8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

 July 26, 2019

Bank7 Corp.

(Exact name of registrant as specified in its charter)

Oklahoma	001-38656	20-0764349
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

1039 N.W. 63rd Street, Oklahoma City, Oklahoma 73116

(Address of principal executive offices) (Zip Code)

(405) 810-8600

 (Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 par value per share	BSVN	NASDAQ Global Select Market System

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

 Emerging growth company  ☑

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

Item 7.01 Regulation FD Disclosure

On July 26, 2019, Bank7 Corp. (the “Company”), the holding company for Bank7, issued a press release announcing its results of operation and financial condition for the three and six month periods ended June 30, 2019.  A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

The Company is conducting a conference call on July 26, 2019 at noon ET to discuss its second quarter 2019 financial results.   A copy of the presentation slides to be used during the earnings call is attached to this Current Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

The following exhibits are filed herewith:

Item	Description
99.1	Press Release dated July 26, 2019
99.2	Second Quarter 2019 Investor Presentation

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	BANK7 CORP.
Date: July 26, 2019	By:	/s/   Kelly J. Harris
		Kelly J. Harris
		Senior Vice President and Chief Financial Officer

EX-99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Record 2Q 2019 Earnings

Oklahoma City, OK, July 26, 2019 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the fiscal quarter ended June 30, 2019.  "We are pleased to announce record pre-tax income for our second quarter results.  Our second quarter performance shows continued balance sheet growth, especially in our core deposits and total loans.  That growth, combined with our excellent efficiency ratio and asset quality, continues to produce outstanding returns in both average assets and average tangible common equity.  These results were achieved despite incurring additional costs related to our status as a public company as well as the addition of our Tulsa location and a second Dallas area location,” said Thomas L. Travis, President and CEO of the Company.

Three months ended June 30, 2019 compared to three months ended June 30, 2018:

- Pre-tax income of $6.8 million, a 7.07% increase

- Tax-adjusted income of $5.1 million, a 5.88% increase

- Interest income on loans, including loan fee income, totaled $12.1 million, a 14.34% increase

- Average loans of $613.9 million, a 7.32% increase

Six months ended June 30, 2019 compared to six month ended June 30, 2018:

- Pre-tax income of $13.7 million, a 7.26% increase

- Tax-adjusted income of $10.2 million, a 7.37% increase

- Interest income on loans, including loan fee income, totaled $23.7 million, a 10.81% increase

- Average loans of $600.2 million, a 5.50% increase

- Total loans of $631.5 million, a 7.16% increase

- Core deposits of $615.4 million, a 18.84% increase

- Efficiency ratio of 36.4%, compared to 36.6%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  At June 30, 2019 the Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 12.35%, 15.91%, and 17.16% respectively for the Bank.  At June 30, 2019 the Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 12.22%, 15.75%, and 17.00% respectively for the Company on a consolidated basis.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Pre-tax, pre-provision net income is defined as income before taxes and provision for loan losses.  We believe the most directly comparable GAAP financial measure is income before taxes.  Disclosure of this measure enables you to compare our operations to those of other banking companies before consideration of taxes and provision expense, which some investors may consider to be a more appropriate comparison given our S Corporation status prior to September 2018.  We calculate our tax-adjusted net income, return on average assets, and return on average equity, and per share amounts by using a combined C Corporation effective tax rate for federal and state income taxes of 25.0% and 24.1% in the second quarter of 2019 and 2018, respectively.  This calculation illustrates only the change from our status as a S Corporation into a C Corporation and does not give effect to any other transaction.  However, we acknowledge that our non-GAAP financial measures have a number of limitations.  As such, you should not view these disclosures as a substitute for results determined in accordance with GAAP, and they are not necessarily comparable to non-GAAP financial measures that other banking companies use.  Other banking companies may use names similar to those we use for non-GAAP financial measures we disclose, but may calculate them differently.  You should understand how we and other companies each calculate their non-GAAP financial measures when making comparisons.  The following reconciliation table provides a more detailed analysis of these non-GAAP financial measures:

