The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101   1,068,087 3,478 SH   SOLE   3,478 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101   378,344 1,232 SH   DFND   1,222 10 0
EATON CORP CMN FOREIGN EQUITIES G29183103   198,561 931 SH   SOLE   931 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103   559,857 2,625 SH   DFND   2,616 9 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   188,688 2,408 SH   SOLE   2,408 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   41,684 532 SH   DFND   510 22 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   1,014,550 5,000 SH   SOLE   5,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   35,508 175 SH   DFND   175 0 0
WHITE MTNS INS GROUP LTD COM FOREIGN EQUITIES G9618E107   402,339 269 SH   DFND   269 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104   107,420 516 SH   SOLE   516 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104   246,481 1,184 SH   DFND   1,174 10 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   6,267 100 SH   SOLE   100 0 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   226,865 3,620 SH   DFND   3,620 0 0
ASML HOLDING NV NY REG SHS FOREIGN EQUITIES N07059210   184,833 314 SH   SOLE   314 0 0
ASML HOLDING NV NY REG SHS FOREIGN EQUITIES N07059210   71,815 122 SH   DFND   122 0 0
AFLAC INC COM COMMON STOCK 001055102   655,674 8,543 SH   SOLE   543 0 8,000
AFLAC INC COM COMMON STOCK 001055102   62,319 812 SH   DFND   812 0 0
AT&T INC COM COMMON STOCK 00206R102   113,381 7,549 SH   SOLE   7,549 0 0
AT&T INC COM COMMON STOCK 00206R102   267,199 17,790 SH   DFND   15,315 2,475 0
ABBOTT LABS COM COMMON STOCK 002824100   191,276 1,975 SH   SOLE   1,975 0 0
ABBOTT LABS COM COMMON STOCK 002824100   219,265 2,264 SH   DFND   2,017 247 0
ABBVIE INC COM COMMON STOCK 00287Y109   913,583 6,129 SH   SOLE   4,629 0 1,500
ABBVIE INC COM COMMON STOCK 00287Y109   978,719 6,566 SH   DFND   6,217 349 0
ADOBE INC COM COMMON STOCK 00724F101   1,516,916 2,975 SH   SOLE   2,975 0 0
ADOBE INC COM COMMON STOCK 00724F101   546,086 1,071 SH   DFND   1,066 5 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107   57,887 563 SH   SOLE   563 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107   234,221 2,278 SH   DFND   2,278 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106   159,263 562 SH   SOLE   562 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106   355,651 1,255 SH   DFND   1,245 10 0
ALPHABET INC. COMMON STOCK 02079K107   1,614,634 12,246 SH   SOLE   9,746 0 2,500
ALPHABET INC. COMMON STOCK 02079K107   2,453,726 18,610 SH   DFND   18,610 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   847,578 6,477 SH   SOLE   3,977 0 2,500
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   2,256,672 17,245 SH   DFND   16,288 957 0
ALTRIA GROUP INC COMMON STOCK 02209S103   139,446 3,317 SH   SOLE   3,317 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   377,559 8,981 SH   DFND   6,136 2,845 0
AMAZON COM INC COM COMMON STOCK 023135106   1,017,207 8,002 SH   SOLE   5,202 0 2,800
AMAZON COM INC COM COMMON STOCK 023135106   2,330,100 18,330 SH   DFND   16,577 1,753 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101   49,117 653 SH   SOLE   653 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101   153,821 2,045 SH   DFND   2,045 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   63,404 425 SH   SOLE   425 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   343,282 2,301 SH   DFND   2,290 11 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100   49,003 298 SH   SOLE   298 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100   169,710 1,032 SH   DFND   1,032 0 0
AMGEN INC COM COMMON STOCK 031162100   401,522 1,494 SH   SOLE   1,494 0 0
AMGEN INC COM COMMON STOCK 031162100   829,926 3,088 SH   DFND   1,221 1,867 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100   11,372,272 66,423 SH   SOLE   27,223 0 39,200
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100   6,457,852 37,719 SH   DFND   35,131 2,588 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106   105,390 573 SH   SOLE   573 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106   138,499 753 SH   DFND   753 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103   9,823,360 40,832 SH   SOLE   4,462 0 36,370
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103   511,471 2,126 SH   DFND   826 1,300 0
AVERY DENNISON CORP COM COMMON STOCK 053611109   121,658 666 SH   SOLE   666 0 0
AVERY DENNISON CORP COM COMMON STOCK 053611109   212,993 1,166 SH   DFND   1,166 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104   106,169 2,742 SH   SOLE   2,742 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104   194,412 5,021 SH   DFND   4,666 355 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104   46,609 1,703 SH   SOLE   1,703 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104   350,742 12,815 SH   DFND   12,540 275 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108   7,972,155 15 SH   SOLE   0 0 15
