The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   10,210,216 67,199 SH   SOLE   0 0 67,199
INVESCO QQQ TRUST SERIES I ETF 46090E103   234,245 572 SH   SOLE   0 0 572
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   273,899 1,423 SH   SOLE   0 0 1,423
ELEVANCE HEALTH INC COM Stock 036752103   1,052,791 2,233 SH   SOLE   0 0 2,232
JOHNSON & JOHNSON COM Stock 478160104   1,307,749 8,343 SH   SOLE   0 0 8,343
WASTE MGMT INC DEL COM Stock 94106L109   257,450 1,437 SH   SOLE   0 0 1,437
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   7,542,346 31,795 SH   SOLE   0 0 31,794
INVESCO WATER RESOURCES ETF ETF 46137V142   386,218 6,346 SH   SOLE   0 0 6,346
VANGUARD ENERGY ETF ETF 92204A306   471,817 4,023 SH   SOLE   0 0 4,023
ISHARES GLOBAL TECH ETF ETF 464287291   204,540 3,000 SH   SOLE   0 0 3,000
COSTCO WHSL CORP NEW COM Stock 22160K105   2,040,545 3,091 SH   SOLE   0 0 3,091
GOLDMAN SACHS GROUP INC COM Stock 38141G104   3,521,791 9,129 SH   SOLE   0 0 9,129
SHELL PLC SPON ADS ADR 780259305   210,297 3,196 SH   SOLE   0 0 3,196
PROCTER AND GAMBLE CO COM Stock 742718109   2,649,492 18,080 SH   SOLE   0 0 18,080
COCA COLA CO COM Stock 191216100   564,020 9,571 SH   SOLE   0 0 9,571
ISHARES U.S. HEALTHCARE ETF ETF 464287762   418,769 1,463 SH   SOLE   0 0 1,463
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   557,039 21,140 SH   SOLE   0 0 21,140
TRUIST FINL CORP COM Stock 89832Q109   2,019,215 54,692 SH   SOLE   0 0 54,691
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,547,335 49,909 SH   SOLE   0 0 49,908
INTEL CORP COM Stock 458140100   639,910 12,735 SH   SOLE   0 0 12,734
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   2,828,306 7,505 SH   SOLE   0 0 7,504
MERCK & CO INC COM Stock 58933Y105   1,816,878 16,666 SH   SOLE   0 0 16,665
SPDR S&P 500 ETF TRUST ETF 78462F103   4,733,031 9,958 SH   SOLE   0 0 9,957
MCKESSON CORP COM Stock 58155Q103   430,571 930 SH   SOLE   0 0 930
ILLINOIS TOOL WKS INC COM Stock 452308109   348,466 1,330 SH   SOLE   0 0 1,330
EMERSON ELEC CO COM Stock 291011104   869,622 8,935 SH   SOLE   0 0 8,934
ALLSTATE CORP COM Stock 020002101   331,872 2,371 SH   SOLE   0 0 2,370
SHENANDOAH TELECOMMUNICATIONS COM Stock 82312B106   813,150 37,611 SH   SOLE   0 0 37,611
JPMORGAN USD High Yield Corporate Bond ETF ETF 46641Q878   613,694 13,366 SH   SOLE   0 0 13,365
ISHARES S&P 100 ETF ETF 464287101   322,352 1,443 SH   SOLE   0 0 1,443
VERIZON COMMUNICATIONS INC COM Stock 92343V104   931,574 24,710 SH   SOLE   0 0 24,710
PEPSICO INC COM Stock 713448108   1,414,188 8,327 SH   SOLE   0 0 8,326
HONEYWELL INTL INC COM Stock 438516106   211,178 1,007 SH   SOLE   0 0 1,007
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   366,590 3,494 SH   SOLE   0 0 3,494
US BANCORP DEL COM NEW Stock 902973304   400,346 9,250 SH   SOLE   0 0 9,250
XCEL ENERGY INC COM Stock 98389B100   247,640 4,000 SH   SOLE   0 0 4,000
HOME DEPOT INC COM Stock 437076102   819,736 2,365 SH   SOLE   0 0 2,365
