The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 945 3,403 SH   SOLE   3,403 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 355 1,277 SH   DFND   1,274 3 0
EATON CORP CMN FOREIGN EQUITIES G29183103 90 712 SH   SOLE   712 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103 355 2,815 SH   DFND   2,804 11 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 190 2,120 SH   SOLE   2,120 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 102 1,135 SH   DFND   1,113 22 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 675 5,200 SH   SOLE   5,200 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 28 212 SH   DFND   212 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 100 511 SH   SOLE   511 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 102 519 SH   DFND   509 10 0
AFLAC INC COM COMMON STOCK 001055102 466 8,419 SH   SOLE   8,419 0 0
AFLAC INC COM COMMON STOCK 001055102 17 300 SH   DFND   300 0 0
AT&T INC COM COMMON STOCK 00206R102 192 9,143 SH   SOLE   9,143 0 0
AT&T INC COM COMMON STOCK 00206R102 410 19,554 SH   DFND   15,654 3,900 0
ABBOTT LABS COM COMMON STOCK 002824100 347 3,193 SH   SOLE   3,193 0 0
ABBOTT LABS COM COMMON STOCK 002824100 175 1,613 SH   DFND   1,384 229 0
ABBVIE INC COM COMMON STOCK 00287Y109 1,153 7,529 SH   SOLE   7,529 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 586 3,825 SH   DFND   3,472 353 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 1,171 3,200 SH   SOLE   3,200 0 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 297 811 SH   DFND   811 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 107 1,404 SH   SOLE   1,404 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 118 1,545 SH   DFND   1,545 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 67 278 SH   SOLE   278 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 249 1,036 SH   DFND   1,027 9 0
ALPHABET INC. COMMON STOCK 02079K107 1,603 733 SH   SOLE   733 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,750 800 SH   DFND   800 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 567 260 SH   SOLE   260 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,935 888 SH   DFND   843 45 0
ALTRIA GROUP INC COMMON STOCK 02209S103 207 4,952 SH   SOLE   4,952 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 337 8,058 SH   DFND   5,213 2,845 0
AMAZON COM INC COM COMMON STOCK 023135106 888 8,360 SH   SOLE   8,360 0 0
AMAZON COM INC COM COMMON STOCK 023135106 1,650 15,540 SH   DFND   13,840 1,700 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 10 109 SH   SOLE   109 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 204 2,130 SH   DFND   2,130 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 38 271 SH   SOLE   271 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 251 1,810 SH   DFND   1,798 12 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 36 139 SH   SOLE   139 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 200 784 SH   DFND   784 0 0
AMGEN INC COM COMMON STOCK 031162100 240 987 SH   SOLE   987 0 0
AMGEN INC COM COMMON STOCK 031162100 753 3,096 SH   DFND   1,242 1,854 0
ELEVANCE HEALTH INC COM COMMON STOCK 036752103 284 589 SH   DFND   589 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 9,679 70,792 SH   SOLE   70,792 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 5,317 38,889 SH   DFND   36,363 2,526 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 8,536 40,641 SH   SOLE   40,641 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 459 2,186 SH   DFND   886 1,300 0
AVERY DENNISON CORP COM COMMON STOCK 053611109 324 2,000 SH   SOLE   2,000 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104 227 8,000 SH   SOLE   8,000 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104 10 355 SH   DFND   0 355 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 81 2,587 SH   SOLE   2,587 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 463 14,871 SH   DFND   14,584 287 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 6,952 17 SH   SOLE   17 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 729 2,669 SH   SOLE   2,669 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 927 3,396 SH   DFND   3,196 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 381 6,774 SH   SOLE   6,774 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 24 421 SH   DFND   384 37 0
BLACKROCK INC COM COMMON STOCK 09247X101 529 868 SH   SOLE   868 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 378 621 SH   DFND   592 29 0
BOEING CO COM COMMON STOCK 097023105 280 2,048 SH   SOLE   2,048 0 0