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702   760,124 2,170 SH   SOLE   2,170 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702   2,151,472 6,142 SH   DFND   5,942 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108   382,745 6,729 SH   SOLE   6,729 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108   50,964 896 SH   DFND   856 40 0
BLACKROCK INC COM COMMON STOCK 09247X101   464,168 718 SH   SOLE   467 0 251
BLACKROCK INC COM COMMON STOCK 09247X101   509,417 788 SH   DFND   759 29 0
BOEING CO COM COMMON STOCK 097023105   439,522 2,293 SH   SOLE   1,293 0 1,000
BOEING CO COM COMMON STOCK 097023105   107,338 560 SH   DFND   560 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108   628,746 10,833 SH   SOLE   10,833 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108   613,126 10,564 SH   DFND   7,711 2,853 0
BROADCOM INC COMMON STOCK 11135F101   1,323,107 1,593 SH   SOLE   1,593 0 0
BROADCOM INC COMMON STOCK 11135F101   853,001 1,027 SH   DFND   1,026 1 0
CIGNA CORP NEW COMMON STOCK 125523100   401,067 1,402 SH   SOLE   1,402 0 0
CIGNA CORP NEW COMMON STOCK 125523100   563,840 1,971 SH   DFND   1,965 6 0
CVS CORP. COMMON STOCK 126650100   1,162,330 16,650 SH   SOLE   8,650 0 8,000
CVS CORP. COMMON STOCK 126650100   448,311 6,422 SH   DFND   3,956 2,466 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   181,994 3,297 SH   SOLE   1,297 0 2,000
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   126,738 2,296 SH   DFND   696 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101   635,544 2,328 SH   SOLE   2,328 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   939,939 3,443 SH   DFND   2,743 700 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   96,920 584 SH   SOLE   584 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   537,876 3,241 SH   DFND   3,241 0 0
CHEVRON COM COMMON STOCK 166764100   21,426,197 127,068 SH   SOLE   27,068 0 100,000
CHEVRON COM COMMON STOCK 166764100   1,133,116 6,720 SH   DFND   6,506 214 0
CISCO COMMON STOCK 17275R102   1,363,740 25,372 SH   SOLE   20,372 0 5,000
CISCO COMMON STOCK 17275R102   658,859 12,258 SH   DFND   10,715 1,543 0
CLOROX CO DEL COM COMMON STOCK 189054109   262,120 2,000 SH   SOLE   0 0 2,000
CLOROX CO DEL COM COMMON STOCK 189054109   13,106 100 SH   DFND   100 0 0
COCA COLA CO COM COMMON STOCK 191216100   578,335 10,333 SH   SOLE   10,333 0 0
COCA COLA CO COM COMMON STOCK 191216100   403,651 7,212 SH   DFND   4,887 2,325 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   344,099 4,839 SH   SOLE   839 0 4,000
COLGATE PALMOLIVE CO COMMON STOCK 194162103   460,150 6,471 SH   DFND   6,471 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   79,145 1,785 SH   SOLE   1,785 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   769,424 17,353 SH   DFND   17,149 204 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   610,739 5,098 SH   SOLE   770 0 4,328
CONOCOPHILLIPS COM COMMON STOCK 20825C104   473,684 3,954 SH   DFND   3,116 838 0
CORNING INC COM COMMON STOCK 219350105   128,873 4,231 SH   SOLE   4,231 0 0
CORNING INC COM COMMON STOCK 219350105   104,504 3,431 SH   DFND   3,405 26 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   231,060 409 SH   SOLE   409 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   695,448 1,231 SH   DFND   1,221 10 0
CROWN CASTLE INC COM COMMON STOCK 22822V101   73,070 794 SH   SOLE   794 0 0
CROWN CASTLE INC COM COMMON STOCK 22822V101   165,837 1,802 SH   DFND   1,802 0 0
CUMMINS INC COM COMMON STOCK 231021106   396,378 1,735 SH   SOLE   1,735 0 0
CUMMINS INC COM COMMON STOCK 231021106   33,126 145 SH   DFND   145 0 0
DNP SELECT INCOME FUND EXCHANGE TRADED FDS-OTHER 23325P104   61,404 6,450 SH   SOLE   6,450 0 0
DNP SELECT INCOME FUND EXCHANGE TRADED FDS-OTHER 23325P104   35,700 3,750 SH   DFND   3,750 0 0
DANAHER CORPORATION COMMON STOCK 235851102   663,170 2,673 SH   SOLE   2,673 0 0
DANAHER CORPORATION COMMON STOCK 235851102   353,292 1,424 SH   DFND   1,413 11 0
DEERE & CO COM COMMON STOCK 244199105   1,792,555 4,750 SH   SOLE   1,750 0 3,000
DEERE & CO COM COMMON STOCK 244199105   223,030 591 SH   DFND   588 3 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205   324,614 2,176 SH   SOLE   176 0 2,000
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205   65,189 437 SH   DFND   337 100 0
DISNEY WALT CO COM COMMON STOCK 254687106   529,494 6,533 SH   SOLE   6,533 0 0
DISNEY WALT CO COM COMMON STOCK 254687106   259,677 3,204 SH   DFND   3,140 64 0
DOVER CORP COMMON STOCK 260003108   334,824 2,400 SH   SOLE   2,400 0 0
DOVER CORP COMMON STOCK 260003108   266,043 1,907 SH   DFND   1,892 15 0
