The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNC INVT CORP COM 00123Q104 297 22,703 SH   SOLE 0 0 0 22,703
ALPHABET INC CAP STK CL A 02079K305 1,115 401 SH   SOLE 0 0 0 401
ALPHABET INC CAP STK CL C 02079K107 1,260 451 SH   SOLE 0 0 0 451
AMAZON COM INC COM 023135106 779 239 SH   SOLE 0 0 0 239
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 1,669 36,473 SH   SOLE 0 0 0 36,473
APPLE INC COM 037833100 6,855 39,261 SH   SOLE 0 0 0 39,261
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 357 1,012 SH   SOLE 0 0 0 1,012
BK OF AMERICA CORP COM 060505104 495 12,000 SH   SOLE 0 0 0 12,000
COMCAST CORP NEW CL A 20030N101 922 19,686 SH   SOLE 0 0 0 19,686
EATON VANCE TAX-MANAGED GLOB COM 27829F108 133 13,662 SH   SOLE 0 0 0 13,662
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 870 17,328 SH   SOLE 0 0 0 17,328
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 6,333 205,342 SH   SOLE 0 0 0 205,342
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101 11,069 99,092 SH   SOLE 0 0 0 99,092
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 6,434 249,376 SH   SOLE 0 0 0 249,376
INVESCO QQQ TR UNIT SER 1 46090E103 631 1,741 SH   SOLE 0 0 0 1,741
ISHARES GOLD TR ISHARES NEW 464285204 5,033 136,663 SH   SOLE 0 0 0 136,663
ISHARES TR ESG AWR MSCI USA 46435G425 584 5,766 SH   SOLE 0 0 0 5,766
ISHARES TR CORE LT USDB ETF 464289479 275 4,295 SH   SOLE 0 0 0 4,295
ISHARES TR CALIF MUN BD ETF 464288356 450 7,735 SH   SOLE 0 0 0 7,735
ISHARES TR CORE INTL AGGR 46435G672 250 4,790 SH   SOLE 0 0 0 4,790
ISHARES TR S&P 500 GRWT ETF 464287309 433 5,665 SH   SOLE 0 0 0 5,665
ISHARES TR CORE MSCI EAFE 46432F842 14,257 205,111 SH   SOLE 0 0 0 205,111
ISHARES TR RUS 1000 GRW ETF 464287614 38,354 138,147 SH   SOLE 0 0 0 138,147
ISHARES TR CORE 1 5 YR USD 46432F859 22,277 459,706 SH   SOLE 0 0 0 459,706
ISHARES TR MSCI EAFE ETF 464287465 49,066 666,657 SH   SOLE 0 0 0 666,657
ISHARES TR MSCI USA ESG SLC 464288802 284 2,936 SH   SOLE 0 0 0 2,936
ISHARES TR CORE S&P500 ETF 464287200 765 1,686 SH   SOLE 0 0 0 1,686
ISHARES TR SHRT NAT MUN ETF 464288158 337 3,224 SH   SOLE 0 0 0 3,224
ISHARES TR NATIONAL MUN ETF 464288414 11,425 104,202 SH   SOLE 0 0 0 104,202
ISHARES TR CORE S&P SCP ETF 464287804 11,891 110,226 SH   SOLE 0 0 0 110,226
ISHARES TR 1 3 YR TREAS BD 464287457 3,657 43,880 SH   SOLE 0 0 0 43,880
ISHARES TR ESG AWR US AGRGT 46435U549 1,472 28,508 SH   SOLE 0 0 0 28,508
ISHARES TR MSCI KLD400 SOC 464288570 3,050 35,213 SH   SOLE 0 0 0 35,213
ISHARES TR GLOBAL REIT ETF 46434V647 376 12,883 SH   SOLE 0 0 0 12,883
JOHNSON & JOHNSON COM 478160104 230 1,296 SH   SOLE 0 0 0 1,296
META PLATFORMS INC CL A 30303M102 1,684 7,572 SH   SOLE 0 0 0 7,572
MICROSOFT CORP COM 594918104 508 1,646 SH   SOLE 0 0 0 1,646
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 792 19,884 SH   SOLE 0 0 0 19,884
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 1,621 56,327 SH   SOLE 0 0 0 56,327
