The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PUB LTD CO ORD SHS FOREIGN EQUITIES G0176J109 221 1,666 SH   SOLE   1,666 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 1,422 3,431 SH   SOLE   3,431 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 577 1,391 SH   DFND   1,388 3 0
EATON CORP CMN FOREIGN EQUITIES G29183103 124 720 SH   SOLE   720 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103 483 2,792 SH   DFND   2,776 16 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 227 2,196 SH   SOLE   2,196 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 131 1,271 SH   DFND   1,230 41 0
APTIV PLC FOREIGN EQUITIES G6095L109 74 450 SH   SOLE   450 0 0
APTIV PLC FOREIGN EQUITIES G6095L109 182 1,105 SH   DFND   1,105 0 0
SEAGATE TECHNOLOGY HDGS, PLC FOREIGN EQUITIES G7997R103 110 970 SH   SOLE   970 0 0
SEAGATE TECHNOLOGY HDGS, PLC FOREIGN EQUITIES G7997R103 92 818 SH   DFND   746 72 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 1,051 5,200 SH   SOLE   5,200 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 58 286 SH   DFND   282 4 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 99 511 SH   SOLE   511 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 101 522 SH   DFND   512 10 0
TE CONNECTIVITY LTD REG SHS FOREIGN EQUITIES H84989104 17 104 SH   SOLE   104 0 0
TE CONNECTIVITY LTD REG SHS FOREIGN EQUITIES H84989104 220 1,365 SH   DFND   1,326 39 0
AFLAC INC COM COMMON STOCK 001055102 498 8,529 SH   SOLE   8,529 0 0
AFLAC INC COM COMMON STOCK 001055102 18 300 SH   DFND   300 0 0
AT&T INC COM COMMON STOCK 00206R102 247 10,063 SH   SOLE   10,063 0 0
AT&T INC COM COMMON STOCK 00206R102 493 20,057 SH   DFND   14,600 5,457 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 114 1,200 SH   SOLE   1,200 0 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 292 3,091 SH   DFND   1,975 1,116 0
ABBOTT LABS COM COMMON STOCK 002824100 281 1,997 SH   SOLE   1,997 0 0
ABBOTT LABS COM COMMON STOCK 002824100 262 1,862 SH   DFND   1,638 224 0
ABBVIE INC COM COMMON STOCK 00287Y109 657 4,852 SH   SOLE   4,852 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 632 4,671 SH   DFND   4,301 370 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 1,649 2,908 SH   SOLE   2,908 0 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 411 724 SH   DFND   724 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 144 1,000 SH   SOLE   1,000 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 106 737 SH   DFND   737 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 76 250 SH   SOLE   250 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 306 1,005 SH   DFND   996 9 0
ALBEMARLE CORP COMMON STOCK 012653101 175 750 SH   SOLE   750 0 0
ALBEMARLE CORP COMMON STOCK 012653101 35 150 SH   DFND   150 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 280 1,652 SH   DFND   1,652 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,429 494 SH   SOLE   494 0 0
ALPHABET INC. COMMON STOCK 02079K107 2,173 751 SH   DFND   751 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 768 265 SH   SOLE   265 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 2,631 908 SH   DFND   863 45 0
ALTRIA GROUP INC COMMON STOCK 02209S103 235 4,952 SH   SOLE   4,952 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 526 11,097 SH   DFND   8,252 2,845 0
AMAZON COM INC COM COMMON STOCK 023135106 1,020 306 SH   SOLE   306 0 0
AMAZON COM INC COM COMMON STOCK 023135106 2,594 778 SH   DFND   693 85 0
AMERICAN EXPRESS COMMON STOCK 025816109 48 293 SH   SOLE   293 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 297 1,814 SH   DFND   1,799 15 0
AMER STATES WTR CO COM COMMON STOCK 029899101 223 2,152 SH   DFND   2,152 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 41 139 SH   SOLE   139 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 241 823 SH   DFND   823 0 0
AMGEN INC COM COMMON STOCK 031162100 226 1,003 SH   SOLE   1,003 0 0
AMGEN INC COM COMMON STOCK 031162100 714 3,176 SH   DFND   1,322 1,854 0
ANTHEM INC COM COMMON STOCK 036752103 215 464 SH   DFND   464 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 12,162 68,490 SH   SOLE   68,490 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 6,985 39,339 SH   DFND   36,813 2,526 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 10,021 40,641 SH   SOLE   40,641 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 533 2,160 SH   DFND   860 1,300 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 125 2,812 SH   SOLE   2,812 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 666 14,979 SH   DFND   14,692 287 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 70 1,199 SH   SOLE   1,199 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 162 2,787 SH   DFND   2,524 263 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 7,661 17 SH   SOLE   17 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 455 1,522 SH   SOLE   1,522 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 1,016 3,399 SH   DFND   3,199 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 318 5,274 SH   SOLE   5,274 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 3 47 SH   DFND   0 47 0