DOW INC COM COMMON STOCK 260557103   177,364 3,440 SH   SOLE   3,440 0 0
DOW INC COM COMMON STOCK 260557103   147,924 2,869 SH   DFND   2,869 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204   346,684 3,928 SH   SOLE   3,262 0 666
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204   276,603 3,134 SH   DFND   2,899 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102   483,641 6,484 SH   SOLE   6,484 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102   162,083 2,173 SH   DFND   1,973 200 0
EATON VANCE LTD DURATION INCOME FUND EXCHANGE TRADED FDS-OTHER 27828H105   4,520 500 SH   SOLE   500 0 0
EATON VANCE LTD DURATION INCOME FUND EXCHANGE TRADED FDS-OTHER 27828H105   103,815 11,484 SH   DFND   11,484 0 0
ECOLAB INC COM COMMON STOCK 278865100   423,159 2,498 SH   SOLE   1,998 0 500
ECOLAB INC COM COMMON STOCK 278865100   114,341 675 SH   DFND   649 26 0
EMERSON ELECTRIC COMMON STOCK 291011104   541,369 5,606 SH   SOLE   5,606 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   612,155 6,339 SH   DFND   4,139 2,200 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102   18,479,336 157,164 SH   SOLE   48,664 0 108,500
EXXON MOBIL CORPORATION COMMON STOCK 30231G102   2,471,407 21,019 SH   DFND   15,887 5,132 0
FACEBOOK INC CL A COMMON STOCK 30303M102   179,518 598 SH   SOLE   598 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102   1,129,348 3,762 SH   DFND   3,712 50 0
FEDEX CORP COMMON STOCK 31428X106   44,239 167 SH   SOLE   167 0 0
FEDEX CORP COMMON STOCK 31428X106   307,557 1,161 SH   DFND   1,161 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM COMMON STOCK 31620R303   74,363 1,801 SH   SOLE   1,801 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM COMMON STOCK 31620R303   184,151 4,460 SH   DFND   4,460 0 0
FLEXSHARES TR ESG & CLM US LRG EXCHANGE TRADED FDS-EQUITY 33939L613   499,965 10,281 SH   SOLE   10,281 0 0
FLUOR CORP. (NEW) COMMON STOCK 343412102   183,500 5,000 SH   SOLE   5,000 0 0
FLUOR CORP. (NEW) COMMON STOCK 343412102   28,185 768 SH   DFND   768 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857   365,924 9,813 SH   SOLE   9,813 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857   196,405 5,267 SH   DFND   5,267 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   745,773 3,375 SH   SOLE   1,375 0 2,000
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   469,999 2,127 SH   DFND   2,118 9 0
GILEAD SCIENCES INC COMMON STOCK 375558103   255,094 3,404 SH   SOLE   3,404 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   67,668 903 SH   DFND   903 0 0
GOLDMAN SACHS COMMON STOCK 38141G104   196,726 608 SH   SOLE   608 0 0
GOLDMAN SACHS COMMON STOCK 38141G104   383,750 1,186 SH   DFND   1,186 0 0
GRAFTECH INTL LTD COM COMMON STOCK 384313508   21,693 5,679 SH   SOLE   5,679 0 0
GRAFTECH INTL LTD COM COMMON STOCK 384313508   51,107 13,379 SH   DFND   13,379 0 0
GRAINGER W.W. INC COMMON STOCK 384802104   620,570 897 SH   SOLE   897 0 0
GRAINGER W.W. INC COMMON STOCK 384802104   17,295 25 SH   DFND   25 0 0
HCA HLDGS INC COM COMMON STOCK 40412C101   253,604 1,031 SH   DFND   1,031 0 0
HALEON PLC SPNSD ADR FOREIGN EQUITIES 405552100   6,971 837 SH   SOLE   837 0 0
HALEON PLC SPNSD ADR FOREIGN EQUITIES 405552100   82,440 9,897 SH   DFND   9,637 260 0
HERSHEY CO COM COMMON STOCK 427866108   355,340 1,776 SH   DFND   310 1,466 0
HOME DEPOT COM COMMON STOCK 437076102   2,922,387 9,672 SH   SOLE   8,522 0 1,150
HOME DEPOT COM COMMON STOCK 437076102   2,567,357 8,497 SH   DFND   5,715 2,782 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   634,395 3,434 SH   SOLE   3,434 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   353,218 1,912 SH   DFND   1,912 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   692,080 3,005 SH   SOLE   3,005 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   155,226 674 SH   DFND   674 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   281,132 4,412 SH   SOLE   4,412 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   27,079 425 SH   DFND   425 0 0
INTEL COM COMMON STOCK 458140100   203,251 5,719 SH   SOLE   5,719 0 0
INTEL COM COMMON STOCK 458140100   495,420 13,940 SH   DFND   10,715 3,225 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101   756,913 5,395 SH   SOLE   3,395 0 2,000
INTL BUSINESS MACHINES COM COMMON STOCK 459200101   462,145 3,294 SH   DFND   3,172 122 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 46090E103   1,122,423 3,133 SH   SOLE   3,133 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 46090E103   1,533,347 4,280 SH   DFND   4,080 200 0
INTUIT COM COMMON STOCK 461202103   37,297 73 SH   SOLE   73 0 0
INTUIT COM COMMON STOCK 461202103   192,621 377 SH   DFND   374 3 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357   203,463 1,436 SH   SOLE   1,436 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357   230,813 1,629 SH   DFND   1,629 0 0