	Three months ended  June 30,						Six months ended June 30,
(Dollars in thousands, except per share data)	2019			2018			2019			2018
Loan interest income (excluding loan fees)
Total loan interest income, including loan fee income	$	12,101		$	10,583		$	23,723		$	21,408
Loan fee income		(1,369	)		(1,117	)		(2,658	)		(2,949	)
Loan interest income excluding loan fee income	$	10,732		$	9,466		$	21,065		$	18,459
Average total loans	$	613,892		$	572,003		$	600,224		$	569,082
Yield on loans (including loan fee income)		7.91	%		7.42	%		7.97	%		7.53	%
Yield on loans (excluding loan fee income)		7.01	%		6.64	%		7.08	%		6.49	%
Net interest margin (excluding loan fees)
Net interest income	$	10,583		$	9,439		$	20,936		$	19,300
Loan fee income		(1,369	)		(1,117	)		(2,658	)		(2,949	)
Net interest income excluding loan fees	$	9,214		$	8,322		$	18,278		$	16,351
Average earning assets	$	777,190		$	704,245		$	761,607		$	697,905
Net interest margin (including loan fee income)		5.46	%		5.38	%		5.54	%		5.53	%
Net interest margin (excluding loan fee income)		4.76	%		4.74	%		4.84	%		4.69	%
Pre-tax, pre-provision net earnings
Net income before income taxes	$	6,830		$	6,379		$	13,651		$	12,728
Plus: Provision (reversal of) for loan losses		-			-			-			(100	)
Pre-tax, pre-provision net earnings	$	6,830		$	6,379		$	13,651		$	12,828
Adjusted provision for income tax
Net income before income taxes	$	6,830		$	6,379		$	13,651		$	12,728
Total effective adjusted tax rate		25.0	%		24.1	%		25.0	%		25.1	%
Adjusted provision for income taxes	$	1,704		$	1,538		$	3,409		$	3,189
Tax-adjusted net income
Net income before income taxes	$	6,830		$	6,379		$	13,651		$	12,728
Adjusted provision for income taxes		1,704			1,538			3,409			3,189
Tax-adjusted net income	$	5,126		$	4,841		$	10,242		$	9,539
Tax-adjusted ratios and per share data
Tax-adjusted net income (numerator)	$	5,126		$	4,841		$	10,242		$	9,539
Average assets (denominator)	$	786,773		$	712,827		$	770,621		$	706,560
Tax-adjusted return on average assets		2.61	%		2.72	%		2.68	%		2.72	%
Average shareholders' equity (denominator)	$	96,044		$	75,350		$	93,443		$	73,395
Tax-adjusted return on average shareholders' equity		21.41	%		25.77	%		22.10	%		25.99	%
Average tangible common equity (denominator)	$	94,128		$	73,223		$	91,498		$	71,241
Tax-adjusted return on average tangible common equity		21.84	%		26.52	%		22.57	%		27.00	%
Weighted average common shares outstanding basic (denominator)		10,187,500			7,287,500			10,187,500			7,287,500
Tax-adjusted net income per common share--basic		0.50			0.66			1.00			1.31
Weighted average common shares outstanding diluted (denominator)		10,192,649			7,287,500			10,187,500			7,287,500
Tax-adjusted net income per common share--diluted		0.50			0.66			1.00			1.31
Tangible assets
Total assets	$	798,448		$	727,607
Less: Goodwill and intangibles		(1,892	)		(2,098	)
Tangible assets	$	796,556		$	725,509
Tangible shareholders' equity
Total shareholders' equity	$	99,037		$	77,553
Less: Goodwill and intangibles		(1,892	)		(2,098	)
Tangible shareholders' equity	$	97,145		$	75,455
Tangible shareholders' equity
Tangible shareholders' equity (numerator)	$	97,145		$	75,455
Tangible assets (denominator)	$	796,556		$	725,509
Tangible common equity to tangible assets		12.20	%		10.40	%
End of period common shares outstanding		10,187,500			7,287,500
Book value per share	$	9.72		$	10.64
Tangible book value per share	$	9.54		$	10.35
Total shareholders' equity to total assets		12.40	%		10.66	%

