The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   310,351 3,315 SH   SOLE   0 0 3,315
ABBOTT LABS COM 002824100   437,482 4,517 SH   SOLE   0 0 4,517
ABBVIE INC COM 00287Y109   654,339 4,390 SH   SOLE   0 0 4,390
AIRBNB INC COM CL A 009066101   271,539 1,979 SH   SOLE   0 0 1,979
ALLSTATE CORP COM 020002101   738,865 6,632 SH   SOLE   0 0 6,632
ALPHABET INC CAP STK CL A 02079K305   295,090 2,255 SH   SOLE   0 0 2,255
ALPHABET INC CAP STK CL C 02079K107   275,699 2,091 SH   SOLE   0 0 2,091
AMAZON COM INC COM 023135106   309,029 2,431 SH   SOLE   0 0 2,431
APPLE INC COM 037833100   6,606,138 38,585 SH   SOLE   0 0 38,585
APPLIED MATLS INC COM 038222105   208,368 1,505 SH   SOLE   0 0 1,505
AUTOMATIC DATA PROCESSING IN COM 053015103   310,830 1,292 SH   SOLE   0 0 1,292
BOEING CO COM 097023105   422,463 2,204 SH   SOLE   0 0 2,204
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   262,525 3,048 SH   SOLE   0 0 3,048
CATERPILLAR INC COM 149123101   7,616,427 27,899 SH   SOLE   0 0 27,899
CHEVRON CORP NEW COM 166764100   896,605 5,317 SH   SOLE   0 0 5,317
CISCO SYS INC COM 17275R102   493,087 9,172 SH   SOLE   0 0 9,172
CONOCOPHILLIPS COM 20825C104   277,697 2,318 SH   SOLE   0 0 2,318
COSTCO WHSL CORP NEW COM 22160K105   378,283 670 SH   SOLE   0 0 670
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   12,210,058 523,812 SH   SOLE   0 0 523,812
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   10,172,640 453,933 SH   SOLE   0 0 453,933
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   11,636,982 489,360 SH   SOLE   0 0 489,360
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   12,530,530 494,496 SH   SOLE   0 0 494,496
DISCOVER FINL SVCS COM 254709108   405,519 4,681 SH   SOLE   0 0 4,681
DUPONT DE NEMOURS INC COM 26614N102   273,447 3,666 SH   SOLE   0 0 3,666
EMERSON ELEC CO COM 291011104   372,761 3,860 SH   SOLE   0 0 3,860
EVERGY INC COM 30034W106   231,699 4,570 SH   SOLE   0 0 4,570
EXXON MOBIL CORP COM 30231G102   715,004 6,081 SH   SOLE   0 0 6,081
FASTENAL CO COM 311900104   394,392 7,218 SH   SOLE   0 0 7,218
INTEL CORP COM 458140100   461,404 12,979 SH   SOLE   0 0 12,979
ISHARES INC MSCI JPN ETF NEW 46434G822   406,596 6,744 SH   SOLE   0 0 6,744
ISHARES INC MSCI PAC JP ETF 464286665   2,145,183 53,926 SH   SOLE   0 0 53,926
ISHARES INC ESG AWR MSCI EM 46434G863   1,162,683 38,398 SH   SOLE   0 0 38,398
ISHARES TR 0-5 YR TIPS ETF 46429B747   5,403,791 55,755 SH   SOLE   0 0 55,755
ISHARES TR CALIF MUN BD ETF 464288356   734,637 13,396 SH   SOLE   0 0 13,396
ISHARES TR CORE MSCI EURO 46434V738   8,412,305 169,398 SH   SOLE   0 0 169,398
ISHARES TR CORE MSCI PAC 46434V696   5,029,076 90,451 SH   SOLE   0 0 90,451
ISHARES TR CORE S&P500 ETF 464287200   31,153,660 72,547 SH   SOLE   0 0 72,547
ISHARES TR ESG AW MSCI EAFE 46435G516   3,144,033 45,480 SH   SOLE   0 0 45,480
ISHARES TR ESG AWARE MSCI 46435U663   2,360,069 70,136 SH   SOLE   0 0 70,136
ISHARES TR ESG AWR MSCI USA 46435G425   2,855,616 30,408 SH   SOLE   0 0 30,408
ISHARES TR ESG AWRE 1 5 YR 46435G243   5,989,067 251,959 SH   SOLE   0 0 251,959
ISHARES TR EUROPE ETF 464287861   422,600 8,854 SH   SOLE   0 0 8,854
ISHARES TR INTL SEL DIV ETF 464288448   459,893 18,106 SH   SOLE   0 0 18,106
