The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   17,845 157 SH   DFND 3 0 0 157
ABBOTT LABS COM 002824100   610,241 5,369 SH   SOLE   5,214 0 155
ADVANCED MICRO DEVICES INC COM 007903107   359,717 1,993 SH   SOLE   1,898 0 95
AFLAC INC COM 001055102   455,058 5,300 SH   SOLE   4,960 0 340
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   5,056,470 252,193 SH   SOLE   252,193 0 0
ALPHABET INC CAP STK CL A 02079K305   2,343,641 15,528 SH   SOLE   8,707 0 6,821
ALPHABET INC CAP STK CL C 02079K107   34,259 225 SH   DFND 3,6 60 0 165
ALPHABET INC CAP STK CL C 02079K107   415,974 2,732 SH   SOLE   2,009 0 723
AMAZON COM INC COM 023135106   10,823 60 SH   DFND 3 60 0 0
AMAZON COM INC COM 023135106   6,995,858 38,784 SH   SOLE   12,073 0 26,711
AMERICAN AIRLINES GROUP INC NOTE 6.500% 7/0 02376RAF9   57,950 50,000 PRN   SOLE   50,000 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   333,567 3,727 SH   DFND 6 1,171 0 2,556
AMERICAN CENTY ETF TR US EQT ETF 025072885   62,618,866 699,652 SH   SOLE   592,416 0 107,236
AMGEN INC COM 031162100   352,841 1,241 SH   SOLE   1,241 0 0
APPLE INC COM 037833100   74,079 432 SH   DFND 3,6 303 0 129
APPLE INC COM 037833100   16,385,085 95,551 SH   SOLE   41,774 0 53,777
APPLIED MATLS INC COM 038222105   206,230 1,000 SH   SOLE   1,000 0 0
ARISTA NETWORKS INC COM 040413106   1,159,920 4,000 SH   SOLE   4,000 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   3,862 57 SH   DFND 6 57 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   302,639 4,467 SH   SOLE   4,467 0 0
BANCFIRST CORP COM 05945F103   55,371 629 SH   DFND 6 0 0 629
BANCFIRST CORP COM 05945F103   1,963,157 22,301 SH   SOLE   22,000 0 301
BANK AMERICA CORP COM 060505104   1,341,610 35,380 SH   SOLE   35,380 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   693,437 1,649 SH   SOLE   1,649 0 0
BLACKROCK INC COM 09247X101   55,024 66 SH   DFND 3,6 10 0 56
BLACKROCK INC COM 09247X101   446,863 536 SH   SOLE   521 0 15
BLACKSTONE INC COM 09260D107   243,035 1,850 SH   SOLE   1,750 0 100
BOEING CO COM 097023105   819,629 4,247 SH   SOLE   639 0 3,608
BROADCOM INC COM 11135F101   226,645 171 SH   DFND 3 0 0 171
BROADCOM INC COM 11135F101   15,905 12 SH   SOLE   12 0 0
CATERPILLAR INC COM 149123101   788,191 2,151 SH   SOLE   2,150 0 1
CHEVRON CORP NEW COM 166764100   64,989 412 SH   DFND 3 0 0 412
CHEVRON CORP NEW COM 166764100   1,974,116 12,515 SH   SOLE   12,515 0 0
CISCO SYS INC COM 17275R102   561,937 11,259 SH   SOLE   11,259 0 0
CMS ENERGY CORP COM 125896100   207,871 3,445 SH   SOLE   3,445 0 0
COCA COLA CO COM 191216100   41,480 678 SH   DFND 3 91 0 587
COCA COLA CO COM 191216100   1,486,368 24,295 SH   SOLE   24,291 0 4
CONOCOPHILLIPS COM 20825C104   518,921 4,077 SH   SOLE   4,077 0 0
COSTCO WHSL CORP NEW COM 22160K105   566,323 773 SH   SOLE   741 0 32
CROWDSTRIKE HLDGS INC CL A 22788C105   320,590 1,000 SH   SOLE   1,000 0 0
DANAHER CORPORATION COM 235851102   664,505 2,661 SH   SOLE   2,661 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,864,312 37,152 SH   SOLE   36,648 0 504
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   313,046 9,798 SH   SOLE   9,798 0 0
DISNEY WALT CO COM 254687106   212,784 1,739 SH   SOLE   1,739 0 0
ELI LILLY & CO COM 532457108   7,780 10 SH   DFND 3 10 0 0