	Net Interest Margin Excluding Loan Fee Income
	For the Three Months Ended June 30,
	2019							2018
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-earning assets:
Short-term investments(1)	$	162,056	$	941		2.33	%	$	131,084	$	554		1.70	%
Investment securities(2)		1,063		24		9.06			1,051		—		0.00
Loans held for sale		179		—		0.00			107		—		0.00
Total loans(3)		613,892		10,732		7.01			572,003		9,466		6.64
Total interest-earning assets		777,190		11,697		6.04			704,245		10,020		5.71
Noninterest-earning assets		9,583							8,582
Total assets	$	786,773						$	712,827
Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	294,926		1,388		1.89	%	$	232,128		794		1.37	%
Time deposits		205,978		1,095		2.13			232,925		846		1.46
Total interest-bearing deposits		500,904		2,483		1.99			465,053		1,640		1.41
Other borrowings		—		—		0.00			4,800		58		4.85
Total interest-bearing liabilities		500,904		2,483		1.99			469,853		1,698		1.45
Noninterest-bearing liabilities:
Noninterest-bearing deposits		185,715							163,815
Other noninterest-bearing liabilities		4,110							3,809
Total noninterest-bearing liabilities		189,825							167,624
Shareholders’ equity		96,044							75,350
Total liabilities and shareholders’ equity	$	786,773						$	712,827
Net interest income excluding loan fee income			$	9,214						$	8,322
Net interest spread excluding loan fee income(4)						4.05	%						4.26	%
Net interest margin excluding loan fee income						4.76	%						4.74	%

(1) Includes income and average balances for fed funds sold, interest-earning deposits in banks and other miscellaneous interest-earning assets.

(2) Includes income and average balances for FHLB and FRB stock.

(3) Non-accrual loans are included in loans.

(4) Net interest spread is the average yield on interest-earning assets minus the average rate on interest-bearing liabilities.

	Net Interest Margin With Loan Fee Income
	For the Three Months Ended June 30,
	2019							2018
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-earning assets:
Short-term investments(1)	$	162,056	$	941		2.33	%	$	131,084	$	554		1.70	%
Investment securities(2)		1,063		24		9.06			1,051		—		0.00
Loans held for sale		179		—		0.00			107		—		0.00
Total loans(3)		613,892		12,101		7.91			572,003		10,583		7.42
Total interest-earning assets		777,190		13,066		6.74			704,245		11,137		6.34
Noninterest-earning assets		9,583							8,582
Total assets	$	786,773						$	712,827
Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	294,926		1,388		1.89	%	$	232,128		794		1.37	%
Time deposits		205,978		1,095		2.13			232,925		846		1.46
Total interest-bearing deposits		500,904		2,483		1.99			465,053		1,640		1.41
Other borrowings		—		—		0.00			4,800		58		4.85
Total interest-bearing liabilities		500,904		2,483		1.99			469,853		1,698		1.45
Noninterest-bearing liabilities:
Noninterest-bearing deposits		185,715							163,815
Other noninterest-bearing liabilities		4,110							3,809
Total noninterest-bearing liabilities		189,825							167,624
Shareholders’ equity		96,044							75,350
Total liabilities and shareholders’ equity	$	786,773						$	712,827
Net interest income including loan fee income			$	10,583						$	9,439
Net interest spread including loan fee income(4)						4.75	%						4.89	%
Net interest margin including loan fee income						5.46	%						5.38	%

(1) Includes income and average balances for fed funds sold, interest-earning deposits in banks and other miscellaneous interest-earning assets.

(2) Includes income and average balances for FHLB and FRB stock.

(3) Non-accrual loans are included in loans.

(4) Net interest spread is the average yield on interest-earning assets minus the average rate on interest-bearing liabilities.

	Net Interest Margin Excluding Loan Fee Income
	For the Six Months Ended June 30,
	2019							2018
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-earning assets:
Short-term investments(1)	$	160,129	$	1,896		2.39	%	$	127,773	$	1,069		1.67	%
Investment securities(2)		1,059		24		4.57			1,050		—		0.00
Loans held for sale		195		—		0.00			143		—		0.00
Total loans(3)		600,224		21,065		7.08			568,939		18,459		6.49
Total interest-earning assets		761,607		22,985		6.09			697,905		19,528		5.60
Noninterest-earning assets		9,014							8,655
Total assets	$	770,621						$	706,560
Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	290,204		2,687		1.87	%	$	221,490		1,406		1.27	%
Time deposits		199,276		2,020		2.04			238,093		1,653		1.39
Total interest-bearing deposits		489,480		4,707		1.94			459,583		3,059		1.33
Other borrowings		—		—		0.00			5,083		118		4.64
Total interest-bearing liabilities		489,480		4,707		1.94			464,666		3,177		1.37
Noninterest-bearing liabilities:
Noninterest-bearing deposits		182,760							164,934
Other noninterest-bearing liabilities		4,938							3,565
Total noninterest-bearing liabilities		187,698							168,499
Shareholders’ equity		93,443							73,395
Total liabilities and shareholders’ equity	$	770,621						$	706,560
Net interest income excluding loan fee income			$	18,278						$	16,351
Net interest spread excluding loan fee income(4)						4.15	%						4.23	%
Net interest margin excluding loan fee income						4.84	%						4.69	%

