The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFRICAN AGRICULTURE HOLDINGS ORD COM 00792J100   240 10,000 SH   SOLE   0 0 0
Apple Computer Inc COM 037833100   19,648,451 84,328 SH   SOLE   0 0 0
Abbvie Inc COM 00287Y109   1,009,715 5,113 SH   SOLE   0 0 0
Amazon Com Inc COM 023135106   986,916 5,297 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS I NTL EQT ETF INTL EQT ETF 025072703   27,679,703 412,945 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS A VANTIS EMGMKT ETF AVENTIS EMGMKT 025072604   1,349,171 20,885 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS U S EQT ETF US EQT ETF 025072885   100,999,786 1,061,480 SH   SOLE   0 0 0
AVANTIS US SMALL CAP VALUE ETF US SML CP VALU 025072877   25,422,804 264,959 SH   SOLE   0 0 0
AXON ENTERPRISE INC COM COM 05464C101   239,760 600 SH   SOLE   0 0 0
Boeing Co COM 097023105   205,254 1,350 SH   SOLE   0 0 0
Alps TRUST Etf BARRONS 400 ETF 00162Q726   220,076 3,068 SH   SOLE   0 0 0
Berkshire Hathaway Inc A CL A 084670108   691,180 1 SH   SOLE   0 0 0
Berkshire Hathaway Inc B CL B NEW 084670702   1,708,485 3,712 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2024 CB ETF BULSHS 2024 CB 46138J841   3,545,816 167,889 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2025 CB ETF BULSHS 2025 CB 46138J825   1,285,917 62,272 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2026 CB ETF BULSHS 2026 CB 46138J791   733,480 37,499 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2027 CB ETF BULSHS 2027 CB 46138J783   318,202 16,136 SH   SOLE   0 0 0
Capital One Financial Cp COM 14040H105   210,221 1,404 SH   SOLE   0 0 0
Costco Whsl Corp New COM 22160K105   640,780 723 SH   SOLE   0 0 0
PACER FDS TR US CASH COWS 100 ETF US CASH COWS 100 69374H881   45,395,398 784,980 SH   SOLE   0 0 0
Cirrus Logic Inc COM 172755100   258,108 2,078 SH   SOLE   0 0 0
Chevron Corporation COM 166764100   482,015 3,273 SH   SOLE   0 0 0
Spdr Barclays Cnv BBG CONV SEC ETF 78464A359   419,254 5,474 SH   SOLE   0 0 0
CohBar Inc COM NEW 19249J307   88,930 181,490 SH   SOLE   0 0 0
Spdr Msci Acwi Ex-Us MSCI ACWI EXUS 78463X848   202,456 6,651 SH   SOLE   0 0 0
Dominion Res Inc Va New COM 25746U109   446,401 7,725 SH   SOLE   0 0 0
Dutsch X Trck Rusl 1000 XTRACKERS RUSSEL 233051481   7,839,210 143,144 SH   SOLE   0 0 0
DIMENSIONAL U S CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708   204,266 5,957 SH   SOLE   0 0 0
Dimensional Emerging Core Equity Mkt ETF EMGR CRE EQT MNG 25434V302   28,424,542 1,037,014 SH   SOLE   0 0 0
Dimensional International Cr Eq Mkt ETF INTL CORE EQT MK 25434V203   58,031,651 1,826,043 SH   SOLE   0 0 0
DIMENSIONAL US CORE EQUITY MARKT ETF US CORE EQT MKT 25434V104   51,075,134 1,286,851 SH   SOLE   0 0 0
DIMENSIONAL WLD EX US CR EQ 2 ETF WORLD EX US CORE 25434V880   541,999 20,067 SH   SOLE   0 0 0
Ishares Core Dividend CORE DIV GRWTH 46434V621   740,118 11,806 SH   SOLE   0 0 0
Wisdomtree US Divid Etf US QTLY DIV GRT 97717X669   69,087,308 830,277 SH   SOLE   0 0 0
Disney Walt Co COM 254687106   579,374 6,023 SH   SOLE   0 0 0
Wisdomtree Midcap Divdnd US MIDCAP DIVID 97717W505   241,743 4,728 SH   SOLE   0 0 0
Ishares Tr Msci Eafe Fd MSCI EAFE ETF 464287465   18,355,029 219,479 SH   SOLE   0 0 0
iShares MSCI Israel ETF MSCI ISRAEL ETF 464286632   788,738 11,681 SH   SOLE   0 0 0
