The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   30,976,546 78,881 SH   SOLE   0 0 78,881
VANGUARD INDEX FDS GROWTH ETF 922908736   6,326,348 23,232 SH   SOLE   0 0 23,232
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,580,710 111,214 SH   SOLE   0 0 111,214
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,182,339 14,794 SH   SOLE   0 0 14,794
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,114,361 21,761 SH   SOLE   0 0 21,761
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,965,949 98,240 SH   SOLE   0 0 98,240
MICROSOFT CORP COM 594918104   3,359,683 10,640 SH   SOLE   0 0 10,640
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   3,149,624 72,790 SH   SOLE   0 0 72,790
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,141,928 62,093 SH   SOLE   0 0 62,093
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,844,611 13,392 SH   SOLE   0 0 13,392
APPLE INC COM 037833100   2,702,426 15,784 SH   SOLE   0 0 15,784
ALPHABET INC CAP STK CL A 02079K305   1,905,715 14,563 SH   SOLE   0 0 14,563
ISHARES TR CORE MSCI EAFE 46432F842   1,796,588 27,919 SH   SOLE   0 0 27,919
AMAZON COM INC COM 023135106   1,772,943 13,947 SH   SOLE   0 0 13,947
ISHARES TR MSCI USA MIN VOL 46429B697   1,707,228 23,587 SH   SOLE   0 0 23,587
UNITEDHEALTH GROUP INC COM 91324P102   1,675,745 3,324 SH   SOLE   0 0 3,324
ISHARES TR RUSEL 2500 ETF 46435G268   1,618,893 29,699 SH   SOLE   0 0 29,699
SPDR SER TR PORTFOLIO S&P500 78464A854   1,489,232 29,631 SH   SOLE   0 0 29,631
BROADCOM INC COM 11135F101   1,337,775 1,611 SH   SOLE   0 0 1,611
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,321,044 30,216 SH   SOLE   0 0 30,216
ISHARES TR MSCI EAFE ETF 464287465   1,292,388 18,752 SH   SOLE   0 0 18,752
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,212,988 20,462 SH   SOLE   0 0 20,462
WALMART INC COM 931142103   1,202,999 7,522 SH   SOLE   0 0 7,522
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,190,830 35,473 SH   SOLE   0 0 35,473
MASTERCARD INCORPORATED CL A 57636Q104   1,124,433 2,840 SH   SOLE   0 0 2,840
THERMO FISHER SCIENTIFIC INC COM 883556102   1,038,897 2,052 SH   SOLE   0 0 2,052
MCDONALDS CORP COM 580135101   1,032,215 3,918 SH   SOLE   0 0 3,918
VISA INC COM CL A 92826C839   1,031,773 4,486 SH   SOLE   0 0 4,486
JPMORGAN CHASE & CO COM 46625H100   1,027,030 7,082 SH   SOLE   0 0 7,082
HOME DEPOT INC COM 437076102   986,613 3,265 SH   SOLE   0 0 3,265
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   985,901 46,970 SH   SOLE   0 0 46,970
PEPSICO INC COM 713448108   982,998 5,801 SH   SOLE   0 0 5,801
ISHARES TR SELECT DIVID ETF 464287168   921,224 8,558 SH   SOLE   0 0 8,558
CINTAS CORP COM 172908105   913,269 1,899 SH   SOLE   0 0 1,899
MERCK & CO INC COM 58933Y105   887,651 8,622 SH   SOLE   0 0 8,622
WILLIAMS COS INC COM 969457100   867,248 25,742 SH   SOLE   0 0 25,742
COSTCO WHSL CORP NEW COM 22160K105   866,884 1,534 SH   SOLE   0 0 1,534
