LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowance for loan losses (Details) - USD ($) $ in Thousands |
3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Sep. 30, 2021 |
Sep. 30, 2020 |
Sep. 30, 2021 |
Sep. 30, 2020 |
|
Allowance for loan losses: | ||||
Beginning balance | $ 13,860 | $ 7,894 | $ 10,135 | $ 6,839 |
Charge-offs | (17) | (90) | (89) | |
Recoveries | 6 | 12 | 17 | 78 |
Provision | 2,579 | 1,450 | 6,383 | 2,511 |
Ending balance | 16,445 | 9,339 | 16,445 | 9,339 |
Construction and development | ||||
Allowance for loan losses: | ||||
Beginning balance | 211 | 263 | 178 | 131 |
Provision | 19 | (113) | 52 | 19 |
Ending balance | 230 | 150 | 230 | 150 |
Commercial real estate | ||||
Allowance for loan losses: | ||||
Beginning balance | 7,162 | 3,768 | 5,161 | 2,320 |
Charge-offs | (26) | |||
Recoveries | 4 | 3 | 10 | 8 |
Provision | (3,246) | 1,381 | (1,225) | 2,824 |
Ending balance | 3,920 | 5,152 | 3,920 | 5,152 |
Commercial and industrial | ||||
Allowance for loan losses: | ||||
Beginning balance | 599 | 404 | 438 | 448 |
Charge-offs | (64) | |||
Recoveries | 25 | |||
Provision | 4,601 | (79) | 4,826 | (148) |
Ending balance | 5,200 | 325 | 5,200 | 325 |
Residential real estate | ||||
Allowance for loan losses: | ||||
Beginning balance | 5,888 | 3,423 | 4,350 | 3,457 |
Provision | 1,207 | 272 | 2,745 | 238 |
Ending balance | 7,095 | 3,695 | 7,095 | 3,695 |
Consumer and Other | ||||
Allowance for loan losses: | ||||
Beginning balance | 36 | 8 | 91 | |
Charge-offs | (17) | (89) | ||
Recoveries | 2 | 9 | 7 | 45 |
Provision | $ (2) | (11) | $ (15) | (30) |
Ending balance | $ 17 | 17 | ||
Unallocated | ||||
Allowance for loan losses: | ||||
Beginning balance | 392 | |||
Provision | $ (392) |