XML 51 R41.htm IDEA: XBRL DOCUMENT v3.23.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Allowance for credit losses:        
Beginning $ 18,947 $ 16,674 $ 13,888 $ 16,952
Charge-offs (452)   (452) (390)
Recoveries 14 4 18 12
Provision expense (418)   (418) 104
Ending balance 18,091 16,678 18,091 16,678
Construction and development        
Allowance for credit losses:        
Beginning 45 93 124 100
Provision expense (15) 47 (15) 40
Ending balance 30 140 30 140
Commercial real estate        
Allowance for credit losses:        
Beginning 6,088 4,294 2,811 4,146
Charge-offs (231)   (231)  
Recoveries 1 2 3 4
Provision expense 350 (757) 350 (611)
Ending balance 6,208 3,539 6,208 3,539
Commercial and industrial        
Allowance for credit losses:        
Beginning 1,021 4,441 1,326 4,989
Charge-offs (221)   (221) (390)
Recoveries 13 2 15 3
Provision expense (160) (224) (160) (383)
Ending balance 653 4,219 653 4,219
Residential real estate        
Allowance for credit losses:        
Beginning 11,792 7,624 9,626 7,717
Provision expense (593) 1,054 (593) 961
Ending balance 11,199 8,678 11,199 8,678
Consumer and Other        
Allowance for credit losses:        
Beginning 1 5 1  
Recoveries       5
Provision expense   1   1
Ending balance $ 1 6 1 6
Unallocated        
Allowance for credit losses:        
Beginning   217    
Provision expense   (121)   96
Ending balance   $ 96   $ 96
2016-13 | Adjustment        
Allowance for credit losses:        
Beginning     5,055  
2016-13 | Adjustment | Construction and development        
Allowance for credit losses:        
Beginning     (79)  
2016-13 | Adjustment | Commercial real estate        
Allowance for credit losses:        
Beginning     3,275  
2016-13 | Adjustment | Commercial and industrial        
Allowance for credit losses:        
Beginning     (307)  
2016-13 | Adjustment | Residential real estate        
Allowance for credit losses:        
Beginning     $ 2,166