BLACKROCK INC COM COMMON STOCK 09247X101 534 583 SH   SOLE   583 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 570 623 SH   DFND   594 29 0
BLACKSTONE GROUP INC COM CL A COMMON STOCK 09260D107 129 1,000 SH   SOLE   1,000 0 0
BLACKSTONE GROUP INC COM CL A COMMON STOCK 09260D107 73 564 SH   DFND   564 0 0
BOEING CO COM COMMON STOCK 097023105 412 2,048 SH   SOLE   2,048 0 0
BOEING CO COM COMMON STOCK 097023105 103 514 SH   DFND   514 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 688 11,031 SH   SOLE   11,031 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 658 10,549 SH   DFND   7,699 2,850 0
BROADCOM INC COMMON STOCK 11135F101 901 1,354 SH   SOLE   1,354 0 0
BROADCOM INC COMMON STOCK 11135F101 523 786 SH   DFND   770 16 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 328 7,849 SH   SOLE   7,849 0 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 18 433 SH   DFND   0 433 0
CIGNA CORP NEW COMMON STOCK 125523100 270 1,177 SH   SOLE   1,177 0 0
CIGNA CORP NEW COMMON STOCK 125523100 456 1,986 SH   DFND   1,982 4 0
CVS CORP. COMMON STOCK 126650100 1,388 13,457 SH   SOLE   13,457 0 0
CVS CORP. COMMON STOCK 126650100 696 6,743 SH   DFND   4,267 2,476 0
CANADIAN PAC RY LTD COM FOREIGN EQUITIES 13645T100 220 3,065 SH   DFND   2,690 375 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 196 3,620 SH   SOLE   3,620 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 166 3,067 SH   DFND   1,467 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101 559 2,706 SH   SOLE   2,706 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 732 3,541 SH   DFND   2,841 700 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 332 3,270 SH   DFND   3,270 0 0
CHEVRON COM COMMON STOCK 166764100 15,064 128,369 SH   SOLE   128,369 0 0
CHEVRON COM COMMON STOCK 166764100 819 6,981 SH   DFND   6,758 223 0
CISCO COMMON STOCK 17275R102 1,446 22,815 SH   SOLE   22,815 0 0
CISCO COMMON STOCK 17275R102 623 9,833 SH   DFND   8,333 1,500 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 105 1,742 SH   SOLE   1,742 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 201 3,322 SH   DFND   3,292 30 0
CITIZENS FINL GROUP INC COM COMMON STOCK 174610105 84 1,770 SH   SOLE   1,770 0 0
CITIZENS FINL GROUP INC COM COMMON STOCK 174610105 182 3,852 SH   DFND   3,852 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 349 2,000 SH   SOLE   2,000 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 17 100 SH   DFND   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 578 9,765 SH   SOLE   9,765 0 0
COCA COLA CO COM COMMON STOCK 191216100 537 9,077 SH   DFND   6,755 2,322 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A COMMON STOCK 192446102 205 2,309 SH   SOLE   2,309 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 357 4,180 SH   SOLE   4,180 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 390 4,574 SH   DFND   4,574 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 333 6,608 SH   SOLE   6,608 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 826 16,415 SH   DFND   16,176 239 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 364 5,043 SH   SOLE   5,043 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 354 4,899 SH   DFND   4,044 855 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 329 580 SH   SOLE   580 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 391 689 SH   DFND   689 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 117 560 SH   SOLE   560 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 509 2,437 SH   DFND   2,437 0 0
CUMMINS INC COM COMMON STOCK 231021106 327 1,500 SH   SOLE   1,500 0 0
CUMMINS INC COM COMMON STOCK 231021106 67 308 SH   DFND   308 0 0
DANAHER CORPORATION COMMON STOCK 235851102 861 2,618 SH   SOLE   2,618 0 0
DANAHER CORPORATION COMMON STOCK 235851102 480 1,458 SH   DFND   1,458 0 0
DEERE & CO COM COMMON STOCK 244199105 1,577 4,600 SH   SOLE   4,600 0 0
DEERE & CO COM COMMON STOCK 244199105 223 650 SH   DFND   645 5 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 481 2,183 SH   SOLE   2,183 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 106 482 SH   DFND   374 108 0
