The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,710 22,943 SH   SOLE   0 0 22,943
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,073 22,108 SH   SOLE   0 0 22,108
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,891 5,022 SH   SOLE   0 0 5,022
ALPHABET INC CAP STK CL A 02079K305 184 69 SH   SOLE   0 0 69
ALPHABET INC CAP STK CL C 02079K107 168 63 SH   SOLE   0 0 63
AMAZON COM INC COM 023135106 5,348 1,628 SH   SOLE   0 0 1,628
APPLE INC COM 037833100 26,900 190,109 SH   SOLE   0 0 190,109
AUTOMATIC DATA PROCESSING IN COM 053015103 3,569 17,855 SH   SOLE   0 0 17,855
AVERY DENNISON CORP COM 053611109 1,550 7,480 SH   SOLE   0 0 7,480
BK OF AMERICA CORP COM 060505104 387 9,126 SH   SOLE   0 0 9,126
BLACKROCK INC COM 09247X101 563 671 SH   SOLE   0 0 671
BOEING CO COM 097023105 251 1,139 SH   SOLE   0 0 1,139
BRISTOL-MYERS SQUIBB CO COM 110122108 241 4,079 SH   SOLE   0 0 4,079
CSX CORP COM 126408103 546 18,364 SH   SOLE   0 0 18,364
CINTAS CORP COM 172908105 292 767 SH   SOLE   0 0 767
COCA COLA CO COM 191216100 646 12,313 SH   SOLE   0 0 12,313
COMCAST CORP NEW CL A 20030N101 671 12,000 SH   SOLE   0 0 12,000
CONSOLIDATED EDISON INC COM 209115104 410 5,644 SH   SOLE   0 0 5,644
COSTCO WHSL CORP NEW COM 22160K105 4,924 10,959 SH   SOLE   0 0 10,959
DANAHER CORPORATION COM 235851102 2,459 8,078 SH   SOLE   0 0 8,078
DISCOVER FINL SVCS COM 254709108 307 2,500 SH   SOLE   0 0 2,500
DISNEY WALT CO COM 254687106 970 5,732 SH   SOLE   0 0 5,732
DUKE ENERGY CORP NEW COM NEW 26441C204 320 3,283 SH   SOLE   0 0 3,283
FIRST HORIZON CORPORATION COM 320517105 458 28,118 SH   SOLE   0 0 28,118
GLOBAL PMTS INC COM 37940X102 1,088 6,904 SH   SOLE   0 0 6,904
HOME DEPOT INC COM 437076102 10,978 33,444 SH   SOLE   0 0 33,444
HONEYWELL INTL INC COM 438516106 509 2,399 SH   SOLE   0 0 2,399
ISHARES TR S&P MC 400GR ETF 464287606 218 2,751 SH   SOLE   0 0 2,751
ISHARES TR CORE S&P SCP ETF 464287804 28 252 SH   SOLE   0 0 252
ISHARES TR CORE US AGGBD ET 464287226 19 168 SH   SOLE   0 0 168
ISHARES TR RUSSELL 2000 ETF 464287655 51 232 SH   SOLE   0 0 232
ISHARES TR RUS MID CAP ETF 464287499 0 6 SH   SOLE   0 0 6
ISHARES TR S&P 500 VAL ETF 464287408 10 71 SH   SOLE   0 0 71
ISHARES TR S&P SML 600 GWT 464287887 137 1,052 SH   SOLE   0 0 1,052
ISHARES TR RUS 1000 GRW ETF 464287614 1,018 3,715 SH   SOLE   0 0 3,715
ISHARES TR RUS 2000 GRW ETF 464287648 253 860 SH   SOLE   0 0 860
ISHARES TR RUS 1000 ETF 464287622 15 60 SH   SOLE   0 0 60
ISHARES TR CORE S&P MCP ETF 464287507 956 3,634 SH   SOLE   0 0 3,634
ISHARES TR CORE S&P500 ETF 464287200 44 102 SH   SOLE   0 0 102
ISHARES TR U.S. TECH ETF 464287721 331 3,268 SH   SOLE   0 0 3,268
JOHNSON & JOHNSON COM 478160104 1,917 11,868 SH   SOLE   0 0 11,868
JPMORGAN CHASE & CO COM 46625H100 3,221 19,677 SH   SOLE   0 0 19,677
L3HARRIS TECHNOLOGIES INC COM 502431109 684 3,106 SH   SOLE   0 0 3,106
LILLY ELI & CO COM 532457108 1,201 5,197 SH   SOLE   0 0 5,197
LOCKHEED MARTIN CORP COM 539830109 2,542 7,367 SH   SOLE   0 0 7,367
MASTERCARD INCORPORATED CL A 57636Q104 13,135 37,779 SH   SOLE   0 0 37,779
MCDONALDS CORP COM 580135101 1,607 6,667 SH   SOLE   0 0 6,667