(1) Includes income and average balances for fed funds sold, interest-earning deposits in banks and other miscellaneous interest-earning assets.

(2) Includes income and average balances for FHLB and FRB stock.

(3) Non-accrual loans are included in loans.

(4) Net interest spread is the average yield on interest-earning assets minus the average rate on interest-bearing liabilities.

	Net Interest Margin With Loan Fee Income
	For the Six Months Ended June 30,
	2019							2018
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-earning assets:
Short-term investments(1)	$	160,129	$	1,896		2.39	%	$	127,773	$	1,069		1.67	%
Investment securities(2)		1,059		24		4.57			1,050		—		0.00
Loans held for sale		195		—		0.00			143		—		0.00
Total loans(3)		600,224		23,723		7.97			568,939		21,408		7.53
Total interest-earning assets		761,607		25,643		6.79			697,905		22,477		6.44
Noninterest-earning assets		9,014							8,655
Total assets	$	770,621						$	706,560
Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	290,204		2,687		1.87	%	$	221,490		1,406		1.27	%
Time deposits		199,276		2,020		2.04			238,093		1,653		1.39
Total interest-bearing deposits		489,480		4,707		1.94			459,583		3,059		1.33
Other borrowings		—		—		0.00			5,083		118		4.64
Total interest-bearing liabilities		489,480		4,707		1.94			464,666		3,177		1.37
Noninterest-bearing liabilities:
Noninterest-bearing deposits		182,760							164,934
Other noninterest-bearing liabilities		4,938							3,565
Total noninterest-bearing liabilities		187,698							168,499
Shareholders’ equity		93,443							73,395
Total liabilities and shareholders’ equity	$	770,621						$	706,560
Net interest income including loan fee income			$	20,936						$	19,300
Net interest spread including loan fee income(4)						4.85	%						5.07	%
Net interest margin including loan fee income						5.54	%						5.53	%

(1) Includes income and average balances for fed funds sold, interest-earning deposits in banks and other miscellaneous interest-earning assets.

(2) Includes income and average balances for FHLB and FRB stock.

(3) Non-accrual loans are included in loans.

(4) Net interest spread is the average yield on interest-earning assets minus the average rate on interest-bearing liabilities.

Bank7 Corp.

Consolidated Balance Sheets

Dollars in thousands, exceper per share data	Unaudited as of
Assets	June 30,		June 30,		December 31,
	2019		2018		2018
Cash and due from banks	$	123,763	$	96,935	$	128,090
Interest-bearing time deposits in other banks		32,632		30,663		31,759
Loans, net		623,614		581,551		592,078
Loans held for sale		8		840		512
Premises and equipment, net		8,757		9,282		7,753
Nonmarketable equity securities		1,069		1,053		1,055
Foreclosed assets held for sale		188		150		110
Goodwill and intangibles		1,892		2,098		1,995
Interest receivable and other assets		6,525		5,035		7,159
Total assets	$	798,448	$	727,607	$	770,511
Liabilities and Shareholders’ Equity
Deposits
Noninterest-bearing	$	190,092	$	168,920	$	201,159
Interest-bearing		505,963		472,899		474,743
Total deposits		696,055		641,819		675,902
Borrowings		-		4,800		-
Income taxes payable		20		-		1,913
Interest payable and other liabilities		3,336		3,435		4,229
Total liabilities		699,411		650,054		682,044
Common stock		102		73		102
Additional paid-in capital		80,604		6,987		80,275
Retained earnings		18,331		70,493		8,090
Total shareholders’ equity		99,037		77,553		88,467
Total liabilities and shareholders’ equity	$	798,448	$	727,607	$	770,511

Bank7 Corp.

