The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 429 1,668 SH   SOLE   0 0 1,668
ADAMS DIVERSIFIED EQUITY FD COM 006212104 208 14,256 SH   SOLE   0 0 14,256
ADOBE SYSTEMS INCORPORATED COM 00724F101 608 2,211 SH   SOLE   0 0 2,211
ALPHABET INC CAP STK CL A 02079K305 1,681 17,579 SH   SOLE   0 0 17,579
ALTRIA GROUP INC COM 02209S103 531 13,153 SH   SOLE   0 0 13,153
AMAZON COM INC COM 023135106 1,857 16,431 SH   SOLE   0 0 16,431
AMERICAN ELEC PWR CO INC COM 025537101 497 5,754 SH   SOLE   0 0 5,754
AMERICAN EXPRESS CO COM 025816109 302 2,241 SH   SOLE   0 0 2,241
AMERICAN WTR WKS CO INC NEW COM 030420103 717 5,506 SH   SOLE   0 0 5,506
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 669 14,805 SH   SOLE   0 0 14,805
APPLE INC COM 037833100 2,449 17,724 SH   SOLE   0 0 17,724
ARES CAPITAL CORP COM 04010L103 597 35,375 SH   SOLE   0 0 35,375
ASML HOLDING N V N Y REGISTRY SHS N07059210 600 1,444 SH   SOLE   0 0 1,444
AT&T INC COM 00206R102 378 24,646 SH   SOLE   0 0 24,646
AVANGRID INC COM 05351W103 328 7,868 SH   SOLE   0 0 7,868
BCE INC COM NEW 05534B760 324 7,736 SH   SOLE   0 0 7,736
BECTON DICKINSON & CO COM 075887109 228 1,025 SH   SOLE   0 0 1,025
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,449 12,916 SH   SOLE   0 0 12,916
BK OF AMERICA CORP COM 060505104 216 7,156 SH   SOLE   0 0 7,156
BLACKSTONE MTG TR INC COM CL A 09257W100 217 9,287 SH   SOLE   0 0 9,287
CHEVRON CORP NEW COM 166764100 556 3,868 SH   SOLE   0 0 3,868
CINCINNATI FINL CORP COM 172062101 363 4,055 SH   SOLE   0 0 4,055
CINTAS CORP COM 172908105 891 2,296 SH   SOLE   0 0 2,296
CISCO SYS INC COM 17275R102 554 13,850 SH   SOLE   0 0 13,850
CITIZENS FINL GROUP INC COM 174610105 363 10,571 SH   SOLE   0 0 10,571
CME GROUP INC COM 12572Q105 580 3,274 SH   SOLE   0 0 3,274
COCA COLA CO COM 191216100 522 9,317 SH   SOLE   0 0 9,317
COMCAST CORP NEW CL A 20030N101 586 19,988 SH   SOLE   0 0 19,988
CONAGRA BRANDS INC COM 205887102 212 6,486 SH   SOLE   0 0 6,486
CONOCOPHILLIPS COM 20825C104 293 2,861 SH   SOLE   0 0 2,861
COSTCO WHSL CORP NEW COM 22160K105 929 1,968 SH   SOLE   0 0 1,968
COTERRA ENERGY INC COM 127097103 388 14,870 SH   SOLE   0 0 14,870
CROWN CASTLE INC COM 22822V101 458 3,166 SH   SOLE   0 0 3,166
DANAHER CORPORATION COM 235851102 1,003 3,881 SH   SOLE   0 0 3,881
DISNEY WALT CO COM 254687106 452 4,791 SH   SOLE   0 0 4,791
DOMINION ENERGY INC COM 25746U109 633 9,155 SH   SOLE   0 0 9,155
DUKE ENERGY CORP NEW COM NEW 26441C204 411 4,420 SH   SOLE   0 0 4,420
EMERSON ELEC CO COM 291011104 350 4,785 SH   SOLE   0 0 4,785
ENTERGY CORP NEW COM 29364G103 324 3,219 SH   SOLE   0 0 3,219
EOG RES INC COM 26875P101 626 5,604 SH   SOLE   0 0 5,604
EQUINIX INC COM 29444U700 568 998 SH   SOLE   0 0 998
EVERSOURCE ENERGY COM 30040W108 422 5,410 SH   SOLE   0 0 5,410
FIFTH THIRD BANCORP COM 316773100 438 13,703 SH   SOLE   0 0 13,703
FIRST HORIZON CORPORATION COM 320517105 519 22,648 SH   SOLE   0 0 22,648
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 279 5,891 SH   SOLE   0 0 5,891
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 224 5,086 SH   SOLE   0 0 5,086
GENERAL MLS INC COM 370334104 372 4,861 SH   SOLE   0 0 4,861
GENUINE PARTS CO COM 372460105 479 3,206 SH   SOLE   0 0 3,206
HARTFORD FINL SVCS GROUP INC COM 416515104 538 8,687 SH   SOLE   0 0 8,687
HCA HEALTHCARE INC COM 40412C101 615 3,346 SH   SOLE   0 0 3,346
HOME DEPOT INC COM 437076102 1,055 3,825 SH   SOLE   0 0 3,825