T-MOBILE US INC COM 872590104   813,551 5,809 SH   SOLE   0 0 5,809
ASML HOLDING N V N Y REGISTRY SHS N07059210   789,982 1,342 SH   SOLE   0 0 1,342
PROCTER AND GAMBLE CO COM 742718109   780,893 5,354 SH   SOLE   0 0 5,354
ADOBE INC COM 00724F101   777,598 1,525 SH   SOLE   0 0 1,525
ISHARES TR CORE US AGGBD ET 464287226   757,963 8,060 SH   SOLE   0 0 8,060
LOCKHEED MARTIN CORP COM 539830109   752,535 1,840 SH   SOLE   0 0 1,840
ARES CAPITAL CORP COM 04010L103   725,531 37,264 SH   SOLE   0 0 37,264
SPDR SER TR PORTFOLIO INTRMD 78464A375   713,349 22,682 SH   SOLE   0 0 22,682
ISHARES TR CORE S&P500 ETF 464287200   685,800 1,597 SH   SOLE   0 0 1,597
ISHARES TR MSCI EMG MKT ETF 464287234   685,795 18,071 SH   SOLE   0 0 18,071
INTERNATIONAL PAPER CO COM 460146103   679,074 19,145 SH   SOLE   0 0 19,145
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   676,043 12,225 SH   SOLE   0 0 12,225
CISCO SYS INC COM 17275R102   666,846 12,404 SH   SOLE   0 0 12,404
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   662,540 9,193 SH   SOLE   0 0 9,193
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   662,527 5,059 SH   SOLE   0 0 5,059
PHILIP MORRIS INTL INC COM 718172109   646,327 6,981 SH   SOLE   0 0 6,981
EOG RES INC COM 26875P101   630,761 4,976 SH   SOLE   0 0 4,976
NORTHROP GRUMMAN CORP COM 666807102   630,070 1,431 SH   SOLE   0 0 1,431
CHEVRON CORP NEW COM 166764100   606,146 3,595 SH   SOLE   0 0 3,595
SONOCO PRODS CO COM 835495102   604,753 11,127 SH   SOLE   0 0 11,127
ALTRIA GROUP INC COM 02209S103   603,894 14,361 SH   SOLE   0 0 14,361
MARATHON PETE CORP COM 56585A102   599,610 3,962 SH   SOLE   0 0 3,962
NXP SEMICONDUCTORS N V COM N6596X109   590,964 2,956 SH   SOLE   0 0 2,956
ISHARES TR IBOXX HI YD ETF 464288513   587,180 7,965 SH   SOLE   0 0 7,965
ISHARES TR 0-5YR HI YL CP 46434V407   584,555 14,247 SH   SOLE   0 0 14,247
AT&T INC COM 00206R102   569,003 37,883 SH   SOLE   0 0 37,883
EQUINIX INC COM 29444U700   564,305 777 SH   SOLE   0 0 777
GENUINE PARTS CO COM 372460105   560,339 3,881 SH   SOLE   0 0 3,881
DOMINION ENERGY INC COM 25746U109   551,988 12,357 SH   SOLE   0 0 12,357
ROPER TECHNOLOGIES INC COM 776696106   547,237 1,130 SH   SOLE   0 0 1,130
AMERICAN WTR WKS CO INC NEW COM 030420103   544,940 4,401 SH   SOLE   0 0 4,401
PROLOGIS INC. COM 74340W103   543,031 4,839 SH   SOLE   0 0 4,839
DISNEY WALT CO COM 254687106   542,873 6,698 SH   SOLE   0 0 6,698
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   524,960 11,452 SH   SOLE   0 0 11,452
CME GROUP INC COM 12572Q105   524,279 2,619 SH   SOLE   0 0 2,619
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   520,552 1,695 SH   SOLE   0 0 1,695
COMCAST CORP NEW CL A 20030N101   511,092 11,527 SH   SOLE   0 0 11,527
TRANE TECHNOLOGIES PLC SHS G8994E103   506,667 2,497 SH   SOLE   0 0 2,497
VANGUARD WORLD FD MEGA GRWTH IND 921910816   494,189 2,178 SH   SOLE   0 0 2,178
HARTFORD FINL SVCS GROUP INC COM 416515104   480,274 6,773 SH   SOLE   0 0 6,773