Consolidated Statements of Income

	Unaudited as of
	Three Months Ended				Six Months Ended
	June 30,				June 30,
Dollars in thousands, exceper per share data	2019		2018		2019		2018
Interest Income
Loans, including fees	$	12,101	$	10,583	$	23,723	$	21,408
Interest-bearing time deposits in other banks		497		142		914		291
Interest-bearing deposits in other banks		468		412		1,006		778
Total interest income		13,066		11,137		25,643		22,477
Interest Expense
Deposits		2,483		1,640		4,707		3,059
Other borrowings		-		58		-		118
Total interest expense		2,483		1,698		4,707		3,177
Net Interest Income		10,583		9,439		20,936		19,300
Provision for Loan Losses		-		-		-		100
Net Interest Income After Provision for Loan Losses		10,583		9,439		20,936		19,200
Noninterest Income
Secondary market income		40		38		77		78
Service charges on deposit accounts		109		93		169		173
Other		146		355		272		499
Total noninterest income		295		486		518		750
Noninterest Expense
Salaries and employee benefits		2,365		1,845		4,536		3,995
Furniture and equipment		218		152		377		309
Occupancy		378		288		721		579
Data and item processing		276		235		538		468
Accounting, marketing and legal fees		142		110		289		144
Regulatory assessments		31		125		63		251
Advertising and public relations		92		163		278		350
Travel, lodging and entertainment		92		165		134		358
Other		454		463		867		768
Total noninterest expense		4,048		3,546		7,803		7,222
Income Before Taxes		6,830		6,379		13,651		12,728
Income tax expense		1,704		-		3,409		-
Net Income	$	5,126	$	6,379	$	10,242	$	12,728
Earnings per common share - basic	$	0.50	$	0.88	$	1.00	$	1.75
Diluted earnings per common share		0.50		0.88		1.00		1.75
Weighted average common shares outstanding - basic		10,187,500		7,287,500		10,187,500		7,287,500
Weighted average common shares outstanding - diluted		10,192,649		7,287,500		10,187,500		7,287,500

About Bank7 Corp.

We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate nine locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions.

Conference call

Bank7 Corp. has scheduled a conference call to discuss its second quarter 2019 results, which will be broadcast live over the Internet, on Friday, July 26, 2019 at 12:00 p.m. Eastern Time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://services.choruscall.com/links/bsvn190726.html.  For those who cannot listen to the live call, a replay will be available through August 9, 2019 and may be accessed by dialing 1-877-344-7529 and using pass code 10133291. Also, an archive of the webcast will be available shortly after the call at https://services.choruscall.com/links/bsvn190726.html for 1 year.

Cautionary Statements Regarding Forward-Looking Information

This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,”

“expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved.

These forward-looking statements are subject to significant uncertainties because they are based upon:  the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters.  These other matters include, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators.  Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.

About Non-GAAP Financial Measures

This communication includes certain non-GAAP financial measures, including tax-adjusted net income, tax-adjusted earnings per share, tax-adjusted return on average assets and tax-adjusted return on average shareholders’ equity. These non-GAAP financial measures and any other non-GAAP financial measures that we discuss in this presentation should not be considered in isolation, and should be considered as additions to, and not substitutes for or superior to, measures of financial performance prepared in accordance with GAAP. There are a number of limitations related to the use of these non-GAAP financial measures versus their nearest GAAP equivalents. For example, other companies may calculate non-GAAP financial measures differently or may use other measures to evaluate their performance, all of which could reduce the usefulness of Bank7 Corp.’s non-GAAP financial measures as tools for comparison. See the table above in this communication for a reconciliation of the non-GAAP financial measures used in (or conveyed orally during) this communication to their most directly comparable GAAP financial measures.

