The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 32 85 SH   SOLE   0 0 85
BRISTOL-MYERS SQUIBB CO COM 110122108 128 1,658 SH   SOLE   0 0 1,658
ONEOK INC NEW COM 682680103 122 2,191 SH   SOLE   0 0 2,191
AMGEN INC COM 031162100 445 1,831 SH   SOLE   0 0 1,831
ABBOTT LABS COM 002824100 0 2 SH   SOLE   0 0 2
ALTRIA GROUP INC COM 02209S103 0 5 SH   SOLE   0 0 5
FEDEX CORP COM 31428X106 20 89 SH   SOLE   0 0 89
GRAINGER W W INC COM 384802104 269 591 SH   SOLE   0 0 591
INTEL CORP COM 458140100 0 5 SH   SOLE   0 0 5
JOHNSON & JOHNSON COM 478160104 390 2,199 SH   SOLE   0 0 2,199
MEDTRONIC PLC SHS G5960L103 2 27 SH   SOLE   0 0 27
PFIZER INC COM 717081103 236 4,506 SH   SOLE   0 0 4,506
EXELON CORP COM 30161N101 24 521 SH   SOLE   0 0 521
LOWES COS INC COM 548661107 0 1 SH   SOLE   0 0 1
CHEVRON CORP NEW COM 166764100 145 1,002 SH   SOLE   0 0 1,002
UNITED PARCEL SERVICE INC CL B 911312106 0 1 SH   SOLE   0 0 1
AT&T INC COM 00206R102 108 5,167 SH   SOLE   0 0 5,167
CISCO SYS INC COM 17275R102 0 4 SH   SOLE   0 0 4
INTERNATIONAL BUSINESS MACHS COM 459200101 523 3,706 SH   SOLE   0 0 3,706
COCA COLA CO COM 191216100 720 11,440 SH   SOLE   0 0 11,440
LOCKHEED MARTIN CORP COM 539830109 47 110 SH   SOLE   0 0 110
PEPSICO INC COM 713448108 496 2,975 SH   SOLE   0 0 2,975
SPDR SER TR PORTFOLI S&P1500 78464A805 1,844 39,665 SH   SOLE   0 0 39,665
BK OF AMERICA CORP COM 060505104 0 6 SH   SOLE   0 0 6
AUTOMATIC DATA PROCESSING IN COM 053015103 528 2,514 SH   SOLE   0 0 2,514
EXXON MOBIL CORP COM 30231G102 287 3,349 SH   SOLE   0 0 3,349
UNION PAC CORP COM 907818108 0 1 SH   SOLE   0 0 1
TEXAS INSTRS INC COM 882508104 0 1 SH   SOLE   0 0 1
TARGET CORP COM 87612E110 0 1 SH   SOLE   0 0 1
COLGATE PALMOLIVE CO COM 194162103 169 2,108 SH   SOLE   0 0 2,108
LILLY ELI & CO COM 532457108 204 628 SH   SOLE   0 0 628
CVS HEALTH CORP COM 126650100 42 449 SH   SOLE   0 0 449
QUEST DIAGNOSTICS INC COM 74834L100 109 823 SH   SOLE   0 0 823
SCHLUMBERGER LTD COM STK 806857108 155 4,338 SH   SOLE   0 0 4,338
MERCK & CO INC COM 58933Y105 367 4,026 SH   SOLE   0 0 4,026
PROCTER AND GAMBLE CO COM 742718109 88 611 SH   SOLE   0 0 611
KIMBERLY-CLARK CORP COM 494368103 151 1,115 SH   SOLE   0 0 1,115
GILEAD SCIENCES INC COM 375558103 114 1,845 SH   SOLE   0 0 1,845
MCDONALDS CORP COM 580135101 99 401 SH   SOLE   0 0 401
NIKE INC CL B 654106103 0 1 SH   SOLE   0 0 1
ISHARES TR 1 3 YR TREAS BD 464287457 1,331 16,074 SH   SOLE   0 0 16,074
UNITEDHEALTH GROUP INC COM 91324P102 395 769 SH   SOLE   0 0 769
AMERICAN TOWER CORP NEW COM 03027X100 152 593 SH   SOLE   0 0 593
RAYTHEON TECHNOLOGIES CORP COM 75513E105 79 818 SH   SOLE   0 0 818
MARSH & MCLENNAN COS INC COM 571748102 492 3,167 SH   SOLE   0 0 3,167
VANGUARD INDEX FDS TOTAL STK MKT 922908769 177 936 SH   SOLE   0 0 936
NEXTERA ENERGY INC COM 65339F101 0 3 SH   SOLE   0 0 3
DUKE ENERGY CORP NEW COM NEW 26441C204 48 449 SH   SOLE   0 0 449
CONOCOPHILLIPS COM 20825C104 108 1,202 SH   SOLE   0 0 1,202
CATERPILLAR INC COM 149123101 0 2 SH   SOLE   0 0 2
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 219 2,162 SH   SOLE   0 0 2,162
CHUBB LIMITED COM H1467J104 3 14 SH   SOLE   0 0 14
GENERAL MLS INC COM 370334104 500 6,633 SH   SOLE   0 0 6,633
KELLOGG CO COM 487836108 722 10,118 SH   SOLE   0 0 10,118
GENERAL DYNAMICS CORP COM 369550108 22 101 SH   SOLE   0 0 101
SOUTHERN CO COM 842587107 46 647 SH   SOLE   0 0 647
PAYCHEX INC COM 704326107 3 27 SH   SOLE   0 0 27
BERKLEY W R CORP COM 084423102 14 198 SH   SOLE   0 0 198
BUNGE LIMITED COM G16962105 182 2,009 SH   SOLE   0 0 2,009