DIGITAL RLTY TR INC COM COMMON STOCK 253868103 206 1,167 SH   DFND   1,167 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 1,261 8,143 SH   SOLE   8,143 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 523 3,377 SH   DFND   2,677 700 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 133 1,698 SH   SOLE   1,698 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 69 877 SH   DFND   277 600 0
DOVER CORP COMMON STOCK 260003108 500 2,755 SH   SOLE   2,755 0 0
DOVER CORP COMMON STOCK 260003108 435 2,398 SH   DFND   2,380 18 0
DOW INC COM COMMON STOCK 260557103 97 1,703 SH   SOLE   1,703 0 0
DOW INC COM COMMON STOCK 260557103 116 2,048 SH   DFND   2,048 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 389 3,704 SH   SOLE   3,704 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 268 2,551 SH   DFND   2,316 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 523 6,470 SH   SOLE   6,470 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 182 2,248 SH   DFND   2,048 200 0
ECOLAB INC COM COMMON STOCK 278865100 563 2,400 SH   SOLE   2,400 0 0
ECOLAB INC COM COMMON STOCK 278865100 100 428 SH   DFND   408 20 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 27 210 SH   SOLE   210 0 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 199 1,533 SH   DFND   1,533 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 473 5,085 SH   SOLE   5,085 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 592 6,371 SH   DFND   2,771 3,600 0
EXELON CORP COM COMMON STOCK 30161N101 202 3,500 SH   SOLE   3,500 0 0
EXELON CORP COM COMMON STOCK 30161N101 39 670 SH   DFND   670 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 9,625 157,325 SH   SOLE   157,325 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 1,034 16,897 SH   DFND   11,799 5,098 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,064 3,164 SH   SOLE   3,164 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,234 3,670 SH   DFND   3,620 50 0
FORTINET INC COM COMMON STOCK 34959E109 54 150 SH   SOLE   150 0 0
FORTINET INC COM COMMON STOCK 34959E109 246 684 SH   DFND   684 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857 50 1,188 SH   SOLE   1,188 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857 159 3,808 SH   DFND   3,745 63 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 547 2,625 SH   SOLE   2,625 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 292 1,399 SH   DFND   1,387 12 0
GENERAL ELECTRIC CO COM NEW COMMON STOCK 369604301 216 2,286 SH   SOLE   2,286 0 0
GENERAL ELECTRIC CO COM NEW COMMON STOCK 369604301 155 1,638 SH   DFND   1,638 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 286 3,935 SH   SOLE   3,935 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 104 1,433 SH   DFND   783 650 0
GOLDMAN SACHS COMMON STOCK 38141G104 40 105 SH   SOLE   105 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 376 984 SH   DFND   984 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 459 885 SH   SOLE   885 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 19 37 SH   DFND   37 0 0
HERSHEY CO COM COMMON STOCK 427866108 344 1,780 SH   DFND   315 1,465 0
HOME DEPOT COM COMMON STOCK 437076102 3,860 9,302 SH   SOLE   9,302 0 0
HOME DEPOT COM COMMON STOCK 437076102 3,446 8,303 SH   DFND   5,529 2,774 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 758 3,637 SH   SOLE   3,637 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 421 2,018 SH   DFND   2,018 0 0
IDEXX LABS INC COM COMMON STOCK 45168D104 293 445 SH   DFND   442 3 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 728 2,950 SH   SOLE   2,950 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 163 659 SH   DFND   659 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 284 4,588 SH   SOLE   4,588 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 18 288 SH   DFND   288 0 0
INTEL COM COMMON STOCK 458140100 659 12,799 SH   SOLE   12,799 0 0
INTEL COM COMMON STOCK 458140100 490 9,518 SH   DFND   6,188 3,330 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 849 6,354 SH   SOLE   6,354 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 806 6,032 SH   DFND   5,909 123 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 895 2,250 SH   SOLE   2,250 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 2,067 5,196 SH   DFND   4,996 200 0
INTUIT COM COMMON STOCK 461202103 54 84 SH   SOLE   84 0 0
INTUIT COM COMMON STOCK 461202103 290 451 SH   DFND   451 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357 277 1,700 SH   DFND   1,700 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 82 1,195 SH   SOLE   1,195 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 254 3,705 SH   DFND   1,900 1,805 0
