The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 356 2,164 SH   SOLE   2,164 0 0
ABBVIE INC COM 00287Y109 882 11,668 SH   SOLE   11,668 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 321 1,926 SH   SOLE   1,926 0 0
ALKALINE WTR CO INC COM NEW 01643A207 34 23,474 SH   SOLE   23,474 0 0
ALLIANZGI CONV INCOME FD II COM 018825109 684 135,869 SH   SOLE   135,869 0 0
ALPHABET INC CAP STK CL A 02079K305 1,224 1,002 SH   SOLE   1,002 0 0
ALPHABET INC CAP STK CL C 02079K107 1,027 842 SH   SOLE   842 0 0
ALPS ETF TR SECTR DIV DOGS 00162Q858 808 18,442 SH   SOLE   18,442 0 0
ALTRIA GROUP INC COM 02209S103 240 5,885 SH   SOLE   5,885 0 0
AMAZON COM INC COM 023135106 2,555 1,473 SH   SOLE   1,473 0 0
AMERCO COM 023586100 390 1,000 SH   SOLE   1,000 0 0
AMERICAN ELEC PWR CO INC COM 025537101 242 2,585 SH   SOLE   2,585 0 0
AMERICAN EXPRESS CO COM 025816109 374 3,161 SH   SOLE   3,161 0 0
AMERICAN TOWER CORP NEW COM 03027X100 614 2,775 SH   SOLE   2,775 0 0
AMGEN INC COM 031162100 1,020 5,257 SH   SOLE   5,257 0 0
ANTHEM INC COM 036752103 345 1,440 SH   SOLE   1,440 0 0
APPLE INC COM 037833100 9,870 44,068 SH   SOLE   44,068 0 0
AT&T INC COM 00206R102 1,190 31,332 SH   SOLE   31,332 0 0
BANK AMER CORP COM 060505104 1,691 57,979 SH   SOLE   57,979 0 0
BANK NEW YORK MELLON CORP COM 064058100 284 6,275 SH   SOLE   6,275 0 0
BAXTER INTL INC COM 071813109 218 2,492 SH   SOLE   2,492 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 624 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,064 9,927 SH   SOLE   9,927 0 0
BLACKROCK MUNIASSETS FD INC COM 09254J102 325 21,000 SH   SOLE   21,000 0 0
BOEING CO COM 097023105 1,689 4,433 SH   SOLE   4,433 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 479 9,468 SH   SOLE   9,468 0 0
CATERPILLAR INC DEL COM 149123101 321 2,534 SH   SOLE   2,534 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 420 1,022 SH   SOLE   1,022 0 0
CHEVRON CORP NEW COM 166764100 1,949 16,394 SH   SOLE   16,394 0 0
CISCO SYS INC COM 17275R102 1,241 25,147 SH   SOLE   25,147 0 0
CITIGROUP INC COM NEW 172967424 348 5,060 SH   SOLE   5,060 0 0
COCA COLA CO COM 191216100 340 6,237 SH   SOLE   6,237 0 0
COLGATE PALMOLIVE CO COM 194162103 320 4,332 SH   SOLE   4,332 0 0
COMCAST CORP NEW CL A 20030N101 302 6,696 SH   SOLE   6,696 0 0
CONOCOPHILLIPS COM 20825C104 207 3,664 SH   SOLE   3,664 0 0
CONSOLIDATED EDISON INC COM 209115104 496 5,236 SH   SOLE   5,236 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,912 6,630 SH   SOLE   6,630 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 204 80,000 SH   SOLE   80,000 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 244 1,752 SH   SOLE   1,752 0 0
CSX CORP COM 126408103 317 4,576 SH   SOLE   4,576 0 0
DBX ETF TR XTRACK MSCI EURP 233051853 819 27,441 SH   SOLE   27,441 0 0
DIGITAL RLTY TR INC COM 253868103 982 7,576 SH   SOLE   7,576 0 0
DISNEY WALT CO COM DISNEY 254687106 1,379 10,568 SH   SOLE   10,568 0 0
DOLLAR TREE INC COM 256746108 365 3,210 SH   SOLE   3,210 0 0
DOMO INC COM CL B 257554105 305 19,050 SH   SOLE   19,050 0 0
EATON VANCE MUN BD FD COM 27827X101 350 27,000 SH   SOLE   27,000 0 0
EATON VANCE TX ADV GLBL DIV COM 27828S101 2,378 144,450 SH   SOLE   144,450 0 0
EDITAS MEDICINE INC COM 28106W103 395 17,403 SH   SOLE   17,403 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,231 5,598 SH   SOLE   5,598 0 0
EQUINIX INC COM 29444U700 526 911 SH   SOLE   911 0 0
EVERSOURCE ENERGY COM 30040W108 331 3,875 SH   SOLE   3,875 0 0
EXXON MOBIL CORP COM 30231G102 1,087 15,380 SH   SOLE   15,380 0 0
FACEBOOK INC CL A 30303M102 9,663 54,262 SH   SOLE   54,262 0 0
FARMER BROS CO COM 307675108 140 10,795 SH   SOLE   10,795 0 0
FIDELITY COVINGTON TR DIVID ETF RISI 316092832 310 9,620 SH   SOLE   9,620 0 0
FIRST FINL BANKSHARES COM 32020R109 472 14,140 SH   SOLE   14,140 0 0
