Exhibit 99.1

4 th QTR 2021 INVESTOR PRESENTATION NASDAQ: MRBK ®

2 Meridian Corporation Forward - Looking Statements Meridian Corporation (the “Corporation”) may from time to time make written or oral “forward - looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995 . These forward - looking statements include statements with respect to Meridian Corporation’s strategies, goals, beliefs, expectations, estimates, intentions, capital raising efforts, financial condition and results of operations, future performance and business . Statements preceded by, followed by, or that include the words “may,” “could,” “should,” “pro forma,” “looking forward,” “would,” “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan,” “project”, or similar expressions generally indicate a forward - looking statement . These forward - looking statements involve risks and uncertainties that are subject to change based on various important factors (some of which, in whole or in part, are beyond Meridian Corporation’s control) . Numerous competitive, economic, regulatory, legal and technological factors, risks and uncertainties including, without limitation : the impact of the ongoing COVID - 19 pandemic and government responses thereto, on the U . S . economy and customer behavior, including the markets in which we operate ; actions that we and our customers take in response to these factors and the effects such actions have on our operations, products, services and customer relationships ; and the risk that the Small Business Administration may not fund some or all Paycheck Protection Program (PPP) loan guaranties, the effects of actions by the federal government, including the Board of Governors of the Federal Reserve System and other government agencies, that may affect market interest rates and the money supply, among others , could cause Meridian Corporation’s financial performance to differ materially from the goals, plans, objectives, intentions and expectations expressed in such forward - looking statements . Meridian Corporation cautions that the foregoing factors are not exclusive, and neither such factors nor any such forward - looking statement takes into account the impact of any future events . All forward - looking statements and information set forth herein are based on management’s current beliefs and assumptions as of the date hereof and speak only as of the date they are made . For a more complete discussion of the assumptions, risks and uncertainties related to our business, you are encouraged to review Meridian Corporation’s filings with the Securities and Exchange Commission, including our Annual Report on Form 10 - K for the year ended December 31 , 2020 and subsequently filed quarterly reports on Form 10 - Q and current reports on Form 8 - K that update or provide information in addition to the information included in the Form 10 - K and Form 10 - Q filings, if any . Meridian Corporation does not undertake to update any forward - looking statement whether written or oral, that may be made from time to time by Meridian Corporation or by or on behalf of Meridian Bank, except as may be required under applicable law .

3 Meridian Corporation WHO WE ARE 1 Includes home equity loans, residential mortgage loans held in portfolio and individual consumer loans. Geographic Footprint Branches Mortgage LPOs Regional Market Serves Pennsylvania, New Jersey, Delaware and Maryland Philadelphia MSA is 8 th largest MSA in the US Expansion into growing central Maryland MSA Profile and Business Lines Core Banking: C&I, CRE, construction, SBA, and consumer lending; lease financing through Meridian Equipment Finance, ® and deposit/treasury services. Meridian Mortgage: residential lending to homeowners and small scale investors originated in the PA, NJ, DE, VA, MD and DC markets. Wealth Management Services through Meridian Wealth Partners, ® a registered investment advisor and subsidiary of the Bank. Over $1.1 billion in AUM. Meridian specializes in business and industrial lending, retail and commercial real estate lending, electronic payments, along with a broad menu of high - yield depository products supported by robust online and mobile access. Cash & investments 11% Commercial loans 17% SBA loans 7% PPP loans 5% CRE loans 32% Construction loans 8% H/E & consumer loans 3% RE loans 9% Leases 5% FF & E Other assets ASSET MIX AT DECEMBER 31, 2021

4 Meridian Corporation WHAT WE DELIVER Lending expertise in commercial/industrial, real estate & consumer with a consultative approach. Our experienced business bankers craft custom financial solutions to help our customers thrive. Demonstrated organic growth engine in diversified loan segments, capitalizing on sales culture and big bank missteps in the Delaware Valley tri - state market . Financial services business model with significant non - interest income streams in Meridian Mortgage, SBA Lending and Meridian Wealth Partners. Customer base principally interacts online, allowing a "branch - lite" banking strategy that provides substantial operational leverage. Skilled, long - tenured management team with extensive in - market experience . Excellent asset quality with diversified loan portfolio. Low commercial real estate (CRE) concentration; focus on smaller, shorter duration projects to be more nimble . Nationally recognized as a great place to work; very low historical employee turnover.