IRON MTN INC NEW COM COMMON STOCK 46284V101 205 3,917 SH   SOLE   3,917 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101 65 1,250 SH   DFND   0 1,250 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204 68 1,950 SH   SOLE   1,950 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204 231 6,644 SH   DFND   6,644 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 464 4,337 SH   SOLE   4,337 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 253 2,366 SH   DFND   2,366 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 199 1,625 SH   SOLE   1,625 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 247 2,013 SH   DFND   1,885 128 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 4,700 9,854 SH   SOLE   9,854 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 1,695 3,554 SH   DFND   3,554 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 894 10,680 SH   SOLE   10,680 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 890 10,636 SH   DFND   10,636 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408 589 3,761 SH   SOLE   3,761 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408 47 297 SH   DFND   297 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 328 4,167 SH   SOLE   4,167 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 215 2,730 SH   DFND   2,730 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 573 4,972 SH   DFND   4,972 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 80 960 SH   SOLE   960 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 430 5,183 SH   DFND   4,943 240 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507 1,052 3,717 SH   SOLE   3,717 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507 392 1,384 SH   DFND   1,384 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 30 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 345 2,260 SH   DFND   770 1,490 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 150 895 SH   SOLE   895 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 326 1,943 SH   DFND   1,943 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 468 1,530 SH   SOLE   1,530 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 563 1,842 SH   DFND   1,842 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 1,325 5,958 SH   SOLE   5,958 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 624 2,806 SH   DFND   2,806 0 0
ISHARES CORE S&P VALUE EXCHANGE TRADED FDS-EQUITY 464287663 235 3,074 SH   DFND   3,074 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721 308 2,680 SH   DFND   0 2,680 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 646 5,641 SH   SOLE   5,641 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 697 6,091 SH   DFND   6,091 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257 262 2,480 SH   DFND   2,480 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 1,047 9,000 SH   SOLE   9,000 0 0
ISHARES TR DJ PHARMA INDX EXCHANGE TRADED FDS-EQUITY 464288836 220 1,100 SH   SOLE   1,100 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 382 7,589 SH   SOLE   7,589 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 5 91 SH   DFND   91 0 0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF EXCHANGE TRADED FDS-EQUITY 46429B689 235 3,057 SH   DFND   3,057 0 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697 278 3,432 SH   SOLE   3,432 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 216 2,899 SH   SOLE   2,899 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 219 2,935 SH   DFND   2,935 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 807 13,483 SH   SOLE   13,483 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 240 4,003 SH   DFND   4,003 0 0
ISHARES DIVIDEND GROWTH ETF EXCHANGE TRADED FDS-EQUITY 46434V621 641 11,529 SH   DFND   11,529 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,811 11,434 SH   SOLE   11,434 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,633 10,312 SH   DFND   8,883 1,429 0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL MUTUAL FUNDS-TAX EXEMPT 46641Q654 915 17,922 SH   DFND   17,922 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837 196 3,877 SH   SOLE   3,877 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837 77 1,522 SH   DFND   1,522 0 0
JACOBS ENGR GROUP INC DEL COM COMMON STOCK 469814107 209 1,500 SH   SOLE   1,500 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 9,561 55,888 SH   SOLE   55,888 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,207 18,745 SH   DFND   15,238 3,507 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 1,518 10,624 SH   SOLE   10,624 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 266 1,863 SH   DFND   713 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 1,011 4,741 SH   SOLE   4,741 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 22 105 SH   DFND   86 19 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 487 1,315 SH   DFND   1,240 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108 2,308 8,356 SH   SOLE   8,356 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,400 5,068 SH   DFND   3,368 1,700 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 452 1,271 SH   SOLE   1,271 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 193 542 SH   DFND   542 0 0