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 220 3,958 SH   SOLE   3,958 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 210 4,979 SH   SOLE   4,979 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 1,489 11,067 SH   SOLE   11,067 0 0
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 351 11,021 SH   SOLE   11,021 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 585 7,903 SH   SOLE   7,903 0 0
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 838 26,969 SH   SOLE   26,969 0 0
FORD MTR CO DEL COM 345370860 1,163 127,002 SH   SOLE   127,002 0 0
FS KKR CAPITAL CORP COM 302635107 244 41,971 SH   SOLE   41,971 0 0
GENERAL ELECTRIC CO COM 369604103 367 40,801 SH   SOLE   40,801 0 0
GLOBAL X FDS GLBL X MLP ETF 37950E473 838 100,000 SH   SOLE   100,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 283 1,366 SH   SOLE   1,366 0 0
HAIN CELESTIAL GROUP INC COM 405217100 327 15,250 SH   SOLE   15,250 0 0
HC2 HLDGS INC COM 404139107 24 10,300 SH   SOLE   10,300 0 0
HEXO CORP COM 428304109 47 11,883 SH   SOLE   11,883 0 0
HOME DEPOT INC COM 437076102 3,215 13,870 SH   SOLE   13,870 0 0
HONEYWELL INTL INC COM 438516106 583 3,442 SH   SOLE   3,442 0 0
IMPAC MTG HLDGS INC COM NEW 45254P508 609 77,420 SH   SOLE   77,420 0 0
INGERSOLL-RAND PLC SHS G47791101 227 1,845 SH   SOLE   1,845 0 0
INTEL CORP COM 458140100 833 16,133 SH   SOLE   16,133 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 624 4,277 SH   SOLE   4,277 0 0
INTUIT COM 461202103 334 1,251 SH   SOLE   1,251 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 549 11,353 SH   SOLE   11,353 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 1,070 58,584 SH   SOLE   58,584 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 202 1,132 SH   SOLE   1,132 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8,114 75,078 SH   SOLE   75,078 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,816 14,902 SH   SOLE   14,902 0 0
INVESTORS BANCORP INC NEW COM 46146L101 159 14,000 SH   SOLE   14,000 0 0
ISHARES GOLD TRUST ISHARES 464285105 444 31,472 SH   SOLE   31,472 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,703 55,084 SH   SOLE   55,084 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,294 32,914 SH   SOLE   32,914 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 783 9,190 SH   SOLE   9,190 0 0
ISHARES TR CORE MSCI EAFE 46432F842 13,489 220,926 SH   SOLE   220,926 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 585 10,118 SH   SOLE   10,118 0 0
ISHARES TR CORE S&P MCP ETF 464287507 6,291 32,531 SH   SOLE   32,531 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,565 58,646 SH   SOLE   58,646 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,262 18,792 SH   SOLE   18,792 0 0
ISHARES TR CORE S&P US GWT 464287671 656 10,453 SH   SOLE   10,453 0 0
ISHARES TR CORE S&P US VLU 464287663 260 4,495 SH   SOLE   4,495 0 0
ISHARES TR CORE S&P500 ETF 464287200 27,737 92,928 SH   SOLE   92,928 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,121 9,918 SH   SOLE   9,918 0 0
ISHARES TR EAFE SML CP ETF 464288273 434 7,597 SH   SOLE   7,597 0 0
ISHARES TR ESG MSCI EAFE 46435G516 554 8,639 SH   SOLE   8,639 0 0
ISHARES TR EUROPE ETF 464287861 663 15,262 SH   SOLE   15,262 0 0
ISHARES TR GLB CNSM STP ETF 464288737 243 4,441 SH   SOLE   4,441 0 0
ISHARES TR GLOBAL 100 ETF 464287572 287 5,810 SH   SOLE   5,810 0 0
ISHARES TR IBONDS DEC19 ETF 46434VAU4 2,437 98,184 SH   SOLE   98,184 0 0
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 1,881 74,100 SH   SOLE   74,100 0 0
ISHARES TR IBONDS DEC2021 46435G789 1,872 72,610 SH   SOLE   72,610 0 0
ISHARES TR IBONDS DEC2022 46435G755 1,292 49,449 SH   SOLE   49,449 0 0
