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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   236,376 2,814 SH   SOLE   0 0 2,814
APPLE INC COM 037833100   584,165 4,496 SH   SOLE   0 0 4,496
BLACKROCK MUNICIPAL INCOME COM 09253X102   168,488 14,871 SH   SOLE   0 0 14,871
CHEVRON CORP NEW COM 166764100   240,876 1,342 SH   SOLE   0 0 1,342
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,522,843 70,502 SH   SOLE   0 0 70,502
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,710,259 70,439 SH   SOLE   0 0 70,439
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   15,319,849 697,943 SH   SOLE   0 0 697,943
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   20,804,709 830,859 SH   SOLE   0 0 830,859
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   63,758,040 2,359,661 SH   SOLE   0 0 2,359,661
ISHARES TR RUSSELL 3000 ETF 464287689   4,267,731 19,339 SH   SOLE   0 0 19,339
ISHARES TR TRS FLT RT BD 46434V860   5,158,102 102,323 SH   SOLE   0 0 102,323
ISHARES TR IBOXX INV CP ETF 464287242   412,231 3,910 SH   SOLE   0 0 3,910
ISHARES TR NATIONAL MUN ETF 464288414   7,038,606 66,704 SH   SOLE   0 0 66,704
ISHARES TR CORE US AGGBD ET 464287226   7,108,397 73,290 SH   SOLE   0 0 73,290
ISHARES TR AGGRES ALLOC ETF 464289859   202,732 3,393 SH   SOLE   0 0 3,393
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,162,453 11,989 SH   SOLE   0 0 11,989
ISHARES U S ETF TR INT RT HDG C B 46431W705   1,133,297 12,524 SH   SOLE   0 0 12,524
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   405,979 9,060 SH   SOLE   0 0 9,060
SPDR GOLD TR GOLD SHS 78463V107   254,460 1,500 SH   SOLE   0 0 1,500
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,369,079 132,557 SH   SOLE   0 0 132,557
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   6,587,469 221,875 SH   SOLE   0 0 221,875
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   691,987 16,919 SH   SOLE   0 0 16,919
SPDR SER TR PORTFOLI S&P1500 78464A805   18,439,695 389,928 SH   SOLE   0 0 389,928
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,757,054 101,257 SH   SOLE   0 0 101,257
SPDR SER TR PORTFOLIO AGRGTE 78464A649   4,220,031 167,928 SH   SOLE   0 0 167,928
SPDR SER TR PORTFLI TIPS ETF 78464A656   3,961,785 153,796 SH   SOLE   0 0 153,796
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,252,361 133,596 SH   SOLE   0 0 133,596
SPDR SER TR NUVEEN BLMBRG MU 78468R721   6,410,659 140,523 SH   SOLE   0 0 140,523
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   4,895,592 53,422 SH   SOLE   0 0 53,422
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,047,033 40,476 SH   SOLE   0 0 40,476
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,584,009 8,285 SH   SOLE   0 0 8,285
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,727,156 33,064 SH   SOLE   0 0 33,064
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,029,685 26,416 SH   SOLE   0 0 26,416
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,359,610 56,221 SH   SOLE   0 0 56,221
WESTERN ASSET INTER MUNI FD COM 958435109   149,219 19,660 SH   SOLE   0 0 19,660