INVESCO EXCHANGE TRADED FD TS&P 500 GARP ETF EXCHANGE TRADED FDS-EQUITY 46137V431   228,100 2,500 SH   SOLE   2,500 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354   23,516 400 SH   SOLE   400 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354   217,815 3,705 SH   DFND   1,900 1,805 0
INVESCO EXCHNG TRADED FD TR PFD ETF EXCHANGE TRADED FDS-EQUITY 46138E511   20,060 1,832 SH   SOLE   1,832 0 0
INVESCO EXCHNG TRADED FD TR PFD ETF EXCHANGE TRADED FDS-EQUITY 46138E511   114,897 10,493 SH   DFND   10,493 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101   203,079 3,416 SH   SOLE   3,416 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101   185,720 3,124 SH   DFND   3,124 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204   164,406 4,700 SH   SOLE   4,700 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204   156,535 4,475 SH   DFND   4,475 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150   354,813 3,767 SH   SOLE   3,767 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150   174,439 1,852 SH   DFND   1,852 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168   71,472 664 SH   SOLE   664 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168   270,714 2,515 SH   DFND   2,515 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200   3,742,823 8,716 SH   SOLE   7,756 0 960
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200   1,139,250 2,653 SH   DFND   2,638 15 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309   619,543 9,055 SH   SOLE   9,055 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309   612,768 8,956 SH   DFND   8,956 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408   517,671 3,365 SH   SOLE   3,365 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408   45,690 297 SH   DFND   297 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465   311,929 4,526 SH   SOLE   4,526 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465   188,151 2,730 SH   DFND   2,730 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481   17,447 191 SH   SOLE   191 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481   454,191 4,972 SH   DFND   4,972 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499   258,302 3,730 SH   SOLE   3,730 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499   337,800 4,878 SH   DFND   4,878 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507   1,162,716 4,663 SH   SOLE   4,663 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507   237,130 951 SH   DFND   951 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598   190,532 1,255 SH   SOLE   1,255 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598   251,561 1,657 SH   DFND   1,657 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614   301,088 1,132 SH   SOLE   1,132 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614   688,086 2,587 SH   DFND   2,587 0 0
ISHARES TR RUS 1000 ETF EXCHANGE TRADED FDS-EQUITY 464287622   202,492 862 SH   SOLE   862 0 0
ISHARES TR RUS 1000 ETF EXCHANGE TRADED FDS-EQUITY 464287622   87,621 373 SH   DFND   373 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655   1,187,335 6,718 SH   SOLE   3,043 0 3,675
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655   453,512 2,566 SH   DFND   2,566 0 0
ISHARES CORE S&P VALUE EXCHANGE TRADED FDS-EQUITY 464287663   456,971 6,124 SH   DFND   6,124 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721   281,185 2,680 SH   DFND   0 2,680 0
ISHARES TR S&P SMALL CAP 600 INDEX EXCHANGE TRADED FDS-EQUITY 464287804   981,972 10,410 SH   SOLE   10,410 0 0
ISHARES TR S&P SMALL CAP 600 INDEX EXCHANGE TRADED FDS-EQUITY 464287804   634,272 6,724 SH   DFND   6,724 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257   273,045 2,956 SH   DFND   2,956 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414   674,200 6,575 SH   SOLE   6,575 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414   33,633 328 SH   DFND   328 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877   416,538 8,513 SH   SOLE   8,513 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877   7,339 150 SH   DFND   150 0 0
ISHARES TR MSCI GRW IDX EXCHANGE TRADED FDS-EQUITY 464288885   230,586 2,672 SH   SOLE   2,672 0 0
ISHARES TR MSCI GRW IDX EXCHANGE TRADED FDS-EQUITY 464288885   51,174 593 SH   DFND   593 0 0
I SHARES US TREASURY BOND ETF EXCHANGE TRADED FDS-OTHER 46429B267   130,482 5,923 SH   SOLE   5,923 0 0
I SHARES US TREASURY BOND ETF EXCHANGE TRADED FDS-OTHER 46429B267   73,624 3,342 SH   DFND   0 3,342 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697   224,884 3,107 SH   SOLE   3,107 0 0
ISHARES TR USA QUALITY FCTR EXCHANGE TRADED FDS-EQUITY 46432F339   226,544 1,719 SH   SOLE   1,719 0 0
ISHARES TR CORE MSCI TOTAL EXCHANGE TRADED FDS-EQUITY 46432F834   41,993 700 SH   SOLE   700 0 0
