The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR MSCI USA STRTGIC 78468R812 17,922 143,837 SH   SOLE   143,837 0 0
ISHARES TR CORE S&P TTL STK 464287150 8,116 80,400 SH   SOLE   80,400 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 38,887 504,376 SH   SOLE   504,376 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 31,081 949,612 SH   SOLE   949,612 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570 17,254 315,537 SH   SOLE   315,537 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 23,027 276,274 SH   SOLE   276,274 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,018 191,223 SH   SOLE   191,223 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 17,730 588,436 SH   SOLE   588,436 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 4,081 72,011 SH   SOLE   72,011 0 0
ISHARES INC CORE MSCI EMKT 46434G103 390 7,017 SH   SOLE   7,017 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 13,455 270,335 SH   SOLE   270,335 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,692 24,336 SH   SOLE   24,336 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 9,089 132,408 SH   SOLE   132,408 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 16,374 307,209 SH   SOLE   307,209 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,983 127,566 SH   SOLE   127,566 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 8,032 100,577 SH   SOLE   100,577 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,947 18,045 SH   SOLE   18,045 0 0
EXXON MOBIL CORP COM 30231G102 461 5,577 SH   SOLE   5,577 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,990 155,023 SH   SOLE   155,023 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 25,509 112,045 SH   SOLE   112,045 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 942 19,608 SH   SOLE   19,608 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 607 8,812 SH   SOLE   8,812 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,415 160,745 SH   SOLE   160,745 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 238 4,009 SH   SOLE   4,009 0 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100 24,679 185,988 SH   SOLE   185,988 0 0
APPLE INC COM 037833100 3,130 17,926 SH   SOLE   17,926 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 340 7,541 SH   SOLE   7,541 0 0
ISHARES TR U.S. REAL ES ETF 464287739 343 3,174 SH   SOLE   3,174 0 0
SPDR SER TR S&P DIVID ETF 78464A763 2,500 19,516 SH   SOLE   19,516 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,999 14,110 SH   SOLE   14,110 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,734 8,319 SH   SOLE   8,319 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,787 36,492 SH   SOLE   36,492 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,843 11,837 SH   SOLE   11,837 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 638 1,413 SH   SOLE   1,413 0 0
ALPHABET INC CAP STK CL C 02079K107 2,260 809 SH   SOLE   809 0 0
MICROSOFT CORP COM 594918104 4,137 13,419 SH   SOLE   13,419 0 0
UNITED RENTALS INC COM 911363109 1,127 3,173 SH   SOLE   3,173 0 0
HOME DEPOT INC COM 437076102 1,312 4,382 SH   SOLE   4,382 0 0
CVS HEALTH CORP COM 126650100 797 7,878 SH   SOLE   7,878 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 272 4,597 SH   SOLE   4,597 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 292 5,075 SH   SOLE   5,075 0 0
PFIZER INC COM 717081103 398 7,691 SH   SOLE   7,691 0 0
PEPSICO INC COM 713448108 388 2,320 SH   SOLE   2,320 0 0
MARATHON PETE CORP COM 56585A102 205 2,400 SH   SOLE   2,400 0 0
PROCTER AND GAMBLE CO COM 742718109 283 1,854 SH   SOLE   1,854 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 337 11,382 SH   SOLE   11,382 0 0
GENPACT LIMITED SHS G3922B107 476 10,941 SH   SOLE   10,941 0 0
SURGERY PARTNERS INC COM 86881A100 400 7,261 SH   SOLE   7,261 0 0
VERITIV CORP COM 923454102 363 2,715 SH   SOLE   2,715 0 0
IQVIA HLDGS INC COM 46266C105 301 1,304 SH   SOLE   1,304 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 475 7,870 SH   SOLE   7,870 0 0
REDFIN CORP COM 75737F108 180 10,000 SH   SOLE   10,000 0 0
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 220 5,008 SH   SOLE   5,008 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 484 9,501 SH   SOLE   9,501 0 0
ON HLDG AG NAMEN AKT A H5919C104 357 14,125 SH   SOLE   14,125 0 0
VROOM INC COM 92918V109 48 18,206 SH   SOLE   18,206 0 0
TESLA INC COM 88160R101 426 395 SH   SOLE   395 0 0
NIO INC SPON ADS 62914V106 211 10,000 SH   SOLE   10,000 0 0
JPMORGAN CHASE & CO COM 46625H100 701 5,141 SH   SOLE   5,141 0 0
TRAVELERS COMPANIES INC COM 89417E109 324 1,775 SH   SOLE   1,775 0 0