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   340,602 1,462 SH   SOLE   0 0 1,462
DUPONT DE NEMOURS INC COM Stock 26614N102   6,560,360 85,277 SH   SOLE   0 0 85,277
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   3,554,572 22,884 SH   SOLE   0 0 22,884
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   25,614,059 187,814 SH   SOLE   0 0 187,813
SOUTHERN CO COM Stock 842587107   696,174 9,928 SH   SOLE   0 0 9,928
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   254,056 838 SH   SOLE   0 0 838
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   259,275 4,657 SH   SOLE   0 0 4,657
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   33,088,115 305,664 SH   SOLE   0 0 305,663
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   38,715,443 108,550 SH   SOLE   0 0 108,550
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   20,817,525 269,065 SH   SOLE   0 0 269,064
ALPHABET INC CAP STK CL A Stock 02079K305   14,754,896 105,626 SH   SOLE   0 0 105,626
EASTMAN CHEM CO COM Stock 277432100   308,801 3,438 SH   SOLE   0 0 3,438
INTUIT COM Stock 461202103   280,013 448 SH   SOLE   0 0 448
CSX CORP COM Stock 126408103   720,400 20,779 SH   SOLE   0 0 20,778
MICROSOFT CORP COM Stock 594918104   5,972,862 15,884 SH   SOLE   0 0 15,883
SCHLUMBERGER LTD COM STK Stock 806857108   792,881 15,236 SH   SOLE   0 0 15,236
AMERIPRISE FINL INC COM Stock 03076C106   229,417 604 SH   SOLE   0 0 604
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   8,139,375 15 SH   SOLE   0 0 15
BOEING CO COM Stock 097023105   401,288 1,540 SH   SOLE   0 0 1,539
VANGUARD SMALL-CAP ETF ETF 922908751   2,400,602 11,253 SH   SOLE   0 0 11,253
VANGUARD MID-CAP ETF ETF 922908629   2,013,034 8,653 SH   SOLE   0 0 8,653
VANGUARD LARGE-CAP ETF ETF 922908637   457,242 2,096 SH   SOLE   0 0 2,096
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   3,854,160 75,959 SH   SOLE   0 0 75,959
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   500,212 13,689 SH   SOLE   0 0 13,689
VANGUARD HEALTH CARE ETF ETF 92204A504   601,429 2,399 SH   SOLE   0 0 2,399
NORFOLK SOUTHN CORP COM Stock 655844108   389,081 1,646 SH   SOLE   0 0 1,646
UDR INC COM REIT 902653104   220,474 5,758 SH   SOLE   0 0 5,758
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   580,325 1,199 SH   SOLE   0 0 1,199
PUTNAM MASTER INTER INCOME TR SH BEN INT CEF 746909100   45,617 14,300 SH   SOLE   0 0 14,300
VANGUARD S&P 500 ETF ETF 922908363   874,910 2,003 SH   SOLE   0 0 2,003
ELI LILLY & CO COM Stock 532457108   1,630,055 2,796 SH   SOLE   0 0 2,796
AIR PRODS & CHEMS INC COM Stock 009158106   6,401,179 23,379 SH   SOLE   0 0 23,379
LIBERTY ALL STAR EQUITY FD SH BEN INT CEF 530158104   95,700 15,000 SH   SOLE   0 0 15,000
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   336,574 5,807 SH   SOLE   0 0 5,807
VANGUARD S&P 500 VALUE ETF ETF 921932703   6,922,291 41,214 SH   SOLE   0 0 41,213
BLACKROCK MUNIYILD QULT FD INC COM CEF 09254F100   126,739 10,397 SH   SOLE   0 0 10,397
VANGUARD S&P 500 GROWTH ETF ETF 921932505   6,132,855 22,648 SH   SOLE   0 0 22,648