Anthem Inc COM 036752103   361,400 695 SH   SOLE   0 0 0
Flexsh Stoxx US Esg STOX US ESG SLCT 33939L696   2,300,756 16,936 SH   SOLE   0 0 0
Ishares Esg Msci Eafe ESG AW MSCI EAFE 46435G516   10,268,908 122,002 SH   SOLE   0 0 0
Wisdomtree TRUST Midcap US MIDCAP FUND 97717W570   1,098,244 17,617 SH   SOLE   0 0 0
FIRST TRUST EXCHANGE-TRADED AL EM SML CP ALPH ETF EM SML CP ALPH 33737J307   1,441,908 35,100 SH   SOLE   0 0 0
First TRUST Preferred PFD SECS INC ETF 33739E108   245,382 13,557 SH   SOLE   0 0 0
First TRUST Intermediate COM 33718W103   248,031 12,700 SH   SOLE   0 0 0
FIRST TRUST PORTFOLIOS COM ETF COM 33734G108   248,946 8,399 SH   SOLE   0 0 0
FIRST TRUST SENIOR LN FD ETF SENIOR LN FD 33738D309   529,892 11,547 SH   SOLE   0 0 0
First TRUST Value SHS 33734H106   3,673,727 80,759 SH   SOLE   0 0 0
FIRST TRUST EXCH TRADED FUND 2 TECH ALPHADEX ETF TECH ALPHADEX 33734X176   27,853,793 200,900 SH   SOLE   0 0 0
Bitcoin Investment Ord SHS REP COM UT 389637109   351,430 6,959 SH   SOLE   0 0 0
General Electric Company COM NEW 369604301   225,225 1,194 SH   SOLE   0 0 0
Google Inc Class C CAP STK CL C 02079K107   327,507 1,959 SH   SOLE   0 0 0
Google Inc Class A CL A COM 02079K305   471,677 2,844 SH   SOLE   0 0 0
Goldman Sachs Group Inc COM 38141G104   584,230 1,180 SH   SOLE   0 0 0
FLEXSHARES TRUST HIG YLD VL ET F HIG YLD VL ETF 33939L662   766,803 18,404 SH   SOLE   0 0 0
Western Asset High Yld Def Opp COM 95768B107   241,410 19,500 SH   SOLE   0 0 0
First TRUST Tactcl High FIRST TR TA HIYL 33738D408   233,843 5,573 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC24 ETF IBONDS DEC24 ETF 46434VBG4   20,299,461 805,215 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC25 ETF IBONDS DEC25 ETF 46434VBD1   21,734,393 865,912 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC2026 E TF IBONDS DEC2026 46435GAA0   21,394,278 880,423 SH   SOLE   0 0 0
iShares iBonds Dec 2027 Term Corp ETF IBONDS 27 ETF 46435UAA9   21,344,634 875,857 SH   SOLE   0 0 0
ISHARES TRUST IBDS DEC28 ETF IBDS DEC28 ETF 46435U515   20,596,062 806,740 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC 29 ET F IBONDS DEC 29 46436E205   1,601,901 68,137 SH   SOLE   0 0 0
Intl Business Machines COM 459200101   223,664 1,012 SH   SOLE   0 0 0
iShares iBonds Dec 2024 Term Muni Bond IBONDS DEC 46435U697   280,967 10,765 SH   SOLE   0 0 0
ISHARES IBONDS 2024 TERM TREASURY ETF IBONDS 24 TRM TS 46436E874   613,560 25,565 SH   SOLE   0 0 0
ISHARES IBONDS 2025 TERM TREASURY ETF IBONDS 25 TRM TS 46436E866   613,581 26,199 SH   SOLE   0 0 0
ISHARES TRUST ULTR SH TRM BD E TF BLACKROCK ULTRA 46434V878   4,796,604 94,533 SH   SOLE   0 0 0
Ishares Core Msci Eafe CORE MSCI EAFE 46432F842   588,185 7,536 SH   SOLE   0 0 0
Ishares Tr S&P Midcap CORE S&P MCP ETF 464287507   377,480 6,057 SH   SOLE   0 0 0
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804   3,598,684 30,769 SH   SOLE   0 0 0
Insmed Inc COM PAR $.01 457669307   309,447 4,239 SH   SOLE   0 0 0
Intuit Inc COM 461202103   3,452,139 5,559 SH   SOLE   0 0 0
FlexShares Intl Qual Div ETF INTL QLTDV IDX 33939L837   523,802 19,924 SH   SOLE   0 0 0
ISHARES TRUST INTL QLTY FACTOR ETF MSCI INTL QUALTY 46434V456   48,858,899 1,177,607 SH   SOLE   0 0 0
Vaneck Vectors Israel ETF ISRAEL ETF 92189F635   563,352 14,394 SH   SOLE   0 0 0
