CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 278,752	$ 142,152
Federal funds sold	12,462	2,653
Cash and cash equivalents	291,214	144,805
Equity securities	10,568	10,335
Securities available for sale	18,206	18,493
Loans held for sale	4,598	22,267
Loans, less allowance for credit losses of $18,589 and $18,112, respectively	3,069,237	3,123,993
Accrued interest receivable	15,667	15,125
Federal Home Loan Bank stock	20,251	17,846
Premises and equipment, net	18,158	18,132
Operating lease right-of-use asset	7,171	8,472
Foreclosed real estate, net	1,515	1,466
SBA and USDA servicing asset	7,309	7,251
Mortgage servicing asset, net	1,296	1,273
Bank owned life insurance	72,670	70,957
Interest rate derivatives	18,895	31,781
Other assets	12,451	10,627
Total assets	3,569,206	3,502,823
Deposits:
Non-interest-bearing demand	552,472	512,045
Interest-bearing	2,170,648	2,218,891
Total deposits	2,723,120	2,730,936
Federal Home Loan Bank advances	375,000	325,000
Operating lease liability	7,295	8,651
Accrued interest payable	3,593	4,133
Other liabilities	53,013	52,586
Total liabilities	3,162,021	3,121,306
Shareholders' Equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized, no shares issued or outstanding
Common stock, $0.01 par value, 40,000,000 shares authorized, 25,331,916 and 25,205,506 shares issued and outstanding as of September 30, 2024 and December 31, 2023, respectively	253	252
Additional paid-in capital	47,481	45,699
Retained earnings	348,343	315,356
Accumulated other comprehensive income	11,108	20,210
Total shareholders' equity	407,185	381,517
Total liabilities and shareholders' equity	$ 3,569,206	$ 3,502,823