The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   235,451 1,560 SH   SOLE   0 0 1,560
APPLE INC COM 037833100   356,850 2,081 SH   SOLE   0 0 2,081
AVALONBAY CMNTYS INC COM 053484101   3,563,680 19,205 SH   SOLE   0 0 19,205
BANK AMERICA CORP COM 060505104   1,661,313 43,811 SH   SOLE   0 0 43,811
BANK NEW YORK MELLON CORP COM 064058100   1,062,282 18,436 SH   SOLE   0 0 18,436
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,208,574 2,874 SH   SOLE   0 0 2,874
BOEING CO COM 097023105   205,920 1,067 SH   SOLE   0 0 1,067
CAMDEN PPTY TR SH BEN INT 133131102   3,512,585 35,697 SH   SOLE   0 0 35,697
DECIPHERA PHARMACEUTICALS IN COM 24344T101   1,514,783 96,299 SH   SOLE   0 0 96,299
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   832,498 22,653 SH   SOLE   0 0 22,653
ELI LILLY & CO COM 532457108   210,827 271 SH   SOLE   0 0 271
GENERAL DYNAMICS CORP COM 369550108   284,185 1,006 SH   SOLE   0 0 1,006
INVESCO QQQ TR UNIT SER 1 46090E103   586,984 1,322 SH   SOLE   0 0 1,322
ISHARES GOLD TR ISHARES NEW 464285204   1,787,441 42,548 SH   SOLE   0 0 42,548
ISHARES INC CORE MSCI EMKT 46434G103   395,256 7,660 SH   SOLE   0 0 7,660
ISHARES INC MSCI JPN ETF NEW 46434G822   211,481 2,964 SH   SOLE   0 0 2,964
ISHARES TR CORE 1 5 YR USD 46432F859   921,095 19,416 SH   SOLE   0 0 19,416
ISHARES TR CORE HIGH DV ETF 46429B663   923,890 8,383 SH   SOLE   0 0 8,383
ISHARES TR CORE TOTAL USD 46434V613   2,766,922 60,691 SH   SOLE   0 0 60,691
ISHARES TR CORE US AGGBD ET 464287226   12,461,793 127,239 SH   SOLE   0 0 127,239
ISHARES TR IBOXX INV CP ETF 464287242   2,143,872 19,683 SH   SOLE   0 0 19,683
ISHARES TR JPMORGAN USD EMG 464288281   435,707 4,859 SH   SOLE   0 0 4,859
ISHARES TR MBS ETF 464288588   3,006,423 32,530 SH   SOLE   0 0 32,530
ISHARES TR S&P MC 400VL ETF 464287705   307,081 2,596 SH   SOLE   0 0 2,596
MICROSOFT CORP COM 594918104   427,872 1,017 SH   SOLE   0 0 1,017
MID-AMER APT CMNTYS INC COM 59522J103   3,442,396 26,162 SH   SOLE   0 0 26,162
NVIDIA CORPORATION COM 67066G104   1,284,862 1,422 SH   SOLE   0 0 1,422
PEPSICO INC COM 713448108   1,077,362 6,156 SH   SOLE   0 0 6,156
PIMCO ETF TR INTER MUN BD ACT 72201R866   348,296 6,638 SH   SOLE   0 0 6,638
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   320,625 12,698 SH   SOLE   0 0 12,698
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   817,024 10,133 SH   SOLE   0 0 10,133
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   989,699 4,752 SH   SOLE   0 0 4,752
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,586,168 6,856 SH   SOLE   0 0 6,856
SPDR SER TR PORTFLI HIGH YLD 78468R606   2,661,162 113,434 SH   SOLE   0 0 113,434
SPDR SER TR PRTFLO S&P500 GW 78464A409   956,363 13,074 SH   SOLE   0 0 13,074
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,450,429 108,791 SH   SOLE   0 0 108,791
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,103,364 67,684 SH   SOLE   0 0 67,684
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,152,071 67,198 SH   SOLE   0 0 67,198
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,492,287 3,104 SH   SOLE   0 0 3,104
VANGUARD INDEX FDS TOTAL STK MKT 922908769   73,090,688 281,226 SH   SOLE   0 0 281,226
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,053,302 25,217 SH   SOLE   0 0 25,217
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   752,390 11,173 SH   SOLE   0 0 11,173
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   348,417 2,982 SH   SOLE   0 0 2,982
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,631,099 51,998 SH   SOLE   0 0 51,998
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   1,436,789 16,891 SH   SOLE   0 0 16,891
VANGUARD STAR FDS VG TL INTL STK F 921909768   8,430,500 139,809 SH   SOLE   0 0 139,809
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,006,308 159,584 SH   SOLE   0 0 159,584
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   1,206,789 11,984 SH   SOLE   0 0 11,984
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   212,520 4,400 SH   SOLE   0 0 4,400