The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 209 1,694 SH   DFND 3, 6 0 260 1,434
ABBOTT LABS COM 002824100 33 267 SH   SOLE   0 89 178
AMAZON COM INC COM 023135106 378 135 SH   DFND 3 0 22 113
AMAZON COM INC COM 023135106 1,243 444 SH   SOLE   282 9 153
APPLE INC COM 037833100 772 4,833 SH   DFND 3, 6 0 788 4,045
APPLE INC COM 037833100 11,984 75,004 SH   SOLE   15,828 440 58,736
ARISTA NETWORKS INC COM 040413106 468 4,000 SH   SOLE   4,000 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 22 379 SH   DFND 6 0 0 379
ASTRAZENECA PLC SPONSORED ADR 046353108 527 9,117 SH   SOLE   9,117 0 0
BK OF AMERICA CORP COM 060505104 999 21,999 SH   SOLE   1,600 0 20,399
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 252 820 SH   SOLE   520 0 300
BOEING CO COM 097023105 769 3,768 SH   SOLE   60 0 3,708
BRISTOL-MYERS SQUIBB CO COM 110122108 274 4,389 SH   SOLE   3,035 0 1,354
CMS ENERGY CORP COM 125896100 213 3,404 SH   SOLE   3,404 0 0
CVS HEALTH CORP COM 126650100 385 3,739 SH   SOLE   2,674 0 1,065
CATERPILLAR INC COM 149123101 463 2,162 SH   SOLE   600 0 1,562
CHEVRON CORP NEW COM 166764100 147 1,109 SH   DFND 3, 6 0 144 965
CHEVRON CORP NEW COM 166764100 115 866 SH   SOLE   550 72 244
CITIGROUP INC COM NEW 172967424 214 3,345 SH   SOLE   177 0 3,168
COCA COLA CO COM 191216100 146 2,438 SH   DFND 3 0 393 2,045
COCA COLA CO COM 191216100 693 11,581 SH   SOLE   6,713 187 4,681
CONTINENTAL RES INC COM 212015101 414 7,696 SH   SOLE   6,946 0 750
DANAHER CORPORATION COM 235851102 16 60 SH   DFND 6 0 0 60
DANAHER CORPORATION COM 235851102 873 3,218 SH   SOLE   3,218 0 0
DISNEY WALT CO COM 254687106 288 2,113 SH   SOLE   2,064 0 49
DOLLAR GEN CORP NEW COM 256677105 205 969 SH   SOLE   0 0 969
FTI CONSULTING INC COM 302941109 246 1,709 SH   DFND 1 0 0 1,709
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 7,408 164,106 SH   SOLE   121,274 0 42,832
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 1,797 101,822 SH   SOLE   49,789 0 52,033
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 31,393 573,383 SH   SOLE   285,231 30 288,122
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 36,159 587,375 SH   SOLE   282,363 25 304,987
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 9,365 178,340 SH   SOLE   123,789 0 54,551
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 88,297 756,875 SH   SOLE   416,438 25 340,412
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 8,008 254,861 SH   SOLE   131,672 149 123,040
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 7,709 177,378 SH   SOLE   77,538 105 99,735
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 15,606 336,484 SH   SOLE   207,701 0 128,783
GALLAGHER ARTHUR J & CO COM 363576109 720 4,700 SH   SOLE   4,700 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 46,794 718,919 SH   SOLE   395,127 95 323,697
GRACO INC COM 384109104 192 2,690 SH   DFND 1 0 0 2,690
GRACO INC COM 384109104 33 468 SH   SOLE   468 0 0
HOME DEPOT INC COM 437076102 723 2,013 SH   SOLE   1,723 0 290
HONEYWELL INTL INC COM 438516106 11 52 SH   DFND 6 0 0 52
HONEYWELL INTL INC COM 438516106 1,550 7,661 SH   SOLE   4,961 0 2,700
INTERNATIONAL BUSINESS MACHS COM 459200101 362 2,659 SH   SOLE   2,329 0 330
INTUIT COM 461202103 198 383 SH   DFND 3 0 61 322
INTUIT COM 461202103 164 317 SH   SOLE   312 0 5
ISHARES TR MORNINGSTAR GRWT 464287119 1,293 21,010 SH   SOLE   21,010 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,581 3,622 SH   SOLE   2,381 0 1,241
ISHARES TR CORE US AGGBD ET 464287226 16,199 144,647 SH   SOLE   81,179 0 63,468
ISHARES TR MSCI EMG MKT ETF 464287234 4,423 91,726 SH   SOLE   60,893 0 30,833