BOEING CO COM COMMON STOCK 097023105 36 260 SH   DFND   260 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 866 11,250 SH   SOLE   11,250 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 773 10,037 SH   DFND   7,185 2,852 0
BROADCOM INC COMMON STOCK 11135F101 894 1,840 SH   SOLE   1,840 0 0
BROADCOM INC COMMON STOCK 11135F101 341 702 SH   DFND   686 16 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 430 7,849 SH   SOLE   7,849 0 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 24 433 SH   DFND   0 433 0
CIGNA CORP NEW COMMON STOCK 125523100 400 1,517 SH   SOLE   1,517 0 0
CIGNA CORP NEW COMMON STOCK 125523100 524 1,989 SH   DFND   1,984 5 0
CMS ENERGY CORP COMMON STOCK 125896100 200 2,962 SH   DFND   2,945 17 0
CVS CORP. COMMON STOCK 126650100 1,242 13,408 SH   SOLE   13,408 0 0
CVS CORP. COMMON STOCK 126650100 636 6,863 SH   DFND   4,387 2,476 0
CANADIAN PAC RY LTD COM FOREIGN EQUITIES 13645T100 206 2,944 SH   DFND   2,569 375 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 128 3,597 SH   SOLE   3,597 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 109 3,067 SH   DFND   1,467 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101 484 2,706 SH   SOLE   2,706 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 618 3,455 SH   DFND   2,755 700 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 438 3,291 SH   DFND   3,291 0 0
CHEVRON COM COMMON STOCK 166764100 18,554 128,153 SH   SOLE   128,153 0 0
CHEVRON COM COMMON STOCK 166764100 918 6,339 SH   DFND   6,128 211 0
CISCO COMMON STOCK 17275R102 1,079 25,319 SH   SOLE   25,319 0 0
CISCO COMMON STOCK 17275R102 414 9,715 SH   DFND   8,215 1,500 0
CLOROX CO DEL COM COMMON STOCK 189054109 300 2,125 SH   SOLE   2,125 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 14 100 SH   DFND   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 613 9,740 SH   SOLE   9,740 0 0
COCA COLA CO COM COMMON STOCK 191216100 561 8,913 SH   DFND   6,589 2,324 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A COMMON STOCK 192446102 295 4,370 SH   SOLE   4,370 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 351 4,380 SH   SOLE   4,380 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 357 4,461 SH   DFND   4,461 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 272 6,928 SH   SOLE   6,928 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 645 16,447 SH   DFND   16,177 270 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 431 4,802 SH   SOLE   4,802 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 368 4,096 SH   DFND   3,256 840 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 260 542 SH   SOLE   542 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 350 731 SH   DFND   731 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 67 400 SH   SOLE   400 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 415 2,467 SH   DFND   2,467 0 0
CUMMINS INC COM COMMON STOCK 231021106 290 1,500 SH   SOLE   1,500 0 0
CUMMINS INC COM COMMON STOCK 231021106 40 205 SH   DFND   205 0 0
DANAHER CORPORATION COMMON STOCK 235851102 675 2,662 SH   SOLE   2,662 0 0
DANAHER CORPORATION COMMON STOCK 235851102 370 1,458 SH   DFND   1,458 0 0
DEERE & CO COM COMMON STOCK 244199105 1,378 4,600 SH   SOLE   4,600 0 0
DEERE & CO COM COMMON STOCK 244199105 169 565 SH   DFND   560 5 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 389 2,233 SH   SOLE   2,233 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 86 495 SH   DFND   388 107 0
DISNEY WALT CO COM COMMON STOCK 254687106 912 9,656 SH   SOLE   9,656 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 358 3,797 SH   DFND   2,837 960 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 159 1,998 SH   SOLE   1,998 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 70 877 SH   DFND   277 600 0
DOVER CORP COMMON STOCK 260003108 332 2,734 SH   SOLE   2,734 0 0
DOVER CORP COMMON STOCK 260003108 292 2,410 SH   DFND   2,395 15 0
DOW INC COM COMMON STOCK 260557103 130 2,520 SH   SOLE   2,520 0 0
DOW INC COM COMMON STOCK 260557103 106 2,048 SH   DFND   2,048 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 419 3,904 SH   SOLE   3,904 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 273 2,551 SH   DFND   2,316 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 360 6,470 SH   SOLE   6,470 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 87 1,573 SH   DFND   1,373 200 0
ECOLAB INC COM COMMON STOCK 278865100 369 2,400 SH   SOLE   2,400 0 0
ECOLAB INC COM COMMON STOCK 278865100 36 233 SH   DFND   207 26 0
