415 SH   SOLE   141,388 0 2,027
ISHARES RUSSELL 2000 ETF ETF 464287655 807 3,626 SH   SOLE   2,938 0 688
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106 52 479 SH   SOLE   479 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 39 368 SH   SOLE   368 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 91 1,669 SH   SOLE   1,369 0 300
AFLAC INC COM Stock 001055102 212 3,638 SH   SOLE   3,638 0 0
SYSCO CORP COM Stock 871829107 277 3,525 SH   SOLE   3,525 0 0
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162 0 12 SH   SOLE   12 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 109 1,224 SH   SOLE   1,224 0 0
EVERSOURCE ENERGY COM Stock 30040W108 346 3,800 SH   SOLE   3,800 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 4,968 43,114 SH   SOLE   43,114 0 0
TOWNEBANK PORTSMOUTH VA COM Stock 89214P109 16 500 SH   SOLE   500 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 19 104 SH   SOLE   104 0 0
VIATRIS INC COM Stock 92556V106 2 124 SH   SOLE   124 0 0
ISHARES MSCI EUROPE FINANCIAL SECTOR INDEX FUND ETF 464289180 1,447 72,180 SH   SOLE   72,180 0 0
ORGANON & CO COMMON STOCK Stock 68622V106 15 491 SH   SOLE   491 0 0
VISA INC COM CL A Stock 92826C839 882 4,072 SH   SOLE   4,072 0 0
ISHARES MSCI CHINA ETF ETF 46429B671 3,773 60,110 SH   SOLE   60,110 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 358 4,431 SH   SOLE   4,431 0 0
KELLOGG CO COM Stock 487836108 1 22 SH   SOLE   22 0 0
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 2,071 45,185 SH   SOLE   45,185 0 0
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103 104 1,000 SH   SOLE   1,000 0 0
SPLUNK INC COM Stock 848637104 291 2,513 SH   SOLE   2,513 0 0
PHILLIPS 66 COM Stock 718546104 181 2,500 SH   SOLE   2,500 0 0
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104 38 450 SH   SOLE   450 0 0
META PLATFORMS INC CL A Stock 30303M102 1,020 3,034 SH   SOLE   3,034 0 0
SERVICENOW INC COM Stock 81762P102 2,868 4,419 SH   SOLE   4,419 0 0
INVESCO FTSE RAFI US 1500A SMALL-MIDA ETF ETF 46137V597 0 2 SH   SOLE   2 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 5,831 78,127 SH   SOLE   76,241 0 1,886
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 1,161 2,800 SH   SOLE   2,800 0 0
ABBVIE INC COM Stock 00287Y109 1,017 7,513 SH   SOLE   7,388 0 125
S&P GLOBAL INC COM Stock 78409V104 10 22 SH   SOLE   22 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 2,071 34,592 SH   SOLE   31,420 0 3,172
CELANESE CORP DEL COM Stock 150870103 24 140 SH   SOLE   140 0 0
ZOETIS INC CL A Stock 98978V103 105 432 SH   SOLE   432 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 929 3,170 SH   SOLE   3,170 0 0
SPDR PORTFOLIO MSCI GLOBAL STOCK MARKET ETF ETF 78463X475 82 1,417 SH   SOLE   1,417 0 0
STRYKER CORPORATION COM Stock 863667101 3 10 SH   SOLE   10 0 0
QUALCOMM INC COM Stock 747525103 26 140 SH   SOLE   140 0 0
DISCOVER FINL SVCS COM Stock 254709108 238 2,056 SH   SOLE   2,056 0 0
MCDONALDS CORP COM Stock 580135101 1,160 4,329 SH   SOLE   4,329 0 0
DOVER CORP COM Stock 260003108 227 1,250 SH   SOLE   1,250 0 0
CISCO SYS INC COM Stock 17275R102 446 7,041 SH   SOLE   6,591 0 450
ISHARES MSCI MEXICO ETF ETF 464286822 1,568 30,984 SH   SOLE   30,984 0 0
VANECK EMERGING MARKETS HIGH YIELD BOND ETF ETF 92189F353 5,195 231,800 SH   SOLE   231,800 0 0
ISHARES MSCI FRONTIER AND SELECT EM ETF ETF 464286145 2,248 65,132 SH   SOLE   65,132 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 65 445 SH   SOLE   445 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 352 4,244 SH   SOLE   840 0 3,404
APA CORPORATION COM Stock 03743Q108 163 6,059 SH   SOLE   6,059 0 0
AT&T INC COM Stock 00206R102 3 116 SH   SOLE   116 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 325 5,848 SH   SOLE   5,848 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF ETF 808524771 14 240 SH   SOLE   240 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 5 48 SH   SOLE   48 0 0
KRANESHARES CSI CHINA INTERNET ETF ETF 500767306 605 16,570 SH   SOLE   16,570 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 352 2,417 SH   SOLE   2,417 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 74 536 SH   SOLE   536 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 21 196 SH   SOLE   196 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY INDEX ETF ETF 808524748 2 59 SH   SOLE   59 0 0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF ETF 808524730 15 492 SH   SOLE   492 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF ETF 808524755 14 421 SH   SOLE   421 0 0
X-TRACKERS HARVEST CSI 300 CHINA A-SHARES ETF ETF 233051879 4,261 108,999 SH   SOLE   108,999 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 6,981 14,635 SH   SOLE   14,521 0 114
WELLS FARGO CO NEW COM Stock 949746101 123 2,572 SH   SOLE   2,572 0 0
UNION PAC CORP COM Stock 907818108 372 1,475 SH   SOLE   1,475 0 0
