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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   250,204 1,912 SH   SOLE   0 0 1,912
AMAZON COM INC COM 023135106   448,861 3,531 SH   SOLE   0 0 3,531
APPLE INC COM 037833100   945,271 5,521 SH   SOLE   0 0 5,521
BLACKROCK MUNICIPAL INCOME COM 09253X102   150,941 14,871 SH   SOLE   0 0 14,871
CHEVRON CORP NEW COM 166764100   219,543 1,302 SH   SOLE   0 0 1,302
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   91,995,756 3,071,645 SH   SOLE   0 0 3,071,645
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,498,614 57,199 SH   SOLE   0 0 57,199
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   20,558,246 910,866 SH   SOLE   0 0 910,866
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,504,584 66,811 SH   SOLE   0 0 66,811
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   26,280,759 1,006,540 SH   SOLE   0 0 1,006,540
ISHARES TR AGGRES ALLOC ETF 464289859   259,357 4,085 SH   SOLE   0 0 4,085
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,124,272 11,600 SH   SOLE   0 0 11,600
ISHARES TR NATIONAL MUN ETF 464288414   7,436,714 72,525 SH   SOLE   0 0 72,525
ISHARES TR IBOXX INV CP ETF 464287242   305,550 2,995 SH   SOLE   0 0 2,995
ISHARES TR RUSSELL 3000 ETF 464287689   3,977,324 16,230 SH   SOLE   0 0 16,230
ISHARES TR TRS FLT RT BD 46434V860   5,839,584 115,088 SH   SOLE   0 0 115,088
ISHARES TR CORE US AGGBD ET 464287226   8,780,985 93,375 SH   SOLE   0 0 93,375
ISHARES U S ETF TR INT RT HDG C B 46431W705   1,166,500 12,604 SH   SOLE   0 0 12,604
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   451,641 9,060 SH   SOLE   0 0 9,060
SPDR GOLD TR GOLD SHS 78463V107   262,833 1,533 SH   SOLE   0 0 1,533
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   620,941 16,255 SH   SOLE   0 0 16,255
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   6,237,252 201,137 SH   SOLE   0 0 201,137
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,055,988 120,822 SH   SOLE   0 0 120,822
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   202,748 444 SH   SOLE   0 0 444
SPDR SER TR PORTFLI TIPS ETF 78464A656   4,528,486 182,306 SH   SOLE   0 0 182,306
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,858,962 154,498 SH   SOLE   0 0 154,498
SPDR SER TR PORTFOLIO AGRGTE 78464A649   3,753,024 154,192 SH   SOLE   0 0 154,192
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,414,179 95,483 SH   SOLE   0 0 95,483
SPDR SER TR NUVEEN BLMBRG MU 78468R721   5,463,680 125,027 SH   SOLE   0 0 125,027
SPDR SER TR PORTFOLI S&P1500 78464A805   18,991,029 361,803 SH   SOLE   0 0 361,803
TESLA INC COM 88160R101   779,936 3,117 SH   SOLE   0 0 3,117
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,888,406 42,821 SH   SOLE   0 0 42,821
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,100,161 41,242 SH   SOLE   0 0 41,242
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,658,747 7,809 SH   SOLE   0 0 7,809
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,253,417 29,783 SH   SOLE   0 0 29,783
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   409,193 1,042 SH   SOLE   0 0 1,042
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   867,539 22,125 SH   SOLE   0 0 22,125
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,113,791 48,348 SH   SOLE   0 0 48,348
WESTERN ASSET INTER MUNI FD COM 958435109   140,766 19,660 SH   SOLE   0 0 19,660