EMERSON ELECTRIC COMMON STOCK 291011104 403 5,070 SH   SOLE   5,070 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 493 6,195 SH   DFND   2,595 3,600 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 14,062 164,196 SH   SOLE   164,196 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 1,474 17,213 SH   DFND   12,076 5,137 0
FACEBOOK INC CL A COMMON STOCK 30303M102 563 3,493 SH   SOLE   3,493 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 612 3,793 SH   DFND   3,743 50 0
FLEXSHARES TR MORNSTAR UPSTR EXCHANGE TRADED FDS-OTHER 33939L407 198 5,000 SH   SOLE   5,000 0 0
FLEXSHARES TR MORNSTAR UPSTR EXCHANGE TRADED FDS-OTHER 33939L407 83 2,087 SH   DFND   2,087 0 0
FLEXSHARES STD XX GLOBAL BROAD INFRSTR IDX FD EXCHANGE TRADED FDS-EQUITY 33939L795 155 3,000 SH   SOLE   3,000 0 0
FLEXSHARES STD XX GLOBAL BROAD INFRSTR IDX FD EXCHANGE TRADED FDS-EQUITY 33939L795 51 989 SH   DFND   989 0 0
FLEXSHARES QUALITY DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 33939L860 337 6,650 SH   SOLE   6,650 0 0
FORTINET INC COM COMMON STOCK 34959E109 42 750 SH   SOLE   750 0 0
FORTINET INC COM COMMON STOCK 34959E109 192 3,385 SH   DFND   3,385 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857 178 6,100 SH   SOLE   6,100 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857 188 6,427 SH   DFND   6,364 63 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 797 3,600 SH   SOLE   3,600 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 328 1,481 SH   DFND   1,469 12 0
GENERAL ELECTRIC CO COM NEW COMMON STOCK 369604301 126 1,974 SH   SOLE   1,974 0 0
GENERAL ELECTRIC CO COM NEW COMMON STOCK 369604301 96 1,506 SH   DFND   1,506 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 282 4,567 SH   SOLE   4,567 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 22 355 SH   DFND   355 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 66 222 SH   SOLE   222 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 267 900 SH   DFND   900 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 402 885 SH   SOLE   885 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 12 27 SH   DFND   27 0 0
HERSHEY CO COM COMMON STOCK 427866108 380 1,766 SH   DFND   301 1,465 0
HOME DEPOT COM COMMON STOCK 437076102 2,541 9,265 SH   SOLE   9,265 0 0
HOME DEPOT COM COMMON STOCK 437076102 2,217 8,084 SH   DFND   5,310 2,774 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 630 3,624 SH   SOLE   3,624 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 347 1,994 SH   DFND   1,994 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 538 2,950 SH   SOLE   2,950 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 120 659 SH   DFND   659 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 193 4,588 SH   SOLE   4,588 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 12 288 SH   DFND   288 0 0
INTEL COM COMMON STOCK 458140100 505 13,499 SH   SOLE   13,499 0 0
INTEL COM COMMON STOCK 458140100 423 11,308 SH   DFND   7,983 3,325 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 965 6,835 SH   SOLE   6,835 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 684 4,843 SH   DFND   4,720 123 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 720 2,570 SH   SOLE   2,570 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 1,369 4,886 SH   DFND   4,686 200 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357 228 1,700 SH   DFND   1,700 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 74 1,195 SH   SOLE   1,195 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 230 3,705 SH   DFND   1,900 1,805 0
INVESCO EXCHNG TRADED FD TR PFD ETF EXCHANGE TRADED FDS-EQUITY 46138E511 125 10,129 SH   DFND   10,129 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101 191 3,917 SH   SOLE   3,917 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101 61 1,250 SH   DFND   0 1,250 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204 161 4,700 SH   SOLE   4,700 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204 282 8,220 SH   DFND   8,220 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 363 4,337 SH   SOLE   4,337 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 236 2,815 SH   DFND   2,815 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 191 1,625 SH   SOLE   1,625 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 286 2,430 SH   DFND   2,135 295 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 3,928 10,360 SH   SOLE   10,360 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 1,195 3,152 SH   DFND   3,137 15 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 645 10,680 SH   SOLE   10,680 