ELI LILLY & CO COM 532457108   2,136,278 2,746 SH   SOLE   2,746 0 0
EMCOR GROUP INC COM 29084Q100   310,627 887 SH   DFND 6 0 0 887
EMCOR GROUP INC COM 29084Q100   161,442 461 SH   SOLE   461 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   485,664 30,875 SH   SOLE   30,875 0 0
ENPHASE ENERGY INC COM 29355A107   241,960 2,000 SH   SOLE   2,000 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   284,213 9,740 SH   SOLE   9,740 0 0
EXXON MOBIL CORP COM 30231G102   6,858 59 SH   DFND 3 59 0 0
EXXON MOBIL CORP COM 30231G102   582,246 5,009 SH   SOLE   5,009 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,481,055 56,767 SH   SOLE   56,509 0 258
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   912,435 35,270 SH   SOLE   29,048 0 6,222
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   9,349 134 SH   DFND 3 134 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   19,814,779 284,001 SH   SOLE   216,233 0 67,768
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,535,890 36,207 SH   SOLE   33,925 0 2,282
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   50,204 1,013 SH   DFND 3 476 0 537
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   13,310,800 268,580 SH   SOLE   200,029 0 68,551
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   230,487 1,479 SH   DFND 3 632 0 847
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   65,459,447 420,043 SH   SOLE   370,781 0 49,262
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   10,665,530 157,286 SH   SOLE   131,478 0 25,808
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   82,744 1,393 SH   DFND 3 162 0 1,231
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   17,249,884 290,402 SH   SOLE   248,220 0 42,182
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   4,810,243 101,098 SH   SOLE   90,191 0 10,907
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   373,250 6,645 SH   SOLE   6,645 0 0
FORD MTR CO DEL COM 345370860   964,912 72,659 SH   SOLE   72,659 0 0
FTI CONSULTING INC COM 302941109   203,561 968 SH   DFND 3 0 0 968
GALLAGHER ARTHUR J & CO COM 363576109   766,873 3,067 SH   SOLE   3,067 0 0
GLOBAL X FDS US PFD ETF 37954Y657   58,746 2,914 SH   DFND 3 545 0 2,369
GLOBAL X FDS US PFD ETF 37954Y657   19,748,869 979,607 SH   SOLE   941,779 0 37,828
GOLDMAN SACHS GROUP INC COM 38141G104   297,813 713 SH   SOLE   706 0 7
HOME DEPOT INC COM 437076102   854,661 2,228 SH   SOLE   2,228 0 0
HONEYWELL INTL INC COM 438516106   988,279 4,815 SH   SOLE   4,815 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   6,047 44 SH   DFND 3 0 0 44
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,772,710 12,899 SH   SOLE   3,331 0 9,568
INTERNATIONAL BUSINESS MACHS COM 459200101   637,424 3,338 SH   SOLE   3,185 0 153
INVESCO QQQ TR UNIT SER 1 4609E0107   569,221 1,282 SH   SOLE   1,282 0 0
ISHARES INC MSCI EMRG CHN 46434G764   219,917 3,820 SH   SOLE   3,820 0 0
ISHARES INC CORE MSCI EMKT 46434G103   438,806 8,504 SH   DFND 3 2,516 0 5,988
ISHARES INC CORE MSCI EMKT 46434G103   56,951,294 1,103,707 SH   SOLE   985,136 0 118,571
ISHARES TR CORE MSCI EAFE 46432F842   452,519 6,097 SH   DFND 3 206 0 5,891
ISHARES TR CORE MSCI EAFE 46432F842   81,664,538 1,100,304 SH   SOLE   955,723 0 144,581