ISHARES TR JPMORGAN USD EMG 464288281   381,160 4,619 SH   SOLE   0 0 4,619
ISHARES TR MSCI EAFE ETF 464287465   322,133 4,674 SH   SOLE   0 0 4,674
ISHARES TR NATIONAL MUN ETF 464288414   667,331 6,508 SH   SOLE   0 0 6,508
ISHARES TR PFD AND INCM SEC 464288687   660,534 21,908 SH   SOLE   0 0 21,908
ISHARES TR RUS 1000 GRW ETF 464287614   265,990 1,000 SH   SOLE   0 0 1,000
ISHARES TR RUS 1000 VAL ETF 464287598   288,458 1,900 SH   SOLE   0 0 1,900
ISHARES TR RUSSELL 2000 ETF 464287655   371,154 2,100 SH   SOLE   0 0 2,100
ISHARES TR SELECT DIVID ETF 464287168   460,807 4,281 SH   SOLE   0 0 4,281
ISHARES TR SHRT NAT MUN ETF 464288158   4,941,395 48,040 SH   SOLE   0 0 48,040
ISHARES TR U.S. REAL ES ETF 464287739   321,234 4,111 SH   SOLE   0 0 4,111
JOHNSON & JOHNSON COM 478160104   1,164,232 7,475 SH   SOLE   0 0 7,475
JPMORGAN CHASE & CO COM 46625H100   315,999 2,179 SH   SOLE   0 0 2,179
MERCK & CO INC COM 58933Y105   258,773 2,514 SH   SOLE   0 0 2,514
MICROSOFT CORP COM 594918104   4,797,822 15,195 SH   SOLE   0 0 15,195
MORGAN STANLEY COM NEW 617446448   427,194 5,231 SH   SOLE   0 0 5,231
NEXTERA ENERGY INC COM 65339F101   595,759 10,399 SH   SOLE   0 0 10,399
PEPSICO INC COM 713448108   1,037,132 6,121 SH   SOLE   0 0 6,121
PROCTER AND GAMBLE CO COM 742718109   1,236,893 8,480 SH   SOLE   0 0 8,480
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   281,918 11,776 SH   SOLE   0 0 11,776
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,459,958 45,270 SH   SOLE   0 0 45,270
SIERRA BANCORP COM 82620P102   1,117,617 58,946 SH   SOLE   0 0 58,946
SMUCKER J M CO COM NEW 832696405   270,402 2,200 SH   SOLE   0 0 2,200
SOUTHERN CO COM 842587107   232,992 3,600 SH   SOLE   0 0 3,600
TESLA INC COM 88160R101   1,013,642 4,051 SH   SOLE   0 0 4,051
UNITEDHEALTH GROUP INC COM 91324P102   297,977 591 SH   SOLE   0 0 591
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   54,771,394 728,634 SH   SOLE   0 0 728,634
VANGUARD INDEX FDS LARGE CAP ETF 922908637   11,793,702 60,267 SH   SOLE   0 0 60,267
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,365,609 31,266 SH   SOLE   0 0 31,266
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   215,985 550 SH   SOLE   0 0 550
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,787,185 97,863 SH   SOLE   0 0 97,863
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   215,616 5,499 SH   SOLE   0 0 5,499
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   13,952,069 240,844 SH   SOLE   0 0 240,844
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   7,465,132 111,620 SH   SOLE   0 0 111,620
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,068,400 27,444 SH   SOLE   0 0 27,444
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   605,361 3,896 SH   SOLE   0 0 3,896
VANGUARD STAR FDS VG TL INTL STK F 921909768   407,893 7,621 SH   SOLE   0 0 7,621
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   18,699,658 427,714 SH   SOLE   0 0 427,714
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   388,794 3,763 SH   SOLE   0 0 3,763
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   8,690,918 146,905 SH   SOLE   0 0 146,905
VISA INC COM CL A 92826C839   251,105 1,092 SH   SOLE   0 0 1,092
XCEL ENERGY INC COM 98389B100   343,320 6,000 SH   SOLE   0 0 6,000