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 642 10,636 SH   DFND   10,636 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408 494 3,597 SH   SOLE   3,597 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408 41 297 SH   DFND   297 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 233 3,725 SH   SOLE   3,725 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 171 2,730 SH   DFND   2,730 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 168 2,121 SH   SOLE   2,121 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 394 4,972 SH   DFND   4,972 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 67 1,036 SH   SOLE   1,036 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 331 5,118 SH   DFND   4,878 240 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507 792 3,500 SH   SOLE   3,500 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507 313 1,384 SH   DFND   1,384 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 23 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 199 1,690 SH   DFND   200 1,490 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 114 786 SH   SOLE   786 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 215 1,486 SH   DFND   1,486 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 264 1,206 SH   SOLE   1,206 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 326 1,492 SH   DFND   1,492 0 0
ISHARES TR RUS 1000 ETF EXCHANGE TRADED FDS-EQUITY 464287622 179 862 SH   SOLE   862 0 0
ISHARES TR RUS 1000 ETF EXCHANGE TRADED FDS-EQUITY 464287622 80 387 SH   DFND   387 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 1,052 6,210 SH   SOLE   6,210 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 471 2,781 SH   DFND   2,781 0 0
ISHARES CORE S&P VALUE EXCHANGE TRADED FDS-EQUITY 464287663 206 3,074 SH   DFND   3,074 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721 214 2,680 SH   DFND   0 2,680 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 707 7,647 SH   SOLE   7,647 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 617 6,679 SH   DFND   6,679 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257 208 2,480 SH   DFND   2,480 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 425 4,000 SH   SOLE   4,000 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 40 373 SH   DFND   373 0 0
ISHARES TR DJ PHARMA INDX EXCHANGE TRADED FDS-EQUITY 464288836 211 1,100 SH   SOLE   1,100 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 344 7,932 SH   SOLE   7,932 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 10 241 SH   DFND   241 0 0
ISHARES FLOATING RATE BOND ETF EXCHANGE TRADED FDS-EQUITY 46429B655 221 4,429 SH   DFND   4,429 0 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697 241 3,432 SH   SOLE   3,432 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 142 2,418 SH   SOLE   2,418 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 173 2,935 SH   DFND   2,935 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 679 13,848 SH   SOLE   13,848 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 322 6,567 SH   DFND   6,567 0 0
ISHARES DIVIDEND GROWTH ETF EXCHANGE TRADED FDS-EQUITY 46434V621 550 11,547 SH   DFND   11,547 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,309 11,624 SH   SOLE   11,624 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,155 10,261 SH   DFND   8,832 1,429 0
J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM EXCHANGE TRADED FDS-EQUITY 46641Q332 208 3,754 SH   SOLE   3,754 0 0
J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM EXCHANGE TRADED FDS-EQUITY 46641Q332 7 119 SH   DFND   119 0 0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL MUTUAL FUNDS-TAX EXEMPT 46641Q654 1,773 35,014 SH   DFND   35,014 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837 113 2,259 SH   SOLE   2,259 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837 243 4,852 SH   DFND   4,852 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10,132 57,079 SH   SOLE   57,079 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,247 18,292 SH   DFND   14,785 3,507 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 1,440 10,652 SH   SOLE   10,652 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 238 1,760 SH   DFND   610 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 1,146 4,741 SH   SOLE   4,741 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 33 137 SH   DFND   118 19 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 331 1,299 SH   DFND   1,224 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108 2,709 8,354 SH   SOLE   8,354 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,612 4,971 SH   DFND   3,271 1,700 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 546 1,271 SH   SOLE   1,271 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 231 538 SH   DFND   538 0 0