ISHARES TR CORE MSCI TOTAL EXCHANGE TRADED FDS-EQUITY 46432F834   232,461 3,875 SH   DFND   3,875 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842   174,964 2,719 SH   SOLE   2,719 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842   123,873 1,925 SH   DFND   1,925 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103   623,663 13,105 SH   SOLE   6,460 0 6,645
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103   109,646 2,304 SH   DFND   2,304 0 0
ISHARES DIVIDEND GROWTH ETF EXCHANGE TRADED FDS-EQUITY 46434V621   642,718 12,979 SH   DFND   12,979 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100   1,829,562 12,616 SH   SOLE   10,646 0 1,970
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100   1,675,259 11,552 SH   DFND   10,227 1,325 0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL MUTUAL FUNDS-TAX EXEMPT 46641Q654   492,492 9,762 SH   DFND   9,762 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837   194,848 3,883 SH   SOLE   3,883 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837   1,118,211 22,284 SH   DFND   22,284 0 0
JACOBS SOLUTIONS INC COM COMMON STOCK 46982L108   204,750 1,500 SH   SOLE   1,500 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   8,225,769 52,814 SH   SOLE   23,872 0 28,942
JOHNSON & JOHNSON COM COMMON STOCK 478160104   2,732,775 17,546 SH   DFND   15,848 1,698 0
KENVUE INC COM COMMON STOCK 49177J102   274,837 13,694 SH   SOLE   13,694 0 0
KENVUE INC COM COMMON STOCK 49177J102   35,420 1,765 SH   DFND   1,619 146 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103   1,320,526 10,927 SH   SOLE   1,427 0 9,500
KIMBERLY - CLARK CORP COMMON STOCK 494368103   186,711 1,545 SH   DFND   395 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   911,514 5,235 SH   SOLE   2,410 0 2,825
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   162,801 935 SH   DFND   935 0 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409   249,701 1,242 SH   DFND   1,242 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108   4,294,349 7,995 SH   SOLE   3,995 0 4,000
LILLY ELI & COMPANY COMMON STOCK 532457108   2,290,318 4,264 SH   DFND   2,862 1,402 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   428,167 1,047 SH   SOLE   277 0 770
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   428,168 1,047 SH   DFND   977 70 0
LOWES COMPANIES COMMON STOCK 548661107   68,170 328 SH   SOLE   328 0 0
LOWES COMPANIES COMMON STOCK 548661107   263,744 1,269 SH   DFND   1,167 102 0
MARSH & MCLENNAN COS INC COM COMMON STOCK 571748102   3,996 21 SH   SOLE   21 0 0
MARSH & MCLENNAN COS INC COM COMMON STOCK 571748102   201,904 1,061 SH   DFND   1,038 23 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202   4,127 21 SH   SOLE   21 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202   276,165 1,405 SH   DFND   1,405 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   426,381 1,077 SH   SOLE   1,077 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   1,028,545 2,598 SH   DFND   2,589 9 0
MCDONALDS CORP COM COMMON STOCK 580135101   458,382 1,740 SH   SOLE   1,740 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   1,152,544 4,375 SH   DFND   3,720 655 0
MERCK & CO INC COMMON STOCK 58933Y105   1,868,128 18,146 SH   SOLE   18,146 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,168,577 11,351 SH   DFND   7,891 3,460 0
METLIFE INC COM COMMON STOCK 59156R108   64,219 1,021 SH   SOLE   1,021 0 0
METLIFE INC COM COMMON STOCK 59156R108   272,164 4,327 SH   DFND   3,556 771 0
MICROSOFT COM COMMON STOCK 594918104   2,502,935 7,927 SH   SOLE   6,517 0 1,410
MICROSOFT COM COMMON STOCK 594918104   5,114,188 16,197 SH   DFND   14,180 2,017 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105   661,867 9,537 SH   SOLE   2,537 0 7,000
MONDELEZ INTL INC CL A COMMON STOCK 609207105   183,697 2,647 SH   DFND   2,623 24 0
MOODYS CORP COM COMMON STOCK 615369105   1,293,092 4,090 SH   SOLE   90 0 4,000
MOODYS CORP COM COMMON STOCK 615369105   16,755 53 SH   DFND   43 10 0
NETFLIX INC COM COMMON STOCK 64110L106   53,614 142 SH   SOLE   142 0 0
NETFLIX INC COM COMMON STOCK 64110L106   561,095 1,486 SH   DFND   1,486 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   205,496 3,587 SH   SOLE   3,587 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   301,508 5,263 SH   DFND   4,689 574 0
NIKE INC CL B COMMON STOCK 654106103   390,511 4,084 SH   SOLE   2,084 0 2,000
NIKE INC CL B COMMON STOCK 654106103   408,961 4,277 SH   DFND   4,277 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108   1,231,205 6,252 SH   SOLE   6,252 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108   42,929 218 SH   DFND   102 116 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102   138,657 315 SH   SOLE   315 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102   157,585 358 SH   DFND   319 39 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   190,986 1,875 SH   SOLE   1,875 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   69,264 680 SH   DFND   0 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   653,312 7,184 SH   SOLE   184 0 7,000