ISHARES TR IBOXX INV CP ETF 464287242 31,740 247,698 SH   SOLE   156,007 0 91,691
ISHARES TR MSCI EAFE ETF 464287465 5,985 79,669 SH   SOLE   45,034 0 34,635
ISHARES TR RUS MID CAP ETF 464287499 10,068 134,596 SH   SOLE   85,387 0 49,209
ISHARES TR CORE S&P MCP ETF 464287507 38,500 148,867 SH   SOLE   58,123 210 90,534
ISHARES TR RUS 1000 GRW ETF 464287614 788 2,984 SH   SOLE   2,384 0 600
ISHARES TR RUSSELL 2000 ETF 464287655 7,634 38,394 SH   SOLE   24,088 0 14,306
ISHARES TR CORE S&P SCP ETF 464287804 33,042 311,421 SH   SOLE   170,374 360 140,687
ISHARES TR MORNINGSTAR VALU 464288109 981 14,708 SH   SOLE   14,708 0 0
ISHARES TR EAFE SML CP ETF 464288273 12,611 186,447 SH   SOLE   83,491 0 102,956
ISHARES TR JPMORGAN USD EMG 464288281 14,534 138,367 SH   SOLE   75,829 0 62,538
ISHARES TR MRGSTR MD CP GRW 464288307 721 11,520 SH   SOLE   11,520 0 0
ISHARES TR NATIONAL MUN ETF 464288414 52,885 463,168 SH   SOLE   247,295 0 215,873
ISHARES TR DEVSMCP EXNA ETF 464288497 900 14,200 SH   SOLE   14,200 0 0
ISHARES TR USD INV GRDE ETF 464288620 343 5,890 SH   SOLE   5,890 0 0
ISHARES TR PFD AND INCM SEC 464288687 15,243 404,224 SH   SOLE   225,432 0 178,792
JOHNSON & JOHNSON COM 478160104 636 3,792 SH   SOLE   3,300 0 492
LAM RESEARCH CORP COM 512807108 402 683 SH   SOLE   600 0 83
MCDONALDS CORP COM 580135101 123 489 SH   DFND 3 0 58 431
MCDONALDS CORP COM 580135101 123 489 SH   SOLE   391 40 58
MICROSOFT CORP COM 594918104 699 2,424 SH   DFND 3, 6 0 254 2,170
MICROSOFT CORP COM 594918104 3,769 13,063 SH   SOLE   9,909 187 2,967
NIKE INC CL B 654106103 115 793 SH   DFND 3 0 143 650
NIKE INC CL B 654106103 582 3,998 SH   SOLE   3,735 63 200
OGE ENERGY CORP COM 670837103 356 9,601 SH   SOLE   8,651 0 950
ONEOK INC NEW COM 682680103 837 14,041 SH   SOLE   13,384 0 657
PEPSICO INC COM 713448108 138 808 SH   DFND 3 0 128 680
PEPSICO INC COM 713448108 4,024 23,488 SH   SOLE   23,187 66 235
PFIZER INC COM 717081103 277 5,277 SH   SOLE   3,507 0 1,770
PHILIP MORRIS INTL INC COM 718172109 160 1,571 SH   DFND 3, 6 0 219 1,352
PHILIP MORRIS INTL INC COM 718172109 252 2,465 SH   SOLE   250 112 2,103
PHILLIPS 66 COM 718546104 380 4,419 SH   SOLE   703 0 3,716
PROCTER AND GAMBLE CO COM 742718109 924 5,790 SH   SOLE   3,710 0 2,080
QUALCOMM INC COM 747525103 233 1,408 SH   SOLE   900 0 508
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 72 590 SH   DFND 5, 6 0 0 590
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 206 1,680 SH   SOLE   1,680 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105 226 557 SH   DFND 1, 4 0 71 486
TEXAS INSTRS INC COM 882508104 247 1,422 SH   DFND 3 0 193 1,229
TEXAS INSTRS INC COM 882508104 40 229 SH   SOLE   112 117 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,288 5,791 SH   SOLE   2,367 0 3,424
UNION PAC CORP COM 907818108 155 633 SH   DFND 3 0 111 522
UNION PAC CORP COM 907818108 224 917 SH   SOLE   348 50 519
UNITED RENTALS INC COM 911363109 617 2,000 SH   SOLE   0 0 2,000
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 436 2,742 SH   SOLE   1,136 0 1,606
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 26,658 547,959 SH   SOLE   379,488 0 168,471
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 6,359 84,917 SH   SOLE   39,118 0 45,799
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 31,028 249,200 SH   SOLE   146,817 190 102,193
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,431 437,450 SH   SOLE   270,383 0 167,067
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,451 6,136 SH   SOLE   3,818 0 2,318
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,004 38,127 SH   SOLE   24,073 0 14,054
