The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 3,215 77,584 SH   SOLE   0 0 77,584
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 605 13,904 SH   SOLE   0 0 13,904
GRANITESHARES GOLD TR SHS BEN INT 38748G101 829 50,319 SH   SOLE   0 0 50,319
ISHARES INC CORE MSCI EMKT 46434G103 959 22,304 SH   SOLE   0 0 22,304
ISHARES INC ESG AWR MSCI EM 46434G863 2,663 96,228 SH   SOLE   0 0 96,228
ISHARES INC MSCI EMERG MRKT 464286533 2,431 47,972 SH   SOLE   0 0 47,972
ISHARES TR 1 3 YR TREAS BD 464287457 3,834 47,205 SH   SOLE   0 0 47,205
ISHARES TR CONV BD ETF 46435G102 709 10,288 SH   SOLE   0 0 10,288
ISHARES TR CORE DIV GRWTH 46434V621 8,599 193,377 SH   SOLE   0 0 193,377
ISHARES TR CORE HIGH DV ETF 46429B663 2,534 27,759 SH   SOLE   0 0 27,759
ISHARES TR CORE INTL AGGR 46435G672 236 4,879 SH   SOLE   0 0 4,879
ISHARES TR CORE S&P MCP ETF 464287507 445 2,031 SH   SOLE   0 0 2,031
ISHARES TR CORE S&P SCP ETF 464287804 8,951 102,660 SH   SOLE   0 0 102,660
ISHARES TR CORE S&P TTL STK 464287150 353 4,437 SH   SOLE   0 0 4,437
ISHARES TR CORE S&P500 ETF 464287200 12,209 34,043 SH   SOLE   0 0 34,043
ISHARES TR CORE TOTAL USD 46434V613 479 10,757 SH   SOLE   0 0 10,757
ISHARES TR EAFE GRWTH ETF 464288885 4,549 62,696 SH   SOLE   0 0 62,696
ISHARES TR EAFE VALUE ETF 464288877 7,029 182,429 SH   SOLE   0 0 182,429
ISHARES TR ESG AWR MSCI USA 46435G425 2,552 32,139 SH   SOLE   0 0 32,139
ISHARES TR GLOBAL TECH ETF 464287291 1,866 44,233 SH   SOLE   0 0 44,233
ISHARES TR IBOXX HI YD ETF 464288513 4,874 68,278 SH   SOLE   0 0 68,278
ISHARES TR IBOXX INV CP ETF 464287242 1,700 16,592 SH   SOLE   0 0 16,592
ISHARES TR JPMORGAN USD EMG 464288281 2,381 29,986 SH   SOLE   0 0 29,986
ISHARES TR MSCI USA MIN VOL 46429B697 1,625 24,591 SH   SOLE   0 0 24,591
ISHARES TR MSCI USA QLT FCT 46432F339 205 1,973 SH   SOLE   0 0 1,973
ISHARES TR MSCI USA VALUE 46432F388 3,043 37,168 SH   SOLE   0 0 37,168
ISHARES TR PFD AND INCM SEC 464288687 742 23,423 SH   SOLE   0 0 23,423
ISHARES TR RUS 1000 ETF 464287622 796 4,032 SH   SOLE   0 0 4,032
ISHARES TR RUSSELL 2000 ETF 464287655 1,087 6,593 SH   SOLE   0 0 6,593
ISHARES TR S&P 100 ETF 464287101 368 2,263 SH   SOLE   0 0 2,263
ISHARES TR SP SMCP600VL ETF 464287879 205 2,489 SH   SOLE   0 0 2,489
ISHARES TR U.S. ENERGY ETF 464287796 1,951 49,620 SH   SOLE   0 0 49,620
ISHARES TR U.S. MED DVC ETF 464288810 944 20,014 SH   SOLE   0 0 20,014
ISHARES TR US INFRASTRUC 46435U713 1,304 40,459 SH   SOLE   0 0 40,459
ISHARES TR US TREAS BD ETF 46429B267 435 19,120 SH   SOLE   0 0 19,120
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 702 19,642 SH   SOLE   0 0 19,642
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 308 6,926 SH   SOLE   0 0 6,926
PIMCO ETF TR ACTIVE BD ETF 72201R775 550 6,125 SH   SOLE   0 0 6,125
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8,667 87,667 SH   SOLE   0 0 87,667
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 303 9,763 SH   SOLE   0 0 9,763
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 550 13,684 SH   SOLE   0 0 13,684
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,407 9,470 SH   SOLE   0 0 9,470
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,071 12,826 SH   SOLE   0 0 12,826
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,547 19,943 SH   SOLE   0 0 19,943
VANGUARD INDEX FDS TOTAL STK MKT 922908769 831 4,631 SH   SOLE   0 0 4,631
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 255 7,001 SH   SOLE   0 0 7,001
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 381 7,028 SH   SOLE   0 0 7,028
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,120 30,800 SH   SOLE   0 0 30,800
VANGUARD WORLD FD ESG US STK ETF 921910733 5,305 84,319 SH   SOLE   0 0 84,319