The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101   989,722 3,463 SH   SOLE   3,463 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101   431,269 1,509 SH   DFND   1,503 6 0
EATON CORP CMN FOREIGN EQUITIES G29183103   166,882 974 SH   SOLE   974 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103   437,771 2,555 SH   DFND   2,546 9 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   182,926 2,269 SH   SOLE   2,269 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   70,216 871 SH   DFND   848 23 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   919,900 5,000 SH   SOLE   5,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   35,139 191 SH   DFND   191 0 0
WHITE MTNS INS GROUP LTD COM FOREIGN EQUITIES G9618E107   370,542 269 SH   DFND   269 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104   96,117 495 SH   SOLE   495 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104   232,041 1,195 SH   DFND   1,185 10 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   5,622 100 SH   SOLE   100 0 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   203,516 3,620 SH   DFND   3,620 0 0
AFLAC INC COM COMMON STOCK 001055102   548,290 8,498 SH   SOLE   498 0 8,000
AFLAC INC COM COMMON STOCK 001055102   12,387 192 SH   DFND   192 0 0
AT&T INC COM COMMON STOCK 00206R102   130,858 6,798 SH   SOLE   6,798 0 0
AT&T INC COM COMMON STOCK 00206R102   357,469 18,570 SH   DFND   16,095 2,475 0
ABBOTT LABS COM COMMON STOCK 002824100   322,408 3,184 SH   SOLE   3,184 0 0
ABBOTT LABS COM COMMON STOCK 002824100   146,925 1,451 SH   DFND   1,222 229 0
ABBVIE INC COM COMMON STOCK 00287Y109   1,313,519 8,242 SH   SOLE   6,742 0 1,500
ABBVIE INC COM COMMON STOCK 00287Y109   716,203 4,494 SH   DFND   4,137 357 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101   1,262,434 3,276 SH   SOLE   3,276 0 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101   289,401 751 SH   DFND   751 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107   58,608 598 SH   SOLE   598 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107   152,501 1,556 SH   DFND   1,556 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106   94,201 328 SH   SOLE   328 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106   359,286 1,251 SH   DFND   1,241 10 0
ALPHABET INC. COMMON STOCK 02079K107   1,584,544 15,236 SH   SOLE   12,736 0 2,500
ALPHABET INC. COMMON STOCK 02079K107   1,700,816 16,354 SH   DFND   16,354 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   694,159 6,692 SH   SOLE   4,192 0 2,500
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   1,716,827 16,551 SH   DFND   15,651 900 0
ALTRIA GROUP INC COMMON STOCK 02209S103   214,885 4,817 SH   SOLE   4,817 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   413,577 9,271 SH   DFND   6,426 2,845 0
AMAZON COM INC COM COMMON STOCK 023135106   894,072 8,656 SH   SOLE   5,856 0 2,800
AMAZON COM INC COM COMMON STOCK 023135106   1,665,129 16,121 SH   DFND   14,421 1,700 0
AMERICAN EXPRESS COMMON STOCK 025816109   68,287 414 SH   SOLE   414 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   303,009 1,837 SH   DFND   1,825 12 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100   70,700 346 SH   SOLE   346 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100   221,092 1,082 SH   DFND   1,082 0 0
AMGEN INC COM COMMON STOCK 031162100   307,259 1,271 SH   SOLE   1,271 0 0
AMGEN INC COM COMMON STOCK 031162100   747,487 3,092 SH   DFND   1,238 1,854 0
ELEVANCE HEALTH INC COM COMMON STOCK 036752103   43,681 95 SH   SOLE   95 0 0
ELEVANCE HEALTH INC COM COMMON STOCK 036752103   183,459 399 SH   DFND   399 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100   11,216,323 68,019 SH   SOLE   28,819 0 39,200
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100   6,124,870 37,143 SH   DFND   34,620 2,523 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106   201,432 1,200 SH   SOLE   1,200 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103   9,096,881 40,861 SH   SOLE   4,491 0 36,370
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103   482,659 2,168 SH   DFND   868 1,300 0
AVERY DENNISON CORP COM COMMON STOCK 053611109   357,860 2,000 SH   SOLE   2,000 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104   307,801 8,115 SH   SOLE   8,115 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104   13,465 355 SH   DFND   0 355 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104   110,070 3,850 SH   SOLE   3,850 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104   371,752 13,003 SH   DFND   12,716 287 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108   7,915,200 17 SH   SOLE   2 0 15
