The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 401 2,851 SH   SOLE   0 0 2,851
AMAZON COM INC COM 023135106 2,974 907 SH   SOLE   0 0 907
APPLE INC COM 037833100 7,460 42,115 SH   SOLE   0 0 42,115
AUTODESK INC COM 052769106 236 841 SH   SOLE   0 0 841
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 374 1,252 SH   SOLE   0 0 1,252
BOEING CO COM 097023105 286 1,420 SH   SOLE   0 0 1,420
DANAHER CORPORATION COM 235851102 449 1,363 SH   SOLE   0 0 1,363
ISHARES TR CORE S&P500 ETF 464287200 337 707 SH   SOLE   0 0 707
ISHARES TR CORE US AGGBD ET 464287226 857 7,515 SH   SOLE   0 0 7,515
ISHARES TR S&P 500 GRWT ETF 464287309 22,676 271,173 SH   SOLE   0 0 271,173
ISHARES TR S&P 500 VAL ETF 464287408 9,704 61,957 SH   SOLE   0 0 61,957
ISHARES TR MSCI EAFE ETF 464287465 15,112 191,860 SH   SOLE   0 0 191,860
ISHARES TR RUS 1000 VAL ETF 464287598 48,051 285,609 SH   SOLE   0 0 285,609
ISHARES TR RUS 1000 GRW ETF 464287614 54,413 177,879 SH   SOLE   0 0 177,879
ISHARES TR RUS 1000 ETF 464287622 809 3,058 SH   SOLE   0 0 3,058
ISHARES TR RUS 2000 VAL ETF 464287630 2,515 15,147 SH   SOLE   0 0 15,147
ISHARES TR RUS 2000 GRW ETF 464287648 1,627 5,552 SH   SOLE   0 0 5,552
ISHARES TR RUSSELL 2000 ETF 464287655 5,891 26,457 SH   SOLE   0 0 26,457
ISHARES TR RUSSELL 3000 ETF 464287689 1,209 4,357 SH   SOLE   0 0 4,357
ISHARES TR CORE S&P SCP ETF 464287804 729 6,366 SH   SOLE   0 0 6,366
ISHARES TR SHRT NAT MUN ETF 464288158 1,974 18,381 SH   SOLE   0 0 18,381
ISHARES TR EAFE SML CP ETF 464288273 4,016 54,948 SH   SOLE   0 0 54,948
ISHARES TR NATIONAL MUN ETF 464288414 2,252 19,371 SH   SOLE   0 0 19,371
ISHARES TR EAFE VALUE ETF 464288877 1,068 21,187 SH   SOLE   0 0 21,187
JOHNSON &JOHNSON COM 478160104 234 1,366 SH   SOLE   0 0 1,366
LILLY ELI &CO COM 532457108 507 1,836 SH   SOLE   0 0 1,836
MARSH &MCLENNAN COS INC COM 571748102 319 1,835 SH   SOLE   0 0 1,835
MASCO CORP COM 574599106 383 5,452 SH   SOLE   0 0 5,452
MICROSOFT CORP COM 594918104 2,594 7,713 SH   SOLE   0 0 7,713
MONROE CAP CORP COM 610335101 180 16,026 SH   SOLE   0 0 16,026
NIKE INC CL B 654106103 374 2,242 SH   SOLE   0 0 2,242
NORFOLK SOUTHN CORP COM 655844108 314 1,054 SH   SOLE   0 0 1,054
PPG INDS INC COM 693506107 1,538 8,919 SH   SOLE   0 0 8,919
PFIZER INC COM 717081103 438 7,425 SH   SOLE   0 0 7,425
SANDY SPRING BANCORP INC COM 800363103 333 6,923 SH   SOLE   0 0 6,923
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 310 2,740 SH   SOLE   0 0 2,740
STARBUCKS CORP COM 855244109 348 2,972 SH   SOLE   0 0 2,972
THERMO FISHER SCIENTIFIC INC COM 883556102 352 527 SH   SOLE   0 0 527
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,277 7,434 SH   SOLE   0 0 7,434
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 30,986 605,951 SH   SOLE   0 0 605,951
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,110 30,645 SH   SOLE   0 0 30,645
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,794 157,481 SH   SOLE   0 0 157,481
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 715 13,017 SH   SOLE   0 0 13,017
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,764 13,205 SH   SOLE   0 0 13,205
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,130 6,320 SH   SOLE   0 0 6,320
VANGUARD INDEX FDS MID CAP ETF 922908629 3,557 13,960 SH   SOLE   0 0 13,960
VANGUARD INDEX FDS GROWTH ETF 922908736 213 663 SH   SOLE   0 0 663
VANGUARD INDEX FDS VALUE ETF 922908744 1,258 8,549 SH   SOLE   0 0 8,549
VANGUARD INDEX FDS TOTAL STK MKT 922908769 527 2,181 SH   SOLE   0 0 2,181
WALGREENS BOOTS ALLIANCE INC COM 931427108 331 6,351 SH   SOLE   0 0 6,351
TRAVELERS COMPANIES INC COM 89417E109 300 1,920 SH   SOLE   0 0 1,920