Contact:

Thomas Travis

President & CEO

(405) 810-8600

EX-99.2

Exhibit 99.2

 Legal Information and Disclaimer  This presentation and oral statements made regarding the subject of this presentation contain forward-looking statements. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements. Within this presentation, we reference certain market, industry and demographic data, forecasts and other statistical information. We have obtained this data, forecasts and information from various independent, third party industry sources and publications. Nothing in the data, forecasts or information used or derived from third party sources should be construed as advice. Some data and other information are also based on our good faith estimates, which are derived from our review of industry publications and surveys and independent sources. We believe that these sources and estimates are reliable, but have not independently verified them. Statements as to our market position are based on market data currently available to us. Although we are not aware of any misstatements regarding the economic, employment, industry and other market data presented herein, these estimates involve inherent risks and uncertainties and are based on assumptions that are subject to change. This presentation includes certain non-GAAP financial measures, including tax-adjusted net income, tax-adjusted earnings per share, tax-adjusted return on average assets and tax-adjusted return on average shareholders’ equity. These non-GAAP financial measures and any other non-GAAP financial measures that we discuss in this presentation should not be considered in isolation, and should be considered as additions to, and not substitutes for or superior to, measures of financial performance prepared in accordance with GAAP. There are a number of limitations related to the use of these non-GAAP financial measures versus their nearest GAAP equivalents. For example, other companies may calculate non-GAAP financial measures differently or may use other measures to evaluate their performance, all of which could reduce the usefulness of Bank7 Corp.’s non-GAAP financial measures as tools for comparison. See the table on Slide 15 of this presentation for a reconciliation of the non-GAAP financial measures used in (or conveyed orally during) this presentation to their most directly comparable GAAP financial measures.  1 

 Corporate Overview NASDAQ: BSVN    June 30, 2018  June 30, 2019  Assets  $728 million  $798 million  Loans  $589 million  $631 million  Deposits  $642 million  $696 million  One of the Top Performing Community Banks in the United States(1)Track Record of Strong Profitability and Expense ControlIntense Focus on Underwriting and Asset QualityScalable and Consistently Growing Platform  (1) Best-performing community banks of 2018 under $3B in assets, S&P Global Market Intelligence - https://www.spglobal.com/marketintelligence/en/news-insights/trending/5zt6a8x6w9-uBR3RAAq5xg2  2 

 Second Quarter Accomplishments  Record Pre-tax Income  Operational Excellence  Continue to maintain expense discipline as evidenced by our efficiency ratio of 36.4%.Maintained an excellent noninterest expense to average assets ratio of 2.04%.   The Company earned a record $6.8 million in pre-tax income in Q2 2019 compared to $6.4 million ($6.5 million prior to $100k allowance for loan loss provision) for the same period in 2018.Achieved strong earnings in spite of absorbing public company costs as well as costs related to our newly opened locations in the Dallas metro area and Tulsa.  YOY Balance Sheet Growth  The Company ended the quarter with $798.4 million in total assets, $631.5 million in total loans, $696.1 million in total deposits, and $97.1 million in tangible shareholders’ equity.Changes from Q2 2018 to Q2 2019:- Total Assets increased $70.8 million, or 9.7%. - Total loans increased $42.2 million, or 7.2%. - Core deposit growth of $97.6 million, or 18.8%  3  Footprint Expansion  Opened a branch in Frisco, TX, further expanding our presence in the Dallas-Fort Worth market. 

 Bank7 Corp. reports record pre-tax quarterly income for Q2 2019  For the Six Months EndedJune 30, 2019  After Tax Net Income & EPS (2)  Dollars are in millions, except earnings per share. Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the six months ended June 30, 2019 and 2018.Tangible shareholders’ equity and tangible shareholders’ equity to tangible assets are non-GAAP financial measures. See non-GAAP reconciliation table for reconciliation to their most comparable GAAP measures.Profitability metrics are tax-adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods. EPS calculation is based on diluted shares. Combined federal and state effective tax rates for 2018 and 2019 were 25.1% and 25.0%, respectively.Net interest margin (excluding loan fee income) is a non-GAAP financial measure. See non-GAAP reconciliation table for reconciliation to its most comparable GAAP measure.At June 30, 2019, Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 12.22%, 15.75%, and 17.00% respectively for the Company.Ratio is for the Bank only and represents total non-owner occupied CRE loans, including loans secured by multi-family residential real estate, investor CRE, and construction and land loans, divided by the Bank’s total risk-based capital.  Total Assets  4 

 Strong Historical Performance  Return on Average Assets (1)  Return on Average Tangible Common Equity (1)  Dollars are in millionsFinancial data is as of or for the twelve months ended December 31 of each respective year and as of or for the six months ended June 30, 2019.Profitability metrics are tax-adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods.  Leveraging Our Employee Base  Efficiency Ratio  We continue to produce excellent returns on average assets (ROAA) and also on average tangible common equity (ROATCE).We have maintained our excellent efficiency ratio, as highlighted by our low noninterest expense to average assets ratio.  5  5-year average: 1.96%  5-year average: 22.3% 