5 Meridian Corporation 4 QTR HIGHLIGHTS 1) As of and for the quarter ended December 31, 2021, per January 31, 2022 press release. 2) Includes PPP loans, loans held for sale and loans held for investment. 3) Excludes loans at fair value, loans held for sale and PPP loans. A Non - GAAP measure. Refer to Appendix for Non - GAAP to GAAP reco nciliation. 4) Excludes PPP loans and PPPLF borrowings. A Non - GAAP measure. Refer to Appendix for Non - GAAP to GAAP reconciliation. 4 QTR Overview Financial Highlights 4 QTR 2021¹ Balance Sheet ($ in Millions) Asset Quality (%) Profitability (%) Net income was $7.7 million for the quarter, or $ 1.24 per diluted share, driven by loan and deposit growth. Total revenues of $35.3 million, resulting in ROE of 19.15% and ROA of 1.74% for 4Q 2021. 7 th consecutive quarter of ROA exceeding 1.50% and ROE exceeding 19.00%. Loan growth for the quarter equaled 2.8% (ex PPP and residential held - for - sale), and 19.5% year over year. Growth for the quarter was concentrated in commercial loans , SBA loans (non - PPP), residential real estate loans, and originations from our Meridian Equipment Finance leasing subsidiary. Active COVID - 19 loan deferrals decreased to $2.4 million for the quarter, from $24.9 million at the end of the prior quarter. Reserves/Loans 3 1.46% NCOs (recoveries)/Loans 0.00% Nonaccrual Loans/Loans 1.57%

6 Meridian Corporation SUMMARY INCOME STATEMENT 1) A Non - GAAP measure. See Non - GAAP reconciliation in the Appendix Net interest income up $65 thousand Negative provision due to continued improvement in economic conditions captured in ALLL, decline in COVID - 19 loan deferrals, partially offset by provisioning for growth and a $1.4 million specific reserve Mortgage earnings down from decline in gain on sale margin, decline in loans sold, loan originations down 18% (dollars in thousands) Summary Income Statement 4Q 2021 3Q 2021 4Q 2020 Net Interest Income 16,322 $ 16,257 $ 15,018 $ Provision for Loan Loss (222) 597 1,163 Non-Interest Income 17,086 22,122 29,945 Non-Interest Expense 23,737 25,481 31,923 Income before Income Taxes 9,893 12,301 11,877 Income Taxes 2,174 2,863 2,880 Net Income 7,719 $ 9,438 $ 8,997 $ Earnings per Share 4Q 2021 3Q 2021 4Q 2020 Basic Earnings per Share 1.29 $ 1.56 $ 1.50 $ Diluted Earnings per Share 1.24 $ 1.52 $ 1.48 $ Pre-tax, Pre-provision Income by Segment: 4Q 2021 3Q 2021 4Q 2020 Bank 6,829 $ 8,896 $ 6,294 $ Wealth 286 432 157 Mortgage 2,556 3,570 6,589 Total pre-tax, pre-provision income (1) 9,671 $ 12,898 $ 13,040 $ 71% 3% 26% Pre - tax, Pre - provision Income Bank Wealth Mortgage Bank segment represents 71% of pre - tax, pre - provision income for 4Q 2021

