The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 272 1,445 SH   SOLE   0 0 1,445
ABBOTT LABS COM 002824100 422 3,636 SH   SOLE   0 0 3,636
ADVISORSHARES TR PURE CANNABIS 00768Y495 515 24,400 SH   SOLE   0 0 24,400
ALPHABET INC CAP STK CL C 02079K107 383 153 SH   SOLE   0 0 153
ALPHABET INC CAP STK CL A 02079K305 798 327 SH   SOLE   0 0 327
AMAZON COM INC COM 023135106 3,192 928 SH   SOLE   0 0 928
AMERICAN TOWER CORP NEW COM 03027X100 351 1,300 SH   SOLE   0 0 1,300
AON PLC SHS CL A G0403H108 642 2,689 SH   SOLE   0 0 2,689
APPLE INC COM 037833100 5,783 42,409 SH   SOLE   0 0 42,409
ARK ETF TR INNOVATION ETF 00214Q104 993 7,590 SH   SOLE   0 0 7,590
AUTODESK INC COM 052769106 244 837 SH   SOLE   0 0 837
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 359 1,292 SH   SOLE   0 0 1,292
BOEING CO COM 097023105 396 1,655 SH   SOLE   0 0 1,655
CME GROUP INC COM 12572Q105 620 2,915 SH   SOLE   0 0 2,915
COSTCO WHSL CORP NEW COM 22160K105 203 514 SH   SOLE   0 0 514
DANAHER CORPORATION COM 235851102 315 1,175 SH   SOLE   0 0 1,175
FACEBOOK INC CL A 30303M102 752 2,164 SH   SOLE   0 0 2,164
FS KKR CAP CORP COM 302635206 438 20,354 SH   SOLE   0 0 20,354
HOME DEPOT INC COM 437076102 339 1,098 SH   SOLE   0 0 1,098
INNOVATOR ETFS TR S&P 500 PWR BUFR 45782C383 616 20,173 SH   SOLE   0 0 20,173
INNOVATOR ETFS TR S&P 500 BUFFER 45782C409 602 16,804 SH   SOLE   0 0 16,804
INNOVATOR ETFS TR S&P 500 ULTRA 45782C425 512 18,675 SH   SOLE   0 0 18,675
INNOVATOR ETFS TR RUSSELL 2000 P 45782C474 312 9,981 SH   SOLE   0 0 9,981
INNOVATOR ETFS TR S&P 500 POWER 45782C508 1,953 60,193 SH   SOLE   0 0 60,193
INNOVATOR ETFS TR MSCI EMGR MKT 45782C516 332 10,687 SH   SOLE   0 0 10,687
INNOVATOR ETFS TR MSCI EAFE PWR 45782C524 1,886 70,590 SH   SOLE   0 0 70,590
INNOVATOR ETFS TR S&P 500 ULTRA 45782C532 512 17,355 SH   SOLE   0 0 17,355
INNOVATOR ETFS TR S&P 500 PWR 45782C656 405 13,727 SH   SOLE   0 0 13,727
INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 506 20,749 SH   SOLE   0 0 20,749
INNOVATOR ETFS TR S&P 500 PWR BU 45782C748 236 7,614 SH   SOLE   0 0 7,614
INNOVATOR ETFS TR S&P 500 PWR 45782C813 245 8,266 SH   SOLE   0 0 8,266
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 400 14,067 SH   SOLE   0 0 14,067
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 827 13,580 SH   SOLE   0 0 13,580
ISHARES INC CORE MSCI EMKT 46434G103 5,323 79,503 SH   SOLE   0 0 79,503
ISHARES TR CORE S&P500 ETF 464287200 203 473 SH   SOLE   0 0 473
ISHARES TR CORE US AGGBD ET 464287226 959 8,313 SH   SOLE   0 0 8,313
ISHARES TR S&P 500 GRWT ETF 464287309 20,169 277,163 SH   SOLE   0 0 277,163
ISHARES TR S&P 500 VAL ETF 464287408 9,165 61,950 SH   SOLE   0 0 61,950
ISHARES TR MSCI EAFE ETF 464287465 15,082 191,313 SH   SOLE   0 0 191,313
ISHARES TR RUS 1000 VAL ETF 464287598 38,428 240,750 SH   SOLE   0 0 240,750
ISHARES TR RUS 1000 GRW ETF 464287614 43,172 158,250 SH   SOLE   0 0 158,250
ISHARES TR RUS 1000 ETF 464287622 740 3,058 SH   SOLE   0 0 3,058
ISHARES TR RUS 2000 VAL ETF 464287630 4,913 29,677 SH   SOLE   0 0 29,677
ISHARES TR RUS 2000 GRW ETF 464287648 1,117 3,605 SH   SOLE   0 0 3,605
ISHARES TR RUSSELL 2000 ETF 464287655 6,883 29,480 SH   SOLE   0 0 29,480
ISHARES TR RUSSELL 3000 ETF 464287689 1,115 4,357 SH   SOLE   0 0 4,357
ISHARES TR CORE S&P SCP ETF 464287804 447 3,953 SH   SOLE   0 0 3,953
