The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 2,099 46,000 SH   SOLE   46,000 0 0
FRANKLIN TEMPLETON ETF TR FTSE AUSTRALIA 35473P843 1,286 55,200 SH   SOLE   55,200 0 0
FRANKLIN TEMPLETON ETF TR FTSE BRAZIL 35473P835 1,831 100,894 SH   SOLE   100,894 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 2,597 132,701 SH   SOLE   132,701 0 0
FRANKLIN TEMPLETON ETF TR FTSE TAIWAN 35473P686 2,074 68,082 SH   SOLE   68,082 0 0
FRANKLIN TEMPLETON ETF TR FRANKLN SWZLND 35473P694 4,187 160,500 SH   SOLE   160,500 0 0
FRANKLIN TEMPLETON ETF TR FTSE SOUTH KOREA 35473P710 1,083 65,070 SH   SOLE   65,070 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN RUSIA 35473P728 1 69,765 SH   SOLE   69,765 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 3,354 154,715 SH   SOLE   154,715 0 0
FRANKLIN TEMPLETON ETF TR FTSE HONG KONG 35473P777 1,222 64,394 SH   SOLE   64,394 0 0
FRANKLIN TEMPLETON ETF TR FTSE GERMANY 35473P785 1,852 120,789 SH   SOLE   120,789 0 0
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819 2,079 122,989 SH   SOLE   122,989 0 0
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827 1,751 62,308 SH   SOLE   62,308 0 0
GENWORTH FINL INC COM CL A 37247D106 102 29,014 SH   SOLE   29,014 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 932 57,581 SH   SOLE   57,581 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 448 15,103 SH   SOLE   15,103 0 0
ISHARES INC MSCI THAILND ETF 464286624 1,312 20,189 SH   SOLE   20,189 0 0
ISHARES INC MSCI CHILE ETF 464286640 266 11,100 SH   SOLE   11,100 0 0
ISHARES INC MSCI FRANCE ETF 464286707 3,017 112,571 SH   SOLE   112,571 0 0
ISHARES INC MSCI SWITZERLAND 464286749 2,771 74,002 SH   SOLE   74,002 0 0
ISHARES INC MSCI STH AFR ETF 464286780 818 22,707 SH   SOLE   22,707 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 5,402 110,578 SH   SOLE   110,578 0 0
ISHARES INC MSCI MLY ETF NEW 46434G814 458 22,695 SH   SOLE   22,695 0 0
ISHARES INC CORE MSCI EMKT 46434G103 483 11,230 SH   SOLE   11,230 0 0
ISHARES TR MSCI INDIA ETF 46429B598 3,335 81,779 SH   SOLE   81,779 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 2,763 105,404 SH   SOLE   105,404 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,900 36,076 SH   SOLE   36,076 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 874 9,093 SH   SOLE   9,093 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 13,747 273,468 SH   SOLE   273,468 0 0
ISHARES TR CORE S&P SCP ETF 464287804 361 4,135 SH   SOLE   4,135 0 0
ISHARES TR NEW ZEALAND ETF 464289123 1,958 47,539 SH   SOLE   47,539 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 994 7,708 SH   SOLE   7,708 0 0
ISHARES TR CORE S&P MCP ETF 464287507 527 2,405 SH   SOLE   2,405 0 0
ISHARES TR MSCI EAFE ETF 464287465 529 9,446 SH   SOLE   9,446 0 0
ISHARES TR IBOXX INV CP ETF 464287242 489 4,770 SH   SOLE   4,770 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 592 16,976 SH   SOLE   16,976 0 0
ISHARES TR CORE S&P500 ETF 464287200 269 751 SH   SOLE   751 0 0
PERMIAN RESOURCES CORP CLASS A COM 71424F105 71 10,442 SH   SOLE   10,442 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,084 35,690 SH   SOLE   35,690 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,314 90,085 SH   SOLE   90,085 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,988 84,088 SH   SOLE   84,088 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,024 48,579 SH   SOLE   48,579 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14,712 484,598 SH   SOLE   484,598 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,847 81,186 SH   SOLE   81,186 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 15,150 125,096 SH   SOLE   125,096 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6,529 97,847 SH   SOLE   97,847 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,566 37,729 SH   SOLE   37,729 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 38,701 422,500 SH   SOLE   422,500 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,806 62,454 SH   SOLE   62,454 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 283 6,746 SH   SOLE   6,746 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,228 35,595 SH   SOLE   35,595 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,007 14,119 SH   SOLE   14,119 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,619 9,021 SH   SOLE   9,021 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 856 22,422 SH   SOLE   22,422 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 899 24,629 SH   SOLE   24,629 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 555 9,665 SH   SOLE   9,665 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,089 14,385 SH   SOLE   14,385 0 0