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702   843,221 2,731 SH   SOLE   2,731 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702   1,672,239 5,416 SH   DFND   5,216 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108   426,618 6,729 SH   SOLE   6,729 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108   26,818 423 SH   DFND   383 40 0
BLACKROCK INC COM COMMON STOCK 09247X101   614,907 919 SH   SOLE   668 0 251
BLACKROCK INC COM COMMON STOCK 09247X101   386,739 578 SH   DFND   549 29 0
BOEING CO COM COMMON STOCK 097023105   545,518 2,568 SH   SOLE   1,568 0 1,000
BOEING CO COM COMMON STOCK 097023105   57,141 269 SH   DFND   269 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108   803,994 11,600 SH   SOLE   11,600 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108   693,648 10,008 SH   DFND   7,156 2,852 0
BROADCOM INC COMMON STOCK 11135F101   1,250,339 1,949 SH   SOLE   1,949 0 0
BROADCOM INC COMMON STOCK 11135F101   422,123 658 SH   DFND   643 15 0
CIGNA CORP NEW COMMON STOCK 125523100   388,660 1,521 SH   SOLE   1,521 0 0
CIGNA CORP NEW COMMON STOCK 125523100   442,829 1,733 SH   DFND   1,728 5 0
CVS CORP. COMMON STOCK 126650100   1,036,771 13,952 SH   SOLE   5,952 0 8,000
CVS CORP. COMMON STOCK 126650100   516,148 6,946 SH   DFND   4,470 2,476 0
CANADIAN PAC RY LTD COM FOREIGN EQUITIES 13645T100   221,202 2,875 SH   DFND   2,500 375 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   150,836 3,297 SH   SOLE   1,297 0 2,000
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   105,040 2,296 SH   DFND   696 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101   555,621 2,428 SH   SOLE   2,428 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   767,299 3,353 SH   DFND   2,653 700 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   63,512 403 SH   SOLE   403 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   512,199 3,250 SH   DFND   3,250 0 0
CHEVRON COM COMMON STOCK 166764100   20,704,342 126,896 SH   SOLE   26,896 0 100,000
CHEVRON COM COMMON STOCK 166764100   1,012,887 6,208 SH   DFND   5,997 211 0
CISCO COMMON STOCK 17275R102   1,393,878 26,667 SH   SOLE   21,667 0 5,000
CISCO COMMON STOCK 17275R102   513,441 9,823 SH   DFND   8,323 1,500 0
CITIGROUP INC COM NEW COMMON STOCK 172967424   86,633 1,848 SH   SOLE   1,848 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424   131,212 2,799 SH   DFND   2,779 20 0
CLOROX CO DEL COM COMMON STOCK 189054109   321,860 2,034 SH   SOLE   34 0 2,000
CLOROX CO DEL COM COMMON STOCK 189054109   17,089 108 SH   DFND   108 0 0
COCA COLA CO COM COMMON STOCK 191216100   669,501 10,795 SH   SOLE   10,795 0 0
COCA COLA CO COM COMMON STOCK 191216100   489,703 7,896 SH   DFND   5,571 2,325 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A COMMON STOCK 192446102   257,123 4,220 SH   SOLE   4,220 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   330,058 4,392 SH   SOLE   392 0 4,000
COLGATE PALMOLIVE CO COMMON STOCK 194162103   486,143 6,469 SH   DFND   6,469 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   166,491 4,393 SH   SOLE   4,393 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   680,528 17,956 SH   DFND   17,686 270 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   495,849 4,998 SH   SOLE   670 0 4,328
CONOCOPHILLIPS COM COMMON STOCK 20825C104   363,401 3,663 SH   DFND   2,828 835 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   179,859 362 SH   SOLE   362 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   658,335 1,325 SH   DFND   1,325 0 0
CROWN CASTLE INC COM COMMON STOCK 22822V101   83,514 624 SH   SOLE   624 0 0
CROWN CASTLE INC COM COMMON STOCK 22822V101   262,592 1,962 SH   DFND   1,962 0 0
CUMMINS INC COM COMMON STOCK 231021106   414,456 1,735 SH   SOLE   1,735 0 0
CUMMINS INC COM COMMON STOCK 231021106   44,431 186 SH   DFND   186 0 0
DNP SELECT INCOME FUND EXCHANGE TRADED FDS-OTHER 23325P104   71,079 6,450 SH   SOLE   6,450 0 0
DNP SELECT INCOME FUND EXCHANGE TRADED FDS-OTHER 23325P104   41,325 3,750 SH   DFND   3,750 0 0
DANAHER CORPORATION COMMON STOCK 235851102   701,426 2,783 SH   SOLE   2,783 0 0
DANAHER CORPORATION COMMON STOCK 235851102   342,016 1,357 SH   DFND   1,357 0 0
DEERE & CO COM COMMON STOCK 244199105   1,961,180 4,750 SH   SOLE   1,750 0 3,000
DEERE & CO COM COMMON STOCK 244199105   214,280 519 SH   DFND   514 5 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205   395,876 2,185 SH   SOLE   185 0 2,000
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205   81,165 448 SH   DFND   337 111 0
DISNEY WALT CO COM COMMON STOCK 254687106   685,381 6,845 SH   SOLE   6,845 0 0