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   27,282 300 SH   DFND   0 300 0
NVIDIA CORP COMMON STOCK 67066G104   143,541 330 SH   SOLE   330 0 0
NVIDIA CORP COMMON STOCK 67066G104   2,098,336 4,824 SH   DFND   4,824 0 0
ORACLE CORPORATION COMMON STOCK 68389X105   304,943 2,879 SH   SOLE   2,879 0 0
ORACLE CORPORATION COMMON STOCK 68389X105   252,720 2,386 SH   DFND   2,357 29 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   153,069 1,906 SH   SOLE   906 0 1,000
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   87,615 1,091 SH   DFND   273 818 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   70,959 578 SH   SOLE   578 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   289,119 2,355 SH   DFND   1,492 863 0
PPG INDS INC COM COMMON STOCK 693506107   5,192 40 SH   SOLE   40 0 0
PPG INDS INC COM COMMON STOCK 693506107   284,390 2,191 SH   DFND   2,174 17 0
PACER FDS TR US CASH COWS 100 EXCHANGE TRADED FDS-EQUITY 69374H881   263,461 5,330 SH   SOLE   5,330 0 0
PACER FDS TR US CASH COWS 100 EXCHANGE TRADED FDS-EQUITY 69374H881   78,395 1,586 SH   DFND   0 1,586 0
PACKAGING CORP AMER COM COMMON STOCK 695156109   242,609 1,580 SH   SOLE   80 0 1,500
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105   601,572 2,566 SH   SOLE   2,566 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105   293,987 1,254 SH   DFND   1,254 0 0
PAYCHEX INC COM COMMON STOCK 704326107   324,192 2,811 SH   SOLE   2,811 0 0
PAYCHEX INC COM COMMON STOCK 704326107   74,847 649 SH   DFND   649 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   165,939 2,839 SH   SOLE   2,839 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   54,765 937 SH   DFND   890 47 0
PEPSICO INC COMMON STOCK 713448108   1,894,164 11,179 SH   SOLE   8,179 0 3,000
PEPSICO INC COMMON STOCK 713448108   1,255,880 7,412 SH   DFND   6,997 415 0
PFIZER INC COM COMMON STOCK 717081103   1,001,989 30,217 SH   SOLE   28,717 0 1,500
PFIZER INC COM COMMON STOCK 717081103   714,857 21,558 SH   DFND   14,940 6,618 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   74,803 808 SH   SOLE   808 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   304,586 3,290 SH   DFND   2,412 878 0
PHILLIPS 66 COM COMMON STOCK 718546104   311,307 2,591 SH   SOLE   427 0 2,164
PHILLIPS 66 COM COMMON STOCK 718546104   302,653 2,519 SH   DFND   2,219 300 0
PLAYAGS INC COM COMMON STOCK 72814N104   20,797 3,190 SH   SOLE   3,190 0 0
PLAYAGS INC COM COMMON STOCK 72814N104   54,904 8,421 SH   DFND   8,421 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108   450,835 4,299 SH   SOLE   4,299 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108   25,797 246 SH   DFND   246 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109   2,637,284 18,081 SH   SOLE   17,081 0 1,000
PROCTER & GAMBLE CO. COMMON STOCK 742718109   1,502,643 10,302 SH   DFND   8,323 1,979 0
PROLOGIS INC COM COMMON STOCK 74340W103   13,801 123 SH   SOLE   123 0 0
PROLOGIS INC COM COMMON STOCK 74340W103   238,556 2,126 SH   DFND   2,117 9 0
PROSHARES TR S&P MDCP 400 DIV EXCHANGE TRADED FDS-EQUITY 74347B680   6,206 93 SH   SOLE   93 0 0
PROSHARES TR S&P MDCP 400 DIV EXCHANGE TRADED FDS-EQUITY 74347B680   248,939 3,730 SH   DFND   3,730 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467   226,688 2,560 SH   SOLE   2,560 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467   807,398 9,118 SH   DFND   7,652 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103   226,005 2,035 SH   SOLE   2,035 0 0
QUALCOMM INC COM COMMON STOCK 747525103   329,400 2,966 SH   DFND   2,266 700 0
RTX CORPORATION COM COMMON STOCK 75513E101   1,187,930 16,506 SH   SOLE   8,310 0 8,196
RTX CORPORATION COM COMMON STOCK 75513E101   751,647 10,444 SH   DFND   5,805 4,639 0
REALTY INCOME CORP COM COMMON STOCK 756109104   131,961 2,643 SH   SOLE   2,643 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104   151,684 3,038 SH   DFND   3,038 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305   180,003 2,796 SH   SOLE   2,796 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305   68,628 1,066 SH   DFND   1,034 32 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103   892,125 2,087 SH   SOLE   2,087 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103   1,261,461 2,951 SH   DFND   1,552 1,399 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107   58,120 339 SH   SOLE   339 0 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107   182,932 1,067 SH   DFND   912 155 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508   178,282 4,322 SH   SOLE   4,322 0 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508   78,375 1,900 SH   DFND   1,900 0 0
