The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 519 3,238 SH   SOLE   0 0 3,238
ABBOTT LABS COM 002824100 339 3,112 SH   SOLE   0 0 3,112
ABBVIE INC COM 00287Y109 200 2,288 SH   SOLE   0 0 2,288
ACTIVISION BLIZZARD INC COM 00507V109 540 6,670 SH   SOLE   0 0 6,670
ALPHABET INC CAP STK CL A 02079K305 419 286 SH   SOLE   0 0 286
ALPHABET INC CAP STK CL C 02079K107 304 207 SH   SOLE   0 0 207
ALTRIA GROUP INC COM 02209S103 222 5,753 SH   SOLE   0 0 5,753
AMAZON COM INC COM 023135106 5,932 1,884 SH   SOLE   0 0 1,884
APPLE INC COM 037833100 10,205 88,118 SH   SOLE   0 0 88,118
AT&T INC COM 00206R102 480 16,823 SH   SOLE   0 0 16,823
BECTON DICKINSON & CO COM 075887109 315 1,354 SH   SOLE   0 0 1,354
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 705 3,309 SH   SOLE   0 0 3,309
BK OF AMERICA CORP COM 060505104 691 28,694 SH   SOLE   0 0 28,694
BLACKSTONE GROUP INC COM CL A 09260D107 486 9,315 SH   SOLE   0 0 9,315
BOEING CO COM 097023105 217 1,315 SH   SOLE   0 0 1,315
BRISTOL-MYERS SQUIBB CO COM 110122108 328 5,446 SH   SOLE   0 0 5,446
CHESAPEAKE UTILS CORP COM 165303108 3,160 37,489 SH   SOLE   0 0 37,489
CHEVRON CORP NEW COM 166764100 475 6,601 SH   SOLE   0 0 6,601
CISCO SYS INC COM 17275R102 442 11,212 SH   SOLE   0 0 11,212
COCA COLA CO COM 191216100 376 7,626 SH   SOLE   0 0 7,626
CO-DIAGNOSTICS INC COM 189763105 184 13,510 SH   SOLE   0 0 13,510
COSTCO WHSL CORP NEW COM 22160K105 416 1,172 SH   SOLE   0 0 1,172
CSX CORP COM 126408103 458 5,891 SH   SOLE   0 0 5,891
DISNEY WALT CO COM DISNEY 254687106 357 2,879 SH   SOLE   0 0 2,879
DOMINION ENERGY INC COM 25746U109 242 3,062 SH   SOLE   0 0 3,062
DOVER CORP COM 260003108 750 6,919 SH   SOLE   0 0 6,919
DUKE ENERGY CORP NEW COM NEW 26441C204 202 2,277 SH   SOLE   0 0 2,277
EMERSON ELEC CO COM 291011104 210 3,201 SH   SOLE   0 0 3,201
EXXON MOBIL CORP COM 30231G102 616 17,946 SH   SOLE   0 0 17,946
FACEBOOK INC CL A 30303M102 2,411 9,204 SH   SOLE   0 0 9,204
FORD MTR CO DEL COM 345370860 158 23,731 SH   SOLE   0 0 23,731
GENERAL ELECTRIC CO COM 369604103 150 24,097 SH   SOLE   0 0 24,097
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 819 29,376 SH   SOLE   0 0 29,376
HEAT BIOLOGICS INC COM NEW 42237K300 53 42,444 SH   SOLE   0 0 42,444
HOME DEPOT INC COM 437076102 2,127 7,659 SH   SOLE   0 0 7,659
HONEYWELL INTL INC COM 438516106 226 1,375 SH   SOLE   0 0 1,375
IBIO INC COM NEW 451033203 88 43,229 SH   SOLE   0 0 43,229
ICU MED INC COM 44930G107 457 2,500 SH   SOLE   0 0 2,500
INOVIO PHARMACEUTICALS INC COM NEW 45773H201 261 22,508 SH   SOLE   0 0 22,508
INTEL CORP COM 458140100 418 8,067 SH   SOLE   0 0 8,067
INTERNATIONAL BUSINESS MACHS COM 459200101 592 4,864 SH   SOLE   0 0 4,864
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,977 93,162 SH   SOLE   0 0 93,162
