The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 625 2,459 SH   SOLE   0 0 2,459
Amgen Inc COM 031162100 451 2,225 SH   SOLE   0 0 2,225
Amazon.com Inc COM 023135106 285 146 SH   SOLE   0 0 146
Innovator S&P 500 Buf ETF S&P 500 BUFETF 45782C771 282 12,604 SH   SOLE   0 0 12,604
CVS Health Corp COM 126650100 651 10,978 SH   SOLE   0 0 10,978
Dominion Energy Inc COM 25746U109 269 3,733 SH   SOLE   0 0 3,733
Walt Disney Co COM DISNEY 254687106 360 3,727 SH   SOLE   0 0 3,727
First Bancorp COM 318910106 1,465 63,495 SH   SOLE   0 0 63,495
Schwab Fndmntl US SC Index ETF SCHWAB FDT US SC 808524763 4,776 184,612 SH   SOLE   0 0 184,612
Goldman Sachs ActiveBeta Emerg Mkts Eq ETF ACTIVEBETA EME 381430206 4,099 156,622 SH   SOLE   0 0 156,622
iShares Gold Trust ISHARES 464285105 4,458 295,835 SH   SOLE   0 0 295,835
International Business Machines COM 459200101 519 4,675 SH   SOLE   0 0 4,675
John Hancock Multifactor Mid Cap ETF MULTIFACTOR MI 47804J206 8,924 314,103 SH   SOLE   0 0 314,103
JP Morgan Diversified Return International Equity DIV RTN INT EQ 46641Q209 5,487 126,898 SH   SOLE   0 0 126,898
JPMorgan Chase & Co. COM 46625H100 411 4,567 SH   SOLE   0 0 4,567
Medtronic PLC SHS G5960L103 608 6,744 SH   SOLE   0 0 6,744
Microsoft Corp COM 594918104 780 4,944 SH   SOLE   0 0 4,944
iShares S&P 100 S&P 100 ETF 464287101 2,084 17,565 SH   SOLE   0 0 17,565
Pepsico Incorporated COM 713448108 510 4,247 SH   SOLE   0 0 4,247
Innovator ETFs S&P 500 Power Buffer July S&P 500 PWER 45782C813 273 11,416 SH   SOLE   0 0 11,416
INNOVATOR ETFS TRUST S&P 500 P WR BU ETF S&P 500 PWR BU 45782C748 309 12,397 SH   SOLE   0 0 12,397
Schwab International Small-Cap Equity ETF INTL SCEQT ETF 808524888 2,186 89,604 SH   SOLE   0 0 89,604
SPDR S&P 500 Trust TR UNIT 78462F103 444 1,722 SH   SOLE   0 0 1,722
Vanguard Small-Cap Growth SML CP GRW ETF 922908595 4,932 32,814 SH   SOLE   0 0 32,814
Vanguard Total Stock Market TOTAL STK MKT 922908769 323 2,509 SH   SOLE   0 0 2,509