DISNEY WALT CO COM COMMON STOCK 254687106   475,009 4,744 SH   DFND   3,784 960 0
DOVER CORP COMMON STOCK 260003108   399,450 2,629 SH   SOLE   2,629 0 0
DOVER CORP COMMON STOCK 260003108   299,926 1,974 SH   DFND   1,959 15 0
DOW INC COM COMMON STOCK 260557103   198,081 3,614 SH   SOLE   3,614 0 0
DOW INC COM COMMON STOCK 260557103   142,339 2,597 SH   DFND   2,597 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204   379,124 3,930 SH   SOLE   3,264 0 666
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204   259,115 2,686 SH   DFND   2,451 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102   510,786 7,117 SH   SOLE   7,117 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102   112,893 1,573 SH   DFND   1,373 200 0
EATON VANCE LTD DURATION INCOME FUND EXCHANGE TRADED FDS-OTHER 27828H105   4,925 500 SH   SOLE   500 0 0
EATON VANCE LTD DURATION INCOME FUND EXCHANGE TRADED FDS-OTHER 27828H105   113,117 11,484 SH   DFND   11,484 0 0
ECOLAB INC COM COMMON STOCK 278865100   397,270 2,400 SH   SOLE   1,900 0 500
ECOLAB INC COM COMMON STOCK 278865100   7,448 45 SH   DFND   19 26 0
EMERSON ELECTRIC COMMON STOCK 291011104   490,247 5,626 SH   SOLE   5,626 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   534,080 6,129 SH   DFND   3,929 2,200 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102   17,740,897 161,781 SH   SOLE   53,281 0 108,500
EXXON MOBIL CORPORATION COMMON STOCK 30231G102   1,751,812 15,975 SH   DFND   10,838 5,137 0
FACEBOOK INC CL A COMMON STOCK 30303M102   190,955 901 SH   SOLE   901 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102   684,984 3,232 SH   DFND   3,182 50 0
FEDEX CORP COMMON STOCK 31428X106   38,156 167 SH   SOLE   167 0 0
FEDEX CORP COMMON STOCK 31428X106   227,346 995 SH   DFND   995 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM COMMON STOCK 31620R303   62,908 1,801 SH   SOLE   1,801 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM COMMON STOCK 31620R303   158,370 4,534 SH   DFND   4,534 0 0
FLEXSHARES TR ESG & CLM US LRG EXCHANGE TRADED FDS-EQUITY 33939L613   656,320 14,000 SH   SOLE   14,000 0 0
FLEXSHARES TR HIG YLD VL ETF EXCHANGE TRADED FDS-EQUITY 33939L662   244,320 6,000 SH   SOLE   6,000 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857   462,781 11,315 SH   SOLE   11,315 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857   111,450 2,725 SH   DFND   2,662 63 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   830,912 3,641 SH   SOLE   1,641 0 2,000
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   336,150 1,473 SH   DFND   1,461 12 0
GILEAD SCIENCES INC COMMON STOCK 375558103   333,288 4,017 SH   SOLE   4,017 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   30,449 367 SH   DFND   367 0 0
GOLDMAN SACHS COMMON STOCK 38141G104   168,779 516 SH   SOLE   516 0 0
GOLDMAN SACHS COMMON STOCK 38141G104   294,387 900 SH   DFND   900 0 0
GRAINGER W.W. INC COMMON STOCK 384802104   616,476 895 SH   SOLE   895 0 0
GRAINGER W.W. INC COMMON STOCK 384802104   22,729 33 SH   DFND   33 0 0
HCA HLDGS INC COM COMMON STOCK 40412C101   287,399 1,090 SH   DFND   1,090 0 0
HERSHEY CO COM COMMON STOCK 427866108   449,285 1,766 SH   DFND   301 1,465 0
HOME DEPOT COM COMMON STOCK 437076102   2,891,478 9,798 SH   SOLE   8,648 0 1,150
HOME DEPOT COM COMMON STOCK 437076102   2,393,036 8,109 SH   DFND   5,335 2,774 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   692,998 3,626 SH   SOLE   3,626 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   371,724 1,945 SH   DFND   1,945 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   727,913 2,990 SH   SOLE   2,990 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   163,595 672 SH   DFND   672 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   256,690 4,412 SH   SOLE   4,412 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   15,125 260 SH   DFND   260 0 0
INTEL COM COMMON STOCK 458140100   316,963 9,705 SH   SOLE   9,705 0 0
INTEL COM COMMON STOCK 458140100   411,150 12,589 SH   DFND   9,364 3,225 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101   719,153 5,486 SH   SOLE   3,486 0 2,000
INTL BUSINESS MACHINES COM COMMON STOCK 459200101   421,712 3,217 SH   DFND   3,095 122 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 46090E103   712,442 2,220 SH   SOLE   2,220 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 46090E103   1,532,068 4,774 SH   DFND   4,574 200 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357   87,784 607 SH   SOLE   607 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357   245,854 1,700 SH   DFND   1,700 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354   24,960 400 SH   SOLE   400 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354   231,192 3,705 SH   DFND   1,900 1,805 0