WATERS CORP COM 941848103 225 679 SH   SOLE   0 0 679
VALERO ENERGY CORP COM 91913Y100 213 2,000 SH   SOLE   0 0 2,000
CADENCE DESIGN SYSTEM INC COM 127387108 0 2 SH   SOLE   0 0 2
CLOROX CO DEL COM 189054109 0 1 SH   SOLE   0 0 1
VERTEX PHARMACEUTICALS INC COM 92532F100 245 871 SH   SOLE   0 0 871
V F CORP COM 918204108 0 3 SH   SOLE   0 0 3
TRAVELERS COMPANIES INC COM 89417E113 93 550 SH   SOLE   0 0 550
NUCOR CORP COM 670346105 10 100 SH   SOLE   0 0 100
BAKER HUGHES COMPANY CL A 05722G100 121 4,188 SH   SOLE   0 0 4,188
L3HARRIS TECHNOLOGIES INC COM 502431109 7 27 SH   SOLE   0 0 27
CUMMINS INC COM 231021106 0 1 SH   SOLE   0 0 1
METLIFE INC COM 59156R108 23 361 SH   SOLE   0 0 361
CBRE GROUP INC CL A 12504L109 0 2 SH   SOLE   0 0 2
VANGUARD INDEX FDS MID CAP ETF 922908629 10 50 SH   SOLE   0 0 50
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 0 3 SH   SOLE   0 0 3
CHENIERE ENERGY INC COM NEW 16411R208 119 897 SH   SOLE   0 0 897
VANGUARD INDEX FDS SMALL CP ETF 922908751 6 36 SH   SOLE   0 0 36
ISHARES GOLD TR ISHARES NEW 464285204 716 20,878 SH   SOLE   0 0 20,878
SALESFORCE INC COM 79466L302 0 1 SH   SOLE   0 0 1
ENBRIDGE INC COM 29250N105 6 147 SH   SOLE   0 0 147
ISHARES TR MSCI USA ESG SLC 464288802 16 201 SH   SOLE   0 0 201
LEIDOS HOLDINGS INC COM 525327102 227 2,250 SH   SOLE   0 0 2,250
PROSHARES TR SHRT SMALLCAP60 74348A376 3 175 SH   SOLE   0 0 175
ISHARES TR SHORT TREAS BD 464288679 21,943 199,298 SH   SOLE   0 0 199,298
SPDR SER TR PORTFOLIO S&P400 78464A847 56 1,419 SH   SOLE   0 0 1,419
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,088 31,303 SH   SOLE   0 0 31,303
SPDR SER TR PORTFLI TIPS ETF 78464A656 858 31,162 SH   SOLE   0 0 31,162
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 22,781 249,002 SH   SOLE   0 0 249,002
ISHARES TR CRE U S REIT ETF 464288521 1,530 28,653 SH   SOLE   0 0 28,653
VISA INC COM CL A 92826C839 0 2 SH   SOLE   0 0 2
PHILIP MORRIS INTL INC COM 718172109 130 1,316 SH   SOLE   0 0 1,316
SPDR SER TR PORTFOLIO LN TSR 78464A664 1 27 SH   SOLE   0 0 27
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,510 52,367 SH   SOLE   0 0 52,367
PROSHARES TR PSHS SHTFINL ETF 74347B185 3 250 SH   SOLE   0 0 250
HCA HEALTHCARE INC COM 40412C101 3 15 SH   SOLE   0 0 15
ISHARES TR FLTG RATE NT ETF 46429B655 0 3 SH   SOLE   0 0 3
PHILLIPS 66 COM 718546104 52 634 SH   SOLE   0 0 634
ISHARES TR US TREAS BD ETF 46429B267 956 39,999 SH   SOLE   0 0 39,999
ABBVIE INC COM 00287Y109 213 1,389 SH   SOLE   0 0 1,389
ZOETIS INC CL A 98978V103 0 1 SH   SOLE   0 0 1
T-MOBILE US INC COM 872590104 64 476 SH   SOLE   0 0 476
SPDR SER TR PORTFOLIO S&P600 78468R853 56 1,569 SH   SOLE   0 0 1,569
KRAFT HEINZ CO COM 500754106 21 541 SH   SOLE   0 0 541
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 0 5 SH   SOLE   0 0 5
ISHARES TR CORE INTL AGGR 46435G672 756 15,168 SH   SOLE   0 0 15,168
ISHARES INC ESG AWR MSCI EM 46434G863 0 6 SH   SOLE   0 0 6
ISHARES TR ESG AW MSCI EAFE 46435G516 0 3 SH   SOLE   0 0 3
ISHARES TR ESG AWR MSCI USA 46435G425 0 4 SH   SOLE   0 0 4
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 0 4 SH   SOLE   0 0 4
RAFAEL HLDGS INC COM CL B 75062E110 1 351 SH   SOLE   0 0 351
LINDE PLC SHS G5494J103 116 403 SH   SOLE   0 0 403
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453 8,377 83,665 SH   SOLE   0 0 83,665
VIATRIS INC COM 92556V106 1 68 SH   SOLE   0 0 68
PROSHARES TR BITCOIN STRATE 74347G440 3 260 SH   SOLE   0 0 260
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 2 95 SH   SOLE   0 0 95