The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 686 3,907 SH   SOLE   0 0 3,907
ABBOTT LABS COM 002824100 544 4,398 SH   SOLE   0 0 4,398
ABBVIE INC COM 00287Y109 395 3,851 SH   SOLE   0 0 3,851
AFLAC INC COM 001055102 294 6,516 SH   SOLE   0 0 6,516
AIR PRODS & CHEMS INC COM 009158106 501 1,877 SH   SOLE   0 0 1,877
ALPHABET INC CAP STK CL C 02079K107 340 185 SH   SOLE   0 0 185
AMAZON COM INC COM 023135106 417 130 SH   SOLE   0 0 130
ANALOG DEVICES INC COM 032654105 498 3,383 SH   SOLE   0 0 3,383
ANTHEM INC COM 036752103 230 776 SH   SOLE   0 0 776
APPLE INC COM 037833100 2,473 18,744 SH   SOLE   0 0 18,744
AT&T INC COM 00206R102 345 12,038 SH   SOLE   0 0 12,038
AUTOMATIC DATA PROCESSING IN COM 053015103 503 3,049 SH   SOLE   0 0 3,049
BECTON DICKINSON & CO COM 075887109 444 1,696 SH   SOLE   0 0 1,696
BERKSHIRE HATHAWAY INC DEL CL A 084670108 688 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,813 7,957 SH   SOLE   0 0 7,957
BLACKROCK INC COM 09247X101 353 504 SH   SOLE   0 0 504
CINCINNATI FINL CORP COM 172062101 806 9,590 SH   SOLE   0 0 9,590
CISCO SYS INC COM 17275R102 254 5,694 SH   SOLE   0 0 5,694
CLOROX CO DEL COM 189054109 402 1,918 SH   SOLE   0 0 1,918
COLGATE PALMOLIVE CO COM 194162103 223 2,864 SH   SOLE   0 0 2,864
CONSOLIDATED EDISON INC COM 209115104 283 4,000 SH   SOLE   0 0 4,000
DISNEY WALT CO COM 254687106 431 2,563 SH   SOLE   0 0 2,563
DUKE ENERGY CORP NEW COM NEW 26441C204 260 2,762 SH   SOLE   0 0 2,762
EMERSON ELEC CO COM 291011104 489 6,160 SH   SOLE   0 0 6,160
EVERSOURCE ENERGY COM 30040W108 392 4,481 SH   SOLE   0 0 4,481
EXXON MOBIL CORP COM 30231G102 246 5,481 SH   SOLE   0 0 5,481
FACTSET RESH SYS INC COM 303075105 395 1,306 SH   SOLE   0 0 1,306
GENERAL DYNAMICS CORP COM 369550108 282 1,925 SH   SOLE   0 0 1,925
GENERAL MTRS CO COM 37045V100 314 6,205 SH   SOLE   0 0 6,205
GRAINGER W W INC COM 384802104 288 789 SH   SOLE   0 0 789
HOME DEPOT INC COM 437076102 563 2,079 SH   SOLE   0 0 2,079
ILLINOIS TOOL WKS INC COM 452308109 500 2,576 SH   SOLE   0 0 2,576
INTEL CORP COM 458140100 204 3,676 SH   SOLE   0 0 3,676
INVESCO QQQ TR UNIT SER 1 46090E103 200 635 SH   SOLE   0 0 635
ISHARES TR IBOXX HI YD ETF 464288513 858 9,864 SH   SOLE   0 0 9,864
ISHARES TR SELECT DIVID ETF 464287168 498 5,154 SH   SOLE   0 0 5,154
JOHNSON & JOHNSON COM 478160104 999 6,121 SH   SOLE   0 0 6,121
JOHNSON CTLS INTL PLC SHS G51502105 430 8,638 SH   SOLE   0 0 8,638
JPMORGAN CHASE & CO COM 46625H100 793 6,166 SH   SOLE   0 0 6,166
L3HARRIS TECHNOLOGIES INC COM 502431109 452 2,634 SH   SOLE   0 0 2,634
LILLY ELI & CO COM 532457108 1,452 6,981 SH   SOLE   0 0 6,981
LINDE PLC SHS G5494J103 373 1,520 SH   SOLE   0 0 1,520
LOWES COS INC COM 548661107 762 4,567 SH   SOLE   0 0 4,567
MCDONALDS CORP COM 580135101 597 2,871 SH   SOLE   0 0 2,871
MEDTRONIC PLC SHS G5960L103 329 2,959 SH   SOLE   0 0 2,959
MERCK & CO INC COM 58933Y105 291 3,774 SH   SOLE   0 0 3,774
MICROSOFT CORP COM 594918104 6,177 26,630 SH   SOLE   0 0 26,630
NEXTERA ENERGY INC COM 65339F101 730 9,031 SH   SOLE   0 0 9,031