NVIDIA CORPORATION COM 67066G104 1,281 4,696 SH   SOLE 0 0 0 4,696
PROCTER AND GAMBLE CO COM 742718109 216 1,411 SH   SOLE 0 0 0 1,411
PURE STORAGE INC CL A 74624M102 266 7,526 SH   SOLE 0 0 0 7,526
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 239 5,051 SH   SOLE 0 0 0 5,051
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,359 336,563 SH   SOLE 0 0 0 336,563
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 392 5,233 SH   SOLE 0 0 0 5,233
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 15,028 297,174 SH   SOLE 0 0 0 297,174
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,082 57,235 SH   SOLE 0 0 0 57,235
SPDR GOLD TR GOLD SHS 78463V107 10,184 56,377 SH   SOLE 0 0 0 56,377
SPDR S&P 500 ETF TR TR UNIT 78462F103 312 691 SH   SOLE 0 0 0 691
SPDR SER TR PORTFOLIO S&P600 78468R853 1,023 24,306 SH   SOLE 0 0 0 24,306
SPDR SER TR PRTFLO S&P500 GW 78464A409 762 11,510 SH   SOLE 0 0 0 11,510
SPDR SER TR NUVEEN BLMBRG MU 78468R721 2,317 48,399 SH   SOLE 0 0 0 48,399
SPDR SER TR PRTFLO S&P500 VL 78464A508 514 12,315 SH   SOLE 0 0 0 12,315
SPDR SER TR PORTFOLIO AGRGTE 78464A649 41,777 1,503,310 SH   SOLE 0 0 0 1,503,310
SPDR SER TR PORTFOLIO S&P500 78464A854 27,584 519,179 SH   SOLE 0 0 0 519,179
SPDR SER TR PORTFOLI S&P1500 78464A805 2,096 37,711 SH   SOLE 0 0 0 37,711
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 9,188 444,282 SH   SOLE 0 0 0 444,282
TESLA INC COM 88160R101 610 566 SH   SOLE 0 0 0 566
TRANE TECHNOLOGIES PLC SHS G8994E103 225 1,476 SH   SOLE 0 0 0 1,476
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 258 3,313 SH   SOLE 0 0 0 3,313
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,045 50,855 SH   SOLE 0 0 0 50,855
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,943 96,986 SH   SOLE 0 0 0 96,986
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,985 133,201 SH   SOLE 0 0 0 133,201
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,765 25,929 SH   SOLE 0 0 0 25,929
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 8,419 50,822 SH   SOLE 0 0 0 50,822
VANGUARD INDEX FDS TOTAL STK MKT 922908769 400 1,756 SH   SOLE 0 0 0 1,756
VANGUARD INDEX FDS MID CAP ETF 922908629 17,511 73,627 SH   SOLE 0 0 0 73,627
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,133 47,363 SH   SOLE 0 0 0 47,363
VANGUARD INDEX FDS VALUE ETF 922908744 229 1,550 SH   SOLE 0 0 0 1,550
VANGUARD INDEX FDS GROWTH ETF 922908736 11,932 41,488 SH   SOLE 0 0 0 41,488
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 426 4,956 SH   SOLE 0 0 0 4,956
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 349 5,544 SH   SOLE 0 0 0 5,544
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 55,035 339,387 SH   SOLE 0 0 0 339,387
VANGUARD STAR FDS VG TL INTL STK F 921909768 522 8,738 SH   SOLE 0 0 0 8,738
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 528 10,984 SH   SOLE 0 0 0 10,984
VANGUARD WORLD FD ESG INTL STK ETF 921910725 478 8,357 SH   SOLE 0 0 0 8,357
VISA INC COM CL A 92826C839 216 975 SH   SOLE 0 0 0 975