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,075 50,434 SH   SOLE   0 0 50,434
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 2,231 95,520 SH   SOLE   0 0 95,520
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 650 28,433 SH   SOLE   0 0 28,433
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 2,475 107,879 SH   SOLE   0 0 107,879
INVESCO QQQ TR UNIT SER 1 46090E103 390 1,403 SH   SOLE   0 0 1,403
ISHARES GOLD TRUST ISHARES 464285105 283 15,719 SH   SOLE   0 0 15,719
ISHARES INC CORE MSCI EMKT 46434G103 312 5,903 SH   SOLE   0 0 5,903
ISHARES TR CORE S&P MCP ETF 464287507 19,604 105,791 SH   SOLE   0 0 105,791
ISHARES TR CORE S&P SCP ETF 464287804 1,452 20,681 SH   SOLE   0 0 20,681
ISHARES TR CORE S&P500 ETF 464287200 20,078 59,744 SH   SOLE   0 0 59,744
ISHARES TR RUS 1000 ETF 464287622 505 2,700 SH   SOLE   0 0 2,700
ISHARES TR RUS 1000 VAL ETF 464287598 301 2,549 SH   SOLE   0 0 2,549
ISHARES TR RUS 1000 GRW ETF 464287614 11,832 54,555 SH   SOLE   0 0 54,555
ISHARES TR MSCI EAFE ETF 464287465 339 5,331 SH   SOLE   0 0 5,331
ISHARES TR TIPS BD ETF 464287176 1,020 8,067 SH   SOLE   0 0 8,067
ISHARES TR ISHS 1-5YR INVS 464288646 257 4,676 SH   SOLE   0 0 4,676
ISHARES TR US TREAS BD ETF 46429B267 1,052 37,621 SH   SOLE   0 0 37,621
ISHARES TR CORE MSCI EAFE 46432F842 380 6,301 SH   SOLE   0 0 6,301
ISHARES TR CORE 1 5 YR USD 46432F859 2,382 46,203 SH   SOLE   0 0 46,203
ISHARES TR MSCI USA MMENTM 46432F396 289 1,962 SH   SOLE   0 0 1,962
ISHARES TR CORE DIV GRWTH 46434V621 659 16,572 SH   SOLE   0 0 16,572
ISHARES TR MSCI INTL QUALTY 46434V456 5,579 178,070 SH   SOLE   0 0 178,070
ISHARES TR MSCI USA MULTIFT 46434V282 4,193 126,310 SH   SOLE   0 0 126,310
ISHARES TR MSCI USA SML CP 46434V290 892 23,933 SH   SOLE   0 0 23,933
JOHNSON & JOHNSON COM 478160104 1,359 9,131 SH   SOLE   0 0 9,131
KRANESHARES TR CSI CHI INTERNET 500767306 221 3,247 SH   SOLE   0 0 3,247
LOUISIANA PAC CORP COM 546347105 241 8,166 SH   SOLE   0 0 8,166
LOWES COS INC COM 548661107 281 1,697 SH   SOLE   0 0 1,697
MCDONALDS CORP COM 580135101 1,332 6,070 SH   SOLE   0 0 6,070
MERCK & CO. INC COM 58933Y105 849 10,230 SH   SOLE   0 0 10,230
MICROSOFT CORP COM 594918104 1,864 8,862 SH   SOLE   0 0 8,862
MONDELEZ INTL INC CL A 609207105 252 4,383 SH   SOLE   0 0 4,383
MORGAN STANLEY COM NEW 617446448 206 4,265 SH   SOLE   0 0 4,265
NIKE INC CL B 654106103 1,063 8,464 SH   SOLE   0 0 8,464
NORTHROP GRUMMAN CORP COM 666807102 674 2,137 SH   SOLE   0 0 2,137
NOVAVAX INC COM NEW 670002401 820 7,566 SH   SOLE   0 0 7,566
PARTNERS BANCORP COM 70213Q108 309 54,827 SH   SOLE   0 0 54,827
PAYPAL HLDGS INC COM 70450Y103 1,873 9,507 SH   SOLE   0 0 9,507
PEPSICO INC COM 713448108 539 3,891 SH   SOLE   0 0 3,891