VANGUARD INDEX FDS MID CAP ETF 922908629 22,460 98,606 SH   SOLE   73,036 0 25,570
VANGUARD INDEX FDS GROWTH ETF 922908736 567 2,065 SH   SOLE   1,717 0 348
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,054 39,372 SH   SOLE   26,147 0 13,225
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,253 5,716 SH   SOLE   5,624 0 92
YUM BRANDS INC COM 988498101 10 81 SH   DFND 6 0 0 81
YUM BRANDS INC COM 988498101 1,688 13,828 SH   SOLE   13,808 0 20
RAYTHEON TECHNOLOGIES CORP COM 75513E101 95 1,055 SH   DFND 3 0 159 896
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,100 12,178 SH   SOLE   10,552 63 1,563
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 2,643 189,332 SH   SOLE   0 0 189,332
ALPHABET INC CAP STK CL C 02079K107 451 178 SH   DFND 3, 6 0 22 156
ALPHABET INC CAP STK CL C 02079K107 175 69 SH   SOLE   48 14 7
ALPHABET INC CAP STK CL A 02079K305 3,186 1,255 SH   SOLE   248 0 1,007
AMERICAN AIRLINES GROUP INC NOTE 6.500% 7/0 02376RAF9 66 50,000 PRN   SOLE   50,000 0 0
BANCFIRST CORP COM 05945F103 3,225 42,600 SH   SOLE   42,600 0 0
BLACKROCK INC COM 09247X101 223 279 SH   DFND 3 0 29 250
BLACKROCK INC COM 09247X101 113 142 SH   SOLE   18 24 100
CISCO SYS INC COM 17275R102 254 4,526 SH   SOLE   2,382 0 2,144
COMCAST CORP NEW CL A 20030N101 226 4,553 SH   DFND 2, 3, 6 0 661 3,892
COMCAST CORP NEW CL A 20030N101 14 289 SH   SOLE   0 0 289
CONOCOPHILLIPS COM 20825C104 513 5,886 SH   SOLE   590 0 5,296
COSTCO WHSL CORP NEW COM 22160K105 12 26 SH   DFND 6 0 0 26
COSTCO WHSL CORP NEW COM 22160K105 1,472 3,084 SH   SOLE   2,724 0 360
DEVON ENERGY CORP NEW COM 25179M103 2,041 39,814 SH   SOLE   37,963 0 1,851
EMCOR GROUP INC COM 29084Q100 209 1,786 SH   DFND 1 0 0 1,786
EMCOR GROUP INC COM 29084Q100 73 620 SH   SOLE   0 0 620
META PLATFORMS INC CL A 30303M102 412 1,373 SH   DFND 3, 6 0 201 1,172
META PLATFORMS INC CL A 30303M102 729 2,430 SH   SOLE   1,124 130 1,176
GLOBAL X FDS US PFD ETF 37954Y657 8,249 331,671 SH   SOLE   180,827 0 150,844
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106 104 10,000 SH   SOLE   10,000 0 0
ITT INC COM 45073V108 316 3,400 SH   SOLE   3,400 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 155 1,254 SH   DFND 3, 6 0 190 1,064
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,952 15,749 SH   SOLE   6,357 47 9,345
INTUITIVE SURGICAL INC COM NEW 46120E602 200 759 SH   DFND 3 0 99 660
INTUITIVE SURGICAL INC COM NEW 46120E602 16 60 SH   SOLE   0 60 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,537 23,150 SH   SOLE   7,264 0 15,886
ISHARES SILVER TR ISHARES 46428Q109 308 14,000 SH   SOLE   4,000 0 10,000
ISHARES TR 0-5 YR TIPS ETF 46429B747 35,846 340,906 SH   SOLE   203,729 0 137,177
ISHARES TR CORE MSCI EAFE 46432F842 54,204 763,756 SH   SOLE   381,561 716 381,479
ISHARES INC CORE MSCI EMKT 46434G103 38,919 662,008 SH   SOLE   377,351 878 283,779
ISHARES INC MSCI EMRG CHN 46434G764 277 4,643 SH   SOLE   4,643 0 0
ISHARES TR CORE INTL AGGR 46435G672 3,980 73,619 SH   SOLE   30,736 0 42,883
JPMORGAN CHASE & CO COM 46625H100 167 1,142 SH   DFND 3, 6 0 108 1,034
JPMORGAN CHASE & CO COM 46625H100 386 2,637 SH   SOLE   1,370 88 1,179
MAMMOTH ENERGY SVCS INC COM 56155L108 125 67,721 SH   SOLE   0 0 67,721
MASTERCARD INCORPORATED CL A 57636Q104 154 454 SH   DFND 3 0 76 378
MASTERCARD INCORPORATED CL A 57636Q104 211 624 SH   SOLE   624 0 0
NEXTERA ENERGY INC COM 65339F101 244 3,247 SH   SOLE   2,647 0 600
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,705 115,426 SH   SOLE   67,535 0 47,891
PINTEREST INC CL A 72352L106 455 16,000 SH   SOLE   16,000 0 0
PRIMERICA INC COM 74164M108 206 1,359 SH   DFND 1 0 0 1,359
