The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   229,994 414 SH   SOLE 0 0 0 414
ALPHABET INC CAP STK CL A 02079K305   218,829 1,201 SH   SOLE 0 0 0 1,201
ALPHABET INC CAP STK CL C 02079K107   259,649 1,416 SH   SOLE 0 0 0 1,416
AMAZON COM INC COM 023135106   1,227,331 6,351 SH   SOLE 0 0 0 6,351
APPLE INC COM 037833100   3,389,307 16,092 SH   SOLE 0 0 0 16,092
BALL CORP COM 058498106   272,801 4,545 SH   SOLE 0 0 0 4,545
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,852,567 4,554 SH   SOLE 0 0 0 4,554
BROADCOM INC COM 11135F101   808,251 503 SH   SOLE 0 0 0 503
CUMMINS INC COM 231021106   374,972 1,354 SH   SOLE 0 0 0 1,354
ELI LILLY & CO COM 532457108   563,529 622 SH   SOLE 0 0 0 622
EXXON MOBIL CORP COM 30231G102   587,009 5,099 SH   SOLE 0 0 0 5,099
INVESCO QQQ TR UNIT SER 1 46090E103   18,970,103 39,594 SH   SOLE 0 0 0 39,594
ISHARES TR RUS 1000 ETF 464287622   500,378 1,682 SH   SOLE 0 0 0 1,682
ISHARES TR RUS 1000 GRW ETF 464287614   757,348 2,078 SH   SOLE 0 0 0 2,078
ISHARES TR RUSSELL 2000 ETF 464287655   318,826 1,571 SH   SOLE 0 0 0 1,571
ISHARES TR RUSSELL 3000 ETF 464287689   1,591,779 5,157 SH   SOLE 0 0 0 5,157
ISHARES TR RUS MD CP GR ETF 464287481   315,485 2,859 SH   SOLE 0 0 0 2,859
ISHARES TR RUS MDCP VAL ETF 464287473   271,931 2,252 SH   SOLE 0 0 0 2,252
ISHARES TR MSCI USA MIN VOL 46429B697   10,262,122 122,226 SH   SOLE 0 0 0 122,226
ISHARES TR MSCI LW CRB TG 46434V464   280,447 1,530 SH   SOLE 0 0 0 1,530
ISHARES TR MSCI GBL SUS DEV 46435G532   302,951 4,036 SH   SOLE 0 0 0 4,036
ISHARES TR ESG AWR MSCI USA 46435G425   1,070,103 8,968 SH   SOLE 0 0 0 8,968
ISHARES TR ESG AWR US AGRGT 46435U549   742,207 15,924 SH   SOLE 0 0 0 15,924
ISHARES TR USD GRN BOND ETF 46435U440   248,148 5,332 SH   SOLE 0 0 0 5,332
ISHARES TR 0-5YR HI YL CP 46434V407   13,466,110 319,102 SH   SOLE 0 0 0 319,102
JPMORGAN CHASE & CO. COM 46625H100   1,036,661 5,125 SH   SOLE 0 0 0 5,125
META PLATFORMS INC CL A 30303M102   730,797 1,449 SH   SOLE 0 0 0 1,449
MICROSOFT CORP COM 594918104   1,120,310 2,507 SH   SOLE 0 0 0 2,507
NVIDIA CORPORATION COM 67066G104   1,268,716 10,270 SH   SOLE 0 0 0 10,270
ORACLE CORP COM 68389X105   456,708 3,234 SH   SOLE 0 0 0 3,234
PACER FDS TR US CASH COWS 100 69374H881   9,437,695 173,201 SH   SOLE 0 0 0 173,201
PROCTER AND GAMBLE CO COM 742718109   486,601 2,951 SH   SOLE 0 0 0 2,951
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   17,310,479 379,782 SH   SOLE 0 0 0 379,782
SERVICENOW INC COM 81762P102   210,828 268 SH   SOLE 0 0 0 268
SPDR S&P 500 ETF TR TR UNIT 78462F103   316,289 581 SH   SOLE 0 0 0 581
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   12,500,723 136,203 SH   SOLE 0 0 0 136,203
SPDR SER TR SPDR MSCI USA GE 78468R747   281,604 2,589 SH   SOLE 0 0 0 2,589
TESLA INC COM 88160R101   462,446 2,337 SH   SOLE 0 0 0 2,337
THERMO FISHER SCIENTIFIC INC COM 883556102   222,727 403 SH   SOLE 0 0 0 403
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   102,746 11,729 SH   SOLE 0 0 0 11,729
UNITEDHEALTH GROUP INC COM 91324P102   645,534 1,268 SH   SOLE 0 0 0 1,268
VANGUARD INDEX FDS TOTAL STK MKT 922908769   226,734 848 SH   SOLE 0 0 0 848
VANGUARD INDEX FDS GROWTH ETF 922908736   1,340,571 3,584 SH   SOLE 0 0 0 3,584
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   20,834,321 41,658 SH   SOLE 0 0 0 41,658
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   17,765,020 97,316 SH   SOLE 0 0 0 97,316
VANGUARD WORLD FD ESG INTL STK ETF 921910725   329,557 5,754 SH   SOLE 0 0 0 5,754
VISA INC COM CL A 92826C839   615,600 2,345 SH   SOLE 0 0 0 2,345
WATERS CORP COM 941848103   251,534 867 SH   SOLE 0 0 0 867