ISHARES TR CORE INTL AGGR 46435G672   4,229,706 84,679 SH   SOLE   83,993 0 686
ISHARES TR ISHS 5-10YR INVT 464288638   52 1 SH   DFND 3 0 0 1
ISHARES TR ISHS 5-10YR INVT 464288638   563,678 10,924 SH   SOLE   10,921 0 3
ISHARES TR EAFE SML CP ETF 464288273   34,325 542 SH   DFND 3 542 0 0
ISHARES TR EAFE SML CP ETF 464288273   14,374,200 226,973 SH   SOLE   187,077 0 39,896
ISHARES TR DEVSMCP EXNA ETF 464288497   804,288 14,200 SH   SOLE   14,200 0 0
ISHARES TR PFD AND INCM SEC 464288687   64 2 SH   DFND 3 2 0 0
ISHARES TR PFD AND INCM SEC 464288687   7,519,465 233,306 SH   SOLE   210,111 0 23,195
ISHARES TR NATIONAL MUN ETF 464288414   6,348 59 SH   DFND 3 59 0 0
ISHARES TR NATIONAL MUN ETF 464288414   33,721,410 313,396 SH   SOLE   311,862 0 1,534
ISHARES TR JPMORGAN USD EMG 464288281   37,123 414 SH   DFND 3 4 0 410
ISHARES TR JPMORGAN USD EMG 464288281   10,125,243 112,917 SH   SOLE   106,200 0 6,717
ISHARES TR 0-3 MNTH TREASRY 46436E718   77,043 765 SH   DFND 3 191 0 574
ISHARES TR 0-3 MNTH TREASRY 46436E718   19,688,604 195,498 SH   SOLE   190,285 0 5,213
ISHARES TR MSCI USA QLT FCT 46432F339   247,182 1,504 SH   SOLE   1,504 0 0
ISHARES TR CORE S&P MCP ETF 464287507   648,703 10,680 SH   DFND 3 3,305 0 7,375
ISHARES TR CORE S&P MCP ETF 464287507   73,997,445 1,218,265 SH   SOLE   1,048,860 0 169,405
ISHARES TR CORE S&P SCP ETF 464287804   436,001 3,945 SH   DFND 3 868 0 3,077
ISHARES TR CORE S&P SCP ETF 464287804   56,821,891 514,132 SH   SOLE   467,259 0 46,873
ISHARES TR S&P SML 600 GWT 464287887   398,727 3,050 SH   SOLE   3,050 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,254,277 6,190 SH   SOLE   5,934 0 256
ISHARES TR S&P 500 GRWT ETF 464287309   201,812 2,390 SH   SOLE   2,390 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   798,809 2,370 SH   SOLE   2,370 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,798,812 27,574 SH   SOLE   19,063 0 8,511
ISHARES TR MSCI EAFE ETF 464287465   5,234,823 65,550 SH   SOLE   63,047 0 2,503
ISHARES TR RUS MID CAP ETF 464287499   84 1 SH   DFND 3 1 0 0
ISHARES TR RUS MID CAP ETF 464287499   7,905,049 94,007 SH   SOLE   74,594 0 19,413
ISHARES TR U.S. TECH ETF 464287721   839,533 6,216 SH   SOLE   6,216 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,737,982 66,650 SH   SOLE   46,650 0 20,000
ISHARES TR MORNINGSTAR GRWT 464287119   1,243,458 16,474 SH   SOLE   16,474 0 0
ISHARES TR MORNINGSTAR VALU 464288109   1,012,477 13,173 SH   SOLE   13,173 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   814,234 11,520 SH   SOLE   11,520 0 0
ISHARES TR 20 YR TR BD ETF 464287432   8,137 86 SH   DFND 3 7 0 79
ISHARES TR 20 YR TR BD ETF 464287432   6,318,913 66,782 SH   SOLE   65,375 0 1,407
ISHARES TR IBOXX INV CP ETF 464287242   45,420 417 SH   DFND 3 7 0 410
ISHARES TR IBOXX INV CP ETF 464287242   5,665,034 52,011 SH   SOLE   47,017 0 4,994
ISHARES TR CORE US AGGBD ET 464287226   51,810 529 SH   DFND 3 0 0 529
ISHARES TR CORE US AGGBD ET 464287226   26,801,379 273,651 SH   SOLE   264,126 0 9,525
ISHARES TR TIPS BD ETF 464287176   18,045 168 SH   DFND 3 9 0 159
ISHARES TR TIPS BD ETF 464287176   7,922,562 73,760 SH   SOLE   73,650 0 110
JPMORGAN CHASE & CO COM 46625H100   51,878 259 SH   DFND 3,6 0 0 259
JPMORGAN CHASE & CO COM 46625H100   921,180 4,599 SH   SOLE   4,599 0 0