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,719 69,043 SH   SOLE   69,043 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 744 29,547 SH   SOLE   29,547 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 205 8,033 SH   SOLE   8,033 0 0
ISHARES TR IBONDS SEP2020 46434V571 2,138 83,791 SH   SOLE   83,791 0 0
ISHARES TR MSCI ACWI ETF 464288257 381 5,174 SH   SOLE   5,174 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,073 47,072 SH   SOLE   47,072 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,832 44,797 SH   SOLE   44,797 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,880 25,239 SH   SOLE   25,239 0 0
ISHARES TR PHLX SEMICND ETF 464287523 348 1,645 SH   SOLE   1,645 0 0
ISHARES TR RUS 1000 ETF 464287622 14,559 88,464 SH   SOLE   88,464 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 14,697 92,062 SH   SOLE   92,062 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 7,562 58,977 SH   SOLE   58,977 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,410 7,316 SH   SOLE   7,316 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 892 7,468 SH   SOLE   7,468 0 0
ISHARES TR RUS MD CP GR ETF 464287481 392 2,787 SH   SOLE   2,787 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 396 4,427 SH   SOLE   4,427 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,798 32,116 SH   SOLE   32,116 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,645 24,089 SH   SOLE   24,089 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 8,293 47,735 SH   SOLE   47,735 0 0
ISHARES TR S&P 100 ETF 464287101 709 5,395 SH   SOLE   5,395 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 738 4,090 SH   SOLE   4,090 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,342 11,253 SH   SOLE   11,253 0 0
ISHARES TR S&P MC 400VL ETF 464287705 352 2,194 SH   SOLE   2,194 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,378 13,538 SH   SOLE   13,538 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,313 8,751 SH   SOLE   8,751 0 0
ISHARES TR TIPS BD ETF 464287176 583 5,003 SH   SOLE   5,003 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 737 6,176 SH   SOLE   6,176 0 0
ISHARES TR USA QUALITY FCTR 46432F339 277 2,989 SH   SOLE   2,989 0 0
JOHNSON & JOHNSON COM 478160104 2,921 24,712 SH   SOLE   24,712 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 20,267 401,807 SH   SOLE   401,807 0 0
JPMORGAN CHASE & CO COM 46625H100 1,675 14,194 SH   SOLE   14,194 0 0
KIMBERLY CLARK CORP COM 494368103 620 4,370 SH   SOLE   4,370 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 721 8,807 SH   SOLE   8,807 0 0
LILLY ELI & CO COM 532457108 238 2,120 SH   SOLE   2,120 0 0
LOCKHEED MARTIN CORP COM 539830109 2,199 5,628 SH   SOLE   5,628 0 0
LOWES COS INC COM 548661107 210 1,918 SH   SOLE   1,918 0 0
MARSH & MCLENNAN COS INC COM 571748102 859 8,580 SH   SOLE   8,580 0 0
MASTERCARD INC CL A 57636Q104 1,546 5,693 SH   SOLE   5,693 0 0
MCDONALDS CORP COM 580135101 926 4,312 SH   SOLE   4,312 0 0
MEDTRONIC PLC SHS G5960L103 227 2,091 SH   SOLE   2,091 0 0
MERCER INTL INC COM 588056101 376 30,000 SH   SOLE   30,000 0 0
MERCK & CO INC COM 58933Y105 2,956 35,105 SH   SOLE   35,105 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 745 8,017 SH   SOLE   8,017 0 0
MICROSOFT CORP COM 594918104 3,830 27,515 SH   SOLE   27,515 0 0
NETFLIX INC COM 64110L106 393 1,469 SH   SOLE   1,469 0 0
NIO INC SPON ADS 62914V106 16 10,000 SH   SOLE   10,000 0 0
NORTHROP GRUMMAN CORP COM 666807102 753 2,007 SH   SOLE   2,007 0 0
NOVARTIS A G SPONSORED ADR 66987V109 757 8,723 SH   SOLE   8,723 0 0
NVIDIA CORP COM 67066G104 516 2,959 SH   SOLE   2,959 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 297 745 SH   SOLE   745 0 0
OBSIDIAN ENERGY LTD COM 674482203 34 40,489 SH   SOLE   40,489 0 0
OGE ENERGY CORP COM 670837103 377 8,313 SH   SOLE   8,313 0 0
ORACLE CORP COM 68389X105 463 8,384 SH   SOLE   8,384 0 0
