The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 261 1,490 SH   SOLE   1,490 0 0
ABBOTT LABS COM 002824100 217 1,836 SH   DFND 3,6 0 349 1,487
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 2,058 189,332 SH   SOLE   0 0 189,332
ALPHABET INC CAP STK CL A 02079K305 3,663 1,370 SH   SOLE   1,335 0 35
ALPHABET INC CAP STK CL C 02079K107 720 270 SH   DFND 3,6 57 39 174
AMAZON COM INC COM 023135106 1,793 546 SH   DFND 3,6 297 31 218
AMERICAN AIRLINES GROUP INC NOTE 6.500% 7/0 02376RAF9 76 50,000 PRN   SOLE   50,000 0 0
APPLE INC COM 037833100 11,743 82,987 SH   DFND 3,6 72,579 1,228 9,180
ARISTA NETWORKS INC COM 040413106 344 1,000 SH   SOLE   1,000 0 0
ARK ETF TR INNOVATION ETF 00214Q104 241 2,183 SH   SOLE   0 0 2,183
ASML HOLDING N V N Y REGISTRY SHS N07059210 373 500 SH   DFND 3,6 49 74 377
ASTRAZENECA PLC SPONSORED ADR 046353108 571 9,496 SH   DFND 6 9,117 0 379
BANCFIRST CORP COM 05945F103 2,561 42,600 SH   SOLE   42,600 0 0
BANK HAWAII CORP COM 062540109 230 2,794 SH   DFND 1 2,600 0 194
BLACKROCK INC COM 09247X101 353 421 SH   DFND 3 18 53 350
BOEING CO COM 097023105 807 3,668 SH   SOLE   3,668 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 213 3,602 SH   SOLE   3,238 0 364
CATALENT INC COM 148806102 230 1,727 SH   DFND 4 0 0 1,727
CATERPILLAR INC COM 149123101 415 2,162 SH   SOLE   600 0 1,562
CLOUDFLARE INC CL A COM 18915M107 225 2,000 SH   SOLE   2,000 0 0
CMS ENERGY CORP COM 125896100 203 3,404 SH   SOLE   3,404 0 0
COCA COLA CO COM 191216100 713 13,596 SH   DFND 3 6,713 580 6,303
COMCAST CORP NEW CL A 20030N101 260 4,643 SH   DFND 2,3,6 0 661 3,982
CONOCOPHILLIPS COM 20825C104 764 11,280 SH   SOLE   590 0 10,690
CONTINENTAL RES INC COM 212015101 343 7,425 SH   SOLE   7,425 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,487 3,310 SH   DFND 6 3,070 0 210
CVS HEALTH CORP COM 126650100 252 2,965 SH   SOLE   2,965 0 0
DANAHER CORPORATION COM 235851102 1,450 4,763 SH   DFND 6 4,703 0 60
DARLING INGREDIENTS INC COM 237266101 218 3,036 SH   DFND 4 0 679 2,357
DATADOG INC CL A COM 23804L103 212 1,500 SH   SOLE   1,500 0 0
DENTSPLY SIRONA INC COM 24906P109 218 3,760 SH   SOLE   3,760 0 0
DEVON ENERGY CORP NEW COM 25179M103 2,076 58,460 SH   SOLE   58,460 0 0
DISNEY WALT CO COM 254687106 354 2,090 SH   SOLE   2,090 0 0
EMCOR GROUP INC COM 29084Q100 206 1,786 SH   DFND 1 0 0 1,786
ENTEGRIS INC COM 29362U104 253 2,009 SH   DFND 4 515 288 1,206
FACEBOOK INC CL A 30303M102 1,143 3,369 SH   DFND 3 1,304 349 1,716
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 6,983 166,863 SH   SOLE   137,115 0 29,748
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 1,701 118,029 SH   SOLE   68,397 0 49,632
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 36,806 576,814 SH   SOLE   375,636 25 201,153
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 6,973 169,401 SH   SOLE   108,240 105 61,056
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 14,675 274,763 SH   SOLE   218,941 0 55,822
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 83,336 702,486 SH   SOLE   471,186 25 231,275
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 10,000 192,722 SH   SOLE   150,449 0 42,273
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 27,346 509,334 SH   SOLE   313,034 30 196,270
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 7,538 247,956 SH   SOLE   162,862 149 84,945
FTI CONSULTING INC COM 302941109 230 1,709 SH   DFND 1 0 0 1,709
GALLAGHER ARTHUR J & CO COM 363576109 922 6,200 SH   SOLE   6,200 0 0
GLOBAL X FDS US PFD ETF 37954Y657 3,957 153,603 SH   SOLE   89,724 0 63,879
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 46,440 694,692 SH   SOLE   500,956 54 193,682
GRACO INC COM 384109104 221 3,158 SH   DFND 1 468 0 2,690
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106 107 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 661 2,013 SH   SOLE   1,973 0 40
HONEYWELL INTL INC COM 438516106 1,637 7,713 SH   DFND 6 7,461 0 252
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,960 17,071 SH   DFND 3,6 15,452 237 1,382