LAM RESEARCH CORP COM 512807108   389,600 401 SH   SOLE   401 0 0
LOWES COS INC COM 548661107   418,521 1,643 SH   SOLE   1,642 0 1
MAMMOTH ENERGY SVCS INC COM 56155L108   98,975 27,191 SH   SOLE   27,191 0 0
MARATHON PETE CORP COM 56585A102   251,472 1,248 SH   SOLE   1,248 0 0
MASTERCARD INCORPORATED CL A 57636Q104   597,147 1,240 SH   SOLE   1,196 0 44
MCDONALDS CORP COM 580135101   40,883 145 SH   DFND 5 19 0 126
MCDONALDS CORP COM 580135101   438,150 1,554 SH   SOLE   1,527 0 27
META PLATFORMS INC CL A 30303M102   1,170,248 2,410 SH   SOLE   2,410 0 0
MICRON TECHNOLOGY INC COM 595112103   291,896 2,476 SH   SOLE   2,476 0 0
MICROSOFT CORP COM 594918104   319,747 760 SH   DFND 3,6 161 0 599
MICROSOFT CORP COM 594918104   2,705,650 6,431 SH   SOLE   6,323 0 108
NEXTERA ENERGY INC COM 65339F101   247,651 3,875 SH   SOLE   3,871 0 4
ORACLE CORP COM 68389X105   382,608 3,046 SH   SOLE   3,046 0 0
PAYCOM SOFTWARE INC COM 70432V102   964,203 4,845 SH   SOLE   4,845 0 0
PEPSICO INC COM 713448108   46,903 268 SH   DFND 3 32 0 236
PEPSICO INC COM 713448108   2,570,372 14,687 SH   SOLE   14,686 0 1
PHILIP MORRIS INTL INC COM 718172109   38,389 419 SH   DFND 3,6 0 0 419
PHILIP MORRIS INTL INC COM 718172109   203,946 2,226 SH   SOLE   2,226 0 0
PHILLIPS 66 COM 718546104   652,543 3,995 SH   SOLE   3,995 0 0
PROCTER AND GAMBLE CO COM 742718109   1,288,752 7,943 SH   SOLE   7,942 0 1
PURPLE INNOVATION INC COM 74640Y106   201,892 116,030 SH   SOLE   116,030 0 0
QUALCOMM INC COM 747525103   236,174 1,395 SH   SOLE   1,395 0 0
RTX CORPORATION COM 75513E105   27,113 278 SH   DFND 3 0 0 278
RTX CORPORATION COM 75513E105   670,031 6,870 SH   SOLE   5,307 0 1,563
RYMAN HOSPITALITY PPTYS INC COM 78377T107   2,900,077 25,085 SH   SOLE   25,085 0 0
SALESFORCE INC COM 79466L302   212,031 704 SH   SOLE   704 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   651,652 8,082 SH   SOLE   8,082 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   75,893 1,455 SH   DFND 3 353 0 1,102
SCHWAB STRATEGIC TR US TIPS ETF 808524870   32,355,552 620,314 SH   SOLE   590,707 0 29,607
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   28,303 716 SH   DFND 3 254 0 462
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   8,551,867 216,339 SH   SOLE   172,328 0 44,011
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   30,949 379 SH   DFND 3 280 0 99
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   15,372,947 188,256 SH   SOLE   176,141 0 12,115
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   47,465 723 SH   DFND 3 152 0 571
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   9,370,480 142,734 SH   SOLE   118,879 0 23,855
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   7,431 80 SH   DFND 3 80 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   8,876,495 95,559 SH   SOLE   88,215 0 7,345
SELECT SECTOR SPDR TR ENERGY 81369Y506   99,225 1,051 SH   DFND 3 162 0 889
SELECT SECTOR SPDR TR ENERGY 81369Y506   17,225,120 182,450 SH   SOLE   147,325 0 35,125
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   150,074 3,563 SH   DFND 3 980 0 2,583
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   27,252,857 647,029 SH   SOLE   587,537 0 59,492
SELECT SECTOR SPDR TR INDL 81369Y704   79,607 632 SH   DFND 3 309 0 323