INVESCO EXCHNG TRADED FD TR PFD ETF EXCHANGE TRADED FDS-EQUITY 46138E511   21,030 1,832 SH   SOLE   1,832 0 0
INVESCO EXCHNG TRADED FD TR PFD ETF EXCHANGE TRADED FDS-EQUITY 46138E511   117,828 10,264 SH   DFND   10,264 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101   207,208 3,917 SH   SOLE   3,917 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101   66,125 1,250 SH   DFND   1,250 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204   175,592 4,700 SH   SOLE   4,700 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204   167,186 4,475 SH   DFND   4,475 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150   341,101 3,767 SH   SOLE   3,767 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150   107,120 1,183 SH   DFND   1,183 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168   67,026 572 SH   SOLE   572 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168   283,340 2,418 SH   DFND   2,135 283 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200   3,695,929 8,991 SH   SOLE   8,031 0 960
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200   1,263,217 3,073 SH   DFND   3,058 15 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309   578,433 9,055 SH   SOLE   9,055 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309   572,108 8,956 SH   DFND   8,956 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408   510,672 3,365 SH   SOLE   3,365 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408   45,072 297 SH   DFND   297 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465   239,660 3,351 SH   SOLE   3,351 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465   195,249 2,730 SH   DFND   2,730 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481   452,700 4,972 SH   DFND   4,972 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499   217,029 3,104 SH   SOLE   3,104 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499   357,847 5,118 SH   DFND   4,878 240 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507   998,637 3,992 SH   SOLE   3,992 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507   237,902 951 SH   DFND   951 0 0
ISHARES TR PHLX SEMICND ETF EXCHANGE TRADED FDS-EQUITY 464287523   87,597 197 SH   SOLE   197 0 0
ISHARES TR PHLX SEMICND ETF EXCHANGE TRADED FDS-EQUITY 464287523   159,188 358 SH   DFND   358 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556   25,573 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556   183,664 1,422 SH   DFND   0 1,422 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598   99,272 652 SH   SOLE   652 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598   252,292 1,657 SH   DFND   1,657 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614   276,580 1,132 SH   SOLE   1,132 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614   632,078 2,587 SH   DFND   2,587 0 0
ISHARES TR RUS 1000 ETF EXCHANGE TRADED FDS-EQUITY 464287622   194,148 862 SH   SOLE   862 0 0
ISHARES TR RUS 1000 ETF EXCHANGE TRADED FDS-EQUITY 464287622   84,010 373 SH   DFND   373 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655   1,186,894 6,653 SH   SOLE   2,978 0 3,675
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655   457,773 2,566 SH   DFND   2,566 0 0
ISHARES CORE S&P VALUE EXCHANGE TRADED FDS-EQUITY 464287663   451,827 6,124 SH   DFND   6,124 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721   248,730 2,680 SH   DFND   0 2,680 0
ISHARES TR S&P SMALL CAP 600 INDEX EXCHANGE TRADED FDS-EQUITY 464287804   875,613 9,055 SH   SOLE   9,055 0 0
ISHARES TR S&P SMALL CAP 600 INDEX EXCHANGE TRADED FDS-EQUITY 464287804   650,207 6,724 SH   DFND   6,724 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257   226,052 2,480 SH   DFND   2,480 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414   430,960 4,000 SH   SOLE   4,000 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414   35,338 328 SH   DFND   328 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877   497,037 10,244 SH   SOLE   10,244 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877   7,278 150 SH   DFND   150 0 0
ISHARES TR RUSSELL TOP 200 EXCHANGE TRADED FDS-EQUITY 464289446   381,357 3,919 SH   SOLE   3,919 0 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697   226,003 3,107 SH   SOLE   3,107 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842   112,640 1,685 SH   SOLE   1,685 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842   94,057 1,407 SH   DFND   1,407 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103   586,599 12,023 SH   SOLE   5,378 0 6,645