PALO ALTO NETWORKS INC COM 697435105 674 3,304 SH   SOLE   3,304 0 0
PAYPAL HLDGS INC COM 70450Y103 982 9,467 SH   SOLE   9,467 0 0
PEPSICO INC COM 713448108 324 2,362 SH   SOLE   2,362 0 0
PERKINELMER INC COM 714046109 2,012 23,625 SH   SOLE   23,625 0 0
PFIZER INC COM 717081103 1,864 51,920 SH   SOLE   51,920 0 0
PGIM ETF TR ULTRA SHORT 69344A107 16,516 329,074 SH   SOLE   329,074 0 0
PHILIP MORRIS INTL INC COM 718172109 288 3,794 SH   SOLE   3,794 0 0
PIMCO DYNMIC CREDIT AND MRT COM SHS 72202D106 490 20,000 SH   SOLE   20,000 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 265 2,612 SH   SOLE   2,612 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 638 5,812 SH   SOLE   5,812 0 0
PNC FINL SVCS GROUP INC COM 693475105 372 2,650 SH   SOLE   2,650 0 0
PROCTER & GAMBLE CO COM 742718109 712 5,733 SH   SOLE   5,733 0 0
REALTY INCOME CORP COM 756109104 314 4,090 SH   SOLE   4,090 0 0
RLJ LODGING TR COM 74965L101 725 42,700 SH   SOLE   42,700 0 0
ROSS STORES INC COM 778296103 218 1,985 SH   SOLE   1,985 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,693 67,167 SH   SOLE   67,167 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,708 53,511 SH   SOLE   53,511 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 531 9,870 SH   SOLE   9,870 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,111 43,770 SH   SOLE   43,770 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 580 10,488 SH   SOLE   10,488 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,800 21,377 SH   SOLE   21,377 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 516 9,113 SH   SOLE   9,113 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,811 25,528 SH   SOLE   25,528 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,121 19,831 SH   SOLE   19,831 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 980 14,230 SH   SOLE   14,230 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 214 3,779 SH   SOLE   3,779 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 361 2,993 SH   SOLE   2,993 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 433 7,042 SH   SOLE   7,042 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 596 6,622 SH   SOLE   6,622 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 291 4,503 SH   SOLE   4,503 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 642 7,957 SH   SOLE   7,957 0 0
SIRIUS XM HLDGS INC COM 82968B103 78 12,490 SH   SOLE   12,490 0 0
SL GREEN RLTY CORP COM 78440X101 1,113 13,619 SH   SOLE   13,619 0 0
SOUTHERN CO COM 842587107 407 6,598 SH   SOLE   6,598 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 435 1,617 SH   SOLE   1,617 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 445 8,585 SH   SOLE   8,585 0 0
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 297 9,242 SH   SOLE   9,242 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,149 39,181 SH   SOLE   39,181 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,069 60,291 SH   SOLE   60,291 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,456 8,272 SH   SOLE   8,272 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,640 4,653 SH   SOLE   4,653 0 0
SPDR SERIES TRUST PORTFOLIO CRPORT 78464A144 921 27,171 SH   SOLE   27,171 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 1,695 48,511 SH   SOLE   48,511 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 352 10,372 SH   SOLE   10,372 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 533 8,948 SH   SOLE   8,948 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 4,764 46,458 SH   SOLE   46,458 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 246 4,674 SH   SOLE   4,674 0 0
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 6,448 545,301 SH   SOLE   545,301 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,197 24,289 SH   SOLE   24,289 0 0
