The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 233 1,656 SH   DFND 2 0 193 1,463
ADVANCED MICRO DEVICES INC COM 007903107 307 2,141 SH   DFND 2,5 0 227 1,914
AMAZON COM INC COM 023135106 4,724 1,417 SH   DFND 1,2,3 0 99 1,318
AMERICAN EXPRESS CO COM 025816109 206 1,255 SH   DFND 2 0 150 1,105
AMGEN INC COM 031162100 240 1,064 SH   DFND 2 0 114 950
ANALOG DEVICES INC COM 032654105 240 1,364 SH   DFND 2 0 60 1,304
APPLE INC COM 037833100 4,560 25,684 SH   DFND 1,2,3,5 0 3,326 22,358
APPLIED MATLS INC COM 038222105 288 1,833 SH   DFND 2,5 0 178 1,655
BECTON DICKINSON & CO COM 075887109 249 990 SH   DFND 2 0 49 941
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,751 12,545 SH   DFND 2 0 301 12,244
COLGATE PALMOLIVE CO COM 194162103 255 2,984 SH   DFND 1,2 0 24 2,960
DISNEY WALT CO COM 254687106 1,123 7,249 SH   DFND 1,2,3 0 529 6,720
EBAY INC. COM 278642103 409 6,147 SH   DFND 2,5 0 245 5,902
FS KKR CAP CORP COM 302635206 1,286 61,401 SH   SOLE   0 0 61,401
FORD MTR CO DEL COM 345370860 413 19,845 SH   DFND 2,3,5 0 4,845 15,000
HOME DEPOT INC COM 437076102 679 1,635 SH   DFND 2 0 226 1,409
HONEYWELL INTL INC COM 438516106 334 1,602 SH   DFND 2 0 103 1,499
ISHARES TR CORE S&P500 ETF 464287200 46,969 98,470 SH   DFND 4 0 550 97,920
ISHARES TR RUS MDCP VAL ETF 464287473 583 4,761 SH   SOLE   0 0 4,761
ISHARES TR RUS 1000 VAL ETF 464287598 3,325 19,797 SH   SOLE   0 0 19,797
ISHARES TR RUS 1000 GRW ETF 464287614 977 3,198 SH   SOLE   0 0 3,198
ISHARES TR RUS 2000 VAL ETF 464287630 292 1,759 SH   SOLE   0 0 1,759
ISHARES TR RUS 2000 GRW ETF 464287648 433 1,476 SH   SOLE   0 0 1,476
ISHARES TR CORE S&P US GWT 464287671 363 3,139 SH   SOLE   0 0 3,139
ISHARES TR RUSSELL 3000 ETF 464287689 2,073 7,470 SH   SOLE   0 0 7,470
ISHARES TR EAFE GRWTH ETF 464288885 617 5,597 SH   SOLE   0 0 5,597
JOHNSON & JOHNSON COM 478160104 408 2,385 SH   DFND 1,2 0 474 1,911
LILLY ELI & CO COM 532457108 276 998 SH   DFND 2 0 138 860
MARATHON OIL CORP COM 565849106 430 26,239 SH   DFND 2 0 815 25,424
MCDONALDS CORP COM 580135101 202 753 SH   DFND 1,2 0 126 627
MICROSOFT CORP COM 594918104 1,705 5,069 SH   DFND 1,2,5 0 1,369 3,700
PEPSICO INC COM 713448108 225 1,298 SH   DFND 1,2 0 300 998
PFIZER INC COM 717081103 258 4,379 SH   DFND 5 0 939 3,440
PROCTER AND GAMBLE CO COM 742718109 327 1,999 SH   DFND 5 0 358 1,641
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 152 25,034 SH   SOLE   0 0 25,034
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 323 4,416 SH   SOLE   0 0 4,416
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 15,599 479,802 SH   DFND 4 0 3,000 476,802
SOUTHWEST AIRLS CO COM 844741108 208 4,851 SH   SOLE   0 0 4,851
SPROTT INC COM NEW 852066208 668 14,823 SH   SOLE   0 0 14,823
TEXAS INSTRS INC COM 882508104 258 1,369 SH   DFND 5 0 178 1,191
THERMO FISHER SCIENTIFIC INC COM 883556102 321 480 SH   DFND 1,2,5 0 67 413
TRIMBLE INC COM 896239100 216 2,473 SH   DFND 3 0 483 1,990
UNITED PARCEL SERVICE INC CL B 911312106 211 983 SH   DFND 5 0 83 900
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,871 23,151 SH   SOLE   0 0 23,151
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 527 4,910 SH   SOLE   0 0 4,910
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 795 1,821 SH   DFND 5 0 806 1,015
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,426 13,455 SH   DFND 5 0 170 13,285
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,868 6,628 SH   DFND 5 0 0 6,628
VANGUARD INDEX FDS MID CAP ETF 922908629 229 897 SH   DFND 5 0 0 897
VANGUARD INDEX FDS VALUE ETF 922908744 16,661 113,253 SH   DFND 5 0 1,072 112,181
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,705 40,198 SH   DFND 5 0 0 40,198
RAYTHEON TECHNOLOGIES CORP COM 75513E101 227 2,649 SH   DFND 1,2 0 238 2,411
INVESCO QQQ TR UNIT SER 1 46090E103 6,827 17,159 SH   DFND 5 0 130 17,029
TARGET CORP COM 87612E106 247 1,067 SH   DFND 2,5 0 67 1,000
ARK ETF TR INNOVATION ETF 00214Q104 4,076 43,087 SH   DFND 5 0 0 43,087