NVIDIA CORPORATION COM 67066G104   478,055 1,099 SH   SOLE   0 0 1,099
MEDTRONIC PLC SHS G5960L103   476,194 6,077 SH   SOLE   0 0 6,077
HCA HEALTHCARE INC COM 40412C101   475,972 1,935 SH   SOLE   0 0 1,935
ZOETIS INC CL A 98978V103   475,152 2,731 SH   SOLE   0 0 2,731
NEXTERA ENERGY INC COM 65339F101   453,222 7,911 SH   SOLE   0 0 7,911
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   451,637 9,874 SH   SOLE   0 0 9,874
DANAHER CORPORATION COM 235851102   436,577 1,760 SH   SOLE   0 0 1,760
AMGEN INC COM 031162100   433,779 1,614 SH   SOLE   0 0 1,614
ISHARES TR BROAD USD HIGH 46435U853   432,348 12,456 SH   SOLE   0 0 12,456
COCA COLA CO COM 191216100   430,655 7,693 SH   SOLE   0 0 7,693
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   430,102 4,295 SH   SOLE   0 0 4,295
S&P GLOBAL INC COM 78409V104   425,338 1,164 SH   SOLE   0 0 1,164
BECTON DICKINSON & CO COM 075887109   425,024 1,644 SH   SOLE   0 0 1,644
ISHARES TR BLACKROCK ULTRA 46434V878   422,437 8,385 SH   SOLE   0 0 8,385
AMERICAN ELEC PWR CO INC COM 025537101   420,191 5,586 SH   SOLE   0 0 5,586
ISHARES INC CORE MSCI EMKT 46434G103   417,936 8,782 SH   SOLE   0 0 8,782
ONEOK INC NEW COM 682680103   417,687 6,585 SH   SOLE   0 0 6,585
EMERSON ELEC CO COM 291011104   415,927 4,307 SH   SOLE   0 0 4,307
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   407,492 5,954 SH   SOLE   0 0 5,954
ISHARES TR JPMORGAN USD EMG 464288281   398,995 4,835 SH   SOLE   0 0 4,835
DUKE ENERGY CORP NEW COM NEW 26441C204   395,582 4,482 SH   SOLE   0 0 4,482
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   388,261 3,829 SH   SOLE   0 0 3,829
NNN REIT INC COM 637417106   387,998 10,979 SH   SOLE   0 0 10,979
OGE ENERGY CORP COM 670837103   384,295 11,530 SH   SOLE   0 0 11,530
METLIFE INC COM 59156R108   383,059 6,089 SH   SOLE   0 0 6,089
CONOCOPHILLIPS COM 20825C104   372,723 3,111 SH   SOLE   0 0 3,111
VERIZON COMMUNICATIONS INC COM 92343V104   366,283 11,302 SH   SOLE   0 0 11,302
KENVUE INC COM 49177J102   365,336 18,194 SH   SOLE   0 0 18,194
VALERO ENERGY CORP COM 91913Y100   362,920 2,561 SH   SOLE   0 0 2,561
CINCINNATI FINL CORP COM 172062101   359,198 3,512 SH   SOLE   0 0 3,512
EXXON MOBIL CORP COM 30231G102   354,127 3,012 SH   SOLE   0 0 3,012
PAYCHEX INC COM 704326107   347,040 3,009 SH   SOLE   0 0 3,009
NATIONAL HEALTH INVS INC COM 63633D104   346,937 6,755 SH   SOLE   0 0 6,755
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   332,695 6,674 SH   SOLE   0 0 6,674
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   328,344 7,950 SH   SOLE   0 0 7,950
SYNOPSYS INC COM 871607107   328,164 715 SH   SOLE   0 0 715
FS KKR CAP CORP COM 302635206   324,118 16,461 SH   SOLE   0 0 16,461
MID-AMER APT CMNTYS INC COM 59522J103   323,115 2,512 SH   SOLE   0 0 2,512
ISHARES TR RUSSELL 2000 ETF 464287655   322,198 1,823 SH   SOLE   0 0 1,823
FIFTH THIRD BANCORP COM 316773100   321,691 12,700 SH   SOLE   0 0 12,700