PRIMERICA INC COM 74164M108 23 152 SH   SOLE   152 0 0
PURPLE INNOVATION INC COM 74640Y106 274 31,810 SH   SOLE   0 0 31,810
RYMAN HOSPITALITY PPTYS INC COM 78377T107 2,157 25,085 SH   SOLE   25,085 0 0
S&P GLOBAL INC COM 78409V104 191 478 SH   DFND 3 0 81 397
S&P GLOBAL INC COM 78409V104 14 36 SH   SOLE   0 36 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,886 4,341 SH   SOLE   4,151 0 190
SPDR GOLD TR GOLD SHS 78463V107 380 2,200 SH   SOLE   1,000 0 1,200
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 279 2,720 SH   SOLE   2,720 0 0
SPDR SER TR NYSE TECH ETF 78464A102 258 1,838 SH   SOLE   0 0 1,838
SPDR SER TR BLOOMBERG HIGH Y 78468R622 318 2,996 SH   SOLE   1,083 0 1,913
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 8,238 98,860 SH   SOLE   50,668 3 48,189
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,499 27,293 SH   SOLE   25,093 0 2,200
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 17,648 98,315 SH   SOLE   60,147 0 38,168
SELECT SECTOR SPDR TR ENERGY 81369Y506 11,316 173,270 SH   SOLE   91,485 5 81,780
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 4,624 120,206 SH   SOLE   86,504 0 33,702
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 23,198 230,183 SH   SOLE   112,088 10 118,085
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 657 4,336 SH   SOLE   1,502 0 2,834
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 421 5,911 SH   SOLE   0 0 5,911
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,020 59,897 SH   SOLE   41,736 0 18,161
SHOPIFY INC CL A 82509L107 1,428 1,600 SH   SOLE   1,600 0 0
SYNAPTICS INC COM 87157D109 283 1,500 SH   SOLE   1,500 0 0
TESLA INC NOTE 2.000% 5/1 88160RAG6 370 25,000 PRN   SOLE   25,000 0 0
3M CO COM 88579Y101 273 1,574 SH   SOLE   490 0 1,084
UNITEDHEALTH GROUP INC COM 91324P102 438 958 SH   DFND 2, 3, 6 0 137 821
UNITEDHEALTH GROUP INC COM 91324P102 49 108 SH   SOLE   38 51 19
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 12,738 233,167 SH   SOLE   135,882 0 97,285
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 37,297 124,954 SH   SOLE   64,261 4 60,689
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 21,299 110,246 SH   SOLE   49,300 4 60,942
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,689 40,853 SH   SOLE   27,609 0 13,244
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 13,726 145,266 SH   SOLE   91,399 0 53,867
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 18,071 75,659 SH   SOLE   45,611 0 30,048
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2,666 14,032 SH   SOLE   11,362 0 2,670
VANGUARD WORLD FDS INF TECH ETF 92204A702 29,419 74,463 SH   SOLE   47,043 0 27,420
VANGUARD WORLD FDS MATERIALS ETF 92204A801 4,448 24,559 SH   SOLE   15,263 0 9,296
VANGUARD WORLD FDS UTILITIES ETF 92204A876 410 2,798 SH   SOLE   2,270 0 528
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 31,239 255,051 SH   SOLE   138,841 10 116,199
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,543 39,069 SH   SOLE   4,218 0 34,851
VISA INC COM CL A 92826C839 224 1,111 SH   DFND 3, 6 0 117 994
VISA INC COM CL A 92826C839 3,926 19,435 SH   SOLE   9,776 82 9,577
WISDOMTREE TR US LARGECAP DIVD 97717W307 254 3,990 SH   SOLE   3,990 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 20,253 568,578 SH   SOLE   266,566 0 302,012
YUM CHINA HLDGS INC COM 98850P109 5 115 SH   DFND 5 0 0 115
YUM CHINA HLDGS INC COM 98850P109 624 13,670 SH   SOLE   13,670 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 270 417 SH   DFND 3, 6 0 40 377
ASML HOLDING N V N Y REGISTRY SHS N07059210 38 58 SH   SOLE   24 34 0