BlueStar Israel Technology ETF AMPLIFY BLUESTAR 032108599   327,642 6,847 SH   SOLE   0 0 0
Invesco RAFI Strategic US ETF RAFI STRATGIC US 46138J742   1,191,145 23,681 SH   SOLE   0 0 0
Ishares TRUST S&P CORE S&P500 ETF 464287200   473,569 821 SH   SOLE   0 0 0
Ishares S&P 500 Growth S&P 500 GRWT ETF 464287309   337,519 3,525 SH   SOLE   0 0 0
Ishares Tr Russell RUS 1000 GRW ETF 464287614   265,769 708 SH   SOLE   0 0 0
Ishares Russell 3000 RUSSELL 3000 ETF 464287689   478,333 1,464 SH   SOLE   0 0 0
Nuveen Floating Rate Income COM 67072T108   256,106 29,037 SH   SOLE   0 0 0
NUVEEN GLOBAL HIGH INCM FD SHS SHS 67075G103   426,822 31,900 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104   230,363 1,421 SH   SOLE   0 0 0
Nuveen Preferred Income COM 67073B106   472,095 58,500 SH   SOLE   0 0 0
Jpmrg Dvsfd Retn Emrg DIV RTN EM EQT 46641Q308   214,509 3,788 SH   SOLE   0 0 0
Jpmorgan Dvrsfd Rtrn DIV RTN INT EQ 46641Q209   1,052,001 17,510 SH   SOLE   0 0 0
Jpmorgan Chase & Co COM 46625H100   371,357 1,761 SH   SOLE   0 0 0
JP MORGAN ETF TRUST DIVERSFED RTRN ETF DIVERSFED RTRN 46641Q886   7,706,995 73,372 SH   SOLE   0 0 0
JP MORGAN ETF TRUST US QUALTY FCTR ETF US QUALTY FCTR 46641Q761   44,444,911 785,662 SH   SOLE   0 0 0
Kezar Life Sciences Inc COM 49372L100   18,375 23,765 SH   SOLE   0 0 0
Lions Gate Entertainment Corp CL B NON VTG 535919500   115,924 16,752 SH   SOLE   0 0 0
ISHARES TRUST MULTIFACTOR USA ETF U S EQUITY FACTR 46434V282   2,816,905 47,931 SH   SOLE   0 0 0
Mastercard Inc CL A 57636Q104   460,885 933 SH   SOLE   0 0 0
Mc Donalds Corp COM 580135101   235,386 773 SH   SOLE   0 0 0
Mid Cap SPDR UTSER1 S&PDCRP 78467Y107   3,590,617 6,303 SH   SOLE   0 0 0
Meta Platforms, Inc. CL A 30303M102   642,624 1,123 SH   SOLE   0 0 0
Vanguard Mega Cap Value ETF MEGA CAP VAL ETF 921910840   256,560 2,000 SH   SOLE   0 0 0
Mannkind Corp COM NEW 56400P706   290,290 46,151 SH   SOLE   0 0 0
Microsoft Corp COM 594918104   2,871,479 6,673 SH   SOLE   0 0 0
Nuveen Esg Emerging NUVEEN ESG EMRGN 67092P888   354,155 11,417 SH   SOLE   0 0 0
NUVEEN ESG NUVEEN ESG LRG CAP GRWTH ETF NUVEEN ESG LRGCP 67092P201   12,854,340 155,565 SH   SOLE   0 0 0
NUVEEN ESG NUVEEN ESG LRG CAP VAL ETF NUVEEN ESG LRGVL 67092P300   293,125 7,026 SH   SOLE   0 0 0
Nuveen Esg Mid Cap NUVEEN ESG MIDCP 67092P409   353,226 7,881 SH   SOLE   0 0 0
Nuveen Esg Mid Cap Value NUVEEN ESG MIDVL 67092P508   695,429 18,877 SH   SOLE   0 0 0
Nuveen Esg Small Cap NUVEEN ESG SMLCP 67092P607   1,012,780 23,641 SH   SOLE   0 0 0
Nvidia Corp COM 67066G104   5,829,783 48,005 SH   SOLE   0 0 0
Ishares Tr S&P 100 Index S&P 100 ETF 464287101   964,785 3,486 SH   SOLE   0 0 0
Pepsico Incorporated COM 713448108   283,553 1,667 SH   SOLE   0 0 0
Pfizer Incorporated COM 717081103   200,236 6,919 SH   SOLE   0 0 0
GLOBAL X FDS US PFD ETF US PFD ETF 37954Y657   432,286 20,803 SH   SOLE   0 0 0
Procter & Gamble COM 742718109   213,066 1,230 SH   SOLE   0 0 0
Powershs Exch Trad Fd Tr PFD ETF 46138E511   221,534 17,938 SH   SOLE   0 0 0
FLEXSHARES TRUST QLT DIV DEF I DX ETF QLT DIV DEF IDX 33939L845   6,544,005 91,512 SH   SOLE   0 0 0
WISDOMTREE US QUALITY GROWTH ETF US QUALITY GROW 97717Y477   51,380,643 1,126,151 SH   SOLE   0 0 0
Powershs Qqq TRUST Ser UNIT SER 1 46090E103   10,356,364 21,219 SH   SOLE   0 0 0
