The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 223 12,930 SH   SOLE   12,930 0 0
AT&T INC COM 00206R102 1,152 39,528 SH   SOLE   39,528 0 0
ABBOTT LABS COM 002824100 256 3,241 SH   SOLE   3,241 0 0
ABBVIE INC COM 00287Y109 528 6,923 SH   SOLE   6,923 0 0
ALPHABET INC CAP STK CL C 02079K107 238 205 SH   SOLE   205 0 0
ALPHABET INC CAP STK CL A 02079K305 153 132 SH   SOLE   132 0 0
ALTRIA GROUP INC COM 02209S103 312 8,071 SH   SOLE   8,071 0 0
AMAZON COM INC COM 023135106 803 412 SH   SOLE   412 0 0
AMERICAN TOWER CORP NEW COM 03027X100 234 1,073 SH   SOLE   1,073 0 0
APPLE INC COM 037833100 3,498 13,757 SH   SOLE   13,757 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 373 10,599 SH   SOLE   10,599 0 0
BK OF AMERICA CORP COM 060505104 190 8,949 SH   SOLE   8,949 0 0
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 13 10 SH   SOLE   10 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 561 3,071 SH   SOLE   3,071 0 0
BOEING CO COM 097023105 247 1,655 SH   SOLE   1,655 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,048 18,799 SH   SOLE   18,799 0 0
CVS HEALTH CORP COM 126650100 330 5,564 SH   SOLE   5,564 0 0
CHEVRON CORP NEW COM 166764100 430 5,934 SH   SOLE   5,934 0 0
CHURCH & DWIGHT INC COM 171340102 974 15,184 SH   SOLE   15,184 0 0
CISCO SYS INC COM 17275R102 1,177 29,932 SH   SOLE   29,932 0 0
CLOROX CO DEL COM 189054109 278 1,605 SH   SOLE   1,605 0 0
COCA COLA CO COM 191216100 629 14,215 SH   SOLE   14,215 0 0
COLGATE PALMOLIVE CO COM 194162103 497 7,485 SH   SOLE   7,485 0 0
CONSOLIDATED EDISON INC COM 209115104 211 2,705 SH   SOLE   2,705 0 0
COSTCO WHSL CORP NEW COM 22160K105 571 2,002 SH   SOLE   2,002 0 0
DISNEY WALT CO COM DISNEY 254687106 429 4,445 SH   SOLE   4,445 0 0
DOMINION ENERGY INC COM 25746U109 571 7,909 SH   SOLE   7,909 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,575 31,834 SH   SOLE   31,834 0 0
EMERSON ELEC CO COM 291011104 209 4,393 SH   SOLE   4,393 0 0
ENBRIDGE INC COM 29250N105 257 8,842 SH   SOLE   8,842 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 118 25,558 SH   SOLE   25,558 0 0
EXXON MOBIL CORP COM 30231G102 343 9,033 SH   SOLE   9,033 0 0
F N B CORP COM 302520101 104 14,103 SH   SOLE   14,103 0 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103 257 771 SH   SOLE   771 0 0
FORD MTR CO DEL COM 345370860 66 13,735 SH   SOLE   13,735 0 0
GALLAGHER ARTHUR J & CO COM 363576109 908 11,138 SH   SOLE   11,138 0 0
GENUINE PARTS CO COM 372460105 422 6,262 SH   SOLE   6,262 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 403 10,626 SH   SOLE   10,626 0 0
HOME DEPOT INC COM 437076102 904 4,842 SH   SOLE   4,842 0 0
INTEL CORP COM 458140100 1,690 31,228 SH   SOLE   31,228 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 264 1,384 SH   SOLE   1,384 0 0
INVESCO MUN TR COM 46131J103 234 20,000 SH   SOLE   20,000 0 0
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 1,511 32,211 SH   SOLE   32,211 0 0
INVESCO EXCHANGE-TRADED FD T VAR RATE PFD 46138G870 2,614 121,790 SH   SOLE   121,790 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 847 18,049 SH   SOLE   18,049 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,420 60,102 SH   SOLE   60,102 0 0
ISHARES TR CORE S&P500 ETF 464287200 300 1,161 SH   SOLE   1,161 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 282 1,710 SH   SOLE   1,710 0 0
ISHARES TR S&P 500 VAL ETF 464287408 177 1,837 SH   SOLE   1,837 0 0
ISHARES TR MSCI EAFE ETF 464287465 53 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUS MID CAP ETF 464287499 60 1,387 SH   SOLE   1,387 0 0
ISHARES TR CORE S&P MCP ETF 464287507 932 6,479 SH   SOLE   6,479 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 717 6,266 SH   SOLE   6,266 0 0
ISHARES TR S&P MC 400VL ETF 464287705 45 409 SH   SOLE   409 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,370 60,053 SH   SOLE   60,053 0 0
ISHARES TR SP SMCP600VL ETF 464287879 26 258 SH   SOLE   258 0 0
ISHARES TR S&P SML 600 GWT 464287887 46 337 SH   SOLE   337 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 564 11,577 SH   SOLE   11,577 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 19 262 SH   SOLE   262 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 12,703 204,722 SH   SOLE   204,722 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 10,605 196,346 SH   SOLE   196,346 0 0