   June 30, 2018    June 30, 2019  Balance Sheet and Earnings Growth  Dollars are in millions, except earnings per share.Financial data is as of or for the six months ended June 30, 2019 and 2018.Net income is tax-adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods.Tangible book value per share is a non-GAAP financial measure. See Appendix for reconciliation to its most comparable GAAP measure.  Balance Sheet and Earnings Growth  Tangible Book Value Per Share (2)  (1)  In the second quarter, tangible book value per share grew by $0.53, or 5.9% (23.5% annualized).YOY organic balance sheet growth remains strong, highlighted by 18.8% YOY organic deposit growth and 9.8% YOY total asset growth.Growth in earnings despite expenses related to our newly opened Dallas area and Tulsa locations, as well as expenses related to being a public company.  6 

 Net Interest Margin  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the six months ended June 30, 2019.Net interest margin (excluding loan fee income) is a non-GAAP financial measure. See Appendix for reconciliation to their most comparable GAAP measures.  Net Interest Margin  Net interest margin excluding loan fee income continues to remain well within our historical range.  7 

 Loan/Deposit Beta  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the six months ended June 30, 2019.(1) Net interest margin is the amount of net interest income, including loan fee income, supported by daily Avg. earning assets for the period presented.(2) Net interest margin is the amount of net interest income, excluding loan fee income, supported by daily Avg. earning assets for the period presented.(3) Loan & Deposit beta are calculated using a baseline of the 2016 fed funds rate 0.75%. Yield on loans (excluding loan fee income) and net interest margin (excluding loan fee income) are non-GAAP financial measures. See Appendix for reconciliation to their most comparable GAAP measures.  Loan and Deposit rates are calculated by taking total interest income or expense divided by average balances.For the prior ten quarters (01/01/17 – 6/30/19), our cumulative effective loan yield increased by 75.4% of the Fed rate increases and our deposit rates increased by 47.4% of the Fed rate increases.  8 

 Allowance for Loan Losses to Total Loans  Nonperforming Assets to Loans and OREO  Asset Quality  Net Charge-Offs to Average Loans  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the six months ended June 30, 2019.  Asset quality remains strong.We continue to maintain a strong loan loss reserve.Quality underwriting and disciplined lending practices have led to low nonperforming asset levels.Year-to-date net recoveries of $4,000 as of June 30, 2019.  9 

 Diversified Loan Portfolio  Dollars are in millions. Data as of June 30, 2019.  Gross Loan Portfolio Composition by Purpose Type  10 

 Deposit Composition  Historical Deposit Growth  Compound Annual Growth Rate = 9.4%  Deposit Composition as of June 30, 2019  83.4% of our loan customers also had a deposit relationship with us as of June 30, 2019.Core DepositsTotal organic core deposit growth YOY was $97.6M, or 18.8%.  Core deposits totaled $615.4 million, or 88.4% of total deposits, as of June 30, 2019 compared to $517.9 million, or 80.7% of total deposits, as of June 30, 2018.  Dollars are in millions.Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the six months ended June 30, 2019.  28.4%  31.1%  22.1%  23.2%  26.5%  26.3%  Commentary  11 

 Appendix  12 

 Bank7 Corp. Financials  Net income and earnings per share are tax-adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods. EPS calculation is based on diluted shares. Combined federal and state effective tax rates for 2018 and 2019 were 25.1% and 25.0%, respectively. Represents a non-GAAP financial measure. See non-GAAP reconciliations table for reconciliation to its more comparable GAAP measure.   13 

 Bank7 Corp. Financials  Return on average assets and shareholders’ equity are tax-adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods.Efficiency ratio is calculated by dividing noninterest expense by the sum of net interest income on a tax equivalent basis and noninterest income.   Represents a non-GAAP financial measure. See non-GAAP reconciliations table for reconciliation to its more comparable GAAP measure. Ratios are based on Bank level financial information rather than consolidated information. At June 30, 2019 Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 12.22%, 15.75%, and 17.00% respectively for the Company.  14 

 Non-GAAP Reconciliations  15