7 Meridian Corporation NET INTEREST INCOME GROWTH TREND 1) A Non - GAAP measure. See Non - GAAP reconciliation in the Appendix Net interest income for 4 Q 2021 increased $ 6 5 thousand, or 0.4%, to $ 16.3 million from 3Q 2021. Growth quarter over quarter 2021 was due largely to a $123 thousand, or 6.0%, decrease in interest expense as the cost of deposits decreased 4 basis points. 3.67% 3.72% 3.61% 3.61% 3.49% 3.27% 3.26% 3.59% 3.72% 3.70% 3.83% 3.83% 3.48% 3.41% 3.47% 3.52% 3.64% 3.75% 3.73% 3.76% 2.90% 3.00% 3.10% 3.20% 3.30% 3.40% 3.50% 3.60% 3.70% 3.80% 3.90% $- $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 $14,000 $16,000 $18,000 Q1 19 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 Q3 20 Q4 20 Q1 21 Q2 21 Q3 21 Q4 21 Net Interest Income Net Interest Margin Net Interest Margin (excl PPP impact) (1) NIM excl PPP expanded 35 bps since Q2 2020

8 Meridian Corporation NON - INTEREST INCOME Non - Interest Income decreased $5.0 million or 22.8% from 3 Q2021 Mortgage banking net revenue (including fair value and hedging impacts) decreased $3.5 million. Decrease driven by lower levels of mortgage loan originations compared to 3Q 2021. Net revenue from the sale of SBA 7(a) loans was down $1.2 million as the value of loans sold decreased to $15.6 million in 4Q2021 compared to $25.0 million in loans sold in the 3Q2021 . Wealth management revenue increased $38 thousand, or 3.1%, due to the more favorable market conditions that existed in 4Q 2021. AUM continued above $1 billion. (Dollars in thousands) 4Q 2021 3Q 2021 Change Mortgage banking income (including FV changes) 13,148 16,666 (3,518) Wealth management income 1,270 1,232 38 SBA income 1,475 2,688 (1,213) Other income 1,193 1,536 (343) Total 17,086 $ 22,122 $ (5,036) $ 77% 7% 9% 7% Quarter ended December 31, 2021 (% of total non - interest income) Mortgage banking income (including FV changes) Wealth management income SBA income Other income

9 Meridian Corporation NON - INTEREST EXPENSE Non - Interest Expense decreased $1.7 million or 6.8% from 3Q2021 Total salaries and employee benefits expense was $17.0 million, a net decrease of $2.4 million or 12.5%, for the period. Most of the decrease related to the mortgage segment, which recognizes variable compensation based on originations. Other expenses were up due to several items including increases in insurance, promotional items/events, director compensation, employee expenses, and other less significant items. Data processing and information technology expenses increased $345 thousand due largely to growth. (Dollars in thousands) 4Q 2021 3Q 2021 Change Salaries and employee benefits 17,042 19,472 (2,430) Occupancy and equipment 1,085 1,133 (48) Professional fees 929 873 56 Data processing and information technology 1,351 1,006 345 Other 3,329 2,997 332 Total $23,736 $25,481 ($1,745) 72% 4% 4% 6% 14% Quarter ended December 31, 2021 (% of total non - interest expense) Salaries and employee benefits Occupancy and equipment Professional fees Data processing and information technology Other

10 Meridian Corporation ASSET QUALITY December 31, 2021 1) Excludes loans held for sale and, for 2Q 2020 to 4Q 2021, PPP loans. A Non - GAAP measure. See Appendix for Non - GAAP to GAAP reconciliation. 2) Includes loans held for sale and held for investment. Nonaccrual Loans / Loans 2 (%) 4 Q 2021 Highlights: Strong reserves to total loans; 4Q 2021 had a negative $222 thousand provision for loan losses due to improving economic factors Nonaccrual loans to total loans 2 1.57% in 4Q 2021 COVID modifications declined to $2.4 million; one relationship ($13.8 million) now classified as non - performing Reserves / Loans 1 (%) Net Charge - offs / Average Loans 2 (%) 0.39% 0.30% 0.46% 0.49% 0.48% 0.52% 1.34% 2018 2019 2020 1Q21 2Q21 3Q21 4Q21 0.03% (0.06%) 0.00% 0.00% 0.01% 0.00% 0.00% 2018 2019 2020 1Q21 2Q21 3Q21 4Q21 0.97% 1.00% 1.65% 1.65% 1.58% 1.52% 1.46% 2018 2019 2020 1Q21 2Q21 3Q21 4Q21

