The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 507 13,067 SH   SOLE   0 0 13,067
ISHARES TR NATIONAL MUN ETF 464288414 281 2,431 SH   SOLE   0 0 2,431
SPDR S&P 500 ETF TR TR UNIT 78462F103 674 2,186 SH   SOLE   0 0 2,186
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101 6,653 82,505 SH   SOLE   0 0 82,505
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 595 24,565 SH   SOLE   0 0 24,565
ISHARES TR TIPS BD ETF 464287176 303 2,466 SH   SOLE   0 0 2,466
ISHARES TR SELECT DIVID ETF 464287168 845 10,473 SH   SOLE   0 0 10,473
BK OF AMERICA CORP COM 060505104 233 9,793 SH   SOLE   0 0 9,793
AMAZON COM INC COM 023135106 306 111 SH   SOLE   0 0 111
APPLE INC COM 037833100 2,254 6,177 SH   SOLE   0 0 6,177
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,205 14,500 SH   SOLE   0 0 14,500
VANGUARD INDEX FDS GROWTH ETF 922908736 6,150 30,432 SH   SOLE   0 0 30,432
BOEING CO COM 097023105 220 1,200 SH   SOLE   0 0 1,200
PROCTER AND GAMBLE CO COM 742718109 382 3,193 SH   SOLE   0 0 3,193
ISHARES TR MSCI KLD400 SOC 464288570 1,125 9,531 SH   SOLE   0 0 9,531
ISHARES TR ESG AWR US AGRGT 46435U549 275 4,865 SH   SOLE   0 0 4,865
VANGUARD WORLD FD ESG INTL STK ETF 921910725 278 5,781 SH   SOLE   0 0 5,781
COMCAST CORP NEW CL A 20030N101 219 5,631 SH   SOLE   0 0 5,631
ISHARES TR CORE S&P SCP ETF 464287804 6,357 93,083 SH   SOLE   0 0 93,083
ISHARES TR 1 3 YR TREAS BD 464287457 2,927 33,791 SH   SOLE   0 0 33,791
VANGUARD INDEX FDS VALUE ETF 922908744 3,454 34,678 SH   SOLE   0 0 34,678
CHEVRON CORP NEW COM 166764100 240 2,685 SH   SOLE   0 0 2,685
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,295 26,346 SH   SOLE   0 0 26,346
VANGUARD INDEX FDS MID CAP ETF 922908629 9,565 58,354 SH   SOLE   0 0 58,354
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,161 27,512 SH   SOLE   0 0 27,512
SPDR SER TR NUVEEN BRC MUNIC 78468R721 1,004 19,440 SH   SOLE   0 0 19,440
VISA INC COM CL A 92826C839 770 3,986 SH   SOLE   0 0 3,986
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 28,211 240,749 SH   SOLE   0 0 240,749
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 204 7,414 SH   SOLE   0 0 7,414
FACEBOOK INC CL A 30303M102 5,620 24,752 SH   SOLE   0 0 24,752
SPDR SER TR PORTFOLIO S&P500 78464A854 13,402 369,722 SH   SOLE   0 0 369,722
ISHARES TR CORE INTL AGGR 46435G672 373 6,704 SH   SOLE   0 0 6,704
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1,446 47,699 SH   SOLE   0 0 47,699
ISHARES GOLD TRUST ISHARES 464285105 2,099 123,571 SH   SOLE   0 0 123,571
ISHARES TR CORE LT USDB ETF 464289479 15,231 203,163 SH   SOLE   0 0 203,163
ISHARES TR S&P 500 GRWT ETF 464287309 294 1,416 SH   SOLE   0 0 1,416
TESLA INC COM 88160R101 236 219 SH   SOLE   0 0 219
INVESCO QQQ TR UNIT SER 1 46090E103 226 914 SH   SOLE   0 0 914
WELLS FARGO CO NEW COM 949746101 1,363 53,237 SH   SOLE   0 0 53,237
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,123 60,191 SH   SOLE   0 0 60,191
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,294 15,150 SH   SOLE   0 0 15,150
ISHARES TR CORE MSCI EAFE 46432F842 11,778 206,062 SH   SOLE   0 0 206,062
SPDR SER TR PORTFOLIO AGRGTE 78464A649 13,134 425,596 SH   SOLE   0 0 425,596
MICROSOFT CORP COM 594918104 37,011 181,863 SH   SOLE   0 0 181,863
ISHARES TR RUS 1000 GRW ETF 464287614 19,314 100,622 SH   SOLE   0 0 100,622
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,415 73,073 SH   SOLE   0 0 73,073
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 5,225 191,460 SH   SOLE   0 0 191,460
ISHARES TR S&P 500 VAL ETF 464287408 412 3,812 SH   SOLE   0 0 3,812
SPDR GOLD TR GOLD SHS 78463V107 7,708 46,057 SH   SOLE   0 0 46,057
WP CAREY INC COM 92936U109 289 4,269 SH   SOLE   0 0 4,269
ISHARES TR GLOBAL REIT ETF 46434V647 243 11,619 SH   SOLE   0 0 11,619
ALPHABET INC CAP STK CL A 02079K305 224 158 SH   SOLE   0 0 158
SPDR SER TR PORTFOLIO S&P600 78468R853 1,207 45,437 SH   SOLE   0 0 45,437
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,498 33,346 SH   SOLE   0 0 33,346
ISHARES TR MSCI EAFE ETF 464287465 31,224 512,968 SH   SOLE   0 0 512,968
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,331 120,589 SH   SOLE   0 0 120,589
ISHARES TR CORE S&P500 ETF 464287200 397 1,283 SH   SOLE   0 0 1,283
VANGUARD BD INDEX FDS INTERMED TERM 921937819 13,347 143,220 SH   SOLE   0 0 143,220
SPDR SER TR PRTFLO S&P500 VL 78464A508 384 13,256 SH   SOLE   0 0 13,256
ISHARES TR MSCI USA ESG SLC 464288802 244 1,821 SH   SOLE   0 0 1,821
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,145 89,115 SH   SOLE   0 0 89,115
ISHARES TR MODERT ALLOC ETF 464289875 276 6,918 SH   SOLE   0 0 6,918
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,519 9,201 SH   SOLE   0 0 9,201
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,005 10,567 SH   SOLE   0 0 10,567
SPDR SER TR PORTFOLI S&P1500 78464A805 425 11,259 SH   SOLE   0 0 11,259
JOHNSON & JOHNSON COM 478160104 504 3,585 SH   SOLE   0 0 3,585
SPDR SER TR BLOMBERG 1 10 YR 78468R861 7,808 384,087 SH   SOLE   0 0 384,087