SELECT SECTOR SPDR TR INDL 81369Y704   27,508,998 218,395 SH   SOLE   190,097 0 28,298
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   42,208,941 202,665 SH   SOLE   182,326 0 20,339
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   65,822 862 SH   DFND 3 175 0 687
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   13,864,481 181,567 SH   SOLE   174,868 0 6,699
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   37,671 255 SH   DFND 3 149 0 106
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   30,241,734 204,709 SH   SOLE   194,510 0 10,199
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   20,596 112 SH   DFND 3 4 0 108
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   30,863,021 167,834 SH   SOLE   157,394 0 10,440
SIMPSON MFG INC COM 829073105   259,963 1,267 SH   DFND 3 0 0 1,267
SPDR GOLD TR GOLD SHS 78463V107   327,506 1,592 SH   SOLE   1,592 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,035,679 1,980 SH   SOLE   1,980 0 0
SPDR SER TR NYSE TECH ETF 78464A102   335,229 1,838 SH   SOLE   1,838 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   326,535 11,687 SH   SOLE   11,673 0 14
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   16,340 178 SH   DFND 3 11 0 167
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   22,289,040 242,800 SH   SOLE   220,551 0 22,249
STRYKER CORPORATION COM 863667101   206,849 578 SH   SOLE   578 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   45,169 332 SH   DFND 3,6 0 0 332
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   272,100 2,000 SH   SOLE   2,000 0 0
TEXAS INSTRS INC COM 882508104   52,089 299 SH   DFND 3,6 54 0 245
TEXAS INSTRS INC COM 882508104   214,627 1,232 SH   SOLE   1,232 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,573,917 2,708 SH   SOLE   1,992 0 716
TJX COS INC NEW COM 872540109   412,577 4,068 SH   SOLE   4,068 0 0
UNION PAC CORP COM 907818108   50,416 205 SH   DFND 3 0 0 205
UNION PAC CORP COM 907818108   474,891 1,931 SH   SOLE   1,846 0 85
UNITED RENTALS INC COM 911363109   1,199,206 1,663 SH   SOLE   0 0 1,663
UNITEDHEALTH GROUP INC COM 91324P102   166,219 336 SH   DFND 2,3,6 25 0 311
UNITEDHEALTH GROUP INC COM 91324P102   606,008 1,225 SH   SOLE   880 0 345
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   17,821 341 SH   DFND 3 341 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   7,247,156 138,675 SH   SOLE   96,402 0 42,273
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   73 1 SH   DFND 3 0 0 1
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   740,100 10,190 SH   SOLE   10,185 0 5
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   54,109 1,100 SH   DFND 3 189 0 911
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   19,963,871 405,852 SH   SOLE   389,461 0 16,391
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,944,144 8,205 SH   SOLE   8,199 0 6
VANGUARD INDEX FDS SMALL CP ETF 922908751   52,804 231 SH   DFND 3 231 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,581,037 68,162 SH   SOLE   65,386 0 2,776
VANGUARD INDEX FDS GROWTH ETF 922908736   635,393 1,846 SH   SOLE   1,846 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   22,970,379 91,933 SH   SOLE   85,784 0 6,149
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,498,785 17,331 SH   SOLE   16,957 0 374