LOWES COMPANIES COMMON STOCK 548661107 34 194 SH   SOLE   194 0 0
LOWES COMPANIES COMMON STOCK 548661107 216 1,237 SH   DFND   1,137 100 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 182 576 SH   SOLE   576 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 902 2,858 SH   DFND   2,858 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 560 2,270 SH   SOLE   2,270 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,104 4,472 SH   DFND   3,822 650 0
MERCK & CO INC COMMON STOCK 58933Y105 1,690 18,542 SH   SOLE   18,542 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,129 12,387 SH   DFND   8,927 3,460 0
METLIFE INC COM COMMON STOCK 59156R108 83 1,315 SH   SOLE   1,315 0 0
METLIFE INC COM COMMON STOCK 59156R108 305 4,863 SH   DFND   4,092 771 0
MICROSOFT COM COMMON STOCK 594918104 2,379 9,265 SH   SOLE   9,265 0 0
MICROSOFT COM COMMON STOCK 594918104 4,036 15,715 SH   DFND   12,983 2,732 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 663 10,685 SH   SOLE   10,685 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 174 2,805 SH   DFND   2,776 29 0
MOODYS CORP COM COMMON STOCK 615369105 1,088 4,000 SH   SOLE   4,000 0 0
MOODYS CORP COM COMMON STOCK 615369105 7 26 SH   DFND   17 9 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 301 3,890 SH   SOLE   3,890 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 334 4,312 SH   DFND   3,738 574 0
NIKE INC CL B COMMON STOCK 654106103 323 3,162 SH   SOLE   3,162 0 0
NIKE INC CL B COMMON STOCK 654106103 365 3,573 SH   DFND   3,573 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,556 6,845 SH   SOLE   6,845 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 44 192 SH   DFND   77 115 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 66 138 SH   SOLE   138 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 179 374 SH   DFND   335 39 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 155 1,831 SH   SOLE   1,831 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 63 748 SH   DFND   68 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 390 3,500 SH   SOLE   3,500 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 66 592 SH   DFND   442 150 0
NVIDIA CORP COMMON STOCK 67066G104 24 158 SH   SOLE   158 0 0
NVIDIA CORP COMMON STOCK 67066G104 891 5,878 SH   DFND   5,878 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 140 2,000 SH   SOLE   2,000 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 139 1,990 SH   DFND   1,990 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 119 1,687 SH   SOLE   1,687 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 94 1,328 SH   DFND   528 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 128 813 SH   SOLE   813 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 406 2,572 SH   DFND   1,708 864 0
PPG INDS INC COM COMMON STOCK 693506107 262 2,291 SH   DFND   2,275 16 0
PACKAGING CORP AMER COM COMMON STOCK 695156109 217 1,580 SH   SOLE   1,580 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 638 1,292 SH   SOLE   1,292 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 22 45 SH   DFND   45 0 0
PAYCHEX INC COM COMMON STOCK 704326107 307 2,700 SH   SOLE   2,700 0 0
PAYCHEX INC COM COMMON STOCK 704326107 71 624 SH   DFND   624 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 252 3,615 SH   SOLE   3,615 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 255 3,658 SH   DFND   3,658 0 0
PEPSICO INC COMMON STOCK 713448108 1,965 11,793 SH   SOLE   11,793 0 0
PEPSICO INC COMMON STOCK 713448108 1,336 8,019 SH   DFND   7,624 395 0
PFIZER INC COM COMMON STOCK 717081103 1,411 26,908 SH   SOLE   26,908 0 0
PFIZER INC COM COMMON STOCK 717081103 1,274 24,294 SH   DFND   17,676 6,618 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 97 980 SH   SOLE   980 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 386 3,906 SH   DFND   3,028 878 0
PHILLIPS 66 COM COMMON STOCK 718546104 264 3,225 SH   SOLE   3,225 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 207 2,525 SH   DFND   2,225 300 0
PIMCO ETF TR ENHAN SHRT MA AC EXCHANGE TRADED FDS-OTHER 72201R833 423 4,272 SH   DFND   4,272 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 432 3,799 SH   SOLE   3,799 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 40 352 SH   DFND   343 9 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 2,998 20,852 SH   SOLE   20,852 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,433 9,968 SH   DFND   6,782 3,186 0
