The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 2,430 45,934 SH   SOLE   45,934 0 0
ABBOTT LABS COM 002824100 1,275 14,682 SH   SOLE   14,682 0 0
APPLE INC COM 037833100 729 2,483 SH   SOLE   2,483 0 0
BANK AMER CORP COM 060505104 249 7,067 SH   SOLE   7,067 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 248 3,859 SH   SOLE   3,859 0 0
BRISTOL MYERS SQUIBB CO RIGHT 99/99/9999 110122157 1 287 SH   SOLE   287 0 0
CANADIAN NATL RY CO COM 136375102 349 3,860 SH   SOLE   3,860 0 0
CITIGROUP INC COM NEW 172967424 2,533 31,708 SH   SOLE   31,708 0 0
COCA COLA CO COM 191216100 1,814 32,778 SH   SOLE   32,778 0 0
COLGATE PALMOLIVE CO COM 194162103 297 4,320 SH   SOLE   4,320 0 0
DISNEY WALT CO COM DISNEY 254687106 225 1,554 SH   SOLE   1,554 0 0
EMERSON ELEC CO COM 291011104 393 5,156 SH   SOLE   5,156 0 0
HOME DEPOT INC COM 437076102 3,699 16,937 SH   SOLE   16,937 0 0
INTEL CORP COM 458140100 1,072 17,904 SH   SOLE   17,904 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 14,600 248,898 SH   SOLE   248,898 0 0
ISHARES TR S&P 100 ETF 464287101 86 600 SH   SOLE   600 0 0
ISHARES TR CORE S&P TTL STK 464287150 56 764 SH   SOLE   764 0 0
ISHARES TR SELECT DIVID ETF 464287168 5 44 SH   SOLE   44 0 0
ISHARES TR CORE S&P500 ETF 464287200 152 470 SH   SOLE   470 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,956 61,907 SH   SOLE   61,907 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4 100 SH   SOLE   100 0 0
ISHARES TR IBOXX INV CP ETF 464287242 31 246 SH   SOLE   246 0 0
ISHARES TR GLOBAL TECH ETF 464287291 51 240 SH   SOLE   240 0 0
ISHARES TR S&P 500 VAL ETF 464287408 16 125 SH   SOLE   125 0 0
ISHARES TR MSCI EAFE ETF 464287465 64 925 SH   SOLE   925 0 0
ISHARES TR CORE S&P MCP ETF 464287507 61 297 SH   SOLE   297 0 0
ISHARES TR PHLX SEMICND ETF 464287523 3 10 SH   SOLE   10 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 71 520 SH   SOLE   520 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 8 48 SH   SOLE   48 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 10 74 SH   SOLE   74 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 22 132 SH   SOLE   132 0 0
ISHARES TR CORE S&P SCP ETF 464287804 16,874 201,241 SH   SOLE   201,241 0 0
ISHARES TR NATIONAL MUN ETF 464288414 55 485 SH   SOLE   485 0 0
ISHARES TR IBOXX HI YD ETF 464288513 88 1,001 SH   SOLE   1,001 0 0
ISHARES TR INTRM GOV CR ETF 464288612 64 564 SH   SOLE   564 0 0
ISHARES TR INTRM TR CRP ETF 464288638 23 400 SH   SOLE   400 0 0
JOHNSON & JOHNSON COM 478160104 1,712 11,734 SH   SOLE   11,734 0 0
LOWES COS INC COM 548661107 228 1,901 SH   SOLE   1,901 0 0
MICROSOFT CORP COM 594918104 4,849 30,751 SH   SOLE   30,751 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,646 8,481 SH   SOLE   8,481 0 0
PEPSICO INC COM 713448108 2,383 17,434 SH   SOLE   17,434 0 0
PFIZER INC COM 717081103 219 5,594 SH   SOLE   5,594 0 0
PHILIP MORRIS INTL INC COM 718172109 228 2,680 SH   SOLE   2,680 0 0
PROCTER & GAMBLE CO COM 742718109 845 6,762 SH   SOLE   6,762 0 0
ROCKWELL AUTOMATION INC COM 773903109 513 2,532 SH   SOLE   2,532 0 0
SOUTHERN CO COM 842587107 2,018 31,685 SH   SOLE   31,685 0 0
UNION PACIFIC CORP COM 907818108 411 2,275 SH   SOLE   2,275 0 0
UNITED PARCEL SERVICE INC CL B 911312106 257 2,193 SH   SOLE   2,193 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 655 11,085 SH   SOLE   11,085 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1 24 SH   SOLE   24 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,988 89,688 SH   SOLE   89,688 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 25,448 86,031 SH   SOLE   86,031 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2 14 SH   SOLE   14 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2 12 SH   SOLE   12 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,492 113,077 SH   SOLE   113,077 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 4 SH   SOLE   4 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 667 3,744 SH   SOLE   3,744 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 89 491 SH   SOLE   491 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 9,879 82,430 SH   SOLE   82,430 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 71 428 SH   SOLE   428 0 0
WALMART INC COM 931142103 2,600 21,878 SH   SOLE   21,878 0 0
WELLS FARGO CO NEW COM 949746101 223 4,153 SH   SOLE   4,153 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 214 1,007 SH   SOLE   1,007 0 0
AT&T INC COM 00206R102 1,065 27,247 SH   SOLE   27,247 0 0
ALPHABET INC CAP STK CL C 02079K107 2,111 1,579 SH   SOLE   1,579 0 0
ALPHABET INC CAP STK CL A 02079K305 847 632 SH   SOLE   632 0 0
COMCAST CORP NEW CL A 20030N101 1,708 37,987 SH   SOLE   37,987 0 0
EXXON MOBIL CORP COM 30231G102 867 12,431 SH   SOLE   12,431 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 12,125 162,666 SH   SOLE   162,666 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 32,775 499,626 SH   SOLE   499,626 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 8,879 176,701 SH   SOLE   176,701 0 0
ISHARES US ETF TR SHT MAT MUN ETF 46431W838 61 1,223 SH   SOLE   1,223 0 0
ISHARES TR USA QUALITY FCTR 46432F339 34,222 338,829 SH   SOLE   338,829 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 24,301 193,542 SH   SOLE   193,542 0 0
ISHARES TR CORE MSCI EAFE 46432F842 37 572 SH   SOLE   572 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 80 1,592 SH   SOLE   1,592 0 0
ISHARES TR CORE DIV GRWTH 46434V621 25,729 611,581 SH   SOLE   611,581 0 0
JPMORGAN CHASE & CO COM 46625H100 867 6,218 SH   SOLE   6,218 0 0
MERCK & CO INC COM 58933Y105 253 2,785 SH   SOLE   2,785 0 0
NATIONAL VISION HLDGS INC COM 63845R107 319 9,822 SH   SOLE   9,822 0 0
NEXTERA ENERGY INC COM 65339F101 391 1,613 SH   SOLE   1,613 0 0
ORACLE CORP COM 68389X105 381 7,187 SH   SOLE   7,187 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 69 680 SH   SOLE   680 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 52 414 SH   SOLE   414 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 37 1,188 SH   SOLE   1,188 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 70 767 SH   SOLE   767 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4 82 SH   SOLE   82 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2 24 SH   SOLE   24 0 0
TRUIST FINL CORP COM 89832Q109 351 6,224 SH   SOLE   6,224 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 274 4,460 SH   SOLE   4,460 0 0
ZOETIS INC CL A 98978V103 1,917 14,487 SH   SOLE   14,487 0 0