The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,495 12,472 SH   SOLE   0 0 12,472
ABBVIE INC COM 00287Y109 5,275 48,743 SH   SOLE   0 0 48,743
ADOBE SYSTEMS INCORPORATED COM 00724F101 986 2,074 SH   SOLE   0 0 2,074
AES CORP COM 00130H105 3,130 116,764 SH   SOLE   0 0 116,764
ALPHABET INC CAP STK CL A 02079K305 1,514 734 SH   SOLE   0 0 734
AMAZON COM INC COM 023135106 1,201 388 SH   SOLE   0 0 388
AMERICAN TOWER CORP NEW COM 03027X100 818 3,421 SH   SOLE   0 0 3,421
ANNALY CAPITAL MANAGEMENT IN COM 035710409 161 18,750 SH   SOLE   0 0 18,750
APPLE INC COM 037833100 4,703 38,500 SH   SOLE   0 0 38,500
AUTODESK INC COM 052769106 787 2,840 SH   SOLE   0 0 2,840
BCE INC COM NEW 05534B760 1,815 40,207 SH   SOLE   0 0 40,207
BIOGEN INC COM 09062X103 626 2,236 SH   SOLE   0 0 2,236
BK OF AMERICA CORP COM 060505104 2,020 52,207 SH   SOLE   0 0 52,207
BRISTOL-MYERS SQUIBB CO COM 110122108 4,485 71,051 SH   SOLE   0 0 71,051
BROADCOM INC COM 11135F101 4,949 10,674 SH   SOLE   0 0 10,674
CHEVRON CORP NEW COM 166764100 2,377 22,686 SH   SOLE   0 0 22,686
CHUBB LIMITED COM H1467J104 1,269 8,035 SH   SOLE   0 0 8,035
CISCO SYS INC COM 17275R102 3,338 64,553 SH   SOLE   0 0 64,553
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,418 18,152 SH   SOLE   0 0 18,152
COMCAST CORP NEW CL A 20030N101 3,487 64,439 SH   SOLE   0 0 64,439
CVS HEALTH CORP COM 126650100 5,459 72,560 SH   SOLE   0 0 72,560
DIGITAL RLTY TR INC COM 253868103 1,914 13,591 SH   SOLE   0 0 13,591
DISCOVERY INC COM SER C 25470F302 1,133 30,713 SH   SOLE   0 0 30,713
DOMINION ENERGY INC COM 25746U109 2,156 28,387 SH   SOLE   0 0 28,387
EASTERN BANKSHARES INC COM 27627N105 212 11,000 SH   SOLE   0 0 11,000
EATON CORP PLC SHS G29183103 3,131 22,639 SH   SOLE   0 0 22,639
EQUINIX INC COM 29444U700 772 1,137 SH   SOLE   0 0 1,137
FISERV INC COM 337738108 1,019 8,559 SH   SOLE   0 0 8,559
FRANKLIN LTD DURATION INCOME COM 35472T101 184 20,000 SH   SOLE   0 0 20,000
HONEYWELL INTL INC COM 438516106 1,190 5,484 SH   SOLE   0 0 5,484
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 262 975 SH   SOLE   0 0 975
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 4,028 78,925 SH   SOLE   0 0 78,925
JOHNSON & JOHNSON COM 478160104 5,265 32,035 SH   SOLE   0 0 32,035
JPMORGAN CHASE & CO COM 46625H100 5,271 34,623 SH   SOLE   0 0 34,623
KINDER MORGAN INC DEL COM 49456B101 1,840 110,527 SH   SOLE   0 0 110,527
KRAFT HEINZ CO COM 500754106 2,517 62,926 SH   SOLE   0 0 62,926
L3HARRIS TECHNOLOGIES INC COM 502431109 962 4,746 SH   SOLE   0 0 4,746
LOCKHEED MARTIN CORP COM 539830109 1,568 4,244 SH   SOLE   0 0 4,244
LOWES COS INC COM 548661107 3,866 20,327 SH   SOLE   0 0 20,327