11 Meridian Corporation Update on COVID - 19 Support to Customers CARES Act Loan Deferrals PPP Loan Forgiveness at 1/31/22 Note 1: One loan relationship for $13.8 million within the advertising industry had CARES Act payment deferrals that expired. During 4Q, the loan was reclassified as a non - performing loan relationship with a specific reserve of $1.4 million. As of January 31, 2022 the remaining $2.4 million of loan deferrals from Q4 2021 have expired without further deferral or modification given to borrowers. 81% of the PPP loans have been repaid in full Included in the balance of Loans Not Yet Applied for Forgiveness as of January 31, 2022: $27.8 million (176 loans) are from round 2 and not yet subject to repayment $10.9 million of loans have been submitted for repayment through the SBA guarantee program. $63 thousand are delinquent (dollars in millions) PPP Loans $ Value of Loans # of Loans PPP Loans Forgiven 284.6 $ 1,164 Loans Paid Off by Borrower 8.7 $ 3 SBA Guarantee Payments 2.6 $ 5 Total Loans Paid Back 295.9 $ 1,172 Forgiveness Requested 31.2 $ 88 Not Yet Applied for Forgiveness 38.7 $ 191 Total Loans Yet to be Forgiven 70.0 $ 279 Total PPP Loans 365.9 $ 1,451 (dollars in millions) Loan Deferrals by Industry 4Q 2021 3Q 2021 4Q 2020 Advertising (Note 1) - $ 13.8 $ - $ Hotels - 7.7 11.8 $ C&I Building Construction - 1.0 10.1 $ Other 2.4 2.4 2.2 $ Total Loan Deferrals 2.4 $ 24.9 24.2 $

12 Meridian Corporation CAPITALIZATION AS OF 12/31/2021 All c orporate capital ratios significantly exceed well capitalized regulatory requirements Bank level - Community Banking Leverage Ratio of 11.51% compared to minimum of 8.5% - $51.3 M excess capital 4Q 2021 quarterly dividend $0.20 per share; special $1.00 per share dividend announced to be paid 2/21/22 Paid $1.00 per share special dividend in 1Q 2021 24 thousand shares repurchased in 4Q through publicly announced plan - 20,000 40,000 60,000 80,000 100,000 120,000 140,000 160,000 180,000 200,000 220,000 Leverage Com Equity Tier 1 Total RBC 85,388 103,671 125,886 155,506 74,991 56,708 34,493 63,894 Capital Excess Over Regulatory Minimums ($000s) Regulatory Minimum Regulatory Excess 9.42% 10.83% 10.83% 14.81%