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,822,821 18,784 SH   SOLE   0 0 18,784
SYSCO CORP COM Stock 871829107   7,341,392 100,388 SH   SOLE   0 0 100,388
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   482,795 7,705 SH   SOLE   0 0 7,705
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   223,075 2,225 SH   SOLE   0 0 2,224
ISHARES SELECT DIVIDEND ETF ETF 464287168   3,717,163 31,711 SH   SOLE   0 0 31,711
AMERICAN ELEC PWR CO INC COM Stock 025537101   549,846 6,770 SH   SOLE   0 0 6,769
VANGUARD SMALL CAP VALUE ETF ETF 922908611   672,548 3,737 SH   SOLE   0 0 3,737
DIMENSIONAL US CORE EQUITY MARKET ETF ETF 25434V104   243,989 7,338 SH   SOLE   0 0 7,338
DFA International Core Equity Market ETF ETF 25434V203   321,971 11,242 SH   SOLE   0 0 11,242
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX ETF ETF 72201R783   8,091,386 86,929 SH   SOLE   0 0 86,929
SCHWAB US AGGREGATE BOND ETF ETF 808524839   1,860,138 39,900 SH   SOLE   0 0 39,900
Schwab US Dividend ETF ETF 808524797   16,222,418 213,088 SH   SOLE   0 0 213,088
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   3,165,541 31,545 SH   SOLE   0 0 31,545
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434V500   1,398,043 23,449 SH   SOLE   0 0 23,449
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   851,229 10,909 SH   SOLE   0 0 10,909
VANGUARD VALUE ETF ETF 922908744   271,791 1,818 SH   SOLE   0 0 1,818
VANGUARD GROWTH ETF ETF 922908736   1,589,899 5,114 SH   SOLE   0 0 5,114
FIRST NATL CORP COM Stock 32106V107   1,427,605 65,637 SH   SOLE   0 0 65,637
DIMENSIONAL CORE FIXED INCOME ETF ETF 25434V872   13,196,491 311,238 SH   SOLE   0 0 311,238
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF ETF 25434V864   5,357,281 113,960 SH   SOLE   0 0 113,960
Dimensional National Municipal Bond ETF ETF 25434V849   19,395,829 399,832 SH   SOLE   0 0 399,831
ISHARES MICRO-CAP ETF ETF 464288869   359,693 3,100 SH   SOLE   0 0 3,100
ROYCE VALUE TR INC COM CEF 780910105   149,284 10,253 SH   SOLE   0 0 10,253
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815   541,812 18,606 SH   SOLE   0 0 18,606
UNITED BANKSHARES INC WEST VA COM Stock 909907107   251,585 6,700 SH   SOLE   0 0 6,700
PACKAGING CORP AMER COM Stock 695156109   2,114,246 12,978 SH   SOLE   0 0 12,978
DFA US Marketwide Value ETF ETF 25434V724   6,900,737 185,404 SH   SOLE   0 0 185,404
BLACKSTONE STRATEGIC CRED 2027 COM SHS BEN IN CEF 09257R101   113,200 10,000 SH   SOLE   0 0 10,000
BROADCOM INC COM Stock 11135F101   346,038 310 SH   SOLE   0 0 310
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   7,280,153 153,299 SH   SOLE   0 0 153,298
METLIFE INC COM Stock 59156R108   278,606 4,213 SH   SOLE   0 0 4,213
ISHARES CORE MSCI EAFE ETF ETF 46432F842   45,912,358 652,628 SH   SOLE   0 0 652,627
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   323,188 921 SH   SOLE   0 0 921
ENBRIDGE INC COM Stock 29250N105   385,270 10,696 SH   SOLE   0 0 10,696