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,188 21,027 SH   SOLE   0 0 21,027
MCDONALDS CORP COM 580135101 2,799 12,487 SH   SOLE   0 0 12,487
MEDTRONIC PLC SHS G5960L103 3,159 26,741 SH   SOLE   0 0 26,741
MERCK & CO. INC COM 58933Y105 3,476 45,092 SH   SOLE   0 0 45,092
MICROSOFT CORP COM 594918104 2,304 9,773 SH   SOLE   0 0 9,773
MONDELEZ INTL INC CL A 609207105 315 5,380 SH   SOLE   0 0 5,380
NORFOLK SOUTHN CORP COM 655844108 432 1,610 SH   SOLE   0 0 1,610
PEOPLES UNITED FINANCIAL INC COM 712704105 179 10,000 SH   SOLE   0 0 10,000
PEPSICO INC COM 713448108 3,623 25,615 SH   SOLE   0 0 25,615
PHILLIPS 66 COM 718546104 2,551 31,282 SH   SOLE   0 0 31,282
PIMCO STRATEGIC INCOME FD COM 72200X104 220 30,000 SH   SOLE   0 0 30,000
PNC FINL SVCS GROUP INC COM 693475105 4,454 25,390 SH   SOLE   0 0 25,390
PROSPECT CAP CORP COM 74348T102 207 27,000 SH   SOLE   0 0 27,000
QUALCOMM INC COM 747525103 4,085 30,811 SH   SOLE   0 0 30,811
SALESFORCE COM INC COM 79466L302 754 3,560 SH   SOLE   0 0 3,560
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,060 10,962 SH   SOLE   0 0 10,962
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,367 56,766 SH   SOLE   0 0 56,766
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,237 167,814 SH   SOLE   0 0 167,814
SHERWIN WILLIAMS CO COM 824348106 398 540 SH   SOLE   0 0 540
SMUCKER J M CO COM NEW 832696405 3,347 26,452 SH   SOLE   0 0 26,452
SOUTHERN CO COM 842587107 275 4,425 SH   SOLE   0 0 4,425
STRYKER CORPORATION COM 863667101 1,072 4,399 SH   SOLE   0 0 4,399
TARGET CORP COM 87612E106 2,613 13,192 SH   SOLE   0 0 13,192
THERMO FISHER SCIENTIFIC INC COM 883556102 1,620 3,549 SH   SOLE   0 0 3,549
TJX COS INC NEW COM 872540109 892 13,491 SH   SOLE   0 0 13,491
TRANE TECHNOLOGIES PLC SHS G8994E103 3,627 21,906 SH   SOLE   0 0 21,906
TRAVELERS COMPANIES INC COM 89417E109 3,249 21,601 SH   SOLE   0 0 21,601
UNION PAC CORP COM 907818108 3,067 13,913 SH   SOLE   0 0 13,913
UNITED PARCEL SERVICE INC CL B 911312106 2,033 11,960 SH   SOLE   0 0 11,960
US BANCORP DEL COM NEW 902973304 3,030 54,788 SH   SOLE   0 0 54,788
V F CORP COM 918204108 3,446 43,115 SH   SOLE   0 0 43,115
VANGUARD INDEX FDS MID CAP ETF 922908629 4,041 18,258 SH   SOLE   0 0 18,258
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,955 27,817 SH   SOLE   0 0 27,817
VENTAS INC COM 92276F100 2,582 48,406 SH   SOLE   0 0 48,406
VERIZON COMMUNICATIONS INC COM 92343V104 3,026 52,037 SH   SOLE   0 0 52,037
VISA INC COM CL A 92826C839 1,532 7,236 SH   SOLE   0 0 7,236
WELLS FARGO ADVANTAGE INCOME WF INC OPPTY FD 94987B105 211 25,000 SH   SOLE   0 0 25,000
ZOETIS INC CL A 98978V103 976 6,198 SH   SOLE   0 0 6,198