MICROSOFT CORP COM 594918104 24,391 86,517 SH   SOLE   0 0 86,517
MONDELEZ INTL INC CL A 609207105 220 3,782 SH   SOLE   0 0 3,782
NASDAQ INC COM 631103108 968 5,017 SH   SOLE   0 0 5,017
NIKE INC CL B 654106103 2,862 19,708 SH   SOLE   0 0 19,708
NORFOLK SOUTHN CORP COM 655844108 650 2,716 SH   SOLE   0 0 2,716
NORTHROP GRUMMAN CORP COM 666807102 3,251 9,026 SH   SOLE   0 0 9,026
NVIDIA CORPORATION COM 67066G104 513 2,478 SH   SOLE   0 0 2,478
PAYPAL HLDGS INC COM 70450Y103 3,420 13,142 SH   SOLE   0 0 13,142
PEPSICO INC COM 713448108 557 3,700 SH   SOLE   0 0 3,700
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 340 3,333 SH   SOLE   0 0 3,333
PROCTER AND GAMBLE CO COM 742718109 812 5,806 SH   SOLE   0 0 5,806
ROLLINS INC COM 775711104 620 17,562 SH   SOLE   0 0 17,562
ROSS STORES INC COM 778296103 1,512 13,892 SH   SOLE   0 0 13,892
PRICE T ROWE GROUP INC COM 74144T108 1,006 5,112 SH   SOLE   0 0 5,112
S&P GLOBAL INC COM 78409V104 742 1,745 SH   SOLE   0 0 1,745
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 40 700 SH   SOLE   0 0 700
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 35 650 SH   SOLE   0 0 650
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 72 968 SH   SOLE   0 0 968
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 17 224 SH   SOLE   0 0 224
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,469 23,774 SH   SOLE   0 0 23,774
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 868 8,341 SH   SOLE   0 0 8,341
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,112 129,058 SH   SOLE   0 0 129,058
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6 84 SH   SOLE   0 0 84
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 1,545 36,268 SH   SOLE   0 0 36,268
SOUTHSTATE CORPORATION COM 840441109 265 3,549 SH   SOLE   0 0 3,549
STRYKER CORPORATION COM 863667101 1,305 4,948 SH   SOLE   0 0 4,948
TJX COS INC NEW COM 872540109 3,875 58,733 SH   SOLE   0 0 58,733
TEXAS INSTRS INC COM 882508104 1,938 10,082 SH   SOLE   0 0 10,082
UNITEDHEALTH GROUP INC COM 91324P102 1,709 4,373 SH   SOLE   0 0 4,373
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 195 2,067 SH   SOLE   0 0 2,067
VANGUARD WORLD FD ESG US STK ETF 921910733 247 3,082 SH   SOLE   0 0 3,082
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 11 44 SH   SOLE   0 0 44
VANGUARD WORLD FDS INF TECH ETF 92204A702 581 1,448 SH   SOLE   0 0 1,448
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,054 8,749 SH   SOLE   0 0 8,749
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 28 198 SH   SOLE   0 0 198
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 21 54 SH   SOLE   0 0 54
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 250 2,920 SH   SOLE   0 0 2,920
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 520 5,699 SH   SOLE   0 0 5,699
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,416 15,384 SH   SOLE   0 0 15,384
VISA INC COM CL A 92826C839 13,871 62,271 SH   SOLE   0 0 62,271
WALMART INC COM 931142103 282 2,026 SH   SOLE   0 0 2,026
YUM BRANDS INC COM 988498101 348 2,842 SH   SOLE   0 0 2,842
ZOETIS INC CL A 98978V103 2,935 15,119 SH   SOLE   0 0 15,119
SPDR S&P 500 ETF TR TR UNIT 78462F103 820 1,911 SH   SOLE   0 0 1,911