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103   140,026 2,870 SH   DFND   2,870 0 0
ISHARES DIVIDEND GROWTH ETF EXCHANGE TRADED FDS-EQUITY 46434V621   648,817 12,979 SH   DFND   12,979 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100   1,642,025 12,601 SH   SOLE   10,631 0 1,970
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100   1,300,094 9,977 SH   DFND   9,352 625 0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL MUTUAL FUNDS-TAX EXEMPT 46641Q654   495,811 9,762 SH   DFND   9,762 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837   164,764 3,275 SH   SOLE   3,275 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837   1,221,526 24,280 SH   DFND   24,280 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   8,875,300 57,260 SH   SOLE   26,460 0 30,800
JOHNSON & JOHNSON COM COMMON STOCK 478160104   2,768,145 17,859 SH   DFND   16,177 1,682 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103   1,466,621 10,927 SH   SOLE   1,427 0 9,500
KIMBERLY - CLARK CORP COMMON STOCK 494368103   208,039 1,550 SH   DFND   400 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   1,042,029 5,310 SH   SOLE   2,485 0 2,825
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   26,687 136 SH   DFND   117 19 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409   276,908 1,207 SH   DFND   1,207 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104   52,988 215 SH   SOLE   215 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104   323,599 1,313 SH   DFND   1,238 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108   2,798,788 8,150 SH   SOLE   4,150 0 4,000
LILLY ELI & COMPANY COMMON STOCK 532457108   1,497,947 4,362 SH   DFND   2,965 1,397 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   513,372 1,086 SH   SOLE   316 0 770
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   504,386 1,067 SH   DFND   997 70 0
LOWES COMPANIES COMMON STOCK 548661107   60,790 304 SH   SOLE   304 0 0
LOWES COMPANIES COMMON STOCK 548661107   251,959 1,260 SH   DFND   1,160 100 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202   4,981 30 SH   SOLE   30 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202   238,598 1,437 SH   DFND   1,437 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   313,976 864 SH   SOLE   864 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   979,361 2,695 SH   DFND   2,695 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   728,355 2,605 SH   SOLE   2,605 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   1,228,557 4,394 SH   DFND   3,744 650 0
MERCK & CO INC COMMON STOCK 58933Y105   1,920,976 18,056 SH   SOLE   18,056 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,203,580 11,313 SH   DFND   7,853 3,460 0
METLIFE INC COM COMMON STOCK 59156R108   96,336 1,663 SH   SOLE   1,663 0 0
METLIFE INC COM COMMON STOCK 59156R108   263,693 4,552 SH   DFND   3,781 771 0
MICROSOFT COM COMMON STOCK 594918104   2,834,738 9,833 SH   SOLE   8,423 0 1,410
MICROSOFT COM COMMON STOCK 594918104   4,471,652 15,511 SH   DFND   13,529 1,982 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105   726,969 10,427 SH   SOLE   3,427 0 7,000
MONDELEZ INTL INC CL A COMMON STOCK 609207105   182,104 2,612 SH   DFND   2,583 29 0
MOODYS CORP COM COMMON STOCK 615369105   1,226,182 4,007 SH   SOLE   7 0 4,000
MOODYS CORP COM COMMON STOCK 615369105   10,710 35 SH   DFND   25 10 0
NETFLIX INC COM COMMON STOCK 64110L106   54,927 159 SH   SOLE   159 0 0
NETFLIX INC COM COMMON STOCK 64110L106   399,016 1,155 SH   DFND   1,155 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   228,155 2,960 SH   SOLE   2,960 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   362,811 4,707 SH   DFND   4,133 574 0
NIKE INC CL B COMMON STOCK 654106103   412,560 3,364 SH   SOLE   1,364 0 2,000
NIKE INC CL B COMMON STOCK 654106103   438,557 3,576 SH   DFND   3,576 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108   1,333,268 6,289 SH   SOLE   6,289 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108   39,432 186 SH   DFND   71 115 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102   166,672 361 SH   SOLE   361 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102   166,674 361 SH   DFND   323 38 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   172,960 1,880 SH   SOLE   1,880 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   67,988 739 SH   DFND   59 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   568,925 3,575 SH   SOLE   75 0 3,500
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   23,871 150 SH   DFND   0 150 0