INTERNATIONAL BUSINESS MACHS COM 459200101 532 3,829 SH   SOLE   3,829 0 0
INTUIT COM 461202103 378 700 SH   DFND 3 312 61 327
INTUITIVE SURGICAL INC COM NEW 46120E602 272 273 SH   DFND 3 0 53 220
INVESCO QQQ TR UNIT SER 1 46090E103 255 711 SH   SOLE   419 0 292
ISHARES INC CORE MSCI EMKT 46434G103 39,272 635,886 SH   SOLE   421,430 878 213,577
ISHARES INC MSCI EMRG CHN 46434G764 280 4,612 SH   SOLE   4,612 0 0
ISHARES TR CORE S&P MCP ETF 464287507 37,691 143,273 SH   SOLE   80,671 210 62,392
ISHARES TR CORE S&P SCP ETF 464287804 32,146 294,407 SH   SOLE   203,759 360 90,288
ISHARES TR CORE S&P500 ETF 464287200 1,667 3,870 SH   SOLE   2,629 0 1,241
ISHARES TR RUS 1000 GRW ETF 464287614 822 2,999 SH   SOLE   2,399 0 600
ISHARES TR RUSSELL 2000 ETF 464287655 8,529 38,990 SH   SOLE   36,320 0 2,670
ISHARES TR MSCI EAFE ETF 464287465 5,447 69,825 SH   SOLE   54,944 0 14,881
ISHARES TR RUS MID CAP ETF 464287499 11,163 142,715 SH   SOLE   122,806 0 19,909
ISHARES TR IBOXX INV CP ETF 464287242 31,221 234,693 SH   SOLE   146,617 0 88,076
ISHARES TR MSCI EMG MKT ETF 464287234 4,311 85,575 SH   SOLE   82,014 0 3,561
ISHARES TR CORE US AGGBD ET 464287226 25,520 222,241 SH   SOLE   121,996 0 100,245
ISHARES TR TIPS BD ETF 464287176 48,351 378,659 SH   SOLE   256,140 0 122,519
ISHARES TR MORNINGSTAR GRWT 464287119 1,377 21,010 SH   SOLE   21,010 0 0
ISHARES TR MORNINGSTAR VALU 464288109 936 14,708 SH   SOLE   14,708 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 793 11,520 SH   SOLE   11,520 0 0
ISHARES TR USD INV GRDE ETF 464288620 354 5,890 SH   SOLE   5,890 0 0
ISHARES TR PFD AND INCM SEC 464288687 19,980 514,804 SH   SOLE   350,929 0 163,875
ISHARES TR NATIONAL MUN ETF 464288414 83,840 721,703 SH   SOLE   356,879 0 364,824
ISHARES TR JPMORGAN USD EMG 464288281 15,138 137,540 SH   SOLE   96,806 0 40,734
ISHARES TR EAFE SML CP ETF 464288273 7,606 102,220 SH   SOLE   92,887 0 9,333
ISHARES TR DEVSMCP EXNA ETF 464288497 982 14,200 SH   SOLE   14,200 0 0
ISHARES TR MSCI GERMNY ETF 46429B465 217 2,669 SH   SOLE   2,669 0 0
ISHARES TR CORE MSCI EAFE 46432F842 48,470 652,801 SH   SOLE   389,123 716 262,962
ISHARES TR CORE INTL AGGR 46435G672 1,323 24,038 SH   SOLE   3,608 0 20,430
ITT INC COM 45073V108 292 3,400 SH   SOLE   3,400 0 0
JOHNSON & JOHNSON COM 478160104 1,042 6,454 SH   SOLE   6,454 0 0
JPMORGAN CHASE & CO COM 46625H100 584 3,568 SH   DFND 3,6 1,370 196 2,002
LAM RESEARCH CORP COM 512807108 389 683 SH   SOLE   600 0 83
LANDSTAR SYS INC COM 515098101 211 1,336 SH   DFND 1 188 0 1,148
LILLY ELI & CO COM 532457108 402 1,737 SH   DFND 6 1,700 0 37
MASTERCARD INCORPORATED CL A 57636Q104 375 1,078 SH   DFND 3 624 76 378
MCDONALDS CORP COM 580135101 259 1,075 SH   DFND 3 518 98 459
MICROSOFT CORP COM 594918104 4,391 15,576 SH   DFND 3,6 12,561 441 2,574
NEXTERA ENERGY INC COM 65339F101 325 4,139 SH   SOLE   4,139 0 0
NIKE INC CL B 654106103 667 4,591 SH   DFND 3 3,735 206 650
OGE ENERGY CORP COM 670837103 299 9,072 SH   SOLE   8,651 0 421
ONEOK INC NEW COM 682680103 803 13,844 SH   SOLE   13,844 0 0
PAYPAL HLDGS INC COM 70450Y103 209 802 SH   SOLE   334 0 468
PEPSICO INC COM 713448108 3,619 24,061 SH   DFND 3 23,187 194 680
PHILIP MORRIS INTL INC COM 718172109 366 3,858 SH   DFND 3,6 250 331 3,277
PHILLIPS 66 COM 718546104 340 4,855 SH   SOLE   1,678 0 3,177
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 18,513 181,624 SH   SOLE   85,846 0 95,778
PINTEREST INC CL A 72352L106 815 16,000 SH   SOLE   16,000 0 0
PRIMERICA INC COM 74164M108 232 1,511 SH   DFND 1 152 0 1,359
PROCTER AND GAMBLE CO COM 742718109 787 5,633 SH   SOLE   3,710 0 1,923
QORVO INC COM 74736K101 251 1,500 SH   SOLE   1,500 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,191 26,140 SH   DFND 3 25,085 159 896
RYMAN HOSPITALITY PPTYS INC COM 78377T107 2,100 25,085 SH   SOLE   25,085 0 0
S&P GLOBAL INC COM 78409V104 4,219 63,349 SH   DFND 3 0 81 397
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,016 62,871 SH   SOLE   53,868 0 9,003
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 7,525 95,122 SH   SOLE   60,710 3 34,409