SPDR SERIES TRUST S&P DIVID ETF EXCHANGE TRADED FDS-EQUITY 78464A763   74,756 650 SH   SOLE   650 0 0
SPDR SERIES TRUST S&P DIVID ETF EXCHANGE TRADED FDS-EQUITY 78464A763   164,348 1,429 SH   DFND   1,429 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870   112,449 1,540 SH   SOLE   1,540 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870   97,700 1,338 SH   DFND   1,338 0 0
SPDR S & P MIDCAP ETF EXCHANGE TRADED FDS-EQUITY 78467Y107   120,551 264 SH   SOLE   264 0 0
SPDR S & P MIDCAP ETF EXCHANGE TRADED FDS-EQUITY 78467Y107   91,328 200 SH   DFND   200 0 0
SPDR SER TR PORTFOLIO SM ETF EXCHANGE TRADED FDS-EQUITY 78468R853   199,604 5,411 SH   SOLE   5,411 0 0
SPDR SER TR PORTFOLIO SM ETF EXCHANGE TRADED FDS-EQUITY 78468R853   49,614 1,345 SH   DFND   1,345 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302   423,403 2,088 SH   SOLE   2,088 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302   395,215 1,949 SH   DFND   1,949 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   67,033 1,150 SH   SOLE   1,150 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   225,115 3,862 SH   DFND   3,862 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105   797,749 14,531 SH   SOLE   14,531 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105   334,995 6,102 SH   DFND   5,964 138 0
SCHWAB STRATEGIC TR US BRD MKT ETF EXCHANGE TRADED FDS-OTHER 808524102   3,189 64 SH   SOLE   64 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF EXCHANGE TRADED FDS-OTHER 808524102   348,880 7,000 SH   DFND   0 0 7,000
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201   284,110 5,616 SH   SOLE   5,616 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201   50,590 1,000 SH   DFND   1,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797   359,671 5,083 SH   SOLE   5,083 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797   24,695 349 SH   DFND   349 0 0
SCHWAB STRATEGIC INTL EQUITYETF EXCHANGE TRADED FDS-OTHER 808524805   240,705 7,090 SH   DFND   3,490 0 3,600
SERVICENOW INC COM COMMON STOCK 81762P102   56,451 101 SH   SOLE   101 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   204,014 365 SH   DFND   361 4 0
SONOCO PRODS CO COM COMMON STOCK 835495102   15,106 278 SH   SOLE   278 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102   948,666 17,458 SH   DFND   17,458 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   358,805 5,544 SH   SOLE   5,544 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   250,916 3,877 SH   DFND   2,217 1,660 0
STARBUCKS CORP COM COMMON STOCK 855244109   109,885 1,204 SH   SOLE   1,204 0 0
STARBUCKS CORP COM COMMON STOCK 855244109   330,753 3,624 SH   DFND   3,515 109 0
STATE STREET CORP COMMON STOCK 857477103   247,715 3,700 SH   SOLE   3,700 0 0
STATE STREET CORP COMMON STOCK 857477103   13,390 200 SH   DFND   200 0 0
STRYKER CORP COMMON STOCK 863667101   1,305,362 4,777 SH   SOLE   1,777 0 3,000
STRYKER CORP COMMON STOCK 863667101   267,792 980 SH   DFND   435 545 0
SYSCO CORP COM COMMON STOCK 871829107   21,461 325 SH   SOLE   325 0 0
SYSCO CORP COM COMMON STOCK 871829107   279,742 4,236 SH   DFND   2,680 1,556 0
TJX COS INC NEW COM COMMON STOCK 872540109   166,026 1,868 SH   SOLE   1,868 0 0
TJX COS INC NEW COM COMMON STOCK 872540109   158,026 1,778 SH   DFND   1,699 79 0
TARGET CORPORATION COMMON STOCK 87612E106   3,459,512 31,288 SH   SOLE   1,288 0 30,000
TARGET CORPORATION COMMON STOCK 87612E106   144,841 1,310 SH   DFND   1,310 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101   71,811 287 SH   SOLE   287 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101   537,719 2,149 SH   DFND   2,149 0 0
TEVA PHARMACEUTICAL INDUS. LTD ADR FOREIGN EQUITIES 881624209   112,200 11,000 SH   DFND   11,000 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104   134,199 844 SH   SOLE   844 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104   195,101 1,227 SH   DFND   1,204 23 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   506,157 1,000 SH   SOLE   1,000 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   241,939 478 SH   DFND   478 0 0
3M COMPANY COM COMMON STOCK 88579Y101   155,593 1,662 SH   SOLE   1,662 0 0
3M COMPANY COM COMMON STOCK 88579Y101   444,221 4,745 SH   DFND   2,885 1,860 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109   194,991 1,194 SH   SOLE   159 0 1,035
ST PAUL TRAVELERS COS COMMON STOCK 89417E109   64,832 397 SH   DFND   397 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   257,490 9,000 SH   SOLE   6,000 0 3,000
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   2,374 83 SH   DFND   83 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   191,194 5,785 SH   SOLE   1,285 0 4,500
US BANCORP DEL COM NEW COMMON STOCK 902973304   184,780 5,591 SH   DFND   5,544 47 0
