The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,498 12,682 SH   SOLE   0 0 12,682
ABBVIE INC COM 00287Y109 5,966 55,310 SH   SOLE   0 0 55,310
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,234 2,144 SH   SOLE   0 0 2,144
AES CORP COM 00130H105 3,051 133,627 SH   SOLE   0 0 133,627
ALPHABET INC CAP STK CL A 02079K305 1,840 688 SH   SOLE   0 0 688
AMAZON COM INC COM 023135106 1,453 442 SH   SOLE   0 0 442
AMERICAN TOWER CORP NEW COM 03027X100 916 3,450 SH   SOLE   0 0 3,450
APPLE INC COM 037833100 5,872 41,501 SH   SOLE   0 0 41,501
AUTODESK INC COM 052769106 820 2,876 SH   SOLE   0 0 2,876
BCE INC COM NEW 05534B760 2,504 50,019 SH   SOLE   0 0 50,019
BK OF AMERICA CORP COM 060505104 2,042 48,094 SH   SOLE   0 0 48,094
BRISTOL-MYERS SQUIBB CO COM 110122108 4,974 84,059 SH   SOLE   0 0 84,059
BROADCOM INC COM 11135F101 5,696 11,745 SH   SOLE   0 0 11,745
CHEVRON CORP NEW COM 166764100 2,655 26,169 SH   SOLE   0 0 26,169
CHUBB LIMITED COM H1467J104 1,389 8,005 SH   SOLE   0 0 8,005
CISCO SYS INC COM 17275R102 3,967 72,881 SH   SOLE   0 0 72,881
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,377 18,552 SH   SOLE   0 0 18,552
COINBASE GLOBAL INC COM CL A 19260Q107 380 1,671 SH   SOLE   0 0 1,671
COMCAST CORP NEW CL A 20030N101 4,101 73,325 SH   SOLE   0 0 73,325
CVS HEALTH CORP COM 126650100 6,655 78,418 SH   SOLE   0 0 78,418
DIGITAL RLTY TR INC COM 253868103 2,258 15,631 SH   SOLE   0 0 15,631
DISCOVERY INC COM SER C 25470F302 775 31,936 SH   SOLE   0 0 31,936
DOMINION ENERGY INC COM 25746U109 2,698 36,943 SH   SOLE   0 0 36,943
EASTERN BANKSHARES INC COM 27627N105 223 11,000 SH   SOLE   0 0 11,000
EATON CORP PLC SHS G29183103 3,695 24,748 SH   SOLE   0 0 24,748
EATON VANCE SR FLTNG RTE TR COM 27828Q105 307 21,000 SH   SOLE   0 0 21,000
EQUINIX INC COM 29444U700 908 1,149 SH   SOLE   0 0 1,149
FISERV INC COM 337738108 969 8,931 SH   SOLE   0 0 8,931
HONEYWELL INTL INC COM 438516106 1,162 5,476 SH   SOLE   0 0 5,476
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 291 975 SH   SOLE   0 0 975
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 7,142 139,841 SH   SOLE   0 0 139,841
JOHNSON & JOHNSON COM 478160104 5,765 35,698 SH   SOLE   0 0 35,698
JPMORGAN CHASE & CO COM 46625H100 6,215 37,970 SH   SOLE   0 0 37,970
KINDER MORGAN INC DEL COM 49456B101 2,170 129,681 SH   SOLE   0 0 129,681
KRAFT HEINZ CO COM 500754106 2,903 78,847 SH   SOLE   0 0 78,847
L3HARRIS TECHNOLOGIES INC COM 502431109 1,068 4,849 SH   SOLE   0 0 4,849
LOCKHEED MARTIN CORP COM 539830109 1,885 5,462 SH   SOLE   0 0 5,462
LOWES COS INC COM 548661107 4,514 22,253 SH   SOLE   0 0 22,253
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,629 28,015 SH   SOLE   0 0 28,015
