The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHA METALLURGICAL RESOUR I COM 020764106 BBG00DGWV044 561,991 3,839 SH   SOLE   0 0 3,839
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 210,797 677 SH   SOLE   0 0 677
APA CORPORATION COM 03743Q108 BBG00YTS96H1 1,004,787 21,525 SH   SOLE   0 0 21,525
APPLE INC COM 037833100 BBG001S5N8V8 891,580 6,862 SH   SOLE   0 0 6,862
ASSURED GUARANTY LTD COM G0585R106 BBG001SCBBM9 733,610 11,783 SH   SOLE   0 0 11,783
BERKLEY W R CORP COM 084423102 BBG001S5P463 951,683 13,114 SH   SOLE   0 0 13,114
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 234,311 5,064 SH   SOLE   0 0 5,064
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 251,593 4,242 SH   SOLE   0 0 4,242
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 704,604 8,270 SH   SOLE   0 0 8,270
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 247,517 1,379 SH   SOLE   0 0 1,379
CHORD ENERGY CORPORATION COM NEW 674215207 BBG00Y7BLJF2 1,011,573 7,394 SH   SOLE   0 0 7,394
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 1,314,094 3,966 SH   SOLE   0 0 3,966
DILLARDS INC CL A 254067101 BBG001S5VNW5 745,299 2,306 SH   SOLE   0 0 2,306
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 1,001,745 4,068 SH   SOLE   0 0 4,068
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,368,161 12,404 SH   SOLE   0 0 12,404
GARTNER INC COM 366651107 BBG001S5SD60 974,134 2,898 SH   SOLE   0 0 2,898
GREIF INC CL A 397624107 BBG001S8S678 865,678 12,909 SH   SOLE   0 0 12,909
HEICO CORP NEW COM 422806109 BBG001S5RVC4 850,090 5,533 SH   SOLE   0 0 5,533
HELMERICH & PAYNE INC COM 423452101 BBG001S5RZP1 856,024 17,269 SH   SOLE   0 0 17,269
HOME DEPOT INC COM 437076102 BBG001S5RTW7 235,861 747 SH   SOLE   0 0 747
INVESCO EXCH TRADED FD TR II DWA DEV MKTS 46138E875 BBG001SQTTF8 1,728,662 62,952 SH   SOLE   0 0 62,952
INVESCO EXCH TRADED FD TR II DWA EMERG MKTS 46138E867 BBG001SQTTP7 578,935 32,546 SH   SOLE   0 0 32,546
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 BBG00449DWF6 5,520,275 103,202 SH   SOLE   0 0 103,202
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 1,747,729 27,351 SH   SOLE   0 0 27,351
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 BBG001SJ09N0 1,843,890 25,952 SH   SOLE   0 0 25,952
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 640,145 4,532 SH   SOLE   0 0 4,532
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 7,389,619 94,763 SH   SOLE   0 0 94,763
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 576,465 12,344 SH   SOLE   0 0 12,344
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 450,978 8,501 SH   SOLE   0 0 8,501
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 7,754,341 77,435 SH   SOLE   0 0 77,435
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 246,351 3,035 SH   SOLE   0 0 3,035
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 361,272 5,861 SH   SOLE   0 0 5,861
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 724,021 12,509 SH   SOLE   0 0 12,509
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,607,143 27,548 SH   SOLE   0 0 27,548
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,014,933 23,761 SH   SOLE   0 0 23,761
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,132,131 21,983 SH   SOLE   0 0 21,983
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 827,748 11,242 SH   SOLE   0 0 11,242
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 315,991 4,814 SH   SOLE   0 0 4,814
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 2,556,372 40,204 SH   SOLE   0 0 40,204
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 654,028 21,214 SH   SOLE   0 0 21,214
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 5,677,154 78,740 SH   SOLE   0 0 78,740
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 761,901 5,221 SH   SOLE   0 0 5,221
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1,042,050 9,144 SH   SOLE   0 0 9,144
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 293,927 3,225 SH   SOLE   0 0 3,225
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 448,354 4,249 SH   SOLE   0 0 4,249