ARK ETF TR INNOVATION ETF 00214Q104 720 7,610 SH   SOLE   0 0 7,610
ADVISORSHARES TR PURE CANNABIS 00768Y495 316 24,400 SH   SOLE   0 0 24,400
ALPHABET INC CAP STK CL C 02079K107 440 152 SH   SOLE   0 0 152
ALPHABET INC CAP STK CL A 02079K305 959 331 SH   SOLE   0 0 331
CME GROUP INC COM 12572Q105 680 2,976 SH   SOLE   0 0 2,976
COSTCO WHSL CORP NEW COM 22160K105 311 547 SH   SOLE   0 0 547
META PLATFORMS INC CL A 30303M102 367 1,091 SH   SOLE   0 0 1,091
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 623 19,752 SH   SOLE   0 0 19,752
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 627 16,804 SH   SOLE   0 0 16,804
INNOVATOR ETFS TR US EQT ULTRA BFR 45782C425 522 18,675 SH   SOLE   0 0 18,675
INNOVATOR ETFS TR US SML CP PWR B 45782C474 320 9,868 SH   SOLE   0 0 9,868
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 2,036 61,192 SH   SOLE   0 0 61,192
INNOVATOR ETFS TR EMRGNG MKT JAN 45782C516 308 10,415 SH   SOLE   0 0 10,415
INNOVATOR ETFS TR INTRNL DEV JAN 45782C524 1,814 66,205 SH   SOLE   0 0 66,205
INNOVATOR ETFS TR US EQTY ULTRA B 45782C532 526 17,355 SH   SOLE   0 0 17,355
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 769 24,200 SH   SOLE   0 0 24,200
INNOVATOR ETFS TR INTERNATIONAL DV 45782C631 333 13,139 SH   SOLE   0 0 13,139
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 554 18,223 SH   SOLE   0 0 18,223
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722 568 23,164 SH   SOLE   0 0 23,164
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 281 8,734 SH   SOLE   0 0 8,734
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755 222 6,441 SH   SOLE   0 0 6,441
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 327 10,484 SH   SOLE   0 0 10,484
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 408 13,917 SH   SOLE   0 0 13,917
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 932 13,580 SH   SOLE   0 0 13,580
ISHARES TR CORE MSCI EAFE 46432F842 10,337 138,496 SH   SOLE   0 0 138,496
ISHARES INC CORE MSCI EMKT 46434G103 5,614 93,731 SH   SOLE   0 0 93,731
JPMORGAN CHASE &CO COM 46625H100 791 4,995 SH   SOLE   0 0 4,995
MERCK &CO INC COM 58933Y105 368 4,798 SH   SOLE   0 0 4,798
NEXTERA ENERGY INC COM 65339F101 759 8,126 SH   SOLE   0 0 8,126
ORACLE CORP COM 68389X105 1,933 22,169 SH   SOLE   0 0 22,169
PIMCO ETF TR ACTIVE BD ETF 72201R775 409 3,739 SH   SOLE   0 0 3,739
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 274 2,699 SH   SOLE   0 0 2,699
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,140 8,716 SH   SOLE   0 0 8,716
SPDR SER TR PRTFLO S&P500 GW 78464A409 28,250 389,817 SH   SOLE   0 0 389,817
SPDR SER TR PORTFOLIO SHORT 78464A474 294 9,489 SH   SOLE   0 0 9,489
SPDR SER TR PRTFLO S&P500 VL 78464A508 39,761 946,651 SH   SOLE   0 0 946,651
SPDR SER TR PORTFOLIO AGRGTE 78464A649 202 6,821 SH   SOLE   0 0 6,821
SPDR SER TR S&P DIVID ETF 78464A763 1,980 15,332 SH   SOLE   0 0 15,332
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 326 6,894 SH   SOLE   0 0 6,894
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 203 393 SH   SOLE   0 0 393
SPDR SER TR NUVEEN BLMBRG SH 78468R739 306 6,225 SH   SOLE   0 0 6,225
SPINNAKER ETF SERIES CANNABIS ETF 84858T400 248 29,050 SH   SOLE   0 0 29,050
STREAMLINE HEALTH SOLUTIONS COM 86323X106 155 103,750 SH   SOLE   0 0 103,750
UNITEDHEALTH GROUP INC COM 91324P102 249 496 SH   SOLE   0 0 496
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 449 5,529 SH   SOLE   0 0 5,529
VISA INC COM CL A 92826C839 228 1,052 SH   SOLE   0 0 1,052
WASTE MGMT INC DEL COM 94106L109 395 2,368 SH   SOLE   0 0 2,368
AON PLC SHS CL A G0403H108 808 2,689 SH   SOLE   0 0 2,689