NVIDIA CORP COMMON STOCK 67066G104   105,823 381 SH   SOLE   381 0 0
NVIDIA CORP COMMON STOCK 67066G104   1,536,840 5,533 SH   DFND   5,533 0 0
ORACLE CORPORATION COMMON STOCK 68389X105   246,238 2,650 SH   SOLE   2,650 0 0
ORACLE CORPORATION COMMON STOCK 68389X105   166,789 1,795 SH   DFND   1,795 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   146,602 1,737 SH   SOLE   737 0 1,000
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   90,560 1,073 SH   DFND   273 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   104,093 819 SH   SOLE   819 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   316,475 2,490 SH   DFND   1,630 860 0
PPG INDS INC COM COMMON STOCK 693506107   4,140 31 SH   SOLE   31 0 0
PPG INDS INC COM COMMON STOCK 693506107   292,535 2,190 SH   DFND   2,173 17 0
PACER FDS TR US CASH COWS 100 EXCHANGE TRADED FDS-EQUITY 69374H881   241,792 5,150 SH   SOLE   5,150 0 0
PACER FDS TR US CASH COWS 100 EXCHANGE TRADED FDS-EQUITY 69374H881   74,462 1,586 SH   DFND   0 1,586 0
PACKAGING CORP AMER COM COMMON STOCK 695156109   219,351 1,580 SH   SOLE   80 0 1,500
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105   784,377 3,927 SH   SOLE   3,927 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105   20,172 101 SH   DFND   101 0 0
PAYCHEX INC COM COMMON STOCK 704326107   319,476 2,788 SH   SOLE   2,788 0 0
PAYCHEX INC COM COMMON STOCK 704326107   73,908 645 SH   DFND   645 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   282,115 3,715 SH   SOLE   3,715 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   155,672 2,050 SH   DFND   2,050 0 0
PEPSICO INC COMMON STOCK 713448108   2,133,815 11,705 SH   SOLE   8,705 0 3,000
PEPSICO INC COMMON STOCK 713448108   1,316,743 7,223 SH   DFND   6,828 395 0
PFIZER INC COM COMMON STOCK 717081103   1,301,273 31,902 SH   SOLE   30,402 0 1,500
PFIZER INC COM COMMON STOCK 717081103   941,466 23,081 SH   DFND   16,463 6,618 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   96,665 994 SH   SOLE   994 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   351,654 3,616 SH   DFND   2,738 878 0
PHILLIPS 66 COM COMMON STOCK 718546104   326,037 3,216 SH   SOLE   1,052 0 2,164
PHILLIPS 66 COM COMMON STOCK 718546104   254,865 2,514 SH   DFND   2,214 300 0
PIMCO ETF TR ENHAN SHRT MA AC EXCHANGE TRADED FDS-OTHER 72201R833   7,840 79 SH   SOLE   79 0 0
PIMCO ETF TR ENHAN SHRT MA AC EXCHANGE TRADED FDS-OTHER 72201R833   246,934 2,488 SH   DFND   2,488 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108   485,357 4,299 SH   SOLE   4,299 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108   39,739 352 SH   DFND   343 9 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109   2,690,686 18,096 SH   SOLE   17,096 0 1,000
PROCTER & GAMBLE CO. COMMON STOCK 742718109   1,455,370 9,788 SH   DFND   7,809 1,979 0
PROLOGIS INC COM COMMON STOCK 74340W103   14,972 120 SH   SOLE   120 0 0
PROLOGIS INC COM COMMON STOCK 74340W103   262,514 2,104 SH   DFND   2,095 9 0
PROSHARES TR S&P MDCP 400 DIV EXCHANGE TRADED FDS-EQUITY 74347B680   2,264 32 SH   SOLE   32 0 0
PROSHARES TR S&P MDCP 400 DIV EXCHANGE TRADED FDS-EQUITY 74347B680   263,896 3,730 SH   DFND   3,730 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467   233,574 2,560 SH   SOLE   2,560 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467   831,925 9,118 SH   DFND   7,652 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103   228,747 1,793 SH   SOLE   1,793 0 0
QUALCOMM INC COM COMMON STOCK 747525103   377,251 2,957 SH   DFND   2,257 700 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   1,656,380 16,914 SH   SOLE   8,718 0 8,196
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   949,717 9,698 SH   DFND   5,055 4,643 0
REALTY INCOME CORP COM COMMON STOCK 756109104   162,069 2,560 SH   SOLE   2,560 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104   198,093 3,129 SH   DFND   3,129 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305   159,845 2,778 SH   SOLE   2,778 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305   61,337 1,066 SH   DFND   1,034 32 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103   980,895 2,396 SH   SOLE   2,396 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103   1,224,892 2,992 SH   DFND   1,505 1,487 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107   55,147 301 SH   SOLE   301 0 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107   199,523 1,089 SH   DFND   934 155 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508   238,170 5,849 SH   SOLE   5,849 0 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508   85,267 2,094 SH   DFND   2,094 0 0
