The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BANK AMERICA CORP COM 060505104   1,403,129 42,365 SH   SOLE   0 0 42,365
BANK NEW YORK MELLON CORP COM 064058100   839,207 18,436 SH   SOLE   0 0 18,436
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   932,878 3,020 SH   SOLE   0 0 3,020
BOEING CO COM 097023105   203,253 1,067 SH   SOLE   0 0 1,067
DECIPHERA PHARMACEUTICALS IN COM 24344T101   1,578,341 96,299 SH   SOLE   0 0 96,299
GENERAL DYNAMICS CORP COM 369550108   249,599 1,006 SH   SOLE   0 0 1,006
ISHARES GOLD TR ISHARES NEW 464285204   1,806,324 52,221 SH   SOLE   0 0 52,221
ISHARES INC CORE MSCI EMKT 46434G103   3,449,869 73,873 SH   SOLE   0 0 73,873
ISHARES INC MSCI JPN ETF NEW 46434G822   1,795,377 32,979 SH   SOLE   0 0 32,979
ISHARES TR CORE 1 5 YR USD 46432F859   1,392,503 29,985 SH   SOLE   0 0 29,985
ISHARES TR CORE TOTAL USD 46434V613   647,127 14,403 SH   SOLE   0 0 14,403
ISHARES TR CORE US AGGBD ET 464287226   14,140,991 145,798 SH   SOLE   0 0 145,798
ISHARES TR IBOXX HI YD ETF 464288513   328,537 4,462 SH   SOLE   0 0 4,462
ISHARES TR IBOXX INV CP ETF 464287242   4,312,087 40,900 SH   SOLE   0 0 40,900
ISHARES TR JPMORGAN USD EMG 464288281   744,730 8,804 SH   SOLE   0 0 8,804
ISHARES TR NATIONAL MUN ETF 464288414   1,820,959 17,257 SH   SOLE   0 0 17,257
ISHARES TR S&P MC 400GR ETF 464287606   837,358 12,260 SH   SOLE   0 0 12,260
ISHARES TR S&P MC 400VL ETF 464287705   1,454,544 14,430 SH   SOLE   0 0 14,430
ISHARES TR S&P SML 600 GWT 464287887   658,146 6,090 SH   SOLE   0 0 6,090
ISHARES TR SP SMCP600VL ETF 464287879   859,775 9,416 SH   SOLE   0 0 9,416
ISHARES TR TIPS BD ETF 464287176   1,840,135 17,288 SH   SOLE   0 0 17,288
NVIDIA CORPORATION COM 67066G104   207,811 1,422 SH   SOLE   0 0 1,422
PEPSICO INC COM 713448108   1,081,431 5,986 SH   SOLE   0 0 5,986
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,724,467 33,563 SH   SOLE   0 0 33,563
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,506,359 63,640 SH   SOLE   0 0 63,640
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,892,264 4,948 SH   SOLE   0 0 4,948
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,491,570 16,573 SH   SOLE   0 0 16,573
SPDR SER TR PRTFLO S&P500 GW 78464A409   8,098,637 159,831 SH   SOLE   0 0 159,831
SPDR SER TR PRTFLO S&P500 VL 78464A508   15,831,030 407,072 SH   SOLE   0 0 407,072
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   812,142 11,305 SH   SOLE   0 0 11,305
VANGUARD INDEX FDS TOTAL STK MKT 922908769   54,496,170 285,037 SH   SOLE   0 0 285,037
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,004,198 25,762 SH   SOLE   0 0 25,762
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   5,181,700 93,465 SH   SOLE   0 0 93,465
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,449,415 14,098 SH   SOLE   0 0 14,098
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,204,186 41,339 SH   SOLE   0 0 41,339
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,316,966 22,777 SH   SOLE   0 0 22,777
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,460,340 19,422 SH   SOLE   0 0 19,422
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   1,196,605 17,004 SH   SOLE   0 0 17,004
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,625,791 108,774 SH   SOLE   0 0 108,774
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,335,475 174,779 SH   SOLE   0 0 174,779
YELLOW CORP COM 985510106   66,635 26,548 SH   SOLE   0 0 26,548