13 Meridian Corporation APPENDIX

14 Meridian Corporation HISTORICAL FINANCIAL HIGHLIGHTS 1) Includes loans held for sale and held for investment . 2) Includes loans held for investment (excluding loans at fair value and PPP loans ). 3) A Non - GAAP measure. See Appendix for Non - GAAP to GAAP reconciliation . Dollar Values in Thousands, Except Per Share Amounts 2018Y 2019Y 2020Y 1Q 2021 2Q 2021 3Q 2021 4Q 2021 Balance Sheet Total Assets $ 997,480 $ 1,150,019 1,720,197 $ 1,743,977 $ 1,709,010 $ 1,762,445 $ 1,713,443 $ Loans 1 875,801 998,414 1,513,963 $ 1,524,799 1,495,098 1,496,666 1,467,339 Deposits 752,130 851,168 1,241,335 $ 1,383,590 1,413,280 1,439,047 1,446,413 Gross Loans / Deposits 116.44% 117.30% 121.96% 110.21% 105.79% 104.00% 101.45% Capital Total Equity $ 109,552 $ 120,695 141,622 $ 143,505 $ 152,885 $ 158,416 $ 165,360 $ Tangible Common Equity / Tangible Assets - HC 3 10.53% 10.11% 7.99% 7.99% 8.71% 8.76% 9.42% Tangible Common Equity / Tangible Assets - Bank 3 10.53% 13.52% 10.25% 10.22% 10.92% 10.90% 11.54% Tier 1 Leverage Ratio - HC 11.16% 10.55% 8.96% 8.86% 8.97% 9.28% 9.39% Tier 1 Leverage Ratio - Bank 11.16% 14.08% 11.54% 11.34% 11.28% 11.55% 11.51% Total Capital Ratio - HC 13.66% 16.10% 14.55% 14.05% 14.23% 14.72% 14.81% Total Capital Ratio - Bank 13.66% 16.09% 14.54% 14.03% 14.18% 14.62% 14.63% Commercial Real Estate Loans / Total RBC 183.80% 176.97% 172.15% 171.74% 174.09% 182.18% 167.20% Earnings & Profitability Net Income $ 8,163 $ 10,481 26,438 $ 10,170 $ 8,258 $ 9,438 $ 7,719 $ ROA 0.90% 1.01% 1.78% 2.43% 1.92% 2.15% 1.74% ROE 7.77% 9.09% 21.33% 30.06% 22.61% 24.07% 19.15% Net Interest Margin (NIM)(TEY) 3.80% 3.65% 3.40% 3.72% 3.70% 3.83% 3.83% NIM (TEY, excluding PPP loans and PPPLF borrowings) 3 3.80% 3.65% 3.47% 3.64% 3.75% 3.73% 3.76% Non-Int Inc. / Avg. Assets 3.58% 3.19% 5.85% 6.47% 5.06% 5.04% 3.86% Efficiency Ratio 81.4% 79.2% 68.5% 67.0% 70.7% 66.4% 71.1% Asset Quality Nonaccrual Loans / Loans 1 0.45% 0.34% 0.62% 0.56% 0.55% 0.61% 1.57% NPAs / Assets 0.39% 0.30% 0.46% 0.49% 0.48% 0.52% 1.34% Reserves / Loans 2, 3 0.97% 1.00% 1.65% 1.65% 1.58% 1.52% 1.46% NCOs / Average Loans 0.03% (0.06%) 0.00% 0.00% 0.01% 0.00% 0.00% Yield and Cost Yield on Earning Assets (TEY) 5.14% 5.30% 4.35% 4.29% 4.20% 4.31% 4.28% Yield on Earning Assets (TEY), excluding PPP loans) 3 5.14% 5.30% 4.51% 4.26% 4.30% 4.24% 4.23% Cost of Deposits 1.29% 1.67% 1.07% 0.49% 0.40% 0.37% 0.33% Cost of Interest-Bearing Liabilities 1.69% 2.10% 1.18% 0.77% 0.67% 0.62% 0.60% For the Quarter Ended For the Year Ended