STARBUCKS CORP COM 855244109 1,117 12,612 SH   SOLE   12,612 0 0
STRYKER CORP COM 863667101 517 2,392 SH   SOLE   2,392 0 0
TELEFLEX INC COM 879369106 545 1,605 SH   SOLE   1,605 0 0
TESLA INC COM 88160R101 247 1,024 SH   SOLE   1,024 0 0
TEXAS INSTRS INC COM 882508104 5,757 44,535 SH   SOLE   44,535 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 639 2,190 SH   SOLE   2,190 0 0
THOMSON REUTERS CORP COM NEW 884903709 822 12,272 SH   SOLE   12,272 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 301 5,161 SH   SOLE   5,161 0 0
TORTOISE MIDSTRM ENERGY FD I COM 89148B101 124 10,170 SH   SOLE   10,170 0 0
UNILEVER N V N Y SHS NEW 904784709 221 3,691 SH   SOLE   3,691 0 0
UNION PACIFIC CORP COM 907818108 486 2,995 SH   SOLE   2,995 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,675 13,978 SH   SOLE   13,978 0 0
UNITED TECHNOLOGIES CORP COM 913017109 866 6,339 SH   SOLE   6,339 0 0
US BANCORP DEL COM NEW 902973304 693 12,534 SH   SOLE   12,534 0 0
VALLEY NATL BANCORP COM 919794107 109 10,000 SH   SOLE   10,000 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,839 35,111 SH   SOLE   35,111 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,044 24,222 SH   SOLE   24,222 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 429 7,296 SH   SOLE   7,296 0 0
VANGUARD GROUP DIV APP ETF 921908844 4,221 35,305 SH   SOLE   35,305 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 14,350 123,343 SH   SOLE   123,343 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,042 12,284 SH   SOLE   12,284 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,464 32,593 SH   SOLE   32,593 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,109 65,461 SH   SOLE   65,461 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,832 65,417 SH   SOLE   65,417 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,557 19,542 SH   SOLE   19,542 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,590 30,391 SH   SOLE   30,391 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,135 10,189 SH   SOLE   10,189 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,904 196,475 SH   SOLE   196,475 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,744 32,522 SH   SOLE   32,522 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 538 9,202 SH   SOLE   9,202 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,866 13,723 SH   SOLE   13,723 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 525 10,134 SH   SOLE   10,134 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,872 361,934 SH   SOLE   361,934 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 503 6,232 SH   SOLE   6,232 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 11,617 131,007 SH   SOLE   131,007 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,199 19,918 SH   SOLE   19,918 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 231 1,367 SH   SOLE   1,367 0 0
VISA INC COM CL A 92826C839 376 2,188 SH   SOLE   2,188 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 351 6,334 SH   SOLE   6,334 0 0
WALMART INC COM 931142103 1,010 8,529 SH   SOLE   8,529 0 0
WASTE MGMT INC DEL COM 94106L109 1,783 15,461 SH   SOLE   15,461 0 0
WELLS FARGO CO NEW COM 949746101 1,175 23,289 SH   SOLE   23,289 0 0
WILLIAMS COS INC DEL COM 969457100 312 12,987 SH   SOLE   12,987 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 358 8,766 SH   SOLE   8,766 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 427 11,191 SH   SOLE   11,191 0 0
WISDOMTREE TR ITL HIGH DIV FD 97717W802 1,698 43,463 SH   SOLE   43,463 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,215 44,298 SH   SOLE   44,298 0 0
WORKDAY INC CL A 98138H101 475 2,792 SH   SOLE   2,792 0 0
XCEL ENERGY INC COM 98389B100 345 5,320 SH   SOLE   5,320 0 0
YUM BRANDS INC COM 988498101 218 1,918 SH   SOLE   1,918 0 0