INVESCO DWA MOMENTUM ETF ETF 46137V837 47 500 SH   SOLE   500 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 186 480 SH   SOLE   480 0 0
DARDEN RESTAURANTS INC COM Stock 237194105 301 2,000 SH   SOLE   2,000 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 611 916 SH   SOLE   916 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 67 443 SH   SOLE   443 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 793 2,231 SH   SOLE   2,231 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 73 459 SH   SOLE   459 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104 3 42 SH   SOLE   42 0 0
CHEVRON CORP NEW COM Stock 166764100 298 2,536 SH   SOLE   2,536 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,390 11,958 SH   SOLE   11,958 0 0
CONOCOPHILLIPS COM Stock 20825C104 393 5,450 SH   SOLE   5,200 0 250
MARKEL CORP COM Stock 570535104 542 439 SH   SOLE   70 0 369
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 205 4,024 SH   SOLE   4,024 0 0
DANAHER CORPORATION COM Stock 235851102 429 1,305 SH   SOLE   1,020 0 285
BK OF AMERICA CORP COM Stock 060505104 120 2,697 SH   SOLE   2,697 0 0
VANECK RUSSIA ETF ETF 92189F403 1,235 46,324 SH   SOLE   46,324 0 0
WALMART INC COM Stock 931142103 199 1,372 SH   SOLE   1,372 0 0
ORACLE CORP COM Stock 68389X105 209 2,400 SH   SOLE   2,400 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 443 5,150 SH   SOLE   5,000 0 150
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 67 1,347 SH   SOLE   365 0 982
TEXAS INSTRS INC COM Stock 882508104 477 2,530 SH   SOLE   2,530 0 0
TARGET CORP COM Stock 87612E106 54 233 SH   SOLE   233 0 0
PFIZER INC COM Stock 717081103 960 16,249 SH   SOLE   16,249 0 0
MORGAN STANLEY COM NEW Stock 617446448 3 26 SH   SOLE   26 0 0
3M CO COM Stock 88579Y101 258 1,450 SH   SOLE   1,275 0 175
CATERPILLAR INC COM Stock 149123101 294 1,421 SH   SOLE   1,421 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 234 81 SH   SOLE   81 0 0
AMERICAN EXPRESS CO COM Stock 025816109 500 3,057 SH   SOLE   3,057 0 0
AMGEN INC COM Stock 031162100 453 2,014 SH   SOLE   2,014 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107 73 834 SH   SOLE   684 0 150
ISHARES MSCI SOUTH KOREA ETF ETF 464286772 1,275 16,376 SH   SOLE   16,376 0 0
SPDR S&P OIL & GAS EXPLORATION & PRODUCTION ETF ETF 78468R556 2,658 27,730 SH   SOLE   27,730 0 0
MERCADOLIBRE INC COM Stock 58733R102 1,940 1,439 SH   SOLE   1,439 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,756 10,225 SH   SOLE   10,225 0 0
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303 10 200 SH   SOLE   200 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 415 3,639 SH   SOLE   2,531 0 1,108
ISHARES CORE MSCI EUROPE ETF ETF 46434V738 3,678 63,238 SH   SOLE   63,238 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549 4,237 9,650 SH   SOLE   9,650 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 49 465 SH   SOLE   465 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 573 4,820 SH   SOLE   4,820 0 0
CDK GLOBAL INC COM Stock 12508E101 21 496 SH   SOLE   496 0 0
PLUG POWER INC COM NEW Stock 72919P202 28 1,000 SH   SOLE   1,000 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 107 1,123 SH   SOLE   1,123 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 8 38 SH   SOLE   38 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 31 500 SH   SOLE   200 0 300
ALTRIA GROUP INC COM Stock 02209S103 164 3,452 SH   SOLE   3,452 0 0
DOMINION ENERGY INC COM Stock 25746U109 92 1,176 SH   SOLE   1,176 0 0
CITIGROUP INC COM NEW Stock 172967424 46 760 SH   SOLE   760 0 0
EXXON MOBIL CORP COM Stock 30231G102 345 5,642 SH   SOLE   5,642 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 290 577 SH   SOLE   377 0 200
PRICE T ROWE GROUP INC COM Stock 74144T108 3 17 SH   SOLE   17 0 0
LOWES COS INC COM Stock 548661107 2,302 8,905 SH   SOLE   8,905 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 212 2,486 SH   SOLE   2,486 0 0
ISHARES MSCI AUSTRALIA ETF ETF 464286103 1,418 57,100 SH   SOLE   57,100 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 26 364 SH   SOLE   364 0 0
BLACKROCK INC COM Stock 09247X101 347 379 SH   SOLE   379 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 11,137 39,343 SH   SOLE   39,068 0 275
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 85 1,549 SH   SOLE   0 0 1,549
ISHARES MSCI EAFE ETF ETF 464287465 781 9,926 SH   SOLE   8,725 0 1,201
APPLE INC COM Stock 037833100 8,189 46,117 SH   SOLE   44,717 0 1,400
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 6,428 67,568 SH   SOLE   67,004 0 564
ABBOTT LABS COM Stock 002824100 788 5,602 SH   SOLE   5,602 0 0
DISNEY WALT CO COM Stock 254687106 232 1,500 SH   SOLE   1,500 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 327 1,881 SH   SOLE   1,881 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 457 2,721 SH   SOLE   2,721 0 0