First Tr Nasdaq 100 Fund SHS 337345102   18,944,365 99,024 SH   SOLE   0 0 0
Ishares Etf MSCI USA QLT FCT 46432F339   24,006,228 133,889 SH   SOLE   0 0 0
First Trst Nasdaq Rsng RISNG DIVD ACHIV 33738R506   37,476,701 632,945 SH   SOLE   0 0 0
Ishares Ftse Nareit Res RESIDENTIAL MULT 464288562   389,831 4,389 SH   SOLE   0 0 0
Rydex Etf TRUST S&P500 EQL WGT 46137V357   7,836,247 43,739 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P MDCP 400 REV ET S&P MDCP 400 REV 46138G672   17,976,209 154,541 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P 500 REVENUE ETF S&P 500 REVENUE 46138G698   5,055,901 51,554 SH   SOLE   0 0 0
Schw US Brd Mkt Etf US BRD MKT ETF 808524102   2,852,444 42,881 SH   SOLE   0 0 0
SCHWAB US DIVIDEND EQ ETF US DIVIDEND EQ 808524797   19,194,462 227,073 SH   SOLE   0 0 0
Pwrshr S&P500 Hidiv S&P500 HDL VOL 46138E362   615,083 12,163 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 QUALITY ETF S&P500 QUALITY 46137V241   2,462,064 36,600 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P 500 MOMNTM ETF S&P 500 MOMNTM 46138E339   4,073,063 44,937 SH   SOLE   0 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF PORTFOLIO S&P600 78468R853   11,686,922 256,799 SH   SOLE   0 0 0
SPDR SERIES TRUST PORTFOLIO TL STK ETF PORTFOLI S&P1500 78464A805   21,605,962 308,392 SH   SOLE   0 0 0
S P D R TRUST Unit SR TR UNIT 78462F103   342,535 597 SH   SOLE   0 0 0
Stryker Corp COM 863667101   1,289,337 3,569 SH   SOLE   0 0 0
Flexshares Morningstar MORNSTAR USMKT 33939L100   17,010,740 79,923 SH   SOLE   0 0 0
Tesla Motors Inc COM 88160R101   2,044,189 7,813 SH   SOLE   0 0 0
iShares Broad USD High Yield Corp Bd ETF BROAD USD HIGH 46435U853   947,801 25,174 SH   SOLE   0 0 0
ISHARES TRUST CRE U S REIT ETF CRE U S REIT ETF 464288521   733,360 11,911 SH   SOLE   0 0 0
Visa Inc Cl A COM CL A 92826C839   229,583 835 SH   SOLE   0 0 0
Vanguard Small Cap SMALL CP ETF 922908751   387,304 1,633 SH   SOLE   0 0 0
Vanguard Intl Eqty Index ALLWRLD EX US 922042775   782,699 12,424 SH   SOLE   0 0 0
VictoryShares Free Cash Flow ETF SHARES FREE CASH 92647X830   3,894,684 116,957 SH   SOLE   0 0 0
Vanguard Info Technology INF TECH ETF 92204A702   476,841 813 SH   SOLE   0 0 0
Vanguard Health Care HEALTH CAR ETF 92204A504   294,966 1,045 SH   SOLE   0 0 0
Vanguard Div Apprciation DIV APP ETF 921908844   1,234,636 6,234 SH   SOLE   0 0 0
Vanguard Mid Cap MID CAP ETF 922908629   466,451 1,768 SH   SOLE   0 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363   412,221 781 SH   SOLE   0 0 0
Invesco Variable Rate Preferred ETF VAR RATE PFD 46138G870   304,551 12,451 SH   SOLE   0 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769   6,461,540 22,819 SH   SOLE   0 0 0
Vanguard Value VALUE ETF 922908744   363,106 2,080 SH   SOLE   0 0 0
Vanguard Growth GROWTH ETF 922908736   3,243,825 8,449 SH   SOLE   0 0 0
WISDOMTREE TRUST WISDOMTREE US VALUE FUND ETF WISDOMTREE US VA 97717W547   787,648 9,845 SH   SOLE   0 0 0
iShares ESG Screened S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   1,549,451 36,640 SH   SOLE   0 0 0
Sector Spdr Tech Select TECHNOLOGY 81369Y803   3,024,507 13,397 SH   SOLE   0 0 0
Real Estate Select Sctr RL EST SEL SEC 81369Y860   596,925 13,363 SH   SOLE   0 0 0
Exxon Mobil Corporation COM 30231G102   623,024 5,315 SH   SOLE   0 0 0