UBER TECHNOLOGIES INC COM COMMON STOCK 90353T100   94,094 2,046 SH   SOLE   2,046 0 0
UBER TECHNOLOGIES INC COM COMMON STOCK 90353T100   172,184 3,744 SH   DFND   3,744 0 0
UNION PAC CORP COM COMMON STOCK 907818108   1,067,425 5,242 SH   SOLE   2,242 0 3,000
UNION PAC CORP COM COMMON STOCK 907818108   244,756 1,202 SH   DFND   1,189 13 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106   529,486 3,397 SH   SOLE   3,397 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106   344,001 2,207 SH   DFND   1,794 413 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   279,821 555 SH   SOLE   555 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   857,117 1,700 SH   DFND   1,609 91 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100   433,632 3,060 SH   DFND   2,760 300 0
VANECK ETF TRUST MRNGSTR WDE MOAT EXCHANGE TRADED FDS-OTHER 92189F643   249,665 3,292 SH   SOLE   3,292 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844   625,402 4,025 SH   SOLE   4,025 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844   609,242 3,921 SH   DFND   3,921 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505   689,915 2,795 SH   SOLE   2,795 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505   127,121 515 SH   DFND   515 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND EXCHANGE TRADED FDS-OTHER 921937827   18,717 249 SH   SOLE   249 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND EXCHANGE TRADED FDS-OTHER 921937827   208,371 2,772 SH   DFND   1,130 0 1,642
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-OTHER 921937835   67,406 966 SH   SOLE   966 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-OTHER 921937835   200,054 2,867 SH   DFND   2,867 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858   1,463,041 33,464 SH   SOLE   33,464 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858   822,237 18,807 SH   DFND   18,523 0 284
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406   1,042,701 10,092 SH   SOLE   10,092 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406   825,418 7,989 SH   DFND   7,204 785 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858   496,348 12,662 SH   SOLE   12,662 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858   615,713 15,707 SH   DFND   15,573 0 134
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C102   24,994 434 SH   SOLE   434 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C102   218,321 3,791 SH   DFND   3,791 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409   59,894 797 SH   SOLE   797 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409   265,955 3,539 SH   DFND   3,539 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714   4,798 72 SH   SOLE   72 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714   446,421 6,698 SH   DFND   6,698 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363   2,199,901 5,602 SH   SOLE   5,602 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363   1,006,096 2,562 SH   DFND   2,512 0 50
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629   1,307,326 6,278 SH   SOLE   5,008 0 1,270
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629   214,902 1,032 SH   DFND   1,032 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-EQUITY 922908744   209,791 1,521 SH   SOLE   1,521 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-EQUITY 922908744   514,064 3,727 SH   DFND   3,727 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751   829,068 4,385 SH   SOLE   4,385 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751   489,311 2,588 SH   DFND   2,588 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769   169,290 797 SH   SOLE   797 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769   710,086 3,343 SH   DFND   3,238 105 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   115,893 3,577 SH   SOLE   3,577 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   299,697 9,250 SH   DFND   9,021 229 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106   4,254,209 18,008 SH   SOLE   18,008 0 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106   46,774 198 SH   DFND   184 14 0
VISA INC COM CL A COMMON STOCK 92826C839   1,794,072 7,800 SH   SOLE   2,820 0 4,980
VISA INC COM CL A COMMON STOCK 92826C839   1,606,609 6,985 SH   DFND   6,305 680 0
WAL-MART COMMON STOCK 931142103   1,588,261 9,931 SH   SOLE   9,931 0 0
WAL-MART COMMON STOCK 931142103   787,488 4,924 SH   DFND   4,190 734 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109   2,096 52 SH   SOLE   52 0 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109   225,574 5,596 SH   DFND   5,596 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   549,933 13,459 SH   SOLE   5,459 0 8,000
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   159,389 3,901 SH   DFND   3,849 52 0