VANGUARD INDEX FDS TOTAL STK MKT 922908769   999,575 3,846 SH   SOLE   3,824 0 22
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,767 569 SH   DFND 3 569 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,477,392 562,064 SH   SOLE   489,469 0 72,595
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   213,584 1,828 SH   DFND 3 365 0 1,463
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   34,600,948 296,140 SH   SOLE   254,937 0 41,203
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   327,787 6,478 SH   DFND 3 1,518 0 4,960
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   53,411,893 1,055,571 SH   SOLE   1,034,316 0 21,255
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   11,191 139 SH   DFND 3 118 0 21
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,504,056 229,836 SH   SOLE   224,510 0 5,326
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   36,433 615 SH   DFND 3 145 0 470
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   15,029,425 253,704 SH   SOLE   232,447 0 21,257
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   212,119 4,228 SH   DFND 3 4,228 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   33,771,860 673,149 SH   SOLE   588,208 0 84,941
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   19,666 308 SH   DFND 3 146 0 162
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   16,865,946 264,150 SH   SOLE   256,388 0 7,762
VANGUARD WORLD FD CONSUM STP ETF 92204A207   42,053 206 SH   DFND 3 61 0 145
VANGUARD WORLD FD CONSUM STP ETF 92204A207   11,529,792 56,480 SH   SOLE   37,497 0 18,983
VANGUARD WORLD FD MATERIALS ETF 92204A801   3,271 16 SH   DFND 3 16 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801   4,028,293 19,705 SH   SOLE   13,438 0 6,267
VANGUARD WORLD FD ENERGY ETF 92204A306   3,991,564 30,308 SH   SOLE   29,152 0 1,156
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   33,815 125 SH   DFND 3 125 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   15,827,719 58,509 SH   SOLE   45,864 0 12,645
VANGUARD WORLD FD FINANCIALS ETF 92204A405   15,822,378 154,531 SH   SOLE   145,313 0 9,218
VANGUARD WORLD FD COMM SRVC ETF 92204A884   32,674 249 SH   DFND 3 143 0 106
VANGUARD WORLD FD COMM SRVC ETF 92204A884   17,876,424 136,232 SH   SOLE   120,885 0 15,347
VANGUARD WORLD FD INF TECH ETF 92204A702   29,468,957 56,202 SH   SOLE   56,085 0 117
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   186,508 587 SH   DFND 3 143 0 444
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   19,947,882 62,782 SH   SOLE   54,624 0 8,158
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,844,180 19,841 SH   SOLE   19,841 0 0
VISA INC COM CL A 92826C839   84,003 301 SH   DFND 3,6 39 0 262
VISA INC COM CL A 92826C839   4,061,451 14,553 SH   SOLE   4,542 0 10,011
WALMART INC COM 931142103   487,618 8,104 SH   SOLE   8,100 0 4
WELLS FARGO CO NEW COM 949746101   220,480 3,804 SH   SOLE   3,804 0 0
WILLIAMS COS INC COM 969457100   526,485 13,510 SH   SOLE   13,510 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   216,472 7,348 SH   SOLE   7,348 0 0
YUM BRANDS INC COM 988498101   956,408 6,898 SH   SOLE   6,898 0 0
YUM CHINA HLDGS INC COM 98850P109   268,980 6,760 SH   SOLE   6,760 0 0