15 Meridian Corporation RECONCILIATION OF NON - GAAP FINANCIAL MEASURES Tangible common equity to tangible assets Management uses the measure tangible common equity to tangible assets to assess our capital strength. We believe that this non - GAAP financial measure is useful to investors because, by removing the impact of our preferred stock , goodwill and other intangible assets, it allows investors to more easily assess our capital adequacy. This non - GAAP financial measure should not be considered a substitute for any regulatory capital ratios and may not be comparable to other similarly titled measures used by other companies. The table below provides the non - GAAP reconciliation for our tangible common equity to tangible assets: (dollars in thousands) Meridian Corporation 2018Y 2019Y 2020 Y 1Q 2021 2Q 2021 3Q 2021 4Q 2021 Tangible common equity ratio: Total stockholders' equity 109,552 120,695 141,622 143,505 152,885 158,416 165,360 Less: Goodwill 899 899 899 899 899 899 899 Intangible assets 4,147 3,874 3,601 3,533 3,481 3,430 3,379 Tangible common equity 104,507 115,922 137,122 139,073 148,505 154,087 161,082 Total assets 997,480 1,150,019 1,720,197 1,743,977 1,709,010 1,762,445 1,713,443 Less: Goodwill 899 899 899 899 899 899 899 Intangible assets 4,147 3,874 3,601 3,533 3,481 3,430 3,379 Tangible assets 992,434 1,145,246 1,715,697 1,739,545 1,704,630 1,758,116 1,709,166 Tangible common equity ratio 10.53% 10.12% 7.99% 7.99% 8.71% 8.76% 9.42% (dollars in thousands) Meridian Bank 2018Y 2019Y 2020 Y 1Q 2021 2Q 2021 3Q 2021 4Q 2021 Tangible common equity ratio: Total stockholders' equity 109,552 159,643 180,288 182,171 190,477 196,009 201,486 Less: Goodwill 899 899 899 899 899 899 899 Intangible assets 4,147 3,874 3,601 3,533 3,481 3,430 3,379 Tangible common equity 104,507 154,870 175,788 177,739 186,097 191,680 197,208 Total assets 997,480 1,149,979 1,720,166 1,743,945 1,709,006 1,762,415 1,713,318 Less: Goodwill 899 899 899 899 899 899 899 Intangible assets 4,147 3,874 3,601 3,533 3,481 3,430 3,379 Tangible assets 992,434 1,145,206 1,715,666 1,739,513 1,704,626 1,758,086 1,709,040 Tangible common equity ratio 10.53% 13.52% 10.25% 10.22% 10.92% 10.90% 11.54%

16 Meridian Corporation RECONCILIATION OF NON - GAAP FINANCIAL MEASURES Dollar Values in Thousands 4Q 2020 1Q 2021 2Q 2021 3Q 2021 4Q 2021 Reconciliation of Net Interest Margin (TEY, exluding PPP loans and PPPLF borrowings) Net interest margin (TEY) 3.59% 3.72% 3.70% 3.83% 3.83% Impact of PPP loans and PPPLF borrowings (0.07%) (0.08%) 0.05% (0.10%) (0.07%) Net interest margin (TEY, excluding PPP loans and PPPLF borrowings) 3.52% 3.64% 3.75% 3.73% 3.76% Reconciliation of Reserves / Loans Allowance for loan losses / Total loans held for investment 1.38% 1.36% 1.35% 1.38% 1.35% Less: Impact of loans held for investment - fair valued 0.00% 0.00% 0.01% 0.01% 0.02% Less: Impact of PPP loans 0.27% 0.29% 0.22% 0.13% 0.09% Allowance / Total loans held for investment (excl. loans at fair value and PPP loans) 1.65% 1.65% 1.58% 1.52% 1.46% Reconciliation of Yield on Earning Assets Yield on earning assets (TEY) 4.28% 4.29% 4.20% 4.31% 4.28% Impact of PPP loans (0.01%) (0.03%) 0.10% (0.07%) (0.05%) Yield on earning assets (TEY, excluding PPP loans) 4.27% 4.26% 4.30% 4.24% 4.23% 4Q 2020 1Q 2021 2Q 2021 3Q 2021 4Q 2021 Income before inocme tax expense 11,877 13,306 10,802 12,301 9,893 Add: Provision for loan losses 1,163 599 96 597 (222) Pre-tax, pre-provision income $13,040 $13,905 $10,898 $12,898 $9,671 Reconciliation of PPP Related Non-GAAP Measures Reconciliation of Pre-tax, Pre-Provision Non-GAAP Measure For the Quarter Ended For the Quarter Ended