ISHARES TR USA QUALITY FCTR 46432F339 319 3,939 SH   SOLE   3,939 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 16,438 325,501 SH   SOLE   325,501 0 0
ISHARES TR CORE TOTAL USD 46434V613 17,350 330,470 SH   SOLE   330,470 0 0
ISHARES TR ULTR SH TRM BD 46434V878 472 9,441 SH   SOLE   9,441 0 0
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 12 457 SH   SOLE   457 0 0
ISHARES TR IBONDS DEC21 ETF 46434VBK5 11 465 SH   SOLE   465 0 0
ISHARES TR EDGE MSCI MINM 46435G433 78 3,002 SH   SOLE   3,002 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 11 457 SH   SOLE   457 0 0
JPMORGAN CHASE & CO COM 46625H100 540 5,996 SH   SOLE   5,996 0 0
JOHNSON & JOHNSON COM 478160104 1,783 13,595 SH   SOLE   13,595 0 0
KIMBERLY CLARK CORP COM 494368103 319 2,496 SH   SOLE   2,496 0 0
KINDER MORGAN INC DEL COM 49456B101 429 30,793 SH   SOLE   30,793 0 0
LEGGETT & PLATT INC COM 524660107 684 25,632 SH   SOLE   25,632 0 0
LILLY ELI & CO COM 532457108 776 5,594 SH   SOLE   5,594 0 0
LINCOLN NATL CORP IND COM 534187109 252 9,557 SH   SOLE   9,557 0 0
LOCKHEED MARTIN CORP COM 539830109 304 896 SH   SOLE   896 0 0
MCDONALDS CORP COM 580135101 881 5,328 SH   SOLE   5,328 0 0
MERCK & CO. INC COM 58933Y105 550 7,143 SH   SOLE   7,143 0 0
METLIFE INC COM 59156R108 248 8,117 SH   SOLE   8,117 0 0
MICROSOFT CORP COM 594918104 1,735 11,003 SH   SOLE   11,003 0 0
MONDELEZ INTL INC CL A 609207105 568 11,351 SH   SOLE   11,351 0 0
NEXTERA ENERGY INC COM 65339F101 439 1,824 SH   SOLE   1,824 0 0
NORFOLK SOUTHERN CORP COM 655844108 255 1,743 SH   SOLE   1,743 0 0
PEOPLES UTD FINL INC COM 712704105 163 14,775 SH   SOLE   14,775 0 0
PEPSICO INC COM 713448108 675 5,620 SH   SOLE   5,620 0 0
PFIZER INC COM 717081103 791 24,228 SH   SOLE   24,228 0 0
PROCTER & GAMBLE CO COM 742718109 1,990 18,091 SH   SOLE   18,091 0 0
ROYAL BK CDA COM 780087102 447 7,262 SH   SOLE   7,262 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,987 11,588 SH   SOLE   11,588 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 3,835 80,124 SH   SOLE   80,124 0 0
SANOFI SPONSORED ADR 80105N105 208 4,768 SH   SOLE   4,768 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,538 43,178 SH   SOLE   43,178 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 283 13,613 SH   SOLE   13,613 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 344 4,278 SH   SOLE   4,278 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 58 1,878 SH   SOLE   1,878 0 0
SOUTHERN CO COM 842587107 1,065 19,662 SH   SOLE   19,662 0 0
TARGET CORP COM 87612E106 450 4,838 SH   SOLE   4,838 0 0
3M CO COM 88579Y101 241 1,766 SH   SOLE   1,766 0 0
TRUIST FINL CORP COM 89832Q109 2,966 96,165 SH   SOLE   96,165 0 0
UNILEVER PLC SPON ADR NEW 904767704 380 7,521 SH   SOLE   7,521 0 0
UNITED TECHNOLOGIES CORP COM 913017109 390 4,136 SH   SOLE   4,136 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,583 15,310 SH   SOLE   15,310 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 823 24,692 SH   SOLE   24,692 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 755 18,395 SH   SOLE   18,395 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 325 2,362 SH   SOLE   2,362 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 492 7,045 SH   SOLE   7,045 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 22 253 SH   SOLE   253 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 405 3,078 SH   SOLE   3,078 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 30 194 SH   SOLE   194 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 123 1,376 SH   SOLE   1,376 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 683 5,300 SH   SOLE   5,300 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,677 31,209 SH   SOLE   31,209 0 0
VISA INC COM CL A 92826C839 218 1,355 SH   SOLE   1,355 0 0
WALMART INC COM 931142103 722 6,357 SH   SOLE   6,357 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 228 4,975 SH   SOLE   4,975 0 0
WELLS FARGO CO NEW COM 949746101 352 12,263 SH   SOLE   12,263 0 0
WEYERHAEUSER CO COM 962166104 244 14,392 SH   SOLE   14,392 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 105 3,255 SH   SOLE   3,255 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 276 11,426 SH   SOLE   11,426 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 69 3,819 SH   SOLE   3,819 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717X628 988 39,347 SH   SOLE   39,347 0 0