LOWES COMPANIES COMMON STOCK 548661107 56 218 SH   SOLE   218 0 0
LOWES COMPANIES COMMON STOCK 548661107 341 1,318 SH   DFND   1,218 100 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 237 1,437 SH   DFND   1,437 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 225 626 SH   SOLE   626 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 1,030 2,867 SH   DFND   2,867 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 611 2,278 SH   SOLE   2,278 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,238 4,617 SH   DFND   3,967 650 0
MERCK & CO INC COMMON STOCK 58933Y105 1,404 18,328 SH   SOLE   18,328 0 0
MERCK & CO INC COMMON STOCK 58933Y105 987 12,876 SH   DFND   9,416 3,460 0
METLIFE INC COM COMMON STOCK 59156R108 84 1,340 SH   SOLE   1,340 0 0
METLIFE INC COM COMMON STOCK 59156R108 354 5,672 SH   DFND   4,901 771 0
MICROSOFT COM COMMON STOCK 594918104 2,849 8,471 SH   SOLE   8,471 0 0
MICROSOFT COM COMMON STOCK 594918104 5,392 16,033 SH   DFND   13,301 2,732 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 684 10,310 SH   SOLE   10,310 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 189 2,850 SH   DFND   2,821 29 0
MOODYS CORP COM COMMON STOCK 615369105 1,562 4,000 SH   SOLE   4,000 0 0
MOODYS CORP COM COMMON STOCK 615369105 9 22 SH   DFND   13 9 0
MORGAN STANLEY DEAN WITTER COMMON STOCK 617446448 220 2,239 SH   DFND   2,208 31 0
NETFLIX INC COM COMMON STOCK 64110L106 15 25 SH   SOLE   25 0 0
NETFLIX INC COM COMMON STOCK 64110L106 534 887 SH   DFND   887 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 345 3,695 SH   SOLE   3,695 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 408 4,372 SH   DFND   3,798 574 0
NIKE INC CL B COMMON STOCK 654106103 510 3,061 SH   SOLE   3,061 0 0
NIKE INC CL B COMMON STOCK 654106103 583 3,495 SH   DFND   3,495 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,859 6,245 SH   SOLE   6,245 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 57 192 SH   DFND   77 115 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 53 138 SH   SOLE   138 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 156 404 SH   DFND   364 40 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 160 1,831 SH   SOLE   1,831 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 68 783 SH   DFND   103 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 392 3,500 SH   SOLE   3,500 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 17 150 SH   DFND   0 150 0
NVIDIA CORP COMMON STOCK 67066G104 1,761 5,988 SH   DFND   5,988 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 192 2,200 SH   SOLE   2,200 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 175 2,002 SH   DFND   2,002 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 147 1,687 SH   SOLE   1,687 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 116 1,338 SH   DFND   538 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 164 820 SH   SOLE   820 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 525 2,618 SH   DFND   1,750 868 0
PPG INDS INC COM COMMON STOCK 693506107 441 2,558 SH   DFND   2,542 16 0
PACKAGING CORP AMER COM COMMON STOCK 695156109 216 1,590 SH   SOLE   1,590 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 384 689 SH   SOLE   689 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 26 47 SH   DFND   47 0 0
PAYCHEX INC COM COMMON STOCK 704326107 369 2,700 SH   SOLE   2,700 0 0
PAYCHEX INC COM COMMON STOCK 704326107 267 1,958 SH   DFND   1,958 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 168 892 SH   SOLE   892 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 655 3,476 SH   DFND   3,476 0 0
PEPSICO INC COMMON STOCK 713448108 1,977 11,379 SH   SOLE   11,379 0 0
PEPSICO INC COMMON STOCK 713448108 1,415 8,144 SH   DFND   7,749 395 0
PFIZER INC COM COMMON STOCK 717081103 1,659 28,108 SH   SOLE   28,108 0 0
PFIZER INC COM COMMON STOCK 717081103 1,303 22,074 SH   DFND   15,456 6,618 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 131 1,380 SH   SOLE   1,380 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 374 3,941 SH   DFND   3,063 878 0