ALPHABET INC CAP STK CL C 02079K107 2,515 869 SH   DFND 1,2 0 32 837
ALPHABET INC CAP STK CL A 02079K305 524 181 SH   DFND 1,2 0 74 107
AMERICAN TOWER CORP NEW COM 03027X100 321 1,097 SH   DFND 2 0 68 1,029
BROADCOM INC COM 11135F101 244 367 SH   DFND 2,5 0 87 280
CROWDSTRIKE HLDGS INC CL A 22788C105 212 1,032 SH   DFND 2 0 32 1,000
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 401 13,852 SH   DFND 5 0 0 13,852
META PLATFORMS INC CL A 30303M102 408 1,212 SH   DFND 1,2 0 400 812
FIRST TR EXCHANGE-TRADED FD LUNT US FACTOR 33733E872 1,977 55,631 SH   DFND 5 0 4,500 51,131
FIRST TR VALUE LINE DIVID IN SHS 33734H106 479 11,126 SH   DFND 5 0 0 11,126
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 4,442 85,770 SH   DFND 5 0 1,000 84,770
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664 2,991 83,729 SH   SOLE   0 0 83,729
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 2,325 61,226 SH   SOLE   0 0 61,226
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 981 25,499 SH   SOLE   0 0 25,499
FIRST TR EXCHNG TRADED FD VI CBOE EQT BUFER 33740F847 4,957 127,157 SH   SOLE   0 0 127,157
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862 6,227 160,772 SH   DFND 4 0 1,726 159,046
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208 1,119 30,593 SH   SOLE   0 0 30,593
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307 228 6,336 SH   SOLE   0 0 6,336
HARBORONE BANCORP INC NEW COM NEW 41165Y100 368 24,829 SH   SOLE   0 0 24,829
ISHARES TR CORE DIV GRWTH 46434V621 1,592 28,646 SH   SOLE   0 0 28,646
JPMORGAN CHASE & CO COM 46625H100 226 1,426 SH   DFND 1,2 0 642 784
MONGODB INC CL A 60937P106 404 764 SH   DFND 2 0 14 750
NETFLIX INC COM 64110L106 977 1,622 SH   DFND 2,5 0 73 1,549
NEXTERA ENERGY INC COM 65339F101 254 2,712 SH   DFND 1,2 0 460 2,252
NVIDIA CORPORATION COM 67066G104 3,821 12,993 SH   DFND 2,5 0 428 12,565
SPDR S&P 500 ETF TR TR UNIT 78462F103 772 1,626 SH   SOLE   0 0 1,626
SPDR GOLD TR GOLD SHS 78463V107 959 5,611 SH   SOLE   0 0 5,611
SPDR SER TR S&P 600 SMCP VAL 78464A300 7,863 92,812 SH   DFND 4 0 600 92,212
SPDR SER TR S&P DIVID ETF 78464A763 3,662 28,363 SH   SOLE   0 0 28,363
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 419 2,971 SH   DFND 5 0 325 2,646
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 439 5,690 SH   DFND 5 0 298 5,392
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 497 2,434 SH   DFND 5 0 1,645 789
SELECT SECTOR SPDR TR ENERGY 81369Y506 264 4,752 SH   DFND 5 0 1,926 2,826
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 330 8,440 SH   DFND 5 0 6,839 1,601
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 411 3,881 SH   DFND 5 0 2,531 1,350
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,184 6,815 SH   DFND 5 0 5,081 1,734
SHOPIFY INC CL A 82509L107 3,764 2,733 SH   SOLE   0 0 2,733
SLEEP NUMBER CORP COM 83125X103 3,042 39,715 SH   SOLE   0 0 39,715
TFI INTL INC COM 87241L109 325 2,900 SH   SOLE   0 0 2,900
TESLA INC COM 88160R101 2,852 2,699 SH   DFND 2 0 121 2,578
TEXAS PACIFIC LAND CORPORATI COM 88262P102 2,684 2,149 SH   SOLE   0 0 2,149
THE TRADE DESK INC COM CL A 88339J105 380 4,145 SH   DFND 2 0 85 4,060
UBER TECHNOLOGIES INC COM 90353T100 251 5,992 SH   DFND 2 0 102 5,890
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 718 2,109 SH   DFND 5 0 362 1,747
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 220 1,100 SH   DFND 5 0 1,097 3
VANGUARD WORLD FDS ENERGY ETF 92204A306 226 2,908 SH   DFND 5 0 58 2,850
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 245 2,539 SH   DFND 5 0 2,039 500
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 519 1,948 SH   DFND 5 0 1,788 160
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 338 1,663 SH   DFND 5 0 305 1,358
VANGUARD WORLD FDS INF TECH ETF 92204A702 651 1,423 SH   DFND 5 0 610 813
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 510 3,764 SH   DFND 5 0 2,221 1,543
VISA INC COM CL A 92826C839 240 1,104 SH   DFND 1,2 0 313 791