NVIDIA CORPORATION COM Stock 67066G104   263,952 533 SH   SOLE   0 0 533
EOG RES INC COM Stock 26875P101   1,617,953 13,377 SH   SOLE   0 0 13,377
ABBVIE INC COM Stock 00287Y109   580,673 3,747 SH   SOLE   0 0 3,747
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   15,413,146 209,560 SH   SOLE   0 0 209,560
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   3,947,198 70,310 SH   SOLE   0 0 70,309
VIRTUS CONVERTIBLE & INCOME FD COM CEF 92838X102   40,396 11,987 SH   SOLE   0 0 11,987
INVESCO S&P 500 QUALITY ETF ETF 46137V241   15,525,848 287,090 SH   SOLE   0 0 287,090
MCDONALDS CORP COM Stock 580135101   824,282 2,780 SH   SOLE   0 0 2,779
CISCO SYS INC COM Stock 17275R102   231,649 4,585 SH   SOLE   0 0 4,585
WISDOMTREE U.S. LARGECAP DIVIDEND FUND ETF 97717W307   9,243,912 139,257 SH   SOLE   0 0 139,257
AT&T INC COM Stock 00206R102   376,725 22,451 SH   SOLE   0 0 22,450
KKR INCOME OPPORTUNITIES FD COM CEF 48249T106   172,561 13,728 SH   SOLE   0 0 13,728
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   209,128 2,494 SH   SOLE   0 0 2,494
ISHARES U.S. CONSUMER STAPLES ETF ETF 464287812   309,995 1,617 SH   SOLE   0 0 1,617
ISHARES BIOTECHNOLOGY ETF ETF 464287556   2,077,011 15,289 SH   SOLE   0 0 15,289
GENERAL ELECTRIC CO COM NEW Stock 369604301   452,449 3,545 SH   SOLE   0 0 3,545
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307   350,661 1,120 SH   SOLE   0 0 1,120
WESTERN ASSET GBL HIGH INC FD COM CEF 95766B109   77,361 10,700 SH   SOLE   0 0 10,700
CALAMOS CONV & HIGH INCOME FD COM SHS CEF 12811P108   273,307 23,828 SH   SOLE   0 0 23,828
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   306,219 1,713 SH   SOLE   0 0 1,712
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   1,434,211 11,684 SH   SOLE   0 0 11,684
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   309,495 3,251 SH   SOLE   0 0 3,251
ISHARES S&P 500 VALUE ETF ETF 464287408   3,777,065 21,721 SH   SOLE   0 0 21,721
WISDOMTREE U.S. AI ENHANCED VALUE FUND ETF 97717W406   362,131 3,776 SH   SOLE   0 0 3,776
ISHARES S&P 500 GROWTH ETF ETF 464287309   4,387,190 58,418 SH   SOLE   0 0 58,417
ISHARES CORE S&P 500 ETF ETF 464287200   5,357,576 11,217 SH   SOLE   0 0 11,217
DFA Emerging Value ETF ETF 25434V740   5,947,706 236,020 SH   SOLE   0 0 236,020
WELLS FARGO CO NEW COM Stock 949746101   1,058,622 21,508 SH   SOLE   0 0 21,507
UNION PAC CORP COM Stock 907818108   390,781 1,591 SH   SOLE   0 0 1,591
JPMORGAN CHASE & CO COM Stock 46625H100   10,680,225 62,788 SH   SOLE   0 0 62,787
CHEVRON CORP NEW COM Stock 166764100   6,778,092 45,442 SH   SOLE   0 0 45,441
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,318,860 12,165 SH   SOLE   0 0 12,165
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   3,966,067 82,799 SH   SOLE   0 0 82,798
DANAHER CORPORATION COM Stock 235851102   304,675 1,317 SH   SOLE   0 0 1,317
SPDR S&P BANK ETF ETF 78464A797   582,533 12,658 SH   SOLE   0 0 12,658
BANK AMERICA CORP COM Stock 060505104   847,066 25,158 SH   SOLE   0 0 25,157