PROLOGIS INC COM COMMON STOCK 74340W103 10 88 SH   SOLE   88 0 0
PROLOGIS INC COM COMMON STOCK 74340W103 341 2,901 SH   DFND   2,892 9 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 238 2,787 SH   SOLE   2,787 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 778 9,118 SH   DFND   7,652 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103 101 791 SH   SOLE   791 0 0
QUALCOMM INC COM COMMON STOCK 747525103 375 2,936 SH   DFND   2,236 700 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 1,598 16,624 SH   SOLE   16,624 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 918 9,550 SH   DFND   5,157 4,393 0
REALTY INCOME CORP COM COMMON STOCK 756109104 162 2,369 SH   SOLE   2,369 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104 256 3,754 SH   DFND   3,754 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305 147 2,807 SH   SOLE   2,807 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305 56 1,063 SH   DFND   1,034 29 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 740 1,962 SH   SOLE   1,962 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 1,142 3,026 SH   DFND   1,515 1,511 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508 166 4,519 SH   SOLE   4,519 0 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508 84 2,274 SH   DFND   2,274 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 272 9,899 SH   SOLE   9,899 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 34 1,223 SH   DFND   1,223 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606 227 10,113 SH   SOLE   10,113 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606 3 132 SH   DFND   132 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 478 2,897 SH   SOLE   2,897 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 222 1,347 SH   DFND   1,347 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 1,077 17,046 SH   SOLE   17,046 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 123 1,954 SH   DFND   1,861 93 0
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201 58 1,295 SH   SOLE   1,295 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201 196 4,386 SH   DFND   4,386 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797 264 3,680 SH   SOLE   3,680 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797 35 495 SH   DFND   495 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 15 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 996 17,458 SH   DFND   17,458 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 474 6,644 SH   SOLE   6,644 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 183 2,560 SH   DFND   900 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 52 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 201 1,920 SH   DFND   965 955 0
STARBUCKS CORP COM COMMON STOCK 855244109 114 1,498 SH   SOLE   1,498 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 90 1,176 SH   DFND   1,064 112 0
STATE STREET CORP COMMON STOCK 857477103 228 3,700 SH   SOLE   3,700 0 0
STATE STREET CORP COMMON STOCK 857477103 12 200 SH   DFND   200 0 0
STRYKER CORP COMMON STOCK 863667101 928 4,664 SH   SOLE   4,664 0 0
STRYKER CORP COMMON STOCK 863667101 169 852 SH   DFND   307 545 0
SYSCO CORP COM COMMON STOCK 871829107 4 49 SH   SOLE   49 0 0
SYSCO CORP COM COMMON STOCK 871829107 376 4,441 SH   DFND   2,876 1,565 0
TARGET CORPORATION COMMON STOCK 87612E106 4,418 31,282 SH   SOLE   31,282 0 0
TARGET CORPORATION COMMON STOCK 87612E106 165 1,170 SH   DFND   1,075 95 0
TESLA MTRS INC COM COMMON STOCK 88160R101 9 14 SH   SOLE   14 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 485 720 SH   DFND   720 0 0
TEVA PHARMACEUTICAL INDUS. LTD ADR FOREIGN EQUITIES 881624209 110 14,682 SH   DFND   14,682 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 53 344 SH   SOLE   344 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 161 1,049 SH   DFND   1,035 14 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 642 1,182 SH   SOLE   1,182 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 270 497 SH   DFND   497 0 0
3M COMPANY COM COMMON STOCK 88579Y101 251 1,937 SH   SOLE   1,937 0 0
3M COMPANY COM COMMON STOCK 88579Y101 564 4,355 SH   DFND   2,495 1,860 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 202 1,194 SH   SOLE   1,194 0 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 78 463 SH   DFND   463 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 433 9,133 SH   SOLE   9,133 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 52 1,097 SH   DFND   1,070 27 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 1,071 23,272 SH   SOLE   23,272 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 334 7,268 SH   DFND   6,558 710 0