HUNTINGTON BANCSHARES INC COM 446150104 271 20,543 SH   SOLE   0 0 20,543
INTEL CORP COM 458140100 329 12,766 SH   SOLE   0 0 12,766
INTERNATIONAL BUSINESS MACHS COM 459200101 259 2,177 SH   SOLE   0 0 2,177
INTERNATIONAL PAPER CO COM 460146103 412 12,994 SH   SOLE   0 0 12,994
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,255 62,157 SH   SOLE   0 0 62,157
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 466 11,934 SH   SOLE   0 0 11,934
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,161 12,075 SH   SOLE   0 0 12,075
ISHARES TR 1 3 YR TREAS BD 464287457 351 4,326 SH   SOLE   0 0 4,326
ISHARES TR 3 7 YR TREAS BD 464288661 219 1,915 SH   SOLE   0 0 1,915
ISHARES TR BLACKROCK ULTRA 46434V878 388 7,767 SH   SOLE   0 0 7,767
ISHARES TR CORE MSCI EAFE 46432F842 391 7,428 SH   SOLE   0 0 7,428
ISHARES TR CORE S&P MCP ETF 464287507 300 1,370 SH   SOLE   0 0 1,370
ISHARES TR CORE US AGGBD ET 464287226 806 8,365 SH   SOLE   0 0 8,365
ISHARES TR IBOXX HI YD ETF 464288513 384 5,376 SH   SOLE   0 0 5,376
ISHARES TR IBOXX INV CP ETF 464287242 267 2,604 SH   SOLE   0 0 2,604
ISHARES TR ISHS 1-5YR INVS 464288646 346 7,020 SH   SOLE   0 0 7,020
ISHARES TR ISHS 5-10YR INVT 464288638 246 5,091 SH   SOLE   0 0 5,091
ISHARES TR MSCI USA MIN VOL 46429B697 949 14,352 SH   SOLE   0 0 14,352
ISHARES TR MSCI USA VALUE 46432F388 450 5,496 SH   SOLE   0 0 5,496
ISHARES TR RUS MDCP VAL ETF 464287473 230 2,398 SH   SOLE   0 0 2,398
ISHARES TR RUSSELL 2000 ETF 464287655 293 1,774 SH   SOLE   0 0 1,774
ISHARES TR S&P 500 GRWT ETF 464287309 522 9,019 SH   SOLE   0 0 9,019
ISHARES TR SELECT DIVID ETF 464287168 452 4,215 SH   SOLE   0 0 4,215
ISHARES TR U.S. REAL ES ETF 464287739 322 3,954 SH   SOLE   0 0 3,954
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 12,888 256,940 SH   SOLE   0 0 256,940
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 445 8,844 SH   SOLE   0 0 8,844
JOHNSON & JOHNSON COM 478160104 1,014 6,209 SH   SOLE   0 0 6,209
JPMORGAN CHASE & CO COM 46625H100 822 7,862 SH   SOLE   0 0 7,862
KEYCORP COM 493267108 371 23,152 SH   SOLE   0 0 23,152
KIMBERLY-CLARK CORP COM 494368103 304 2,699 SH   SOLE   0 0 2,699
LOCKHEED MARTIN CORP COM 539830109 783 2,027 SH   SOLE   0 0 2,027
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 224 2,980 SH   SOLE   0 0 2,980
MARATHON PETE CORP COM 56585A102 642 6,463 SH   SOLE   0 0 6,463
MASTERCARD INCORPORATED CL A 57636Q104 948 3,333 SH   SOLE   0 0 3,333
MCDONALDS CORP COM 580135101 1,369 5,933 SH   SOLE   0 0 5,933
MEDTRONIC PLC SHS G5960L103 214 2,649 SH   SOLE   0 0 2,649
MERCK & CO INC COM 58933Y105 1,076 12,490 SH   SOLE   0 0 12,490
META PLATFORMS INC CL A 30303M102 543 4,002 SH   SOLE   0 0 4,002
METLIFE INC COM 59156R108 556 9,147 SH   SOLE   0 0 9,147
MICROSOFT CORP COM 594918104 2,834 12,169 SH   SOLE   0 0 12,169
MID-AMER APT CMNTYS INC COM 59522J103 445 2,872 SH   SOLE   0 0 2,872
NATIONAL HEALTH INVS INC COM 63633D104 253 4,474 SH   SOLE   0 0 4,474
NATIONAL RETAIL PROPERTIES I COM 637417106 515 12,924 SH   SOLE   0 0 12,924
NEXTERA ENERGY INC COM 65339F101 845 10,781 SH   SOLE   0 0 10,781
NORTHROP GRUMMAN CORP COM 666807102 697 1,483 SH   SOLE   0 0 1,483
NXP SEMICONDUCTORS N V COM N6596X109 553 3,751 SH   SOLE   0 0 3,751
OGE ENERGY CORP COM 670837103 264 7,251 SH   SOLE   0 0 7,251
OLD DOMINION FREIGHT LINE IN COM 679580100 359 1,445 SH   SOLE   0 0 1,445
PALO ALTO NETWORKS INC COM 697435105 216 1,317 SH   SOLE   0 0 1,317