SPDR SERIES TRUST S&P DIVID ETF EXCHANGE TRADED FDS-EQUITY 78464A763   80,411 650 SH   SOLE   650 0 0
SPDR SERIES TRUST S&P DIVID ETF EXCHANGE TRADED FDS-EQUITY 78464A763   167,007 1,350 SH   DFND   1,077 273 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870   150,894 1,980 SH   SOLE   1,980 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870   115,229 1,512 SH   DFND   1,512 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606   227,631 9,910 SH   SOLE   9,910 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302   630,902 3,158 SH   SOLE   3,158 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302   342,621 1,715 SH   DFND   1,715 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   49,138 1,001 SH   SOLE   1,001 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   154,829 3,154 SH   DFND   3,154 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105   915,180 17,472 SH   SOLE   17,472 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105   117,904 2,251 SH   DFND   2,158 93 0
SCHWAB STRATEGIC TR US BRD MKT ETF EXCHANGE TRADED FDS-OTHER 808524102   8,036 168 SH   SOLE   168 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF EXCHANGE TRADED FDS-OTHER 808524102   365,593 7,642 SH   DFND   7,642 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797   620,967 8,489 SH   SOLE   8,489 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797   25,529 349 SH   DFND   349 0 0
SCHWAB STRATEGIC INTL EQUITYETF EXCHANGE TRADED FDS-OTHER 808524805   264,369 7,599 SH   DFND   7,599 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   65,523 141 SH   SOLE   141 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   153,816 331 SH   DFND   331 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102   16,958 278 SH   SOLE   278 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102   1,064,938 17,458 SH   DFND   17,458 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   372,529 5,354 SH   SOLE   5,354 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   178,123 2,560 SH   DFND   900 1,660 0
STARBUCKS CORP COM COMMON STOCK 855244109   155,984 1,498 SH   SOLE   1,498 0 0
STARBUCKS CORP COM COMMON STOCK 855244109   126,304 1,213 SH   DFND   1,101 112 0
STATE STREET CORP COMMON STOCK 857477103   280,053 3,700 SH   SOLE   3,700 0 0
STATE STREET CORP COMMON STOCK 857477103   15,138 200 SH   DFND   200 0 0
STRYKER CORP COMMON STOCK 863667101   1,320,823 4,627 SH   SOLE   1,627 0 3,000
STRYKER CORP COMMON STOCK 863667101   241,496 846 SH   DFND   301 545 0
SYSCO CORP COM COMMON STOCK 871829107   25,095 325 SH   SOLE   325 0 0
SYSCO CORP COM COMMON STOCK 871829107   321,384 4,162 SH   DFND   2,603 1,559 0
TJX COS INC NEW COM COMMON STOCK 872540109   119,655 1,527 SH   SOLE   1,527 0 0
TJX COS INC NEW COM COMMON STOCK 872540109   140,733 1,796 SH   DFND   1,765 31 0
TARGET CORPORATION COMMON STOCK 87612E106   5,194,319 31,361 SH   SOLE   1,361 0 30,000
TARGET CORPORATION COMMON STOCK 87612E106   161,650 976 SH   DFND   881 95 0
TESLA MTRS INC COM COMMON STOCK 88160R101   61,199 295 SH   SOLE   295 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101   444,997 2,145 SH   DFND   2,145 0 0
TEVA PHARMACEUTICAL INDUS. LTD ADR FOREIGN EQUITIES 881624209   97,350 11,000 SH   DFND   11,000 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104   94,861 510 SH   SOLE   510 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104   185,820 999 SH   DFND   991 8 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   608,633 1,056 SH   SOLE   1,056 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   273,190 474 SH   DFND   474 0 0
3M COMPANY COM COMMON STOCK 88579Y101   153,667 1,462 SH   SOLE   1,462 0 0
3M COMPANY COM COMMON STOCK 88579Y101   460,692 4,383 SH   DFND   2,523 1,860 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109   204,662 1,194 SH   SOLE   159 0 1,035
ST PAUL TRAVELERS COS COMMON STOCK 89417E109   65,991 385 SH   DFND   385 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   311,343 9,133 SH   SOLE   6,133 0 3,000
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   12,815 376 SH   DFND   356 20 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   797,060 22,116 SH   SOLE   17,616 0 4,500
US BANCORP DEL COM NEW COMMON STOCK 902973304   236,094 6,551 SH   DFND   5,839 712 0
UNION PAC CORP COM COMMON STOCK 907818108   1,052,587 5,230 SH   SOLE   2,230 0 3,000