SPDR S&P DIVIDEND ETF ETF 78464A763   29,899,800 239,256 SH   SOLE   0 0 239,255
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   544,488 3,329 SH   SOLE   0 0 3,329
ORACLE CORP COM Stock 68389X105   817,912 7,758 SH   SOLE   0 0 7,757
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   24,744,145 221,662 SH   SOLE   0 0 221,662
PFIZER INC COM Stock 717081103   510,768 17,741 SH   SOLE   0 0 17,741
3M CO COM Stock 88579Y101   399,503 3,654 SH   SOLE   0 0 3,654
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   463,920 4,586 SH   SOLE   0 0 4,586
CATERPILLAR INC COM Stock 149123101   393,853 1,332 SH   SOLE   0 0 1,332
ALPHABET INC CAP STK CL C Stock 02079K107   5,586,747 39,642 SH   SOLE   0 0 39,642
AMERICAN EXPRESS CO COM Stock 025816109   521,367 2,783 SH   SOLE   0 0 2,783
AMGEN INC COM Stock 031162100   347,064 1,205 SH   SOLE   0 0 1,205
APPLIED MATLS INC COM Stock 038222105   249,588 1,540 SH   SOLE   0 0 1,540
VANGUARD UTILITIES ETF ETF 92204A876   291,571 2,127 SH   SOLE   0 0 2,127
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   26,581,950 155,997 SH   SOLE   0 0 155,997
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   85,687,506 863,350 SH   SOLE   0 0 863,350
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   4,707,683 10,504 SH   SOLE   0 0 10,504
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   3,593,925 34,869 SH   SOLE   0 0 34,868
VANGUARD SHORT-TERM BOND ETF ETF 921937827   18,302,333 237,631 SH   SOLE   0 0 237,630
GABELLI EQUITY TR INC COM CEF 362397101   209,418 41,224 SH   SOLE   0 0 41,224
PNC FINL SVCS GROUP INC COM Stock 693475105   848,022 5,476 SH   SOLE   0 0 5,476
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   374,306 7,295 SH   SOLE   0 0 7,295
ISHARES RUSSELL 3000 ETF ETF 464287689   1,307,382 4,776 SH   SOLE   0 0 4,776
DOMINION ENERGY INC COM Stock 25746U109   1,924,862 40,955 SH   SOLE   0 0 40,954
EXXON MOBIL CORP COM Stock 30231G102   2,984,490 29,851 SH   SOLE   0 0 29,850
UNITEDHEALTH GROUP INC COM Stock 91324P102   882,890 1,677 SH   SOLE   0 0 1,677
PRICE T ROWE GROUP INC COM Stock 74144T108   319,516 2,967 SH   SOLE   0 0 2,967
LOWES COS INC COM Stock 548661107   313,215 1,407 SH   SOLE   0 0 1,407
NOVO-NORDISK A S ADR ADR 670100205   202,141 1,954 SH   SOLE   0 0 1,954
ISHARES CORE S&P MID-CAP ETF ETF 464287507   26,820,517 96,773 SH   SOLE   0 0 96,772
ISHARES MSCI EAFE ETF ETF 464287465   4,561,538 60,538 SH   SOLE   0 0 60,538
APPLE INC COM Stock 037833100   32,315,210 167,845 SH   SOLE   0 0 167,845
ABBOTT LABS COM Stock 002824100   485,739 4,413 SH   SOLE   0 0 4,413
FIRST TRUST DOW JONES SELECT MICROCAP INDEX FUND ETF 33718M105   372,211 6,068 SH   SOLE   0 0 6,068
DISNEY WALT CO COM Stock 254687106   5,012,440 55,515 SH   SOLE   0 0 55,514
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   1,171,028 11,382 SH   SOLE   0 0 11,382
ISHARES RUSSELL 1000 ETF ETF 464287622   11,177,521 42,620 SH   SOLE   0 0 42,620
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   7,462,518 81,656 SH   SOLE   0 0 81,655