PAYCHEX INC COM 704326107 378 3,369 SH   SOLE   0 0 3,369
PAYPAL HLDGS INC COM 70450Y103 469 5,445 SH   SOLE   0 0 5,445
PEPSICO INC COM 713448108 1,406 8,612 SH   SOLE   0 0 8,612
PFIZER INC COM 717081103 714 16,327 SH   SOLE   0 0 16,327
PHILIP MORRIS INTL INC COM 718172109 554 6,668 SH   SOLE   0 0 6,668
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 539 7,464 SH   SOLE   0 0 7,464
PROCTER AND GAMBLE CO COM 742718109 1,108 8,774 SH   SOLE   0 0 8,774
PROLOGIS INC. COM 74340W103 572 5,626 SH   SOLE   0 0 5,626
ROPER TECHNOLOGIES INC COM 776696106 519 1,443 SH   SOLE   0 0 1,443
S&P GLOBAL INC COM 78409V104 451 1,477 SH   SOLE   0 0 1,477
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 271 7,829 SH   SOLE   0 0 7,829
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 370 8,807 SH   SOLE   0 0 8,807
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,312 78,201 SH   SOLE   0 0 78,201
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 276 4,562 SH   SOLE   0 0 4,562
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 493 4,068 SH   SOLE   0 0 4,068
SEMPRA COM 816851109 235 1,570 SH   SOLE   0 0 1,570
SHERWIN WILLIAMS CO COM 824348106 295 1,439 SH   SOLE   0 0 1,439
SONOCO PRODS CO COM 835495102 622 10,971 SH   SOLE   0 0 10,971
SOUTHERN CO COM 842587107 204 2,994 SH   SOLE   0 0 2,994
SPDR SER TR PORTFOLIO S&P500 78464A854 1,230 29,303 SH   SOLE   0 0 29,303
STARBUCKS CORP COM 855244109 395 4,691 SH   SOLE   0 0 4,691
SYNOPSYS INC COM 871607107 323 1,058 SH   SOLE   0 0 1,058
THERMO FISHER SCIENTIFIC INC COM 883556102 1,291 2,545 SH   SOLE   0 0 2,545
TJX COS INC NEW COM 872540109 217 3,492 SH   SOLE   0 0 3,492
T-MOBILE US INC COM 872590104 1,011 7,536 SH   SOLE   0 0 7,536
TRANE TECHNOLOGIES PLC SHS G8994E103 490 3,386 SH   SOLE   0 0 3,386
TRANSUNION COM 89400J107 382 6,414 SH   SOLE   0 0 6,414
TRUIST FINL CORP COM 89832Q109 255 5,848 SH   SOLE   0 0 5,848
UNILEVER PLC SPON ADR NEW 904767704 210 4,796 SH   SOLE   0 0 4,796
UNITEDHEALTH GROUP INC COM 91324P102 1,593 3,154 SH   SOLE   0 0 3,154
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 524 10,504 SH   SOLE   0 0 10,504
VANGUARD INDEX FDS GROWTH ETF 922908736 1,454 6,797 SH   SOLE   0 0 6,797
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 225 1,318 SH   SOLE   0 0 1,318
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 584 4,792 SH   SOLE   0 0 4,792
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,814 32,940 SH   SOLE   0 0 32,940
VANGUARD INDEX FDS SM CP VAL ETF 922908611 237 1,655 SH   SOLE   0 0 1,655
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,247 7,299 SH   SOLE   0 0 7,299
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 234 5,192 SH   SOLE   0 0 5,192
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 383 7,067 SH   SOLE   0 0 7,067
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 573 6,376 SH   SOLE   0 0 6,376
VANGUARD WORLD FD MEGA GRWTH IND 921910816 609 3,495 SH   SOLE   0 0 3,495
VERIZON COMMUNICATIONS INC COM 92343V104 978 25,754 SH   SOLE   0 0 25,754
VISA INC COM CL A 92826C839 1,122 6,316 SH   SOLE   0 0 6,316
WALMART INC COM 931142103 934 7,198 SH   SOLE   0 0 7,198
WILLIAMS COS INC COM 969457100 638 22,294 SH   SOLE   0 0 22,294
WISDOMTREE TR INTL EQUITY FD 97717W703 376 9,374 SH   SOLE   0 0 9,374
WP CAREY INC COM 92936U109 223 3,189 SH   SOLE   0 0 3,189
ZOETIS INC CL A 98978V103 546 3,679 SH   SOLE   0 0 3,679