PFIZER INC COM 717081103 263 7,157 SH   SOLE   0 0 7,157
PHILIP MORRIS INTL INC COM 718172109 218 2,906 SH   SOLE   0 0 2,906
PNC FINL SVCS GROUP INC COM 693475105 243 2,213 SH   SOLE   0 0 2,213
PRICE T ROWE GROUP INC COM 74144T108 1,841 14,355 SH   SOLE   0 0 14,355
PROCTER AND GAMBLE CO COM 742718109 1,447 10,413 SH   SOLE   0 0 10,413
SALESFORCE COM INC COM 79466L302 1,370 5,453 SH   SOLE   0 0 5,453
SANDY SPRING BANCORP INC COM 800363103 514 22,271 SH   SOLE   0 0 22,271
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 43,972 795,150 SH   SOLE   0 0 795,150
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,767 45,632 SH   SOLE   0 0 45,632
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 260 2,469 SH   SOLE   0 0 2,469
SIRIUS XM HOLDINGS INC COM 82968B103 278 51,848 SH   SOLE   0 0 51,848
SPDR GOLD TR GOLD SHS 78463V107 731 4,129 SH   SOLE   0 0 4,129
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,708 5,100 SH   SOLE   0 0 5,100
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 482 1,423 SH   SOLE   0 0 1,423
SPDR SER TR PORTFOLIO SHORT 78464A474 866 27,604 SH   SOLE   0 0 27,604
STARBUCKS CORP COM 855244109 1,234 14,365 SH   SOLE   0 0 14,365
STRYKER CORPORATION COM 863667101 300 1,440 SH   SOLE   0 0 1,440
TESLA INC COM 88160R101 1,273 2,968 SH   SOLE   0 0 2,968
THERMO FISHER SCIENTIFIC INC COM 883556102 213 483 SH   SOLE   0 0 483
TRUIST FINL CORP COM 89832Q109 246 6,457 SH   SOLE   0 0 6,457
UNDER ARMOUR INC CL A 904311107 129 11,444 SH   SOLE   0 0 11,444
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 296 3,356 SH   SOLE   0 0 3,356
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,532 8,997 SH   SOLE   0 0 8,997
VANGUARD INDEX FDS GROWTH ETF 922908736 239 1,052 SH   SOLE   0 0 1,052
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 335 7,741 SH   SOLE   0 0 7,741
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 298 1,336 SH   SOLE   0 0 1,336
VANGUARD WORLD FD ESG US STK ETF 921910733 450 7,280 SH   SOLE   0 0 7,280
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 9,401 57,549 SH   SOLE   0 0 57,549
VANGUARD WORLD FDS UTILITIES ETF 92204A876 371 2,873 SH   SOLE   0 0 2,873
VAXART INC COM NEW 92243A200 706 106,129 SH   SOLE   0 0 106,129
VERIZON COMMUNICATIONS INC COM 92343V104 499 8,383 SH   SOLE   0 0 8,383
VISA INC COM CL A 92826C839 207 1,036 SH   SOLE   0 0 1,036
VULCAN MATLS CO COM 929160109 244 1,800 SH   SOLE   0 0 1,800
WALMART INC COM 931142103 639 4,566 SH   SOLE   0 0 4,566
WASTE MGMT INC DEL COM 94106L109 400 3,535 SH   SOLE   0 0 3,535
WESBANCO INC COM 950810101 219 10,253 SH   SOLE   0 0 10,253
WISDOMTREE TR US MIDCAP FUND 97717W570 294 8,585 SH   SOLE   0 0 8,585
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 547 1,163 SH   SOLE   0 0 1,163