The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple, Inc COM 037833100 4,985 28,073 SH   SOLE   0 0 28,073
AbbVie Inc COM 00287Y109 375 2,768 SH   SOLE   0 0 2,768
Abbott Laboratories COM 002824100 288 2,047 SH   SOLE   0 0 2,047
Adobe Systems COM 00724F101 305 537 SH   SOLE   0 0 537
iShares Core Total US Bd Mkt COM 464287226 577 5,058 SH   SOLE   0 0 5,058
Amazon.Com Inc COM 023135106 373 112 SH   SOLE   0 0 112
Becton Dickinson & Co COM 075887109 252 1,001 SH   SOLE   0 0 1,001
Vanguard Total Bond Market Index Fund ETF COM 921937835 208 2,453 SH   SOLE   0 0 2,453
Berkshire Hathaway B New COM 084670702 932 3,118 SH   SOLE   0 0 3,118
CVS Health Corporation COM 126650100 275 2,662 SH   SOLE   0 0 2,662
FT Cboe Vest US Equity Deep Buffer ETF Aug VEST US BUFFER 33740F854 210 5,937 SH   SOLE   0 0 5,937
FT Cboe Vest US Equity Deep Buffer ETF Jan VEST US BUFFER 33740F631 207 6,412 SH   SOLE   0 0 6,412
WisdomTree Largecap Dividend COM 97717W307 775 11,740 SH   SOLE   0 0 11,740
FT Cboe Vest US Equity Deep Buffer ETF Nov VEST US BUFFER 33740F839 532 15,064 SH   SOLE   0 0 15,064
iShares MSCI EAFE Index COM 464287465 3,001 38,141 SH   SOLE   0 0 38,141
Edwards Lifesciences Corporation COM 28176E108 201 1,555 SH   SOLE   0 0 1,555
FT Cboe Vest US Equity Buffer ETF April VEST US BUFFER 33740U885 22,238 681,807 SH   SOLE   0 0 681,807
FT Cboe Vest US Equity Buffer ETF Aug VEST US BUFFER 33740F862 477 12,317 SH   SOLE   0 0 12,317
FT Cboe Vest US Equity Buffer ETF Feb VEST US BUFFER 33740F763 421 10,945 SH   SOLE   0 0 10,945
FT Cboe Vest US Equity Buffer ETF Jun VEST US BUFFER 33740F722 358 9,434 SH   SOLE   0 0 9,434
FT Cboe Vest US Equity Deep Buffer ETF Nov VEST US BUFFER 33740F839 519 13,313 SH   SOLE   0 0 13,313
Alphabet Inc Cl A COM 02079k305 1,055 364 SH   SOLE   0 0 364
iShares Core MSCI EAFE COM 46432F842 11,538 154,583 SH   SOLE   0 0 154,583
iShares S&P Midcap 400 Index COM 464287507 442 1,562 SH   SOLE   0 0 1,562
iShares S&P Smallcap 600 Index COM 464287804 836 7,304 SH   SOLE   0 0 7,304
iShares Core Total USD Bond Market ETF COM 46434V613 234 4,416 SH   SOLE   0 0 4,416
iShares S&P 500 Index Fund COM 464287200 85,793 179,864 SH   SOLE   0 0 179,864
iShares Russell 1000 Val COM 464287598 21,184 126,146 SH   SOLE   0 0 126,146
iShares Russell 1000 Growth COM 464287614 294 963 SH   SOLE   0 0 963
iShares Russell Top 200 ETF COM 464289446 3,826 33,573 SH   SOLE   0 0 33,573
iShares Russell 3000 ETF COM 464287689 218 787 SH   SOLE   0 0 787
Johnson & Johnson COM 478160104 447 2,614 SH   SOLE   0 0 2,614
J P Morgan Chase & Co COM 46625H100 745 4,705 SH   SOLE   0 0 4,705
Lam Research Corporation COM 512807108 237 330 SH   SOLE   0 0 330
Merck & Company COM 58933Y105 249 3,255 SH   SOLE   0 0 3,255
Moderna, Inc. COM 60770K107 292 1,150 SH   SOLE   0 0 1,150
Microsoft Corp COM 594918104 843 2,508 SH   SOLE   0 0 2,508
NewMarket Corporation COM 651587107 324 946 SH   SOLE   0 0 946
Pepsico Inc COM 713448108 322 1,851 SH   SOLE   0 0 1,851
Pfizer Inc. COM 717081103 309 5,238 SH   SOLE   0 0 5,238
Invesco QQQ Trust COM 46090E103 217 544 SH   SOLE   0 0 544
Invesco S&P 500 Equal Weight ETF COM 46137V357 1,376 8,454 SH   SOLE   0 0 8,454
Schwab US Broad Market COM 808524102 1,139 10,079 SH   SOLE   0 0 10,079
Schwab International Equity ETF COM 808524805 2,718 69,918 SH   SOLE   0 0 69,918
Schwab US Large Cap ETF COM 808524201 10,445 91,764 SH   SOLE   0 0 91,764
SPDR S&P 500 ETF Trust COM 78462F103 209 440 SH   SOLE   0 0 440
T. Rowe Price Dividend Growth ETF COM 87283Q404 1,623 45,913 SH   SOLE   0 0 45,913
Visa Inc COM 92826C839 282 1,302 SH   SOLE   0 0 1,302
Vanguard Dividend Appreciation Index Fund ETF COM 921908844 251 1,460 SH   SOLE   0 0 1,460
Vanguard Mid-Cap Index Fund ETF COM 922908629 2,602 10,212 SH   SOLE   0 0 10,212
Vanguard Growth Index Fund ETF COM 922908736 242 753 SH   SOLE   0 0 753
Vanguard Extended Market ETF COM 922908652 950 5,197 SH   SOLE   0 0 5,197
Health Care Select Sector SPDR Fund COM 81369Y209 237 1,685 SH   SOLE   0 0 1,685