PHILLIPS 66 COM COMMON STOCK 718546104 238 3,280 SH   SOLE   3,280 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 180 2,484 SH   DFND   2,184 300 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 552 2,805 SH   SOLE   2,805 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 90 456 SH   DFND   447 9 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 3,432 20,978 SH   SOLE   20,978 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,661 10,152 SH   DFND   6,966 3,186 0
PROLOGIS INC COM COMMON STOCK 74340W103 515 3,056 SH   DFND   3,048 8 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 244 2,487 SH   SOLE   2,487 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 974 9,918 SH   DFND   8,452 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103 145 791 SH   SOLE   791 0 0
QUALCOMM INC COM COMMON STOCK 747525103 564 3,084 SH   DFND   2,384 700 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 1,450 16,851 SH   SOLE   16,851 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 871 10,125 SH   DFND   5,732 4,393 0
REALTY INCOME CORP COM COMMON STOCK 756109104 156 2,174 SH   SOLE   2,174 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104 276 3,862 SH   DFND   3,858 4 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 158 322 SH   SOLE   322 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 49 99 SH   DFND   99 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 682 1,435 SH   SOLE   1,435 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 1,432 3,016 SH   DFND   1,505 1,511 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 312 9,892 SH   SOLE   9,892 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 86 2,723 SH   DFND   2,723 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606 243 9,152 SH   SOLE   9,152 0 0
SPDR SER TR PORTFLI HIGH YLD EXCHANGE TRADED FDS-OTHER 78468R606 4 132 SH   DFND   132 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 537 2,114 SH   SOLE   2,114 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 511 2,012 SH   DFND   2,012 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 1,053 12,519 SH   SOLE   12,519 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 168 1,995 SH   DFND   1,899 96 0
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201 89 780 SH   SOLE   780 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201 258 2,264 SH   DFND   2,264 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797 187 2,317 SH   SOLE   2,317 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797 40 495 SH   DFND   495 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 45 129 SH   SOLE   129 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 214 608 SH   DFND   608 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 15 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 1,083 18,708 SH   DFND   18,708 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 333 4,854 SH   SOLE   4,854 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 176 2,560 SH   DFND   900 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 94 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 390 2,068 SH   DFND   1,068 1,000 0
STARBUCKS CORP COM COMMON STOCK 855244109 964 8,238 SH   SOLE   8,238 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 136 1,160 SH   DFND   1,051 109 0
STATE STREET CORP COMMON STOCK 857477103 344 3,700 SH   SOLE   3,700 0 0
STATE STREET CORP COMMON STOCK 857477103 19 200 SH   DFND   200 0 0
STRYKER CORP COMMON STOCK 863667101 1,247 4,664 SH   SOLE   4,664 0 0
STRYKER CORP COMMON STOCK 863667101 229 856 SH   DFND   311 545 0
TARGET CORPORATION COMMON STOCK 87612E106 7,182 31,030 SH   SOLE   31,030 0 0
TARGET CORPORATION COMMON STOCK 87612E106 275 1,188 SH   DFND   1,093 95 0
TESLA MTRS INC COM COMMON STOCK 88160R101 741 701 SH   DFND   701 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 45 239 SH   SOLE   239 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 202 1,074 SH   DFND   1,058 16 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 822 1,232 SH   SOLE   1,232 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 413 619 SH   DFND   619 0 0
3M COMPANY COM COMMON STOCK 88579Y101 204 1,151 SH   SOLE   1,151 0 0
3M COMPANY COM COMMON STOCK 88579Y101 628 3,533 SH   DFND   1,853 1,680 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 187 1,194 SH   SOLE   1,194 0 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 77 492 SH   DFND   492 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 536 9,150 SH   SOLE   9,150 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 63 1,082 SH   DFND   1,055 27 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 1,337 23,797 SH   SOLE   23,797 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 410 7,302 SH   DFND   6,592 710 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 44 810 SH   SOLE   810 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 216 4,010 SH   DFND   2,332 1,678 0