SELECT SECTOR SPDR TR ENERGY 81369Y506 8,720 167,400 SH   SOLE   126,533 5 40,862
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 4,560 121,516 SH   SOLE   89,631 0 31,885
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 21,281 217,503 SH   SOLE   140,070 10 77,423
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 666 4,459 SH   SOLE   1,502 0 2,957
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,384 26,586 SH   SOLE   25,146 0 1,440
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 15,152 84,435 SH   SOLE   68,960 0 15,475
SHOPIFY INC CL A 82509L107 2,169 1,600 SH   SOLE   1,600 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 300 2,720 SH   SOLE   2,720 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,630 8,459 SH   SOLE   8,206 0 253
SPDR SER TR NYSE TECH ETF 78464A102 287 1,838 SH   SOLE   0 0 1,838
SPDR SER TR BLOOMBERG BRCLYS 78468R622 328 2,996 SH   SOLE   2,488 0 508
SQUARE INC CL A 852234103 360 1,500 SH   SOLE   1,500 0 0
SYNAPTICS INC COM 87157D109 270 1,500 SH   SOLE   1,500 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 432 1,441 SH   DFND 5,6 0 0 590
TELEDYNE TECHNOLOGIES INC COM 879360105 366 851 SH   DFND 1,4 0 71 780
TESLA INC NOTE 2.000% 5/1 88160RAG6 312 25,000 PRN   SOLE   25,000 0 0
TEXAS INSTRS INC COM 882508104 3,638 7,312 SH   DFND 3 5,665 193 1,229
THERMO FISHER SCIENTIFIC INC COM 883556102 3,365 5,890 SH   SOLE   5,665 0 225
TRILOGY METALS INC NEW COM 89621C105 56 30,000 SH   SOLE   30,000 0 0
UNION PAC CORP COM 907818108 826 2,633 SH   DFND 3 2,000 161 557
UNITED RENTALS INC COM 911363109 702 2,000 SH   SOLE   2,000 0 0
UNITEDHEALTH GROUP INC COM 91324P102 377 227,010 SH   DFND 2,3,6 38 137 79,586
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 12,876 226,046 SH   SOLE   147,287 0 78,759
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,269 5,716 SH   SOLE   5,624 0 92
VANGUARD INDEX FDS MID CAP ETF 922908629 18,874 79,716 SH   SOLE   66,440 0 13,276
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,923 38,540 SH   SOLE   31,954 0 6,586
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,848 26,744 SH   SOLE   20,427 0 6,317
VANGUARD INDEX FDS GROWTH ETF 922908736 599 2,065 SH   SOLE   1,717 0 348
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,377 6,026 SH   SOLE   4,106 0 1,920
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,253 424,979 SH   SOLE   312,593 0 112,386
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 34,757 259,985 SH   SOLE   176,902 190 82,893
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,059 42,997 SH   SOLE   5,300 0 37,697
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 421 2,742 SH   SOLE   1,136 0 1,606
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,106 437,834 SH   SOLE   373,260 0 64,574
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 3,136 40,047 SH   SOLE   21,225 0 18,822
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 18,035 100,628 SH   SOLE   67,499 4 33,125
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,276 44,332 SH   SOLE   31,344 0 12,988
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 15,832 64,057 SH   SOLE   51,607 0 12,450
VANGUARD WORLD FDS MATERIALS ETF 92204A801 4,387 25,326 SH   SOLE   22,844 0 2,482
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 12,898 139,213 SH   SOLE   116,400 0 22,813
VANGUARD WORLD FDS UTILITIES ETF 92204A876 374 2,690 SH   SOLE   2,547 0 143
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 32,579 231,437 SH   SOLE   159,617 10 71,810
VANGUARD WORLD FDS INF TECH ETF 92204A702 28,689 71,493 SH   SOLE   61,535 0 9,958
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 37,466 120,871 SH   SOLE   84,571 4 36,296
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2,824 15,032 SH   SOLE   15,032 0 0
VISA INC COM CL A 92826C839 485 3,106 SH   DFND 3,6 1,995 117 994
WISDOMTREE TR US LARGECAP DIVD 97717W307 238 1,995 SH   SOLE   1,995 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 13,101 351,055 SH   SOLE   249,199 0 101,857