ISHARES TR RUS MDCP VAL ETF 464287473   320,637 3,073 SH   SOLE   0 0 3,073
HUNTINGTON BANCSHARES INC COM 446150104   316,036 30,388 SH   SOLE   0 0 30,388
VICI PPTYS INC COM 925652109   304,066 10,449 SH   SOLE   0 0 10,449
ISHARES TR 1 3 YR TREAS BD 464287457   302,828 3,740 SH   SOLE   0 0 3,740
VANECK ETF TRUST EMERGING MRKT HI 92189F353   302,566 16,979 SH   SOLE   0 0 16,979
EDWARDS LIFESCIENCES CORP COM 28176E108   295,549 4,266 SH   SOLE   0 0 4,266
ISHARES TR US TREAS BD ETF 46429B267   289,716 13,145 SH   SOLE   0 0 13,145
UNILEVER PLC SPON ADR NEW 904767704   289,634 5,863 SH   SOLE   0 0 5,863
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   289,612 5,902 SH   SOLE   0 0 5,902
GENERAL MLS INC COM 370334104   288,595 4,510 SH   SOLE   0 0 4,510
EVERSOURCE ENERGY COM 30040W108   288,108 4,955 SH   SOLE   0 0 4,955
WP CAREY INC COM 92936U109   273,916 5,065 SH   SOLE   0 0 5,065
UGI CORP NEW COM 902681105   273,654 11,898 SH   SOLE   0 0 11,898
INTERNATIONAL BUSINESS MACHS COM 459200101   270,359 1,927 SH   SOLE   0 0 1,927
QUANTA SVCS INC COM 74762E102   268,259 1,434 SH   SOLE   0 0 1,434
SOUTHERN CO COM 842587107   264,511 4,087 SH   SOLE   0 0 4,087
PFIZER INC COM 717081103   263,072 7,931 SH   SOLE   0 0 7,931
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   261,379 5,533 SH   SOLE   0 0 5,533
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   260,595 6,215 SH   SOLE   0 0 6,215
STARWOOD PPTY TR INC COM 85571B105   256,059 13,233 SH   SOLE   0 0 13,233
ADAMS DIVERSIFIED EQUITY FD COM 006212104   253,775 15,251 SH   SOLE   0 0 15,251
SPDR S&P 500 ETF TR TR UNIT 78462F103   251,102 587 SH   SOLE   0 0 587
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   251,039 3,709 SH   SOLE   0 0 3,709
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   245,273 2,590 SH   SOLE   0 0 2,590
BCE INC COM NEW 05534B760   242,227 6,341 SH   SOLE   0 0 6,341
ENTERGY CORP NEW COM 29364G103   240,315 2,598 SH   SOLE   0 0 2,598
GILEAD SCIENCES INC COM 375558103   240,033 3,203 SH   SOLE   0 0 3,203
CONAGRA BRANDS INC COM 205887102   239,871 8,748 SH   SOLE   0 0 8,748
ALPHABET INC CAP STK CL C 02079K107   238,781 1,811 SH   SOLE   0 0 1,811
CITIZENS FINL GROUP INC COM 174610105   231,367 8,633 SH   SOLE   0 0 8,633
TJX COS INC NEW COM 872540109   230,561 2,594 SH   SOLE   0 0 2,594
STARBUCKS CORP COM 855244109   226,076 2,477 SH   SOLE   0 0 2,477
PARKER-HANNIFIN CORP COM 701094104   218,911 562 SH   SOLE   0 0 562
ISHARES TR 3 7 YR TREAS BD 464288661   209,912 1,855 SH   SOLE   0 0 1,855
ISHARES TR SHRT NAT MUN ETF 464288158   208,292 2,025 SH   SOLE   0 0 2,025
KLA CORP COM NEW 482480100   205,939 449 SH   SOLE   0 0 449
GALLAGHER ARTHUR J & CO COM 363576109   203,998 895 SH   SOLE   0 0 895
CINGULATE INC COMMON STOCK 17248W105   8,438 11,900 SH   SOLE   0 0 11,900
FIRST HORIZON CORPORATION COM 320517105   121,915 11,063 SH   SOLE   0 0 11,063