UNION PAC CORP COM COMMON STOCK 907818108   217,960 1,083 SH   DFND   1,083 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106   606,797 3,128 SH   SOLE   3,128 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106   423,474 2,183 SH   DFND   1,770 413 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   284,963 603 SH   SOLE   603 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   824,645 1,745 SH   DFND   1,645 100 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100   455,095 3,260 SH   DFND   2,960 300 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844   523,940 3,402 SH   SOLE   3,402 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844   827,955 5,376 SH   DFND   5,376 0 0
VANGUARD STAR FD VG TL INTL STK F EXCHANGE TRADED FDS-EQUITY 921909768   80,480 1,458 SH   SOLE   1,458 0 0
VANGUARD STAR FD VG TL INTL STK F EXCHANGE TRADED FDS-EQUITY 921909768   146,223 2,649 SH   DFND   2,649 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505   636,123 2,760 SH   SOLE   2,760 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505   132,295 574 SH   DFND   574 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-OTHER 921937835   50,425 683 SH   SOLE   683 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-OTHER 921937835   209,748 2,841 SH   DFND   2,841 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858   1,045,994 23,162 SH   SOLE   23,162 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858   483,160 10,699 SH   DFND   10,699 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406   1,219,894 11,563 SH   SOLE   11,563 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406   897,381 8,506 SH   DFND   7,721 785 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858   408,807 10,119 SH   SOLE   10,119 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858   629,149 15,573 SH   DFND   15,573 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C102   32,314 552 SH   SOLE   552 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C102   221,923 3,791 SH   DFND   3,791 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409   53,353 700 SH   SOLE   700 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409   269,742 3,539 SH   DFND   3,539 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714   13,362 200 SH   SOLE   200 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714   460,454 6,892 SH   DFND   6,892 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP EXCHANGE TRADED FDS-OTHER 92206C870   84,872 1,058 SH   SOLE   1,058 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP EXCHANGE TRADED FDS-OTHER 92206C870   122,093 1,522 SH   DFND   1,522 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363   2,179,322 5,795 SH   SOLE   5,795 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363   944,685 2,512 SH   DFND   2,512 0 0
VANGUARD REIT ETF REIT 922908553   302,760 3,646 SH   SOLE   3,646 0 0
VANGUARD REIT ETF REIT 922908553   370,522 4,462 SH   DFND   4,462 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629   1,331,534 6,313 SH   SOLE   5,043 0 1,270
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629   412,768 1,957 SH   DFND   1,957 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-EQUITY 922908744   167,113 1,210 SH   SOLE   1,210 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-EQUITY 922908744   317,514 2,299 SH   DFND   2,299 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751   825,719 4,356 SH   SOLE   4,356 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751   479,395 2,529 SH   DFND   2,529 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769   207,161 1,015 SH   SOLE   1,015 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769   21,430 105 SH   DFND   0 105 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   180,672 4,647 SH   SOLE   4,647 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   438,561 11,280 SH   DFND   11,051 229 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106   3,453,480 18,000 SH   SOLE   18,000 0 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106   67,341 351 SH   DFND   341 10 0
VISA INC COM CL A COMMON STOCK 92826C839   1,734,459 7,693 SH   SOLE   2,713 0 4,980
VISA INC COM CL A COMMON STOCK 92826C839   1,565,811 6,945 SH   DFND   6,275 670 0
WP CAREY INC COM COMMON STOCK 92936U109   20,290 262 SH   SOLE   262 0 0
WP CAREY INC COM COMMON STOCK 92936U109   243,034 3,138 SH   DFND   2,138 1,000 0
WAL-MART COMMON STOCK 931142103   1,450,903 9,840 SH   SOLE   9,840 0 0
WAL-MART COMMON STOCK 931142103   657,915 4,462 SH   DFND   3,728 734 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109   2,009 51 SH   SOLE   51 0 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109   220,537 5,596 SH   DFND   5,596 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   496,068 13,271 SH   SOLE   5,271 0 8,000
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   138,639 3,709 SH   DFND   3,677 32 0