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 212,007 1,398 SH   SOLE   0 0 1,398
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 1,444,019 13,137 SH   SOLE   0 0 13,137
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 1,469,749 37,929 SH   SOLE   0 0 37,929
LKQ CORP COM 501889208 BBG001SCCPJ1 844,679 15,815 SH   SOLE   0 0 15,815
MARATHON OIL CORP COM 565849106 BBG001S69V69 1,015,477 37,513 SH   SOLE   0 0 37,513
MARATHON PETE CORP COM 56585A102 BBG001S169P1 1,435,205 12,331 SH   SOLE   0 0 12,331
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 1,220,265 3,253 SH   SOLE   0 0 3,253
MICROSOFT CORP COM 594918104 BBG001S5TD05 313,445 1,307 SH   SOLE   0 0 1,307
MURPHY OIL CORP COM 626717102 BBG001S5TG80 1,040,369 24,189 SH   SOLE   0 0 24,189
NUCOR CORP COM 670346105 BBG001S5TRV0 734,709 5,574 SH   SOLE   0 0 5,574
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 1,065,166 1,262 SH   SOLE   0 0 1,262
PENSKE AUTOMOTIVE GRP INC COM 70959W103 BBG001S96493 845,540 7,357 SH   SOLE   0 0 7,357
PIMCO DYNAMIC INCOME FD SHS 72201Y101 BBG002Q8P804 2,744,286 148,500 SH   SOLE   0 0 148,500
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 3,952,528 43,684 SH   SOLE   0 0 43,684
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 1,153,823 8,097 SH   SOLE   0 0 8,097
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG001S81M27 908,956 4,490 SH   SOLE   0 0 4,490
RYDER SYS INC COM 783549108 BBG001S5VK15 981,279 11,742 SH   SOLE   0 0 11,742
SANMINA CORPORATION COM 801056102 BBG001S5SYJ0 986,591 17,221 SH   SOLE   0 0 17,221
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 6,603,007 278,961 SH   SOLE   0 0 278,961
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 19,882,396 617,274 SH   SOLE   0 0 617,274
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 806,928 15,335 SH   SOLE   0 0 15,335
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 323,652 13,061 SH   SOLE   0 0 13,061
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 559,278 19,239 SH   SOLE   0 0 19,239
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 13,369,607 292,872 SH   SOLE   0 0 292,872
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 6,292,727 110,360 SH   SOLE   0 0 110,360
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 13,605,330 35,576 SH   SOLE   0 0 35,576
SPROUTS FMRS MKT INC COM 85208M102 BBG001V0MZS0 931,123 28,765 SH   SOLE   0 0 28,765
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 1,046,465 10,711 SH   SOLE   0 0 10,711
UNUM GROUP COM 91529Y106 BBG001S5X2J4 1,204,969 29,368 SH   SOLE   0 0 29,368
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 1,053,192 8,302 SH   SOLE   0 0 8,302
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 509,274 7,089 SH   SOLE   0 0 7,089
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 1,420,069 28,981 SH   SOLE   0 0 28,981
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 391,250 8,249 SH   SOLE   0 0 8,249
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 792,244 5,963 SH   SOLE   0 0 5,963
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,944,443 14,447 SH   SOLE   0 0 14,447
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,401,847 3,990 SH   SOLE   0 0 3,990
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 5,257,233 33,106 SH   SOLE   0 0 33,106
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 374,055 2,038 SH   SOLE   0 0 2,038
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 37,048,989 193,781 SH   SOLE   0 0 193,781
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 6,891,793 137,451 SH   SOLE   0 0 137,451
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 715,283 18,350 SH   SOLE   0 0 18,350
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 392,734 3,820 SH   SOLE   0 0 3,820
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 295,248 3,426 SH   SOLE   0 0 3,426
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 932,615 22,221 SH   SOLE   0 0 22,221
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 BBG00K26B603 5,807,914 58,862 SH   SOLE   0 0 58,862