NORFOLK SOUTHN CORP COM 655844108 624 2,637 SH   SOLE   0 0 2,637
NOVARTIS AG SPONSORED ADR 66987V109 301 3,326 SH   SOLE   0 0 3,326
ORACLE CORP COM 68389X105 242 4,000 SH   SOLE   0 0 4,000
PAYCHEX INC COM 704326107 558 6,387 SH   SOLE   0 0 6,387
PAYPAL HLDGS INC COM 70450Y103 235 1,001 SH   SOLE   0 0 1,001
PEPSICO INC COM 713448108 538 3,940 SH   SOLE   0 0 3,940
PFIZER INC COM 717081103 695 19,357 SH   SOLE   0 0 19,357
PHILIP MORRIS INTL INC COM 718172109 225 2,827 SH   SOLE   0 0 2,827
PROCTER AND GAMBLE CO COM 742718109 1,049 8,178 SH   SOLE   0 0 8,178
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 224 7,095 SH   SOLE   0 0 7,095
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 578 16,167 SH   SOLE   0 0 16,167
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 570 10,236 SH   SOLE   0 0 10,236
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,445 16,012 SH   SOLE   0 0 16,012
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,665 17,997 SH   SOLE   0 0 17,997
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 201 1,240 SH   SOLE   0 0 1,240
SIRIUS XM HOLDINGS INC COM 82968B103 63 10,072 SH   SOLE   0 0 10,072
STRYKER CORPORATION COM 863667101 367 1,661 SH   SOLE   0 0 1,661
SYSCO CORP COM 871829107 380 5,318 SH   SOLE   0 0 5,318
TARGET CORP COM 87612E106 552 3,048 SH   SOLE   0 0 3,048
TJX COS INC NEW COM 872540109 241 3,760 SH   SOLE   0 0 3,760
V F CORP COM 918204108 258 3,362 SH   SOLE   0 0 3,362
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,074 22,502 SH   SOLE   0 0 22,502
VANGUARD INDEX FDS GROWTH ETF 922908736 9,069 36,163 SH   SOLE   0 0 36,163
VANGUARD INDEX FDS LARGE CAP ETF 922908637 15,323 87,935 SH   SOLE   0 0 87,935
VANGUARD INDEX FDS MID CAP ETF 922908629 1,281 6,224 SH   SOLE   0 0 6,224
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,125 83,858 SH   SOLE   0 0 83,858
VANGUARD INDEX FDS SMALL CP ETF 922908751 11,468 57,749 SH   SOLE   0 0 57,749
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,186 21,576 SH   SOLE   0 0 21,576
VANGUARD INDEX FDS VALUE ETF 922908744 2,412 20,436 SH   SOLE   0 0 20,436
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,387 65,539 SH   SOLE   0 0 65,539
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,194 23,262 SH   SOLE   0 0 23,262
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 635 11,462 SH   SOLE   0 0 11,462
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,392 35,231 SH   SOLE   0 0 35,231
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,439 29,344 SH   SOLE   0 0 29,344
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,292 24,020 SH   SOLE   0 0 24,020
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,365 221,142 SH   SOLE   0 0 221,142
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 5,085 62,855 SH   SOLE   0 0 62,855
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 247 2,713 SH   SOLE   0 0 2,713
VERIZON COMMUNICATIONS INC COM 92343V104 370 6,765 SH   SOLE   0 0 6,765
WALMART INC COM 931142103 973 6,927 SH   SOLE   0 0 6,927
WEC ENERGY GROUP INC COM 92939U106 320 3,605 SH   SOLE   0 0 3,605