The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 229 2,362 SH   SOLE   0 0 2,362
ABBVIE INC COM 00287Y109 596 4,444 SH   SOLE   0 0 4,444
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 453 1,761 SH   SOLE   0 0 1,761
ADOBE INC COM 00724F101 283 1,030 SH   SOLE   0 0 1,030
ALPHABET INC CAP STK CL A 02079K305 1,785 18,660 SH   SOLE   0 0 18,660
ALPHABET INC CAP STK CL C 02079K107 1,487 15,467 SH   SOLE   0 0 15,467
AMARIN CORP PLC SPONS ADR NEW 023111206 11 10,255 SH   SOLE   0 0 10,255
AMAZON COM INC COM 023135106 3,587 31,743 SH   SOLE   0 0 31,743
APPLE INC COM 037833100 22,930 165,919 SH   SOLE   0 0 165,919
ARK ETF TR INNOVATION ETF 00214Q104 1,291 34,216 SH   SOLE   0 0 34,216
AT&T INC COM 00206R102 225 14,675 SH   SOLE   0 0 14,675
BANK AMER CORP COM 060505104 818 27,093 SH   SOLE   0 0 27,093
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,937 7,253 SH   SOLE   0 0 7,253
BOEING CO COM 097023105 261 2,155 SH   SOLE   0 0 2,155
BRISTOL MYERS SQUIBB CO COM 110122108 334 4,693 SH   SOLE   0 0 4,693
CATERPILLAR INC COM 149123101 313 1,907 SH   SOLE   0 0 1,907
CHEVRON CORP NEW COM 166764100 488 3,395 SH   SOLE   0 0 3,395
CIGNA CORP NEW COM 125523100 430 1,549 SH   SOLE   0 0 1,549
CISCO SYS INC COM 17275R102 336 8,395 SH   SOLE   0 0 8,395
COCA COLA CO COM 191216100 222 3,934 SH   SOLE   0 0 3,934
CVS HEALTH CORP COM 126650100 388 4,067 SH   SOLE   0 0 4,067
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 8,182 367,897 SH   SOLE   0 0 367,897
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,057 27,238 SH   SOLE   0 0 27,238
DISNEY WALT CO COM DISNEY 254687106 1,262 13,384 SH   SOLE   0 0 13,384
EDWARDS LIFESCIENCES CORP COM 28176E108 264 3,201 SH   SOLE   0 0 3,201
EMERSON ELEC CO COM 291011104 319 4,353 SH   SOLE   0 0 4,353
EXXON MOBIL CORP COM 30231G102 321 3,679 SH   SOLE   0 0 3,679
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 3,333 134,681 SH   SOLE   0 0 134,681
HOME DEPOT INC COM 437076102 2,851 10,333 SH   SOLE   0 0 10,333
HONEYWELL INTL INC COM 438516106 221 1,325 SH   SOLE   0 0 1,325
INTERNATIONAL BUSINESS MACHS COM 459200101 572 4,815 SH   SOLE   0 0 4,815
INTUIT COM 461202103 331 854 SH   SOLE   0 0 854
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 280 23,550 SH   SOLE   0 0 23,550
INVESCO QQQ TR UNIT SER 1 46090E103 21,497 80,287 SH   SOLE   0 0 80,287
ISHARES INC CORE MSCI EMKT 46434G103 1,438 33,446 SH   SOLE   0 0 33,446
ISHARES TR BLACKROCK ULTRA 46434V878 32,981 659,492 SH   SOLE   0 0 659,492
ISHARES TR CORE S&P500 ETF 464287200 43,482 121,239 SH   SOLE   0 0 121,239
ISHARES TR CORE S&P MCP ETF 464287507 6,522 29,747 SH   SOLE   0 0 29,747
ISHARES TR CORE S&P SCP ETF 464287804 216 2,475 SH   SOLE   0 0 2,475
ISHARES TR CORE S&P TTL STK 464287150 38,943 489,606 SH   SOLE   0 0 489,606
ISHARES TR CORE MSCI EAFE 46432F842 231 4,392 SH   SOLE   0 0 4,392
ISHARES TR EXPONENTIAL TECH 46434V381 1,181 26,504 SH   SOLE   0 0 26,504
ISHARES TR MSCI ACWI ETF 464288257 257 3,297 SH   SOLE   0 0 3,297
ISHARES TR MSCI USA ESG SLC 464288802 1,208 15,917 SH   SOLE   0 0 15,917
ISHARES TR MSCI USA MIN VOL 46429B697 254 3,845 SH   SOLE   0 0 3,845
ISHARES TR PFD AND INCM SEC 464288687 280 23,550 SH   SOLE   0 0 23,550
ISHARES TR RUS 1000 ETF 464287622 52,003 263,534 SH   SOLE   0 0 263,534
ISHARES TR RUS 1000 GRW ETF 464287614 11,319 53,795 SH   SOLE   0 0 53,795
ISHARES TR RUS 1000 VAL ETF 464287598 2,239 16,462 SH   SOLE   0 0 16,462
ISHARES TR RUSSELL 2000 ETF 464287655 381 2,310 SH   SOLE   0 0 2,310
ISHARES TR RUS MID CAP ETF 464287499 1,157 18,616 SH   SOLE   0 0 18,616
ISHARES TR RUSSELL 3000 ETF 464287689 3,795 18,331 SH   SOLE   0 0 18,331
ISHARES TR S&P 500 GRWT ETF 464287309 2,360 40,803 SH   SOLE   0 0 40,803
ISHARES TR SELECT DIVID ETF 464287168 904 8,428 SH   SOLE   0 0 8,428
ISHARES TR SHRT NAT MUN ETF 464288158 676 6,586 SH   SOLE   0 0 6,586
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,179 23,509 SH   SOLE   0 0 23,509
JOHNSON & JOHNSON COM 478160104 1,606 9,829 SH   SOLE   0 0 9,829
JPMORGAN CHASE & CO COM 46625H100 1,067 10,213 SH   SOLE   0 0 10,213