ISHARES TR SHRT NAT MUN ETF 464288158 1,975 18,322 SH   SOLE   0 0 18,322
ISHARES TR EAFE SML CP ETF 464288273 2,227 30,074 SH   SOLE   0 0 30,074
ISHARES TR NATIONAL MUN ETF 464288414 3,342 28,519 SH   SOLE   0 0 28,519
ISHARES TR EAFE VALUE ETF 464288877 860 16,610 SH   SOLE   0 0 16,610
ISHARES TR CORE MSCI EAFE 46432F842 10,364 138,428 SH   SOLE   0 0 138,428
JOHNSON &JOHNSON COM 478160104 365 2,326 SH   SOLE   0 0 2,326
JPMORGAN CHASE &CO COM 46625H100 981 6,381 SH   SOLE   0 0 6,381
LILLY ELI &CO COM 532457108 554 2,413 SH   SOLE   0 0 2,413
MARSH &MCLENNAN COS INC COM 571748102 257 1,829 SH   SOLE   0 0 1,829
MASCO CORP COM 574599106 323 5,479 SH   SOLE   0 0 5,479
MERCK &CO INC COM 58933Y105 480 6,167 SH   SOLE   0 0 6,167
MICROSOFT CORP COM 594918104 2,602 9,679 SH   SOLE   0 0 9,679
MONROE CAP CORP COM 610335101 172 16,026 SH   SOLE   0 0 16,026
NEXTERA ENERGY INC COM 65339F101 833 11,365 SH   SOLE   0 0 11,365
NIKE INC CL B 654106103 351 2,385 SH   SOLE   0 0 2,385
NORFOLK SOUTHN CORP COM 655844108 282 1,061 SH   SOLE   0 0 1,061
ORACLE CORP COM 68389X105 1,806 23,206 SH   SOLE   0 0 23,206
PFIZER INC COM 717081103 274 7,008 SH   SOLE   0 0 7,008
PIMCO ETF TR ACTIVE BD ETF 72201R775 537 4,839 SH   SOLE   0 0 4,839
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 260 2,552 SH   SOLE   0 0 2,552
PPG INDS INC COM 693506107 1,561 9,192 SH   SOLE   0 0 9,192
PROCTER AND GAMBLE CO COM 742718109 215 1,670 SH   SOLE   0 0 1,670
SANDY SPRING BANCORP INC COM 800363103 301 6,829 SH   SOLE   0 0 6,829
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 286 2,740 SH   SOLE   0 0 2,740
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,757 8,797 SH   SOLE   0 0 8,797
SPDR SER TR PRTFLO S&P500 GW 78464A409 23,561 374,150 SH   SOLE   0 0 374,150
SPDR SER TR PORTFOLIO SHORT 78464A474 337 10,755 SH   SOLE   0 0 10,755
SPDR SER TR PRTFLO S&P500 VL 78464A508 35,444 896,384 SH   SOLE   0 0 896,384
SPDR SER TR S&P DIVID ETF 78464A763 1,875 15,332 SH   SOLE   0 0 15,332
SPINNAKER ETF SERIES CANNABIS ETF 84858T400 498 29,050 SH   SOLE   0 0 29,050
STARBUCKS CORP COM 855244109 402 3,593 SH   SOLE   0 0 3,593
STREAMLINE HEALTH SOLUTIONS COM 86323X106 184 103,750 SH   SOLE   0 0 103,750
THERMO FISHER SCIENTIFIC INC COM 883556102 245 486 SH   SOLE   0 0 486
TRAVELERS COMPANIES INC COM 89417E109 287 1,920 SH   SOLE   0 0 1,920
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,282 13,423 SH   SOLE   0 0 13,423
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,088 6,267 SH   SOLE   0 0 6,267
VANGUARD INDEX FDS MID CAP ETF 922908629 3,304 13,922 SH   SOLE   0 0 13,922
VANGUARD INDEX FDS VALUE ETF 922908744 1,175 8,545 SH   SOLE   0 0 8,545
VANGUARD INDEX FDS TOTAL STK MKT 922908769 488 2,191 SH   SOLE   0 0 2,191
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 11,149 81,723 SH   SOLE   0 0 81,723
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,444 209,548 SH   SOLE   0 0 209,548
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 381 4,603 SH   SOLE   0 0 4,603
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,221 7,889 SH   SOLE   0 0 7,889
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 24,259 469,537 SH   SOLE   0 0 469,537
VISA INC COM CL A 92826C839 207 965 SH   SOLE   0 0 965
WALGREENS BOOTS ALLIANCE INC COM 931427108 334 6,351 SH   SOLE   0 0 6,351
WASTE MGMT INC DEL COM 94106L109 331 2,360 SH   SOLE   0 0 2,360