MCDONALDS CORP COM 580135101 3,431 14,230 SH   SOLE   0 0 14,230
MEDTRONIC PLC SHS G5960L103 4,060 32,386 SH   SOLE   0 0 32,386
MERCK & CO INC COM 58933Y105 4,216 56,125 SH   SOLE   0 0 56,125
MICROSOFT CORP COM 594918104 3,004 10,655 SH   SOLE   0 0 10,655
MONDELEZ INTL INC CL A 609207105 313 5,380 SH   SOLE   0 0 5,380
NORFOLK SOUTHN CORP COM 655844108 385 1,610 SH   SOLE   0 0 1,610
PEPSICO INC COM 713448108 4,471 29,726 SH   SOLE   0 0 29,726
PHILLIPS 66 COM 718546104 2,474 35,322 SH   SOLE   0 0 35,322
PIMCO STRATEGIC INCOME FD COM 72200X104 275 39,000 SH   SOLE   0 0 39,000
PNC FINL SVCS GROUP INC COM 693475105 5,219 26,679 SH   SOLE   0 0 26,679
QUALCOMM INC COM 747525103 4,309 33,411 SH   SOLE   0 0 33,411
SALESFORCE COM INC COM 79466L302 1,125 4,147 SH   SOLE   0 0 4,147
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,165 11,218 SH   SOLE   0 0 11,218
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,471 57,203 SH   SOLE   0 0 57,203
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,702 171,090 SH   SOLE   0 0 171,090
SHERWIN WILLIAMS CO COM 824348106 617 2,207 SH   SOLE   0 0 2,207
SMUCKER J M CO COM NEW 832696405 3,756 31,289 SH   SOLE   0 0 31,289
SOUTHERN CO COM 842587107 265 4,275 SH   SOLE   0 0 4,275
STRYKER CORPORATION COM 863667101 1,161 4,404 SH   SOLE   0 0 4,404
TARGET CORP COM 87612E106 3,273 14,308 SH   SOLE   0 0 14,308
THERMO FISHER SCIENTIFIC INC COM 883556102 2,019 3,533 SH   SOLE   0 0 3,533
TJX COS INC NEW COM 872540109 910 13,795 SH   SOLE   0 0 13,795
TRANE TECHNOLOGIES PLC SHS G8994E103 3,964 22,963 SH   SOLE   0 0 22,963
TRAVELERS COMPANIES INC COM 89417E109 3,962 26,066 SH   SOLE   0 0 26,066
UNION PAC CORP COM 907818108 3,184 16,243 SH   SOLE   0 0 16,243
UNITED PARCEL SERVICE INC CL B 911312106 2,719 14,929 SH   SOLE   0 0 14,929
US BANCORP DEL COM NEW 902973304 3,885 65,353 SH   SOLE   0 0 65,353
V F CORP COM 918204108 3,336 49,793 SH   SOLE   0 0 49,793
VANGUARD INDEX FDS GROWTH ETF 922908736 244 842 SH   SOLE   0 0 842
VANGUARD INDEX FDS LARGE CAP ETF 922908637 229 1,139 SH   SOLE   0 0 1,139
VANGUARD INDEX FDS MID CAP ETF 922908629 4,446 18,779 SH   SOLE   0 0 18,779
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,122 27,995 SH   SOLE   0 0 27,995
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,891 131,061 SH   SOLE   0 0 131,061
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 231 1,506 SH   SOLE   0 0 1,506
VENTAS INC COM 92276F100 3,142 56,914 SH   SOLE   0 0 56,914
VERIZON COMMUNICATIONS INC COM 92343V104 3,444 63,775 SH   SOLE   0 0 63,775
VISA INC COM CL A 92826C839 1,638 7,356 SH   SOLE   0 0 7,356
WELLS FARGO ADVANTAGE INCOME WF INC OPPTY FD 94987B105 290 33,000 SH   SOLE   0 0 33,000
ZOETIS INC CL A 98978V103 1,207 6,219 SH   SOLE   0 0 6,219