KLA CORP COM NEW 482480100 325 1,073 SH   SOLE   0 0 1,073
LEGGETT & PLATT INC COM 524660107 209 6,220 SH   SOLE   0 0 6,220
LILLY ELI & CO COM 532457108 568 1,757 SH   SOLE   0 0 1,757
LIVE NATION ENTERTAINMENT IN COM 538034109 207 2,727 SH   SOLE   0 0 2,727
LOEWS CORP COM 540424108 205 1,094 SH   SOLE   0 0 1,094
LPL FINL HLDGS INC COM 50212V100 4,602 21,063 SH   SOLE   0 0 21,063
MARKEL CORP COM 570535104 355 327 SH   SOLE   0 0 327
MASTERCARD INC CL A 57636Q104 682 2,400 SH   SOLE   0 0 2,400
MCDONALDS CORP COM 580135101 620 2,685 SH   SOLE   0 0 2,685
MERCK & CO INC COM 58933Y105 696 8,015 SH   SOLE   0 0 8,015
META PLATFORMS INC CL A 30303M102 670 4,941 SH   SOLE   0 0 4,941
MICROSOFT CORP COM 594918104 4,666 20,035 SH   SOLE   0 0 20,035
NETCAPITAL INC COM 64113L103 87 46,755 SH   SOLE   0 0 46,755
NUVEEN AMT FREE MUN CR INC F COM 67071L106 144 12,235 SH   SOLE   0 0 12,235
NVIDIA CORPORATION COM 67066G104 291 2,394 SH   SOLE   0 0 2,394
ORACLE CORP COM 68389X105 269 4,401 SH   SOLE   0 0 4,401
PALANTIR TECHNOLOGIES INC CL A 69608A108 123 15,121 SH   SOLE   0 0 15,121
PEPSICO INC COM 713448108 1,029 6,305 SH   SOLE   0 0 6,305
PFIZER INC COM 717081103 753 17,200 SH   SOLE   0 0 17,200
PROCTER & GAMBLE CO COM 742718109 1,294 10,246 SH   SOLE   0 0 10,246
RAYTHEON TECHNOLOGIES CORP COM 75513E101 250 3,050 SH   SOLE   0 0 3,050
SALESFORCE COM INC COM 79466L302 337 2,341 SH   SOLE   0 0 2,341
SANGAMO THERAPEUTICS INC COM 800677106 49 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,691 349,875 SH   SOLE   0 0 349,875
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,791 132,335 SH   SOLE   0 0 132,335
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,298 54,264 SH   SOLE   0 0 54,264
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,475 62,140 SH   SOLE   0 0 62,140
SELECT SECTOR SPDR TR FINL S 81369Y605 209 6,872 SH   SOLE   0 0 6,872
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 366 3,082 SH   SOLE   0 0 3,082
SOUTHWEST AIRLS CO COM 844741108 559 18,132 SH   SOLE   0 0 18,132
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 268 929 SH   SOLE   0 0 929
SPDR GOLD TR GOLD SHS 78463V107 376 2,434 SH   SOLE   0 0 2,434
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,926 33,241 SH   SOLE   0 0 33,241
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,030 5,009 SH   SOLE   0 0 5,009
SPDR SER TR BLOOMBERG CONV 78464A359 204 3,224 SH   SOLE   0 0 3,224
SPDR SER TR PORTFOLI S&P1500 78464A805 18,625 422,237 SH   SOLE   0 0 422,237
STARBUCKS CORP COM 855244109 620 7,363 SH   SOLE   0 0 7,363
SYSCO CORP COM 871829107 282 3,983 SH   SOLE   0 0 3,983
TESLA INC COM 88160R101 1,390 5,241 SH   SOLE   0 0 5,241
TRANE TECHNOLOGIES PLC SHS G8994E103 329 2,273 SH   SOLE   0 0 2,273
UNITED PARCEL SERVICE INC CL B 911312106 429 2,654 SH   SOLE   0 0 2,654
UNITEDHEALTH GROUP INC COM 91324P102 474 938 SH   SOLE   0 0 938
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 454 1,376 SH   SOLE   0 0 1,376
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,344 42,040 SH   SOLE   0 0 42,040
VANGUARD INDEX FDS GROWTH ETF 922908736 272 1,270 SH   SOLE   0 0 1,270
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 382 4,759 SH   SOLE   0 0 4,759
VANGUARD INDEX FDS SM CP VAL ETF 922908611 218 1,517 SH   SOLE   0 0 1,517
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29,405 163,844 SH   SOLE   0 0 163,844
VANGUARD INDEX FDS VALUE ETF 922908744 440 3,560 SH   SOLE   0 0 3,560
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 53,693 1,115,346 SH   SOLE   0 0 1,115,346
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,194 16,234 SH   SOLE   0 0 16,234
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 417 4,399 SH   SOLE   0 0 4,399
VERIZON COMMUNICATIONS INC COM 92343V104 314 8,273 SH   SOLE   0 0 8,273
VISA INC COM CL A 92826C839 1,015 5,713 SH   SOLE   0 0 5,713
VIVID SEATS INC COM CL A 92854T100 192 25,000 SH   SOLE   0 0 25,000
WALMART INC COM 931142103 1,048 8,079 SH   SOLE   0 0 8,079
WASTE MGMT INC DEL COM 94106L909 232 1,445 SH   SOLE   0 0 1,445