UNION PAC CORP COM COMMON STOCK 907818108 1,116 5,232 SH   SOLE   5,232 0 0
UNION PAC CORP COM COMMON STOCK 907818108 251 1,176 SH   DFND   1,176 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 520 2,850 SH   SOLE   2,850 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 436 2,389 SH   DFND   1,977 412 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 317 617 SH   SOLE   617 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 939 1,828 SH   DFND   1,728 100 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 21 200 SH   SOLE   200 0 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 346 3,260 SH   DFND   2,960 300 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 459 3,202 SH   SOLE   3,202 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 825 5,751 SH   DFND   5,751 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 601 2,760 SH   SOLE   2,760 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 131 602 SH   DFND   602 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 30 405 SH   SOLE   405 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 228 3,029 SH   DFND   3,029 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 594 14,559 SH   SOLE   14,559 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 361 8,857 SH   DFND   8,857 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 1,129 11,102 SH   SOLE   11,102 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 835 8,213 SH   DFND   7,428 785 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 270 3,935 SH   SOLE   3,935 0 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 26 384 SH   DFND   384 0 0
VANGUARD INTL EQUITY INDEX FTT WRLD ST ETF EXCHANGE TRADED FDS-EQUITY 922042742 376 4,402 SH   SOLE   4,402 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 277 6,661 SH   SOLE   6,661 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 220 5,283 SH   DFND   5,283 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 88 1,155 SH   SOLE   1,155 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 325 4,262 SH   DFND   4,262 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF EXCHANGE TRADED FDS-OTHER 92206C565 207 2,945 SH   SOLE   2,945 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF EXCHANGE TRADED FDS-OTHER 92206C565 5 65 SH   DFND   65 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 27 423 SH   SOLE   423 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 438 6,892 SH   DFND   6,892 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 1,640 4,729 SH   SOLE   4,729 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 756 2,179 SH   DFND   2,179 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 324 3,551 SH   SOLE   3,551 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 327 3,589 SH   DFND   3,589 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 1,174 5,960 SH   SOLE   5,960 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 300 1,521 SH   DFND   1,521 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 160 1,215 SH   SOLE   1,215 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 268 2,030 SH   DFND   2,030 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 720 4,089 SH   SOLE   4,089 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 481 2,731 SH   DFND   2,627 104 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 457 2,421 SH   SOLE   2,421 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 262 5,156 SH   SOLE   5,156 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 629 12,395 SH   DFND   12,166 229 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106 3,116 18,000 SH   SOLE   18,000 0 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106 42 242 SH   DFND   232 10 0
VISA INC COM CL A COMMON STOCK 92826C839 1,480 7,517 SH   SOLE   7,517 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,408 7,149 SH   DFND   6,479 670 0
WP CAREY INC COM COMMON STOCK 92936U109 277 3,339 SH   DFND   2,339 1,000 0
WAL-MART COMMON STOCK 931142103 1,178 9,689 SH   SOLE   9,689 0 0
WAL-MART COMMON STOCK 931142103 531 4,368 SH   DFND   3,634 734 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109 236 5,596 SH   DFND   5,596 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 436 11,133 SH   SOLE   11,133 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 120 3,076 SH   DFND   3,045 31 0