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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk ratings (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
USD ($)
loan
Sep. 30, 2024
USD ($)
loan
Sep. 30, 2023
USD ($)
Dec. 31, 2023
USD ($)
loan
Term Loan by Origination Year        
2023/2024 $ 339,297 $ 339,297   $ 482,790
2022/2023 346,215 346,215   942,661
2021/2022 875,713 875,713   946,300
2020/2021 869,734 869,734   374,022
2019/2020 338,540 338,540   106,335
Prior 297,490 297,490   266,442
Revolving Loans 20,837 20,837   23,555
Total Financing Receivables 3,087,826 3,087,826   3,142,105
Gross write-offs 28 28 $ 452  
Doubtful        
Term Loan by Origination Year        
Total Financing Receivables 0 0   0
Loss        
Term Loan by Origination Year        
Total Financing Receivables 0 0   0
Construction and development        
Term Loan by Origination Year        
2023/2024 6,080 6,080   7,715
2022/2023 2,568 2,568   13,273
2021/2022 5,556 5,556   682
2020/2021 727 727   1,187
2019/2020 1,164 1,164    
Prior 231 231   259
Total Financing Receivables 16,326 16,326   23,116
Revolving loans converted to term loan $ 16,300 $ 16,300   $ 30,100
Number of loans converted to Commercial Real Estate term loans | loan 4 4   5
Construction and development | Pass        
Term Loan by Origination Year        
2023/2024 $ 6,080 $ 6,080   $ 7,715
2022/2023 2,568 2,568   13,273
2021/2022 5,556 5,556   134
2020/2021 179 179   1,187
2019/2020 1,164 1,164    
Prior 231 231   259
Total Financing Receivables 15,778 15,778   22,568
Construction and development | Substandard        
Term Loan by Origination Year        
2021/2022       548
2020/2021 548 548    
Total Financing Receivables 548 548   548
Commercial real estate        
Term Loan by Origination Year        
2023/2024 84,643 84,643   157,572
2022/2023 152,363 152,363   198,180
2021/2022 202,164 202,164   104,480
2020/2021 98,815 98,815   82,282
2019/2020 76,298 76,298   41,828
Prior 118,301 118,301   119,730
Revolving Loans 3,280 3,280   4,240
Total Financing Receivables 735,864 735,864   708,312
Gross write-offs     231  
Commercial real estate | Pass        
Term Loan by Origination Year        
2023/2024 84,643 84,643   157,572
2022/2023 152,363 152,363   197,590
2021/2022 201,589 201,589   104,480
2020/2021 98,815 98,815   80,124
2019/2020 74,174 74,174   34,147
Prior 112,233 112,233   115,147
Revolving Loans 3,280 3,280   4,240
Total Financing Receivables 727,097 727,097   693,300
Commercial real estate | Special Mention        
Term Loan by Origination Year        
2020/2021       1,925
2019/2020 1,890 1,890    
Total Financing Receivables 1,890 1,890   1,925
Commercial real estate | Substandard        
Term Loan by Origination Year        
2022/2023       590
2021/2022 575 575    
2020/2021       233
2019/2020 234 234   7,681
Prior 6,068 6,068   4,583
Total Financing Receivables 6,877 6,877   13,087
Commercial real estate | Write-offs        
Term Loan by Origination Year        
2021/2022       224
Prior       231
Total Financing Receivables       455
Commercial and industrial        
Term Loan by Origination Year        
2023/2024 4,638 4,638   16,411
2022/2023 17,674 17,674   13,324
2021/2022 11,274 11,274   5,877
2020/2021 4,217 4,217   3,544
2019/2020 3,196 3,196   2,769
Prior 4,841 4,841   4,362
Revolving Loans 17,557 17,557   19,315
Total Financing Receivables 63,397 63,397   65,602
Gross write-offs 28 28 $ 221  
Commercial and industrial | Pass        
Term Loan by Origination Year        
2023/2024 4,638 4,638   16,411
2022/2023 17,674 17,674   13,324
2021/2022 10,925 10,925   4,595
2020/2021 4,022 4,022   3,192
2019/2020 2,847 2,847   2,353
Prior 3,407 3,407   3,141
Revolving Loans 17,557 17,557   19,315
Total Financing Receivables 61,070 61,070   62,331
Commercial and industrial | Special Mention        
Term Loan by Origination Year        
2019/2020       211
Prior 1,207 1,207   1,201
Total Financing Receivables 1,207 1,207   1,412
Commercial and industrial | Substandard        
Term Loan by Origination Year        
2021/2022 349 349   1,282
2020/2021 195 195   352
2019/2020 349 349   205
Prior 227 227   20
Total Financing Receivables 1,120 1,120   1,859
Commercial and industrial | Write-offs        
Term Loan by Origination Year        
2021/2022       142
2019/2020       79
Prior 28 28   88
Total Financing Receivables 28 28   309
Residential real estate        
Term Loan by Origination Year        
2023/2024 243,721 243,721   300,773
2022/2023 173,610 173,610   717,884
2021/2022 656,719 656,719   835,261
2020/2021 765,975 765,975   287,009
2019/2020 257,882 257,882   61,738
Prior 174,117 174,117   142,091
Total Financing Receivables 2,272,024 2,272,024   2,344,756
Residential real estate | Pass        
Term Loan by Origination Year        
2023/2024 243,721 243,721   300,773
2022/2023 172,655 172,655   717,527
2021/2022 655,659 655,659   833,840
2020/2021 762,799 762,799   284,535
2019/2020 255,847 255,847   60,356
Prior 165,565 165,565   134,859
Total Financing Receivables 2,256,246 2,256,246   2,331,890
Residential real estate | Substandard        
Term Loan by Origination Year        
2022/2023 955 955   357
2021/2022 1,060 1,060   1,421
2020/2021 3,176 3,176   2,474
2019/2020 2,035 2,035   1,382
Prior 8,552 8,552   7,232
Total Financing Receivables 15,778 15,778   12,866
Consumer and other        
Term Loan by Origination Year        
2023/2024 215 215   319
Total Financing Receivables 215 215   319
Consumer and other | Pass        
Term Loan by Origination Year        
2023/2024 215 215   319
Total Financing Receivables $ 215 $ 215   $ 319