UNION PAC CORP COM COMMON STOCK 907818108 1,363 5,411 SH   SOLE   5,411 0 0
UNION PAC CORP COM COMMON STOCK 907818108 308 1,224 SH   DFND   1,224 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 150 700 SH   SOLE   700 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 516 2,408 SH   DFND   1,998 410 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 272 542 SH   SOLE   542 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 944 1,880 SH   DFND   1,772 108 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 15 200 SH   SOLE   200 0 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 247 3,292 SH   DFND   2,983 309 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 498 2,902 SH   SOLE   2,902 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 752 4,378 SH   DFND   4,378 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 834 2,765 SH   SOLE   2,765 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 193 639 SH   DFND   639 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 34 405 SH   SOLE   405 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 239 2,822 SH   DFND   2,822 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 686 13,445 SH   SOLE   13,445 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 339 6,645 SH   DFND   6,645 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 761 6,786 SH   SOLE   6,786 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 921 8,212 SH   DFND   7,427 785 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 336 3,935 SH   SOLE   3,935 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 274 5,546 SH   SOLE   5,546 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 176 3,565 SH   DFND   3,565 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 545 6,705 SH   SOLE   6,705 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 588 7,233 SH   DFND   7,233 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF EXCHANGE TRADED FDS-OTHER 92206C565 239 3,044 SH   SOLE   3,044 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF EXCHANGE TRADED FDS-OTHER 92206C565 5 65 SH   DFND   65 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 31 423 SH   SOLE   423 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 535 7,257 SH   DFND   7,257 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 2,027 4,644 SH   SOLE   4,644 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 802 1,837 SH   DFND   1,837 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 384 3,314 SH   SOLE   3,314 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 416 3,589 SH   DFND   3,589 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 1,546 6,069 SH   SOLE   6,069 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 164 644 SH   DFND   644 0 0
VANGUARD INDEX FDS GROWTH ETF EXCHANGE TRADED FDS-OTHER 922908736 61 189 SH   SOLE   189 0 0
VANGUARD INDEX FDS GROWTH ETF EXCHANGE TRADED FDS-OTHER 922908736 144 448 SH   DFND   0 448 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 898 3,974 SH   SOLE   3,974 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 599 2,649 SH   DFND   2,545 104 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 254 1,054 SH   SOLE   1,054 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 285 5,490 SH   SOLE   5,490 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 674 12,968 SH   DFND   12,739 229 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106 4,117 18,000 SH   SOLE   18,000 0 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106 57 249 SH   DFND   233 16 0
VISA INC COM CL A COMMON STOCK 92826C839 1,482 6,837 SH   SOLE   6,837 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,567 7,232 SH   DFND   6,562 670 0
WP CAREY INC COM COMMON STOCK 92936U109 278 3,392 SH   DFND   2,392 1,000 0
WAL-MART COMMON STOCK 931142103 1,380 9,537 SH   SOLE   9,537 0 0
WAL-MART COMMON STOCK 931142103 602 4,164 SH   DFND   3,780 384 0
WASTE MANAGEMENT INC DEL COMMON STOCK 94106L109 41 243 SH   SOLE   243 0 0
WASTE MANAGEMENT INC DEL COMMON STOCK 94106L109 165 987 SH   DFND   987 0 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109 268 4,792 SH   DFND   4,792 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 539 11,235 SH   SOLE   11,235 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 305 6,356 SH   DFND   6,356 0 0
WISDOMTREE TRUST SMLCAP EARN FD EXCHANGE TRADED FDS-EQUITY 97717W562 216 4,200 SH   SOLE   4,200 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 26 190 SH   SOLE   190 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 284 2,048 SH   DFND   2,048 0 0