The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   6,625,521 21,471 SH   SOLE   8,000 0 13,471
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,782,842 5,691 SH   SOLE   2,630 0 3,061
AMAZON COM INC COM 023135106   6,526,343 50,064 SH   SOLE   12,400 0 37,664
AMERICAN EXPRESS CO COM 025816109   3,718,996 21,349 SH   SOLE   7,100 0 14,249
ANSYS INC COM 03662Q105   572,688 1,734 SH   SOLE   0 0 1,734
APPLE INC COM 037833100   8,808,837 45,413 SH   SOLE   13,580 0 31,833
BANK AMERICA CORP COM 060505104   349,666 12,188 SH   SOLE   0 0 12,188
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,060,510 3,110 SH   SOLE   0 0 3,110
CHEVRON CORP NEW COM 166764100   2,073,558 13,178 SH   SOLE   5,200 0 7,978
CHIPOTLE MEXICAN GRILL INC COM 169656105   374,325 175 SH   SOLE   175 0 0
CINTAS CORP COM 172908105   3,133,095 6,303 SH   SOLE   2,300 0 4,003
COCA COLA CO COM 191216100   212,757 3,533 SH   SOLE   0 0 3,533
COSTCO WHSL CORP NEW COM 22160K105   8,668,456 16,101 SH   SOLE   5,395 0 10,706
DISNEY WALT CO COM 254687106   3,971,628 44,485 SH   SOLE   13,040 0 31,445
EXPEDITORS INTL WASH INC COM 302130109   3,035,881 25,063 SH   SOLE   5,800 0 19,263
EXXON MOBIL CORP COM 30231G102   3,816,920 35,589 SH   SOLE   9,500 0 26,089
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   6,925,223 85,244 SH   SOLE   27,200 0 58,044
JPMORGAN CHASE & CO COM 46625H100   2,030,633 13,962 SH   SOLE   11,400 0 2,562
KLA CORP COM NEW 482480100   1,161,138 2,394 SH   SOLE   0 0 2,394
LOCKHEED MARTIN CORP COM 539830109   488,003 1,060 SH   SOLE   1,060 0 0
M & T BK CORP COM 55261F104   848,375 6,855 SH   SOLE   5,000 0 1,855
MARKEL GROUP INC COM 570535104   5,778,926 4,178 SH   SOLE   1,490 0 2,688
MARRIOTT INTL INC NEW CL A 571903202   4,134,505 22,508 SH   SOLE   8,100 0 14,408
MASTERCARD INCORPORATED CL A 57636Q104   8,789,862 22,349 SH   SOLE   7,680 0 14,669
MERCADOLIBRE INC COM 58733R102   5,065,350 4,276 SH   SOLE   1,795 0 2,481
MICROSOFT CORP COM 594918104   10,644,268 31,257 SH   SOLE   8,770 0 22,487
S&P GLOBAL INC COM 78409V104   246,146 614 SH   SOLE   0 0 614
SCHWAB CHARLES CORP COM 808513105   3,568,970 62,967 SH   SOLE   21,600 0 41,367
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   217,916 4,215 SH   SOLE   0 0 4,215
SPDR S&P 500 ETF TR TR UNIT 78462F103   927,342 2,092 SH   SOLE   0 0 2,092
THE CIGNA GROUP COM 125523100   224,480 800 SH   SOLE   0 0 800
UNITED PARCEL SERVICE INC CL B 911312106   3,440,883 19,196 SH   SOLE   9,300 0 9,896
VISA INC COM CL A 92826C839   7,039,860 29,644 SH   SOLE   9,311 0 20,333
WASTE MGMT INC DEL COM 94106L109   4,667,608 26,915 SH   SOLE   13,200 0 13,715
WHITE MTNS INS GROUP LTD COM G9618E107   416,673 300 SH   SOLE   0 0 300
ZOETIS INC CL A 98978V103   3,840,283 22,300 SH   SOLE   9,055 0 13,245